It gives me bliss when my Quicken balance matches my on-line bank balance before I even begin to reconcile my accounts for the month. I could be overdrawn by $200, and I’d still be glowing inside so long as Quicken and the web statement matched to the penny. It’s even better since I actually have money sitting in the account! Now I need to reconcile with the paper statement — if that matches, too, all will be well in the world. (Then it’s time to update wesabe.)