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“The couple has also managed to stash away $200,000 and built up over $120,000 in home equity - and they’re both just 30 years old.”
.jpg "The Money Blog Network - Improving your bottom line")
October 23rd, 2006 at 8:20 am
This comment is for the link to “Millionaires in the Making: The Johnsons - Oct. 11, 2006″
I usually love the links on your site and find the advise practical and useful. But I find this article to be over the top for ‘everyman’ type people who are just scraping by. When I read things like:
“It doesn’t hurt that Matt and Kristina take home a combined $147,000 a year”
and
“They’re still trying to figure out how to invest $65,000 that they have in cash.”
I wonder why getrichslowly uses this couple as an example. Maybe it’s my envy talking, but this couple seems to have the good problems associated with money, instead of the real issues most people face.
This article aside, keep up the good work.
October 23rd, 2006 at 8:26 am
October 23rd, 2006 at 9:45 am
It also seems to me that for a couple being held up as a model of financial discipline (”we’re big believers in doing paycheck deductions”) they’re actually not putting nearly as much as they could (or should) into retirement savings:
Currently, Matt puts 10 percent of his income towards his 401(k) [...] Kristina contributes five percent at her current job at Bay National Bank.
October 23rd, 2006 at 3:14 pm
I’ve watched them for awhile, and all the people they talk about on CNN Money as examples for those sorts of things are doing better than most people and spending on things that I’d find completely frivolous. I’m wondering if they’re just all friends of somebody who works at CNN Money or something. All very upper-middle-class or better and living in or near major cities.
November 26th, 2006 at 3:25 pm
I can tell all how to make money in the USA.
First you will need some cash. Say $5000.00
Second you find what you are good at (Roofing, Siding, Concrete, House Cleaning, Mowing Grass,
Bricklaying, Etc.) Then you run an Ad in the Paper for about $80.00 month Professional classifieds, with what you do and be creative.
The phone calls will come in. Set up an appointment with potential client, get dressed up for whatever trade you are doing, and be honest and fair. Deliver more than you told the client, ( EVERYTIME) They will pay you whatever you ask when you prove you are worth it. Make damn sure you come with all the tools and deliver everything everytime… The money will follow. Don’t be afraid to be creative, like offer a free favor without charge, I have realized the guy who works and is persistant always wins. Also, don’t be afraid to get angry at your customers after you get to know them. Don’t leave the take advantage of you. I know from expirence, when I set my customers straight they really realize that they need me and my quality services. I have been very successful by giving more than expected to my customers. I also always answer my phone and I have a Fax machine with a real address. Yes I can be found after the sale. I would never hire a person with just a cell phone and no other info. Remember what the banks say NO PHONE NO LOAN - cell phones do not cut it with a bank you must have a home phone too. Good luck to all.. Brian