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| Ask the Readers: So Much Debt, So Little Time? »
Personal Finance Tip: Sometimes lowering the APR on your credit card is as easy as calling customer
service and asking specifically, “My APR is X.XX, is there any way you can
lower that? I’ve been a customer since X”. It’s important to stress how long
you’ve been a customer because it shows that you appreciate your relationship
with the company.
