Comments on: Handy Personal Finance Spreadsheets http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/ personal finance that makes cents Thu, 20 Nov 2008 12:17:39 +0000 http://wordpress.org/?v=2.5.1 By: Kai Wang http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-144331 Kai Wang Wed, 13 Aug 2008 20:57:41 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-144331 I know this post has been awhile back, but the need of financial spreadsheet is still around. I came up with this for my personal use. It's very raw and I'm still working on it. But here it is. :) http://mypage.iu.edu/~kaiwang/Personal/budget_tracker.xls I know this post has been awhile back, but the need of financial spreadsheet is still around. I came up with this for my personal use. It’s very raw and I’m still working on it. But here it is. :)
http://mypage.iu.edu/~kaiwang/Personal/budget_tracker.xls

]]> By: mhinze.com » Blog Archive » links for 2007-01-29 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-79546 mhinze.com » Blog Archive » links for 2007-01-29 Mon, 19 Feb 2007 14:00:43 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-79546 [...] Handy Personal Finance Spreadsheets (tags: finance money budget spreadsheet excel) [...] [...] Handy Personal Finance Spreadsheets (tags: finance money budget spreadsheet excel) [...]

]]> By: The Stubborn Capitalist » Blog Archive » 73 Ways to Improve Your Life http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-72706 The Stubborn Capitalist » Blog Archive » 73 Ways to Improve Your Life Mon, 12 Feb 2007 01:51:50 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-72706 [...] Track your spending with software. [...] [...] Track your spending with software. [...]

]]> By: Colleen http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-62336 Colleen Sat, 03 Feb 2007 01:29:03 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-62336 Thank you, thank you! I was just thinking about moving my record keeping from paper to computer so this list is just what I needed to figure out my next step. Love your site! Thank you, thank you! I was just thinking about moving my record keeping from paper to computer so this list is just what I needed to figure out my next step. Love your site!

]]> By: John Doe http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-41201 John Doe Mon, 08 Jan 2007 20:00:13 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-41201 Well, I know Im late ;) but I have a note regarding Vinteks compounding sheet. I tried it out and I was stunned how soon I will be a millionaire, then I remembered that none of my previous calculations gave such an optimistic view. Heres why: Vintek is using 10% interest which is a little otimistic in my opinion, where do you get such rates? Maybe when investing in stock and funds cleverly. On average I would say 5% would still be very unlikely to be realised but even with 5% and 2000+ every year I won't reach above 200,000 (i'm 23) that is because (at least here in germany) they charge 30% (!)tax on your interest. Which I find is totally ridiculous btw.! So that the 5% are just 3.5% in reality. In 2008 they will even raise it to 44% here o.O AAAAAAARGH I believe in the US its about 15% but im not too sure about that. In conclusion: if you hit 46 and your balance doesn't match your excel sheet in any way, don't be surprised! ;) Well, I know Im late ;) but I have a note regarding Vinteks compounding sheet. I tried it out and I was stunned how soon I will be a millionaire, then I remembered that none of my previous calculations gave such an optimistic view. Heres why: Vintek is using 10% interest which is a little otimistic in my opinion, where do you get such rates? Maybe when investing in stock and funds cleverly. On average I would say 5% would still be very unlikely to be realised but even with 5% and 2000+ every year I won’t reach above 200,000 (i’m 23) that is because (at least here in germany) they charge 30% (!)tax on your interest. Which I find is totally ridiculous btw.! So that the 5% are just 3.5% in reality.
In 2008 they will even raise it to 44% here o.O AAAAAAARGH
I believe in the US its about 15% but im not too sure about that.

In conclusion: if you hit 46 and your balance doesn’t match your excel sheet in any way, don’t be surprised! ;)

]]> By: Get Rich Slowly » A Profile of Young People in Debt http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-19519 Get Rich Slowly » A Profile of Young People in Debt Tue, 21 Nov 2006 19:45:07 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-19519 [...] The article provides a link to a very rudimentary budgeting spreadsheet. (I’d like to think you can find better options in this list of handy personal finance spreadsheets I shared in May.) It also points to some useful resources: [...] [...] The article provides a link to a very rudimentary budgeting spreadsheet. (I’d like to think you can find better options in this list of handy personal finance spreadsheets I shared in May.) It also points to some useful resources: [...]

]]> By: Patrick Holt http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-7273 Patrick Holt Sat, 09 Sep 2006 16:27:57 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-7273 JD, I saw that some of the referrals for my website were coming from your site, so I stopped over to say hello! Thanks for the words about my spreadsheet! Currently I have taken them offline for a while, but they should be back shortly. Like your site! JD, I saw that some of the referrals for my website were coming from your site, so I stopped over to say hello! Thanks for the words about my spreadsheet!

Currently I have taken them offline for a while, but they should be back shortly.

Like your site!

]]> By: Sarab Singh http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-6193 Sarab Singh Sun, 27 Aug 2006 20:41:50 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-6193 awesome links man, I haven't even checked them out yet, but if they are what you described it is precisely what I was looking for, thanks a lot awesome links man, I haven’t even checked them out yet, but if they are what you described it is precisely what I was looking for, thanks a lot

]]> By: M_Hagen http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-5419 M_Hagen Fri, 11 Aug 2006 20:44:20 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-5419 The page that had Patrick Holt's spreadsheet is down. Any way I can get a copy of it? The page that had Patrick Holt’s spreadsheet is down. Any way I can get a copy of it?

]]> By: Financial Tidbits http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-1108 Financial Tidbits Mon, 03 Jul 2006 13:27:19 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-1108 <strong>Resource for Personal Finance Spreadsheets...</strong> Get Rich Slowly has compiled a list of personal finance spreadsheets. This is a pretty good list and as the author points out, if you search the web you get a lot of crap until you find some good spreadsheets. If you are looking for some spreadsheet... Resource for Personal Finance Spreadsheets…

Get Rich Slowly has compiled a list of personal finance spreadsheets. This is a pretty good list and as the author points out, if you search the web you get a lot of crap until you find some good spreadsheets.
If you are looking for some spreadsheet…

]]> By: BeancounterBlog.com » Blog Archive » Spreadsheets to Keep Your Finances in Order http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-243 BeancounterBlog.com » Blog Archive » Spreadsheets to Keep Your Finances in Order Mon, 05 Jun 2006 15:41:00 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-243 [...] I found this fantastic list via downloadsquad.com that lists more financial spreadsheets that you’ll know what to do with! They’ll help you with budgeting, expenditure tracking, debt reduction, and tons more. Quicken and Microsoft Money aren’t the only options out there and often those programs don’t fit everyone’s way of thinking. Check out a few of the available spreadsheets to see if one or more fit your needs. [...] [...] I found this fantastic list via downloadsquad.com that lists more financial spreadsheets that you’ll know what to do with! They’ll help you with budgeting, expenditure tracking, debt reduction, and tons more. Quicken and Microsoft Money aren’t the only options out there and often those programs don’t fit everyone’s way of thinking. Check out a few of the available spreadsheets to see if one or more fit your needs. [...]

]]> By: starkos http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-208 starkos Sun, 04 Jun 2006 12:26:34 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-208 My modest contribution to your collection, a spreadsheet that I use to calculate savings goals: http://jason.379.com/savings_goals I hope you find it useful. Keep up the great writing! My modest contribution to your collection, a spreadsheet that I use to calculate savings goals: http://jason.379.com/savings_goals

I hope you find it useful. Keep up the great writing!

]]> By: Handy Personal Finance Spreadsheets at the Money & Investing Dogberry Patch http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-161 Handy Personal Finance Spreadsheets at the Money & Investing Dogberry Patch Mon, 29 May 2006 18:26:04 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-161 [...] Getting Rich Slowly has a great collection of personal finance spreadsheets you can use for budgeting, debt reduction, personal finance calculations, track auto expenses, home maintenance schedules, and the magic of compound returns. [...] [...] Getting Rich Slowly has a great collection of personal finance spreadsheets you can use for budgeting, debt reduction, personal finance calculations, track auto expenses, home maintenance schedules, and the magic of compound returns. [...]

]]> By: Money Mart » Blog Archive » Get Rich Slowly http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-154 Money Mart » Blog Archive » Get Rich Slowly Sun, 28 May 2006 05:51:28 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-154 [...] This blog has a list of Personal Finance Spreadsheets which are very good and quite useful. [...] [...] This blog has a list of Personal Finance Spreadsheets which are very good and quite useful. [...]

]]> By: AllFinancialMatters » Blog Archive » Blog of the Week - No. 36 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-152 AllFinancialMatters » Blog Archive » Blog of the Week - No. 36 Sun, 28 May 2006 04:35:17 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-152 [...] This week’s Blog of the Week is GetRichSlowly. Although this blog is relatively new, it gets a lot of traffic. I just found this blog this week when I noticed that the author linked to one of my posts. Anyway, it is a nicely-written blog with cool posts like this one, which is a list of useful spreadsheets and this one, which offers tips for selling on eBay. I thought it was funny that the book he mentions selling, The Hidden Game of Baseball, is the same book I picked up at my local library (in perfect condition) for $1.00! He sold his for $71. [...] [...] This week’s Blog of the Week is GetRichSlowly. Although this blog is relatively new, it gets a lot of traffic. I just found this blog this week when I noticed that the author linked to one of my posts. Anyway, it is a nicely-written blog with cool posts like this one, which is a list of useful spreadsheets and this one, which offers tips for selling on eBay. I thought it was funny that the book he mentions selling, The Hidden Game of Baseball, is the same book I picked up at my local library (in perfect condition) for $1.00! He sold his for $71. [...]

]]> By: Akkam’s Razor http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-149 Akkam’s Razor Sat, 27 May 2006 17:38:32 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-149 [...] Get Rich Slowly » Handy Personal Finance Spreadsheets (tags: spreadsheet personal finance budget) [...] [...] Get Rich Slowly » Handy Personal Finance Spreadsheets (tags: spreadsheet personal finance budget) [...]

]]> By: Handy Personal Finance Spreadsheets - lifehack.org http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-143 Handy Personal Finance Spreadsheets - lifehack.org Fri, 26 May 2006 16:44:21 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-143 [...] You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site. Share and Enjoy:These icons link to social bookmarking sites where readers canshare and discover new web pages. [...] [...] You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site. Share and Enjoy:These icons link to social bookmarking sites where readers canshare and discover new web pages. [...]

]]> By: frugal http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-139 frugal Fri, 26 May 2006 07:45:15 +0000 http://www.getrichslowly.org/blog/2006/05/25/handy-personal-finance-spreadsheets/#comment-139 You have a good point about web-based calculators. But I think I made <a href="http://www.1stMillionAt33.com/finance-calculators/" rel="nofollow">my calculators</a> general enough for most people. My federal tax calculator will even calculate for 4 kinds of filing status. You have a good point about web-based calculators. But I think I made my calculators general enough for most people. My federal tax calculator will even calculate for 4 kinds of filing status.

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