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I’ve written about this before, but it never hurts to mention it again: you can save money by comparison shopping, then asking you current service providers to match the best price.
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Great tip: be prepared by photocopying the stuff you carry in your wallet. This will help if you lose it or it gets stolen.
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Someday I’ll write about how foolish gym memberships can be. (Mine certainly is foolish.) Until then, here’s some good advice.
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I think you need one card at least, but perhaps keep the limit low so that we don’t get templeted to spend too much.
One card helps me monitor my expenses, because I have them online and I can track them.
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