Behind the scenes, the GRS elves and I have been working to streamline the process for submitting reader stories, guest posts, and financial questions. As part of this, I’ve been reading through every question submitted over the past year. I’ve noticed some patterns.
One topic I’m seeing over and over again is health insurance. We’ve explored health insurance a few times in the past, but we don’t do so often. For one, it’s complicated. For another, it’s boring. But even boring, complicated subjects deserve their day in the sun, right?
Over the next few months, I hope to explore health insurance in a little more detail. Today, though, I thought it would be useful (and informative) to do an informal survey. Today, I want to know: How much do you spend on health insurance?
- Where do you get your health insurance coverage? From an employer? From the government of the country where you live?
- What sort of coverage do you have? Do you wish you had more? Less? What are the pros and cons of your coverage?
- How much do you pay per month? Do you know how much your employer pays? What sorts of co-payments do you have?
I’m especially interested to hear from those who have picked up health insurance on their own. What do you do if you’re self-employed and don’t have access to an employer-sponsored plan? (This is a common question in my inbox, and I know many people are looking for an answer.)
Please note that I don’t want this to turn into a debate over socialized medicine. There’s no need. Instead, this is a chance for folks to compare their situation with others. (Previously, we’ve conducted similar surveys for spending on food, clothes, and gifts.) Now it’s time to share: How much do you spend on health insurance? What kind of coverage do you have, and where do you get it?