A Year’s Worth of Credit Card Applications
Saturday, 29th July 2006 (by J.D.)This article is about Credit Cards, Funny Money
How many credit card applications do you receive in a year? One cockeyed.com reader decided to keep track. From April of 2005 to April 2006, he noted every credit card offer that came to him.
I received 141 applications with 100 of them containing the sample credit cards. I regret not keeping more complete records like available interest rates per time of year, frequency of offers from which company etc. I can tell you that I received a substantial portion of the applications in the end of October but again I can’t say exactly how many.
This would be a fun exercise here at Get Rich Slowly. Because I have not yet opted out of the credit card solicitation list, I still get tons of offers. But how many? Let’s find out. Starting August 1st, I will note every offer I receive for the next year. I’ll tabulate the data in an Excel spreadsheet. (But should I track the offers my wife receives, too?)
Stay tuned!
[A Year's Worth of Credit-Card Applications — Do try this at home.]
I have been thinking about photographing the stack of credit card offers I have been accumulating and meaning to shred. It’s great someone has done that! I haven’t kept the sample cards, though. I can tell you who the bulk of them come from, and they’re not in my wallet!
I’d be interested to see how many you get. I’m sure I get several hundred per year since it seems like I get at least 1 per day. Never knew you could opt-out!
I usually open the credit card offer mails, Tear and thread the part with my name and address, put every thing in the return envelope and mail.