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	<title>Comments on: Want to Save Money? Just Ask!</title>
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	<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/</link>
	<description>Personal finance that makes cents.  Common sense advice on topics from high interest savings accounts, frugality, cd rates, money market accounts, mortgage rates, how to get out of debt, money management and more.</description>
	<pubDate>Mon, 22 Mar 2010 06:19:28 +0000</pubDate>
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		<title>By: Chris</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-186829</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Mon, 13 Jul 2009 18:49:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-186829</guid>
		<description>What Audio book did you listen to before your Annual job review? I'd like to know because my review is coming up.</description>
		<content:encoded><![CDATA[<p>What Audio book did you listen to before your Annual job review? I&#8217;d like to know because my review is coming up.</p>
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		<title>By: Kelly</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-150676</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Tue, 07 Oct 2008 14:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-150676</guid>
		<description>I've done this successfully many times. Late charges on credit cards, traffic tickets for blowing through the Speed Pass Only line, 'group discounts' for cover charges at bars, hotel room upgrades... the worst that will happen is they'll say no - which is where you were in the beginning!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve done this successfully many times. Late charges on credit cards, traffic tickets for blowing through the Speed Pass Only line, &#8216;group discounts&#8217; for cover charges at bars, hotel room upgrades&#8230; the worst that will happen is they&#8217;ll say no - which is where you were in the beginning!</p>
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		<title>By: This week&#8217;s links &#187; The Bargain Queen</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-36241</link>
		<dc:creator>This week&#8217;s links &#187; The Bargain Queen</dc:creator>
		<pubDate>Fri, 29 Dec 2006 22:33:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-36241</guid>
		<description>[...] Want to Save Money? Just Ask! If you ask for what you want, you have a much better chance of getting it. [...]</description>
		<content:encoded><![CDATA[<p>[...] Want to Save Money? Just Ask! If you ask for what you want, you have a much better chance of getting it. [...]</p>
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		<title>By: sariah</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-36196</link>
		<dc:creator>sariah</dc:creator>
		<pubDate>Fri, 29 Dec 2006 20:54:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-36196</guid>
		<description>This actually does work!  I'm a sophmore in college and I got next semester's bill in the mail a few weeks ago, saying that I owed $500, which I knew I shouldn't.  I got enough financial aid this year (and last) to cover all my expenses.  I went into the financial aid office on campus to find that one of my grants had been cancelled for the current semester as well as for next semester.  I already owed the school another $500 or so.  I wouldn't have known this had I not asked, nor would I have known that I had been given an even bigger grant in its place.  The debt was paid off right there, and my bills for next semester were paid off and part of the left over money is going a book voucher, while the rest was sent to me in check form today.  I put half of it into my checking accont and with the other half I opened a savings account.  (Instead of getting the PlayStation that I wanted.)

Tip for students: try to get books from local libraries instead of buying them.  This works especially well if you have a lot of lit. classes.  I saved almost $100 last semester.  Just make sure you know when you'll need the book, so you can order it in time.  You don't want to be scrambling two days before you need to have it read completely.</description>
		<content:encoded><![CDATA[<p>This actually does work!  I&#8217;m a sophmore in college and I got next semester&#8217;s bill in the mail a few weeks ago, saying that I owed $500, which I knew I shouldn&#8217;t.  I got enough financial aid this year (and last) to cover all my expenses.  I went into the financial aid office on campus to find that one of my grants had been cancelled for the current semester as well as for next semester.  I already owed the school another $500 or so.  I wouldn&#8217;t have known this had I not asked, nor would I have known that I had been given an even bigger grant in its place.  The debt was paid off right there, and my bills for next semester were paid off and part of the left over money is going a book voucher, while the rest was sent to me in check form today.  I put half of it into my checking accont and with the other half I opened a savings account.  (Instead of getting the PlayStation that I wanted.)</p>
<p>Tip for students: try to get books from local libraries instead of buying them.  This works especially well if you have a lot of lit. classes.  I saved almost $100 last semester.  Just make sure you know when you&#8217;ll need the book, so you can order it in time.  You don&#8217;t want to be scrambling two days before you need to have it read completely.</p>
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		<title>By: College Age Finance &#187; links for 2006-12-27</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-36099</link>
		<dc:creator>College Age Finance &#187; links for 2006-12-27</dc:creator>
		<pubDate>Fri, 29 Dec 2006 17:32:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-36099</guid>
		<description>[...] Get Rich Slowly » Want to Save Money? Just Ask! (tags: saving finance tips) [...]</description>
		<content:encoded><![CDATA[<p>[...] Get Rich Slowly » Want to Save Money? Just Ask! (tags: saving finance tips) [...]</p>
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		<title>By: b</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-35412</link>
		<dc:creator>b</dc:creator>
		<pubDate>Thu, 28 Dec 2006 00:35:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-35412</guid>
		<description>Thanks for the informative post! 

I recently read a book about how women are socially discouraged from asking for or expecting to get what they want: 'Women Don't Ask'. The book is relevant to everyone, not just women, revealing how and why certain people (the book uses gender as the dividing line, but it probably can apply to race as well as Brian pointed out) feel entitled to more and how they act because of it. The book doesn't give 'how-to's' like this post does but inspires people to question why they don't expect or ask for what they want.</description>
		<content:encoded><![CDATA[<p>Thanks for the informative post! </p>
<p>I recently read a book about how women are socially discouraged from asking for or expecting to get what they want: &#8216;Women Don&#8217;t Ask&#8217;. The book is relevant to everyone, not just women, revealing how and why certain people (the book uses gender as the dividing line, but it probably can apply to race as well as Brian pointed out) feel entitled to more and how they act because of it. The book doesn&#8217;t give &#8216;how-to&#8217;s&#8217; like this post does but inspires people to question why they don&#8217;t expect or ask for what they want.</p>
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		<title>By: brian</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-35109</link>
		<dc:creator>brian</dc:creator>
		<pubDate>Wed, 27 Dec 2006 05:35:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-35109</guid>
		<description>I'll let my cynical side show for a moment and say that when your a brown skinned Native guy, you learn not to ask. Sorry.</description>
		<content:encoded><![CDATA[<p>I&#8217;ll let my cynical side show for a moment and say that when your a brown skinned Native guy, you learn not to ask. Sorry.</p>
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		<title>By: The Sarcasticynic</title>
		<link>http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-35046</link>
		<dc:creator>The Sarcasticynic</dc:creator>
		<pubDate>Wed, 27 Dec 2006 00:57:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2006/12/26/want-to-save-money-just-ask/#comment-35046</guid>
		<description>I once heard that you may be able to get a lower rate on your credit card simply by asking.  I doubted it, but said, what the heck?  I called my credit card company and asked.  They looked at my credit longevity, probably did a quick check on my credit score, and said, Sure.  That phone call reduced my credit card interest rate from 13.99% to 9.99%.  Never hurts to ask.</description>
		<content:encoded><![CDATA[<p>I once heard that you may be able to get a lower rate on your credit card simply by asking.  I doubted it, but said, what the heck?  I called my credit card company and asked.  They looked at my credit longevity, probably did a quick check on my credit score, and said, Sure.  That phone call reduced my credit card interest rate from 13.99% to 9.99%.  Never hurts to ask.</p>
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