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Thanks to all who contributed guest entries during my recent break.

I had hoped to do a lot of behind-the-scenes work while you supplied the site content, but frankly I just relaxed. Organizing and editing the guest-posts took more time than I had anticipated, and I managed to jot notes on a couple dozen (!!!) ideas for future articles. But mostly I enjoyed the company of family and friends.

There are still a few guest-entries to post in the coming weeks. Several more have been promised to me. Look for these articles from your fellow readers throughout the month of January. I hope you all had wonderful holidays, and that you’re ready to take control of your personal finances in 2007!