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Here’s a bit of info that can make you money. A thread in the FatWallet forums offers a list of the best current APY/APRs for checking, savings, and money market accounts. (The Investopedia offers a discussion of the difference between APR and APY.) If you’re looking for the best place to put your money, spend some time researching your options here.
My wife and I have a savings account at a bank on the other side of the country simply because it offered the best rate we could find at the time we opened it. This is not the most convenient method of banking, but because this institution only houses our emergency fund (which can be tapped via debit card), it works for us.
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