In his most recent I Will Teach You to be Rich newsletter, Ramit Sethi shared a link to an article entitled “The $20 Theory of the Universe” [pdf | html]. Author Tom Chiarella’s premise is: A twenty, placed in the right hand at the right moment, makes things happen. It gets you past the rope, [...]

Too much Junk Mail? | How Do I Stop It | Stop Junk Mail Now with greendimes A for-pay service that will stop junk mail and, strangely enough, plant a tree for you every month. (tags: junkmail) Mutual Improvement: Interview: Jason Fried of 37signals on Money and Happiness This is a great interview. Fried is [...]

This is the third installment in Luneray‘s homebuying adventure. In the first part, she looked at houses. Last week she made an offer. In today’s third part, she discusses coming face-to-face with a lifetime of debt. (Bold emphasis added by J.D.) This house buying experience has been a real eye-opener when it comes to finances, [...]

During my twenties, I accumulated nearly $25,000 in consumer debt. I had a spending problem. With time, I was able to get my spending under control (mostly), but I still owned overwhelming debt. How could I get rid of it? The personal finance books all suggested the same approach: Order your debts from highest interest [...]