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“You’re over 40 and you haven’t started seriously saving for retirement. Despite what you might think, it isn’t too late to get on track.”
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“Keep your eye on your goal, take calculated risks, and enjoy what you’re doing”
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Great advice: you will save money on food and cooking in the long run if you take cooking classes, own a good knife, and acquire a good set of pots and pans. This is especially true if you cook often.
This article is about Spare Change Tuesday, 23rd January 2007 (by J.D. Roth)


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January 23rd, 2007 at 5:03 am
I recently read that in 2005 retirement assets in personal accounts hit the $14.5 trillion. This is the first time personal account assets surpassed pension plan assets.
January 23rd, 2007 at 5:09 am
Thanks for the great links. I especially appreciated the one about investing in good cookware. A lot of time spending a bit a extra is the better longterm decision.
January 23rd, 2007 at 6:09 am
Thanks for the MSNBC link. For those of us who had a… let’s just call it a “misspent youth”, but are now back on track, it can get frustrating to constantly read about how “All you’ve gotta do is start with that IRA at age 18.” Doh! It’s about 18 years too late for that one. It’s good to read that, as long as we do a little work, we don’t have to be asking people if they “want to supersize that” at age 75.
January 23rd, 2007 at 8:33 pm
Hi J.D. —
Glad you liked the post. Thanks for the mention. By the way I’m a big fan.