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	<title>Comments on: How to Budget Effectively</title>
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	<description>Personal finance that makes cents.  Common sense advice on topics from high interest savings accounts, frugality, cd rates, money market accounts, mortgage rates, how to get out of debt, money management and more.</description>
	<pubDate>Thu, 18 Mar 2010 22:38:58 +0000</pubDate>
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