AskMe: Are there online systems that allow good tracking of cashflow? I suggested billQ, though I’m not sure that’s what the poster is after.
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Keep an eye on: http://www.whatbills.com
I use their service and think they are expanding into this area.
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I use https://www.buxfer.com to track my expenses. It does not have a budgeting feature yet.
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If someone’s looking for an alternative to Quicken that gets results, I’m very partial to http://www.youneedabudget.com.
But my opinion may be a bit biased…
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definitely check out http://www.clearcheckbook.com
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After trying many online solutions, even options above, I have found the MVelopes is the one for me:
http://www.MVelopes.com
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This one is free and good: http://www.ourcashflow.com/
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I need something online to manage my finances. Just like an online bank statement, but with the ability to add a note to each transaction, so I can note what each transaction was e.g. “food… clothes..etc.”. I don’t want to input each transaction manually. I just want to be able to add notes. So if this is third party to my bank account, it would mean being able to interface with my bank to download my transaction and bank details. Sounds simple enough eh?
I went through all the links suggested in this forum. However, unfortunately, all have at least one major flaw rendering them pointless for me.
http://www.MVelopes.com only works in America, does not work for the UK.
http://www.ourcashflow.com/ isn’t up and running yet, you can’t sign up.
http://www.clearcheckbook.com can’t automatically update accounts by connecting to your bank accounts; you have to manually input every single transaction yourself.
https://www.buxfer.com can’t automatically update accounts by connecting to your bank accounts; you have to manually input every transaction yourself.
http://www.youneedabudget.com isn’t a 100% online service, it requires you to download their software.
http://www.whatbills.com can’t automatically update accounts by connecting to your bank accounts, and is mainly just for paying bills.
Any ideas anyone?
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have you tried http://www.wesabe.com ?
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Try http://www.mint.com
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Try http://www.expensr.com
It also has a budget option. You can also compare your spending to other users.
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I got on the beta trial for OurCashFlow. The web 2.0 interface blew me away. The budgeting was cool and practical.
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Quick Books offers a free online version called Simple Start. It is buried on the Intuit site so you have to search for it.
Got alot of upsell emails at first from them, but that seems to have tapered off after a couple months.
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Here’s the blurb on Mint mentioned above that seems to suggest integration with your bank account but may be exclusively for US residents, I don’t know.
mint
http://www.mint.com
Web
Mint isn’t like Quicken, where you enter in all your transactions. Instead, it syncs with your bank and credit card accounts online, checks your spending habits, and tells you how to improve to save money. If you’re not paying attention to your spending, it’ll send you regular alerts to inform you where your money has gone (nice for making sure you haven’t been ripped off).
Source: http://www.pcmag.com/article2/0,2817,2266929,00.asp
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