Comments on: Control Impulse Spending with the 30-Day Rule http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/ personal finance that makes cents Thu, 24 Jul 2008 01:48:44 +0000 http://wordpress.org/?v=2.5.1 By: Nuria http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-139568 Nuria Thu, 10 Jul 2008 11:26:42 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-139568 It's a good rule, though I normally rely on my own scrooginess... "Nice dress, what, 40 bucks? Let's wait for the sales, if it's still here and they have my size, I'll try it." As for the impulse buy in the supermarket, I go there with my bike, so I can only bring back what fits in my basket, which is not too big mind you. It’s a good rule, though I normally rely on my own scrooginess… “Nice dress, what, 40 bucks? Let’s wait for the sales, if it’s still here and they have my size, I’ll try it.”
As for the impulse buy in the supermarket, I go there with my bike, so I can only bring back what fits in my basket, which is not too big mind you.

]]> By: Managing the Spend Lust: Better Known as I Gots the Urgin for Some Splurgin « The Art of Frugality http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-138550 Managing the Spend Lust: Better Known as I Gots the Urgin for Some Splurgin « The Art of Frugality Tue, 01 Jul 2008 14:46:19 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-138550 [...] Get Rich Slowly’s Advice: 30 Day Rule I love J.D and his Get Rich Slowly philosophy. Not only is the man knowledgeable in the area of [...] [...] Get Rich Slowly’s Advice: 30 Day Rule I love J.D and his Get Rich Slowly philosophy. Not only is the man knowledgeable in the area of [...]

]]> By: Geo http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-137834 Geo Wed, 25 Jun 2008 20:40:22 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-137834 I do something that is very similar but I don't keep track of the days. What I do is before buying something I don't really need, I do research. I research about the product, reviews, prices, and if there is something better out there. Then during the whole day, I'll fantasize on how I'd use it and stuff. By the end of the day I'll end up saying to myself, I can get it later I don't need it right now. And this process will go on and on unless the urge is gone or I saved enough change on the side to purchase that product. Usually the urge will disappear. I do something that is very similar but I don’t keep track of the days. What I do is before buying something I don’t really need, I do research. I research about the product, reviews, prices, and if there is something better out there. Then during the whole day, I’ll fantasize on how I’d use it and stuff. By the end of the day I’ll end up saying to myself, I can get it later I don’t need it right now. And this process will go on and on unless the urge is gone or I saved enough change on the side to purchase that product. Usually the urge will disappear.

]]> By: Avoiding Impulse Buys http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-124924 Avoiding Impulse Buys Fri, 28 Mar 2008 14:34:05 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-124924 [...] at Get Rich Slowly had a good post some time ago titled, Control Impulse Spending with the 30-Day Rule. To summarize, he wrote that whenever you feel the urge to make an impulse buy, write it down, go [...] [...] at Get Rich Slowly had a good post some time ago titled, Control Impulse Spending with the 30-Day Rule. To summarize, he wrote that whenever you feel the urge to make an impulse buy, write it down, go [...]

]]> By: Heidi http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-122510 Heidi Thu, 13 Mar 2008 20:59:01 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-122510 Regarding the outgoings.eu thing, in the same sense, you can use flickr. Take a picture of your receipts, tag them with what you bought/where you spent the money and then upload them (you can upload them as private, so only you can see them). You can go back and look at the words in a tag cloud to see where you shop the most. If you impulse buy and genuine buy from one place, you could easily tag the different receipts as "WalMart Necessary" and "WalMart Unnecessary," as I have currently done in YNAB for food (I tend to impulse buy food items. "I feel like having a cinnamon roll! CHA CHING!" "I feel like having powdered donuts! CHA CHING!" "I feel like having a soda! CHA CHING!" Though, I'm getting better with the soda part. I've learned to buy the 67¢ 2 liter bottle of generic soda over the $1.45 1 liter bottle of Diet Coke. I like generic better anyways). Alternatively, if you made an impulse buy at the same time as your necessary purchase, you could easily tag the receipt as two separate things. Or you could tag the necessary items with a "n" in front of them (n-Shoes), and the unnecessary ones with a "u" (u-Notebook). Regarding the outgoings.eu thing, in the same sense, you can use flickr. Take a picture of your receipts, tag them with what you bought/where you spent the money and then upload them (you can upload them as private, so only you can see them).

You can go back and look at the words in a tag cloud to see where you shop the most. If you impulse buy and genuine buy from one place, you could easily tag the different receipts as “WalMart Necessary” and “WalMart Unnecessary,” as I have currently done in YNAB for food (I tend to impulse buy food items. “I feel like having a cinnamon roll! CHA CHING!” “I feel like having powdered donuts! CHA CHING!” “I feel like having a soda! CHA CHING!” Though, I’m getting better with the soda part. I’ve learned to buy the 67¢ 2 liter bottle of generic soda over the $1.45 1 liter bottle of Diet Coke. I like generic better anyways).

Alternatively, if you made an impulse buy at the same time as your necessary purchase, you could easily tag the receipt as two separate things. Or you could tag the necessary items with a “n” in front of them (n-Shoes), and the unnecessary ones with a “u” (u-Notebook).

]]> By: peter http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-115969 peter Tue, 05 Feb 2008 12:26:12 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-115969 Try using http://outgoings.eu - it's simple, free and you can write down and categorize your spendings from every place as it is in the internet. Try using http://outgoings.eu - it’s simple, free and you can write down and categorize your spendings from every place as it is in the internet.

]]> By: Daily Links: Taxes, Batteries, and Frivolous Purchases ? Get Rich Slowly http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-110318 Daily Links: Taxes, Batteries, and Frivolous Purchases ? Get Rich Slowly Thu, 03 Jan 2008 09:00:42 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-110318 [...] as this, I’ve begun practicing some of the same techniques. They make a difference. (The 30-day rule [...] [...] as this, I’ve begun practicing some of the same techniques. They make a difference. (The 30-day rule [...]

]]> By: Anita O. http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-106274 Anita O. Mon, 26 Nov 2007 15:39:35 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-106274 I don't go out that much so I don't spend.I do have to get prerared food sometimes because my stove does not work.I have a microwave.Which helps alot. I go to garge sales if I can.I fine some things I can use.And items that may not even be in stores. You could really find anything at Garage-Sales.And sometimes you meet nice people also. I don’t go out that much so I don’t spend.I do have to get prerared food sometimes because my stove does not work.I have a microwave.Which helps alot.
I go to garge sales if I can.I fine some things I can use.And items that may not even be in stores.
You could really find anything at Garage-Sales.And sometimes you meet nice people also.

]]> By: Ensign http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-96864 Ensign Wed, 05 Sep 2007 01:26:40 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-96864 But what happens if what you want may be a little expensive? Lets say I am feeling pretty stupid and had a compelling impulse to buy a $1,000 watch and the next day had another impulse to get something equally expensive? But what happens if what you want may be a little expensive?

Lets say I am feeling pretty stupid and had a compelling impulse to buy a $1,000 watch and the next day had another impulse to get something equally expensive?

]]> By: Clutter’s Last Stand: The Cost of Buying Things You Do Not Use ? Get Rich Slowly http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-88414 Clutter’s Last Stand: The Cost of Buying Things You Do Not Use ? Get Rich Slowly Mon, 04 Jun 2007 17:55:49 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-88414 [...] I used to buy things on impulse, not because I wanted them. I simply had the urge to spend. Now if I really want something, I generally force myself to wait using the 30-day rule. [...] [...] I used to buy things on impulse, not because I wanted them. I simply had the urge to spend. Now if I really want something, I generally force myself to wait using the 30-day rule. [...]

]]> By: Double Your Emergency Fund Challenge http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-85081 Double Your Emergency Fund Challenge Wed, 02 May 2007 05:53:59 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-85081 [...] not buy expensive items on impulse; think it over for at least a day or 30 days.  If you’re forced to dip into your savings for an emergency, consider it a loan which must [...] [...] not buy expensive items on impulse; think it over for at least a day or 30 days.  If you’re forced to dip into your savings for an emergency, consider it a loan which must [...]

]]> By: Simply Thrifty » 4 Steps on Avoiding Overspending with the 30-day Rule http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-26332 Simply Thrifty » 4 Steps on Avoiding Overspending with the 30-day Rule Fri, 08 Dec 2006 01:07:56 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-26332 [...] You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your ownsite. [...] [...] You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your ownsite. [...]

]]> By: Hillitse tuhlailua käyttämällä “30 päivän sääntöä” http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-9963 Hillitse tuhlailua käyttämällä “30 päivän sääntöä” Sun, 08 Oct 2006 07:45:02 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-9963 [...] Törmäsimme tässä äskettäin juttuun, joka kuulostaa aika fiksulta. Tällä “30 päivän säännöllä” saa näppärästi hillittyä heräteostoksia. Näin se menee: [...] [...] Törmäsimme tässä äskettäin juttuun, joka kuulostaa aika fiksulta. Tällä “30 päivän säännöllä” saa näppärästi hillittyä heräteostoksia. Näin se menee: [...]

]]> By: Get Rich Slowly » Best of September http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-9535 Get Rich Slowly » Best of September Tue, 03 Oct 2006 16:28:34 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-9535 [...] Sept. 12th: Control impulse spending with the 30-day rule [...] [...] Sept. 12th: Control impulse spending with the 30-day rule [...]

]]> By: ???????????? » ???-LifeBang http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8994 ???????????? » ???-LifeBang Wed, 27 Sep 2006 10:24:25 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8994 [...] ????????????????????????????????????????????????????????????????????? “??????????????”??getrichslowly.org [...] [...] ????????????????????????????????????????????????????????????????????? “??????????????”??getrichslowly.org [...]

]]> By: Blogging Away Debt » Blog Archive » Presenting…the Carnival of Debt Reduction #54 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8784 Blogging Away Debt » Blog Archive » Presenting…the Carnival of Debt Reduction #54 Mon, 25 Sep 2006 03:19:15 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8784 [...] J.D. Roth presents Control Impulse Spending with the 30-Day Rule posted at Get Rich Slowly. Man, I wish I read this article when I was in college! [...] [...] J.D. Roth presents Control Impulse Spending with the 30-Day Rule posted at Get Rich Slowly. Man, I wish I read this article when I was in college! [...]

]]> By: aussiejo http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8203 aussiejo Tue, 19 Sep 2006 07:22:11 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8203 i use the 30 day rule too - and it has helped me get rich slowly (and get a law degree, an MBA, a house and an investment property as well as a few gadgets) it is a great tip (i'm currently 'waiting' for an Aga cooker, an alfa romeo and a beach house!) i use the 30 day rule too - and it has helped me get rich slowly (and get a law degree, an MBA, a house and an investment property as well as a few gadgets)

it is a great tip (i’m currently ‘waiting’ for an Aga cooker, an alfa romeo and a beach house!)

]]> By: mikelite http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8155 mikelite Mon, 18 Sep 2006 19:23:05 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8155 camera phones are great for this. I usually take pics of books I want and find 'em at the library later on. camera phones are great for this. I usually take pics of books I want and find ‘em at the library later on.

]]> By: And You Retire » Six Random Links: September 18, 2006 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8100 And You Retire » Six Random Links: September 18, 2006 Mon, 18 Sep 2006 05:38:21 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8100 [...] (2) Control Impulse Spending With The 30-Day Rule - GetRichSlowly.org [...] [...] (2) Control Impulse Spending With The 30-Day Rule - GetRichSlowly.org [...]

]]> By: links for 2006-09-17 « retrofit. http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8041 links for 2006-09-17 « retrofit. Sun, 17 Sep 2006 09:20:07 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-8041 [...] Control Impulse Spending with the 30-Day Rule (tags: finance money budget spending advice shopping lifehacks) [...] [...] Control Impulse Spending with the 30-Day Rule (tags: finance money budget spending advice shopping lifehacks) [...]

]]> By: Control Impulse Spending « Mark wants a Porsche http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7860 Control Impulse Spending « Mark wants a Porsche Fri, 15 Sep 2006 06:25:40 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7860 [...] Read the whole article here. [...] [...] Read the whole article here. [...]

]]> By: Brayden » There was a pause http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7844 Brayden » There was a pause Fri, 15 Sep 2006 01:03:25 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7844 [...] Control Impulse Spending with the 30-Day Rule [...] [...] Control Impulse Spending with the 30-Day Rule [...]

]]> By: Frank http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7841 Frank Fri, 15 Sep 2006 00:21:56 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7841 Great idea, and it's even more effective if you use step 1 only. Great idea, and it’s even more effective if you use step 1 only.

]]> By: Lifehacker http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7833 Lifehacker Fri, 15 Sep 2006 00:00:05 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7833 <strong>Control spending with the 30-day rule...</strong> The Get Rich Slowly blog recommends using the 30-day rule to stop yourself from an impulse buy. Here's how it works: 1. Whenever you feel the urge to splurge -- whether it's for new shoes, a new videogame, or a...... Control spending with the 30-day rule…

The Get Rich Slowly blog recommends using the 30-day rule to stop yourself from an impulse buy. Here’s how it works: 1. Whenever you feel the urge to splurge — whether it’s for new shoes, a new videogame, or a……

]]> By: Tam http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7667 Tam Wed, 13 Sep 2006 16:11:09 +0000 http://www.getrichslowly.org/blog/2006/09/12/control-impulse-spending-with-the-30-day-rule/#comment-7667 One of my roommate's techniques is to remember that the place you buy stuff is called a "store." That's because they will store things there for you in case you need them later. One of my roommate’s techniques is to remember that the place you buy stuff is called a “store.” That’s because they will store things there for you in case you need them later.

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