Most of us have been there at one time or another: stuck at minimum wage, hog-tied by a fixed income, or working a crap job fresh out of school. Some find themselves living in a city where the cost of living is out of sight. It can be a nightmare trying to make ends meet when you’re barely earning enough for necessities. What use is worrying about retirement when you don’t have enough for rent?

I want to hear some real-life stories from GRS readers: How have you coped with circumstances in which you had to struggle to make ends meet? How did you avoid debt? (Or did you?) How did you get out of the situation? What tips can you offer others who find themselves just striving to get by?

Please share your story so that other readers can learn from your experience.

This article is about Odds and Ends, Real-Life