September 2006


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Mr. Impulse-Buyer Guy

Mrs. Addicted-to-Sales Shopper

Mr. and Mrs. Too-Much-Home Buyer

[read all of Real Financial Heroes]

Wheaties for Your Wallet » Blog Archive » Freakonomics, Information Asymmetry, and the Internet
A long, thoughtful meditation on how the internet might become more useful for consumers. Wheaties for Your Wallet has been a great read this past month.
(tags: shopping economics wesabe)

re:PDX - Portland Oregon Real Estate » Watch Your Wallet (and your FICO score)
What to do if you suspect you are the victim of identity theft.
(tags: identitytheft)

[read all of links for 2006-09-30]

My friend Mike is well-off. He lives alone, makes a good salary, invests wisely, and doesn’t spend money on foolish endeavors. Yet he often gets charged late fees. Why? Because he’s disorganized. He brings his bills home, throws them on the table, and they get lost under a mass of paper during the weeks that follow. When he remembers his bills, he pays the late fees, and sends extra money to cover the next few months. He knows he’ll forget again.
Here are some tips to make bill-paying easier:

Process mail right away. Don’t even set it down. Open each piece of mail and process it: recycle the junk mail, shred the credit card offers, make a stack of magazines, and pay the bills.
If you can’t process mail right away, have a designated place for bills. Use it. I tuck mine in a cubbyhole at my computer desk. Sometimes I forget to put a bill in the [...]

[read all of 8 Ways to Make Bill-Paying Easier]

In his most recent I Will Teach You to be Rich newsletter, Ramit Sethi shared a link to an article entitled “The $20 Theory of the Universe” [pdf | html]. Author Tom Chiarella’s premise is:
A twenty, placed in the right hand at the right moment, makes things happen. It gets you past the rope, beyond the door, into the secret files. The twenty hastens and chastens, beckons and tugs. The twenty, you see, is a verb. It’s all about action.
As an experiment, Chiarella travels from Indianapolis to New York carrying one-hundred twenty-dollar bills. “I am the original twenty-dollar millionaire,” he writes, buying his way to executive treatment $20 at a time. He uses twenties every chance he gets. He uses them to get his car detailed. He uses them to trade seats with a passenger on a commuter flight. And then to bribe somebody out of first-class on a regular flight. He uses [...]

[read all of The $20 Theory of the Universe]

Too much Junk Mail? | How Do I Stop It | Stop Junk Mail Now with greendimes
A for-pay service that will stop junk mail and, strangely enough, plant a tree for you every month.
(tags: junkmail)

Mutual Improvement: Interview: Jason Fried of 37signals on Money and Happiness
This is a great interview. Fried is one of my muses.
(tags: money happiness self-development values)

[read all of links for 2006-09-29]

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