Finance blog Mighty Bargain Hunter lists 16 ways that being disorganized - missing deadlines or getting lost in clutter - can cost you a bundle. A few points that jumped out at me: Missed rebates. Rebate deals can be really……

When we upgraded our cell phones over the holidays, the salesguy and I filled in all the info right there at the counter. All I had to do was drop it in the mail! Amazing that people can’t get it together to do that.

I’ve heard lotteries described as a “tax on stupidity”. Maybe unclaimed rebates are a “tax on disorganization”?

At our house, bills and other active stuff like rebates go directly into one of those wire-coil envelope holders. Always. We’ve never missed or lost a bill. It’s all even sequestered out of sight in a childproofed cabinet/credenza, but the habit is so ingrained.

When life is extra-harried, I’ve been known to open and glance at a bill, and if I can’t sit down to write out a check right away I’ll write the due date on the outside of the envelope. That way when I do get a second to think about paying bills I can make sure I get the ones due soonest paid off first….

I could go on about this all day, but maybe I’ll just say: manila files, cheap; knowing you could get your hands on any critical document at a moment’s notice, priceless.

Disorganization can be bad, but being messy may not be all bad according to Inc magazine.