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	<title>Comments on: Frugality in Practice: Bundle Up to Stay Warm</title>
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	<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Energy Conservation in Alaska: What Worked? What Did Not? ? Get Rich Slowly</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-143640</link>
		<dc:creator>Energy Conservation in Alaska: What Worked? What Did Not? ? Get Rich Slowly</dc:creator>
		<pubDate>Fri, 08 Aug 2008 12:00:59 +0000</pubDate>
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		<description>[...] The temperatures were in the forties, so our house was chilly and uncomfortable for a month. We piled on the layers and tried to keep [...]</description>
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<p>[...] The temperatures were in the forties, so our house was chilly and uncomfortable for a month. We piled on the layers and tried to keep [...]</p>
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		<title>By: NURSE</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-97324</link>
		<dc:creator>NURSE</dc:creator>
		<pubDate>Mon, 10 Sep 2007 18:30:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-97324</guid>
		<description>I live in a huge all brick 5000sq foot Greek Revival historic home. My thermostat kept at 62 degrees max in winter and 78 in the summer. Last winter max gas bill 400.oo and this summer max electri bill was 246.oo. i have two gas furnaces and two c/a units. I live in indiana. this house built in 1844. i hate freezing in the winter. But i could easily hace 2000.oo gas bill though.
Anyone no what difference in gas bill if i increased my thermostat from 62 to 68 cold months?</description>
		<content:encoded><![CDATA[<p>I live in a huge all brick 5000sq foot Greek Revival historic home. My thermostat kept at 62 degrees max in winter and 78 in the summer. Last winter max gas bill 400.oo and this summer max electri bill was 246.oo. i have two gas furnaces and two c/a units. I live in indiana. this house built in 1844. i hate freezing in the winter. But i could easily hace 2000.oo gas bill though.<br />
Anyone no what difference in gas bill if i increased my thermostat from 62 to 68 cold months?</p>
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		<title>By: Practicing what I preach: or getting the dacshunds to cut back on their spending &#171; Nancy Zimmerman: a canadian money coach</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-90856</link>
		<dc:creator>Practicing what I preach: or getting the dacshunds to cut back on their spending &#171; Nancy Zimmerman: a canadian money coach</dc:creator>
		<pubDate>Tue, 26 Jun 2007 02:48:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-90856</guid>
		<description>[...] and &#8216;dogs&#8217; yielded some extraordinary results:  a frugality discussion about using pets for warmth to save on heat, another who cuts old belts down to size for collars and leashes, and way too many frugality tips [...]</description>
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<p>[...] and &#8216;dogs&#8217; yielded some extraordinary results:  a frugality discussion about using pets for warmth to save on heat, another who cuts old belts down to size for collars and leashes, and way too many frugality tips [...]</p>
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		<title>By: Kelly Custer</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-83237</link>
		<dc:creator>Kelly Custer</dc:creator>
		<pubDate>Fri, 06 Apr 2007 19:18:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-83237</guid>
		<description>Is this conversation over? I can&#039;t resist tossing in my 30cents worth in venting and sharing. I live in a largish leaky 1920&#039;s house in Iowa. I lust incessantly after insulation and new windows, but havent&#039;t taken the plunge, yet. Meantime, we have the thermostat set at 48 degrees at night, usually 55 or even less during the day; but with my kitchen door and a set of pocket doors shut, the worst cold is in the front hall/sitting area (where the thermostat is); living/dining/kitchen is okay, and better with our tiny fireplace insert burning. We use heaters in the bedrooms at night, as needed. I sleep in a seperately heated remodeled attic, which falls to 55 according to that thermostat, though it feels more like my front hall 48 degrees. I sleep under a temperature rated down comforter and I&#039;m super comfy. Though on the worst nights I sleep with a scullcap on (&quot;Mama in her kerchief and I in my cap\ Had just settled down for a long winter&#039;s nap&quot;--cozy as can be. And I always sleep with socks on. I&#039;m told it&#039;s sexy.) I do turn that (seperate)furnace on if I&#039;ll be working up there. But my princess daughter and some of my other lightweight housemates run my meter all night long. Savings? You bet your toasty warm rear ends I save. My electric bills are 3 times my summer bills (when, not surprisingly, there&#039;s not a whole lot of air conditioning action, except for the rest of &quot;them&quot; on an as-needed basis), but my gas is way, way lower. Supplemental heat in Iowa in this leaky house could easily be  six months a year. I&#039;m sure I save a $thousand per year. I would love feedback on the most efficient electric heaters; for example econo-heater which heats a 100sq&#039; for 3c/hour, and Edenpure, which one distributer had figured at 8.9c hour for 800sq&#039;, solar air heaters and anything else. (I found this site trying to price out the kill-a-watt device to compare my energy costs for different appliances.) People who only save $15-30 a month freezing their tookasses off must not be paying much to begin with. Anyway, maybe this global warming thing won&#039;t be too bad.</description>
		<content:encoded><![CDATA[<p>Is this conversation over? I can&#8217;t resist tossing in my 30cents worth in venting and sharing. I live in a largish leaky 1920&#8242;s house in Iowa. I lust incessantly after insulation and new windows, but havent&#8217;t taken the plunge, yet. Meantime, we have the thermostat set at 48 degrees at night, usually 55 or even less during the day; but with my kitchen door and a set of pocket doors shut, the worst cold is in the front hall/sitting area (where the thermostat is); living/dining/kitchen is okay, and better with our tiny fireplace insert burning. We use heaters in the bedrooms at night, as needed. I sleep in a seperately heated remodeled attic, which falls to 55 according to that thermostat, though it feels more like my front hall 48 degrees. I sleep under a temperature rated down comforter and I&#8217;m super comfy. Though on the worst nights I sleep with a scullcap on (&#8220;Mama in her kerchief and I in my cap\ Had just settled down for a long winter&#8217;s nap&#8221;&#8211;cozy as can be. And I always sleep with socks on. I&#8217;m told it&#8217;s sexy.) I do turn that (seperate)furnace on if I&#8217;ll be working up there. But my princess daughter and some of my other lightweight housemates run my meter all night long. Savings? You bet your toasty warm rear ends I save. My electric bills are 3 times my summer bills (when, not surprisingly, there&#8217;s not a whole lot of air conditioning action, except for the rest of &#8220;them&#8221; on an as-needed basis), but my gas is way, way lower. Supplemental heat in Iowa in this leaky house could easily be  six months a year. I&#8217;m sure I save a $thousand per year. I would love feedback on the most efficient electric heaters; for example econo-heater which heats a 100sq&#8217; for 3c/hour, and Edenpure, which one distributer had figured at 8.9c hour for 800sq&#8217;, solar air heaters and anything else. (I found this site trying to price out the kill-a-watt device to compare my energy costs for different appliances.) People who only save $15-30 a month freezing their tookasses off must not be paying much to begin with. Anyway, maybe this global warming thing won&#8217;t be too bad.</p>
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		<title>By: ursonate</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-79488</link>
		<dc:creator>ursonate</dc:creator>
		<pubDate>Sun, 18 Feb 2007 07:26:19 +0000</pubDate>
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		<description>I&#039;m a little baffled at those who think these are extreme measures. I guess I just thought this was normal. 65 degrees seems quite warm to me. Except for when we have a freeze warning (I&#039;m in TX) I turn the heat completely off when I&#039;m sleeping or away for the day.

Heavy drapes is another way to help control the drafts in a poorly insulated house or apartment.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a little baffled at those who think these are extreme measures. I guess I just thought this was normal. 65 degrees seems quite warm to me. Except for when we have a freeze warning (I&#8217;m in TX) I turn the heat completely off when I&#8217;m sleeping or away for the day.</p>
<p>Heavy drapes is another way to help control the drafts in a poorly insulated house or apartment.</p>
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		<title>By: Eilan</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-78785</link>
		<dc:creator>Eilan</dc:creator>
		<pubDate>Sat, 17 Feb 2007 15:10:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-78785</guid>
		<description>@Goldenlady
You write you are using a space heater to reduce &quot;overall heating expenses&quot;. I guess electricity is for free?

To all: Coming from Germany I always wonder how poorly insulated houses are in the US and what antiquated heating systems people have. In Germany there are laws for newly built houses on insulation. And also on heating equipment (CO2 emmissions are being controlled also for private people) Every ratiator has a thermostate so one can control the temperature room by room and not only for the whole house. And heating costs (oil, natural gas) are extremely high, so are electricity costs. Heating a room with space heaters is actually the most expensive way to heat.
And as energy costs are getting more expensive by the year, energy saving is a big thing here. Solar panels, low energy houses and such are pretty much standard now because nobody can afford these energy costs anymore.

Greetings</description>
		<content:encoded><![CDATA[<p>@Goldenlady<br />
You write you are using a space heater to reduce &#8220;overall heating expenses&#8221;. I guess electricity is for free?</p>
<p>To all: Coming from Germany I always wonder how poorly insulated houses are in the US and what antiquated heating systems people have. In Germany there are laws for newly built houses on insulation. And also on heating equipment (CO2 emmissions are being controlled also for private people) Every ratiator has a thermostate so one can control the temperature room by room and not only for the whole house. And heating costs (oil, natural gas) are extremely high, so are electricity costs. Heating a room with space heaters is actually the most expensive way to heat.<br />
And as energy costs are getting more expensive by the year, energy saving is a big thing here. Solar panels, low energy houses and such are pretty much standard now because nobody can afford these energy costs anymore.</p>
<p>Greetings</p>
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		<title>By: Mary</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-72907</link>
		<dc:creator>Mary</dc:creator>
		<pubDate>Mon, 12 Feb 2007 06:16:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-72907</guid>
		<description>We live in a tiny townhouse in Toronto, and have been setting the thermostat to 62 at night and 66 during the day. Our furnace goes on briefly a couple of times a week at these settings, so our summer and winter gas bills are almost identical.

I work at home and I found our first winter to be miserable: I actually wore gloves a few days until my body adjusted. But you do adjust. Even during this bitter winter, I can wander around in a t-shirt, yoga pants and socks for most of the day. When I do feel cold, on goes a sweater. I&#039;ve never needed a hat.

However, I recently started setting the thermostat to go to 22 Celsius (just under 72 degrees F) for an hour in the morning so I can have a tepid shower without shivering to death. (I have rosacea and can&#039;t soak in hot tubs or take hot showers.)

The one drawback: our cheap tv near the window crapped out on us a few weeks ago when the cold snap started. We need to run the hair dryer over the back of it for a couple of minutes so we can turn it on. We&#039;ll re-arrange the furniture so it goes back to the middle of the room, so hopefully this should help.</description>
		<content:encoded><![CDATA[<p>We live in a tiny townhouse in Toronto, and have been setting the thermostat to 62 at night and 66 during the day. Our furnace goes on briefly a couple of times a week at these settings, so our summer and winter gas bills are almost identical.</p>
<p>I work at home and I found our first winter to be miserable: I actually wore gloves a few days until my body adjusted. But you do adjust. Even during this bitter winter, I can wander around in a t-shirt, yoga pants and socks for most of the day. When I do feel cold, on goes a sweater. I&#8217;ve never needed a hat.</p>
<p>However, I recently started setting the thermostat to go to 22 Celsius (just under 72 degrees F) for an hour in the morning so I can have a tepid shower without shivering to death. (I have rosacea and can&#8217;t soak in hot tubs or take hot showers.)</p>
<p>The one drawback: our cheap tv near the window crapped out on us a few weeks ago when the cold snap started. We need to run the hair dryer over the back of it for a couple of minutes so we can turn it on. We&#8217;ll re-arrange the furniture so it goes back to the middle of the room, so hopefully this should help.</p>
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		<title>By: 30, 000</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-72610</link>
		<dc:creator>30, 000</dc:creator>
		<pubDate>Mon, 12 Feb 2007 00:17:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-72610</guid>
		<description>To cut down on drafts: take clear packing tape and cover every window seam...where it the sash meets the window.. use anywhere you feel a daft. We had many UNDER the window where the frame met the wall.</description>
		<content:encoded><![CDATA[<p>To cut down on drafts: take clear packing tape and cover every window seam&#8230;where it the sash meets the window.. use anywhere you feel a daft. We had many UNDER the window where the frame met the wall.</p>
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		<title>By: Lili</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-69525</link>
		<dc:creator>Lili</dc:creator>
		<pubDate>Fri, 09 Feb 2007 04:14:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-69525</guid>
		<description>I&#039;m from central TX, so heat isn&#039;t usually a huge issue- its a/c. We&#039;re saving to put in solar panels on our deck roof to save money that way. Eventually we hope to be able to cash in on net metering, but until then, I just adore my programmable thermostat.

And cats are a great heat source.. except when they insist on sitting on the KEYBOARD instead of your lap...</description>
		<content:encoded><![CDATA[<p>I&#8217;m from central TX, so heat isn&#8217;t usually a huge issue- its a/c. We&#8217;re saving to put in solar panels on our deck roof to save money that way. Eventually we hope to be able to cash in on net metering, but until then, I just adore my programmable thermostat.</p>
<p>And cats are a great heat source.. except when they insist on sitting on the KEYBOARD instead of your lap&#8230;</p>
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		<title>By: J.D.</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-68953</link>
		<dc:creator>J.D.</dc:creator>
		<pubDate>Thu, 08 Feb 2007 15:26:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-68953</guid>
		<description>&lt;i&gt;this has got to be the most ridiculous conversation.&lt;/i&gt;

I think it&#039;s fun. It points to the different priorities we each have. For some, it&#039;s no big deal to spend a few hundred bucks extra a year to create a comfortable indoor temperature. Others would rather be a little uncomfortable but save the money. I generally fall in the latter camp. 

I&#039;ll admit, though, that I&#039;m a huge bath-taker. Every night during the winter I take a hot bath to &quot;warm my inner core&quot;. Without that habit, I&#039;d need to crank the heat, too.</description>
		<content:encoded><![CDATA[<p><i>this has got to be the most ridiculous conversation.</i></p>
<p>I think it&#8217;s fun. It points to the different priorities we each have. For some, it&#8217;s no big deal to spend a few hundred bucks extra a year to create a comfortable indoor temperature. Others would rather be a little uncomfortable but save the money. I generally fall in the latter camp. </p>
<p>I&#8217;ll admit, though, that I&#8217;m a huge bath-taker. Every night during the winter I take a hot bath to &#8220;warm my inner core&#8221;. Without that habit, I&#8217;d need to crank the heat, too.</p>
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		<title>By: mike</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-68929</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Thu, 08 Feb 2007 14:31:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-68929</guid>
		<description>this has got to be the most ridiculous conversation.  Anyone who sleeps in a coat and a hat needs to reconsider their life.  If you cant afford heat you have to either get a cheaper place or get a better job.  I suppose that an extra 30-50 a month would mean alot to some, but quite honestly, you have to ask yourself what you are doing wrong with your life if you cant afford heat in your house.  And dont forget that the extra cost is only for 3 months (here in the US) so really we are talking about saving a 100-200 for the year!  If your income isnt sufficient enough to handle that much, you may want to consider going back to school and advancing your career.  For me i set my stat at what i wish, which its usually around 68-70.</description>
		<content:encoded><![CDATA[<p>this has got to be the most ridiculous conversation.  Anyone who sleeps in a coat and a hat needs to reconsider their life.  If you cant afford heat you have to either get a cheaper place or get a better job.  I suppose that an extra 30-50 a month would mean alot to some, but quite honestly, you have to ask yourself what you are doing wrong with your life if you cant afford heat in your house.  And dont forget that the extra cost is only for 3 months (here in the US) so really we are talking about saving a 100-200 for the year!  If your income isnt sufficient enough to handle that much, you may want to consider going back to school and advancing your career.  For me i set my stat at what i wish, which its usually around 68-70.</p>
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		<title>By: Sean&#8217;s Log &#187; Blog Archive &#187; Those Toasty Edinburgh Nights</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-68819</link>
		<dc:creator>Sean&#8217;s Log &#187; Blog Archive &#187; Those Toasty Edinburgh Nights</dc:creator>
		<pubDate>Thu, 08 Feb 2007 11:21:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-68819</guid>
		<description>[...] Just saw an article at the Get Rich Slowly blog that talks about how to stay warm in a drafty old house. Moving to Scotland has been a learning experience in this area - our flat was built in 1824 and still has the original windows and drafty floorboards. The nice thing about city living is that our downstairs neighbor does a nice job of sending most of their heat up through our floor. The downside is that most of our heat goes right up to the person above us. The people at the top floor probably don&#8217;t even have to turn on their heat, but that&#8217;s their reward for having to walk up so many stairs every day. [...]</description>
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<p>[...] Just saw an article at the Get Rich Slowly blog that talks about how to stay warm in a drafty old house. Moving to Scotland has been a learning experience in this area &#8211; our flat was built in 1824 and still has the original windows and drafty floorboards. The nice thing about city living is that our downstairs neighbor does a nice job of sending most of their heat up through our floor. The downside is that most of our heat goes right up to the person above us. The people at the top floor probably don&#8217;t even have to turn on their heat, but that&#8217;s their reward for having to walk up so many stairs every day. [...]</p>
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		<title>By: Susan</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-68189</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Thu, 08 Feb 2007 01:59:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-68189</guid>
		<description>Many utilities will provide free energy conservation consulting.  Two Saturdays ago a representative came out to my house, and spent 2 hours with me pointing out easily 60+ things I could do to save energy.  I specifically asked him to only discuss inexpensive options, so he didn&#039;t even go into things like double paned windows and new doors.  I also discovered that insulating my 1922 bungalow wouldn&#039;t be as expensive as I thought - they take a  piece of siding off the outside and blow it in, to the tune of around $1500.

So anyway - see if your utility company has something similar.</description>
		<content:encoded><![CDATA[<p>Many utilities will provide free energy conservation consulting.  Two Saturdays ago a representative came out to my house, and spent 2 hours with me pointing out easily 60+ things I could do to save energy.  I specifically asked him to only discuss inexpensive options, so he didn&#8217;t even go into things like double paned windows and new doors.  I also discovered that insulating my 1922 bungalow wouldn&#8217;t be as expensive as I thought &#8211; they take a  piece of siding off the outside and blow it in, to the tune of around $1500.</p>
<p>So anyway &#8211; see if your utility company has something similar.</p>
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		<title>By: Tim</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67863</link>
		<dc:creator>Tim</dc:creator>
		<pubDate>Wed, 07 Feb 2007 20:21:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67863</guid>
		<description>I&#039;m going to have to agree with Andy/Brenda on this one.  I keep my tstat set at 70 when I&#039;m home and 60 when I&#039;m away.  I would not sacrifice my comfort to save 50-100 bucks a month.  I enjoy the ability to lounge around in some summer type clothes inside my home in the winter.

Some things I&#039;ve discovered:

1.  Socks make a big difference on how warm you feel.

2.  Keep your blinds/curtains open during the sunlight hours of the day and keep them shut when it is dark.

3.  Turn your heat down when you sleep if you prefer to sleep under a lot of covers.  The covers will trap your body heat and you&#039;d prob sleep comfortable if it were 50 inside.</description>
		<content:encoded><![CDATA[<p>I&#8217;m going to have to agree with Andy/Brenda on this one.  I keep my tstat set at 70 when I&#8217;m home and 60 when I&#8217;m away.  I would not sacrifice my comfort to save 50-100 bucks a month.  I enjoy the ability to lounge around in some summer type clothes inside my home in the winter.</p>
<p>Some things I&#8217;ve discovered:</p>
<p>1.  Socks make a big difference on how warm you feel.</p>
<p>2.  Keep your blinds/curtains open during the sunlight hours of the day and keep them shut when it is dark.</p>
<p>3.  Turn your heat down when you sleep if you prefer to sleep under a lot of covers.  The covers will trap your body heat and you&#8217;d prob sleep comfortable if it were 50 inside.</p>
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		<title>By: brad</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67771</link>
		<dc:creator>brad</dc:creator>
		<pubDate>Wed, 07 Feb 2007 19:12:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67771</guid>
		<description>Well hold on, I don&#039;t think we all have to &quot;get used&quot; to shivering in sweaters. There&#039;s a difference between energy conservation and energy efficiency. Energy conservation just means using less energy. Energy efficiency means using less energy to do the same work. So in fact if you invest money in improving your home&#039;s insulation and weather-tightness, you could keep the thermostat set at 70 and still pay less for heat than you do now with the thermostat set at 60. Plus your home may be worth more due to the improvements.

Personally I like it cool, so I&#039;m very happy here in my home office right now with the temperature at 64 degrees. I wear a sweater and slippers, but I&#039;m not at all uncomfortable. But I can understand how that would be too cold for some people. In the long run, if you want to save money on heating the best bet is to make energy efficiency improvements in your home so you can keep the heat at whatever level is comfortable for you while reducing your heating bills. There are lots of great tips on Energy Star &lt;a href=&quot;http://www.energystar.gov/index.cfm?c=products.es_at_home&quot; rel=&quot;nofollow&quot;&gt;Heat Smartly site.&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Well hold on, I don&#8217;t think we all have to &#8220;get used&#8221; to shivering in sweaters. There&#8217;s a difference between energy conservation and energy efficiency. Energy conservation just means using less energy. Energy efficiency means using less energy to do the same work. So in fact if you invest money in improving your home&#8217;s insulation and weather-tightness, you could keep the thermostat set at 70 and still pay less for heat than you do now with the thermostat set at 60. Plus your home may be worth more due to the improvements.</p>
<p>Personally I like it cool, so I&#8217;m very happy here in my home office right now with the temperature at 64 degrees. I wear a sweater and slippers, but I&#8217;m not at all uncomfortable. But I can understand how that would be too cold for some people. In the long run, if you want to save money on heating the best bet is to make energy efficiency improvements in your home so you can keep the heat at whatever level is comfortable for you while reducing your heating bills. There are lots of great tips on Energy Star <a href="http://www.energystar.gov/index.cfm?c=products.es_at_home" rel="nofollow">Heat Smartly site.</a></p>
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		<title>By: Phil</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67707</link>
		<dc:creator>Phil</dc:creator>
		<pubDate>Wed, 07 Feb 2007 18:14:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67707</guid>
		<description>Oh, come on, you may as well get used to it.  60 degrees with layers and knit hats is plenty comfortable.  And I&#039;m saving more than just $15/month.  When someone house sat for us a couple of years ago he kept the temp up at 72 all the time and the gas bill was $150.  At 60 degrees when we&#039;re around during the day (otherwise it&#039;s off) and 55 at night my gas bill was $50 last month.   And then there are the environmental benefits as well - it&#039;s not just about the money.  Better to get used to it now than to have to later when declining natural gas production forces the issue.  In Europe, where energy has always been more expensive, people keep their homes around 60 in the winter; we&#039;ll adjust.</description>
		<content:encoded><![CDATA[<p>Oh, come on, you may as well get used to it.  60 degrees with layers and knit hats is plenty comfortable.  And I&#8217;m saving more than just $15/month.  When someone house sat for us a couple of years ago he kept the temp up at 72 all the time and the gas bill was $150.  At 60 degrees when we&#8217;re around during the day (otherwise it&#8217;s off) and 55 at night my gas bill was $50 last month.   And then there are the environmental benefits as well &#8211; it&#8217;s not just about the money.  Better to get used to it now than to have to later when declining natural gas production forces the issue.  In Europe, where energy has always been more expensive, people keep their homes around 60 in the winter; we&#8217;ll adjust.</p>
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		<title>By: Brenda</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67594</link>
		<dc:creator>Brenda</dc:creator>
		<pubDate>Wed, 07 Feb 2007 17:08:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67594</guid>
		<description>I have to agree with Andy... some people believe being comfortable in your own home is worth the extra $$/month.  I live in an apartment where the radiators always come on late, after it&#039;s cold enough for extra layers, space heaters, lots of tea.  But you know what?  Unless you&#039;re wearing a ski mask on your face, can type with gloves on and wear a wetsuit in the shower... at some point you&#039;re going to feel the cold on your bare skin. Frugality should not equal masochism.</description>
		<content:encoded><![CDATA[<p>I have to agree with Andy&#8230; some people believe being comfortable in your own home is worth the extra $$/month.  I live in an apartment where the radiators always come on late, after it&#8217;s cold enough for extra layers, space heaters, lots of tea.  But you know what?  Unless you&#8217;re wearing a ski mask on your face, can type with gloves on and wear a wetsuit in the shower&#8230; at some point you&#8217;re going to feel the cold on your bare skin. Frugality should not equal masochism.</p>
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		<title>By: dimes</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67550</link>
		<dc:creator>dimes</dc:creator>
		<pubDate>Wed, 07 Feb 2007 16:23:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67550</guid>
		<description>I have tried this experiment, and have found that cranking the heat way down has a negligible effect (maybe $10-15 per month) on the electric bill and a huge effect on my quality of life (who likes to wear robes, coats, blankets and hoods inside?).  I&#039;m willing to pay $15 more not to be bundled up indoors.  We make up for it in the summer, because I only turn on the AC at night unless it&#039;s over 90 outside during the day.</description>
		<content:encoded><![CDATA[<p>I have tried this experiment, and have found that cranking the heat way down has a negligible effect (maybe $10-15 per month) on the electric bill and a huge effect on my quality of life (who likes to wear robes, coats, blankets and hoods inside?).  I&#8217;m willing to pay $15 more not to be bundled up indoors.  We make up for it in the summer, because I only turn on the AC at night unless it&#8217;s over 90 outside during the day.</p>
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		<title>By: Andy</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67411</link>
		<dc:creator>Andy</dc:creator>
		<pubDate>Wed, 07 Feb 2007 14:35:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67411</guid>
		<description>In my opinion, this is a good example of frugal vs cheap.  You are going to outrageous lengths to save some money each month.  While it may add up to be a few hundred dollars, is it really worth not being comfortable in your own home?  I guess it depends on who you talk to, but I like to keep my place around 70.  I still have to bundle up when I go outside, but I&#039;m comfortable wearing my work clothes when I get home because it&#039;s a comparable temperature.</description>
		<content:encoded><![CDATA[<p>In my opinion, this is a good example of frugal vs cheap.  You are going to outrageous lengths to save some money each month.  While it may add up to be a few hundred dollars, is it really worth not being comfortable in your own home?  I guess it depends on who you talk to, but I like to keep my place around 70.  I still have to bundle up when I go outside, but I&#8217;m comfortable wearing my work clothes when I get home because it&#8217;s a comparable temperature.</p>
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		<title>By: Angela</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67332</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Wed, 07 Feb 2007 13:27:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67332</guid>
		<description>Reducing energy costs isn&#039;t just about saving money for me. Its also about being environmentally friendly.

I live in a rented accomodation with only electric storage heaters. These are on a timer to come on for a few hours (to save the planet) and at night (to save money, special electricity tariff). 

I bundle up in 2 sweatshirts and a blanket if I sitting doing nothing. At the moment I put on extra clothes at night, but I&#039;m considering getting a hot water bottle to warm the bed up before I get in.</description>
		<content:encoded><![CDATA[<p>Reducing energy costs isn&#8217;t just about saving money for me. Its also about being environmentally friendly.</p>
<p>I live in a rented accomodation with only electric storage heaters. These are on a timer to come on for a few hours (to save the planet) and at night (to save money, special electricity tariff). </p>
<p>I bundle up in 2 sweatshirts and a blanket if I sitting doing nothing. At the moment I put on extra clothes at night, but I&#8217;m considering getting a hot water bottle to warm the bed up before I get in.</p>
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		<title>By: The Financial Ladder</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-67253</link>
		<dc:creator>The Financial Ladder</dc:creator>
		<pubDate>Wed, 07 Feb 2007 12:25:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-67253</guid>
		<description>Oh good, my wife and I aren&#039;t the only people freezing our butts off this winter. We are experiencing the same issues with a condo that is on the ground floor, with nothing but a crawl space underneath. Thanks for the tips...</description>
		<content:encoded><![CDATA[<p>Oh good, my wife and I aren&#8217;t the only people freezing our butts off this winter. We are experiencing the same issues with a condo that is on the ground floor, with nothing but a crawl space underneath. Thanks for the tips&#8230;</p>
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		<title>By: UncleOxidant</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66971</link>
		<dc:creator>UncleOxidant</dc:creator>
		<pubDate>Wed, 07 Feb 2007 07:59:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66971</guid>
		<description>We keep our house at 60 degrees when we are around during the day.  When we go to bed we usually turn it down to about 56 degrees.  Sleeping with a fleece hat  and a down comforter really helps.  We&#039;re all going to be doing this in a few years with natural gas prices rise as Canada (the main US suppier) produces less and less of the stuff - it&#039;s a good idea to practice now.  Saves money and helps reduce CO2 emissions.</description>
		<content:encoded><![CDATA[<p>We keep our house at 60 degrees when we are around during the day.  When we go to bed we usually turn it down to about 56 degrees.  Sleeping with a fleece hat  and a down comforter really helps.  We&#8217;re all going to be doing this in a few years with natural gas prices rise as Canada (the main US suppier) produces less and less of the stuff &#8211; it&#8217;s a good idea to practice now.  Saves money and helps reduce CO2 emissions.</p>
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		<title>By: Ed</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66923</link>
		<dc:creator>Ed</dc:creator>
		<pubDate>Wed, 07 Feb 2007 07:27:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66923</guid>
		<description>I would keep the temp to 64 in our house, but my DW says that it is too cold and the kids will freeze.  

Being cold will give them a good reason to move around the house doing chores....:-)

So we compromised.  I turn it down when she isn&#039;t looking and she turns it up when I&#039;m not looking.</description>
		<content:encoded><![CDATA[<p>I would keep the temp to 64 in our house, but my DW says that it is too cold and the kids will freeze.  </p>
<p>Being cold will give them a good reason to move around the house doing chores&#8230;.:-)</p>
<p>So we compromised.  I turn it down when she isn&#8217;t looking and she turns it up when I&#8217;m not looking.</p>
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		<title>By: Waldo Jaquith &#187; Blog &#187; Dressing warmly to save money.</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66767</link>
		<dc:creator>Waldo Jaquith &#187; Blog &#187; Dressing warmly to save money.</dc:creator>
		<pubDate>Wed, 07 Feb 2007 03:48:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66767</guid>
		<description>[...] On Get Rich Slowly, J.D. suggests keeping the thermostat at 64&#176; and dressing warmly in the house in order to keep down heating bills. I work at home, and so I have particular incentive to follow this advice. Unlike most working people, I can&#8217;t drop my thermostat down to 55&#176; eight hours a day. So I wear long johns or flannel-lined jeans, three layers (undershirt, shirt, sweater), thick socks and slippers. When my next electricity bill comes I can compare it to last year&#8217;s energy bills and see if all of this bundling up is doing any good. Even if it&#8217;s not, I might keep it up &#8212; it makes me love my wood stove all the more. [...]</description>
		<content:encoded><![CDATA[<div style="background:#dfdcd7">
<p>[...] On Get Rich Slowly, J.D. suggests keeping the thermostat at 64&deg; and dressing warmly in the house in order to keep down heating bills. I work at home, and so I have particular incentive to follow this advice. Unlike most working people, I can&#8217;t drop my thermostat down to 55&deg; eight hours a day. So I wear long johns or flannel-lined jeans, three layers (undershirt, shirt, sweater), thick socks and slippers. When my next electricity bill comes I can compare it to last year&#8217;s energy bills and see if all of this bundling up is doing any good. Even if it&#8217;s not, I might keep it up &#8212; it makes me love my wood stove all the more. [...]</p>
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		<title>By: Elissa</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66660</link>
		<dc:creator>Elissa</dc:creator>
		<pubDate>Wed, 07 Feb 2007 02:26:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66660</guid>
		<description>Oh cats. :)  They&#039;re so useful in the winter time!
I remember when I lived back home in Massachusetts and my dad always kept the house at 65 in the winter, I used to have my cat everywhere with me.  On my lap at the computer,  curled up under the covers in bed, on my feet  when I stretched out on the couch in front of the tv.  I even draped him across my shoulders like a shawl when wandering around the house to keep warm, haha!

But I moved out to CA and into an apartment and left the cat with my dad in MA.  It&#039;s much easier to stay warm when you live in an apartment... oh, and when the temperature outside rarely dips below 60. :)</description>
		<content:encoded><![CDATA[<p>Oh cats. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   They&#8217;re so useful in the winter time!<br />
I remember when I lived back home in Massachusetts and my dad always kept the house at 65 in the winter, I used to have my cat everywhere with me.  On my lap at the computer,  curled up under the covers in bed, on my feet  when I stretched out on the couch in front of the tv.  I even draped him across my shoulders like a shawl when wandering around the house to keep warm, haha!</p>
<p>But I moved out to CA and into an apartment and left the cat with my dad in MA.  It&#8217;s much easier to stay warm when you live in an apartment&#8230; oh, and when the temperature outside rarely dips below 60. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Jeremy</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66502</link>
		<dc:creator>Jeremy</dc:creator>
		<pubDate>Wed, 07 Feb 2007 00:40:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66502</guid>
		<description>Some good common sense advice. I used to like wearing shorts and a t-shirt around the house all winter, but trying to keep it around 70-72 in order to feel comfortable was too costly (especially in times like these where it is dropping to -10F at night and only reaching 0F during the day.

It is as simple as throwing on a pair of pajama or sweat pants and a pair of socks and 65-66 feels just fine.

We currently use propane for our heat and our annual gas bill is usually between 500-600. Not bad to heat a 1600 sq ft house for a year. When we rented a townhouse of a bit smaller size but kept the heat a bit higher we were spending almost double.</description>
		<content:encoded><![CDATA[<p>Some good common sense advice. I used to like wearing shorts and a t-shirt around the house all winter, but trying to keep it around 70-72 in order to feel comfortable was too costly (especially in times like these where it is dropping to -10F at night and only reaching 0F during the day.</p>
<p>It is as simple as throwing on a pair of pajama or sweat pants and a pair of socks and 65-66 feels just fine.</p>
<p>We currently use propane for our heat and our annual gas bill is usually between 500-600. Not bad to heat a 1600 sq ft house for a year. When we rented a townhouse of a bit smaller size but kept the heat a bit higher we were spending almost double.</p>
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		<title>By: Susan</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66469</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Wed, 07 Feb 2007 00:02:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66469</guid>
		<description>This is hands-down 100% *absolutely* the best thing (possibly the only good thing, but still the best) about living in apartment instead of a house.

My mother complains about her gas bill all the time and keeps it down around 60 degrees F in the winter.  At that temperature, I&#039;m miserable; my circulation isn&#039;t good, so when it&#039;s cold I start losing feeling in my fingers no matter how well the rest of me is bundled up.  My mother, of course, is around That Age where she&#039;d happily have it at 50 year round, so it wasn&#039;t all budget-related.

My apartment is a comfy 70 degrees.  For this, we pay an electric bill which is all of $35 a month.  It&#039;s heaven.  I lived with my mother for quite awhile (during undergrad and before) and I like being able to do things without hauling my electric blanket around the house.

My long-term solution to this problem isn&#039;t to live in apartments forever, though... it&#039;s to move south before next winter.  Then, I guess, we&#039;ll be griping about air conditioning costs!</description>
		<content:encoded><![CDATA[<p>This is hands-down 100% *absolutely* the best thing (possibly the only good thing, but still the best) about living in apartment instead of a house.</p>
<p>My mother complains about her gas bill all the time and keeps it down around 60 degrees F in the winter.  At that temperature, I&#8217;m miserable; my circulation isn&#8217;t good, so when it&#8217;s cold I start losing feeling in my fingers no matter how well the rest of me is bundled up.  My mother, of course, is around That Age where she&#8217;d happily have it at 50 year round, so it wasn&#8217;t all budget-related.</p>
<p>My apartment is a comfy 70 degrees.  For this, we pay an electric bill which is all of $35 a month.  It&#8217;s heaven.  I lived with my mother for quite awhile (during undergrad and before) and I like being able to do things without hauling my electric blanket around the house.</p>
<p>My long-term solution to this problem isn&#8217;t to live in apartments forever, though&#8230; it&#8217;s to move south before next winter.  Then, I guess, we&#8217;ll be griping about air conditioning costs!</p>
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		<title>By: J.D.</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66380</link>
		<dc:creator>J.D.</dc:creator>
		<pubDate>Tue, 06 Feb 2007 22:18:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66380</guid>
		<description>Sheesh! Caleb and J: you guys remind me of me.

I really did mean to use irony. In my mind, sarcasm and irony are roughly equivalent, especially in this instance. A quick check using &lt;a href=&quot;http://www.google.com/search?q=define:+irony&quot; rel=&quot;nofollow&quot;&gt;define: irony&lt;/a&gt; and &lt;a href=&quot;http://www.google.com/search?q=define:+sarcasm&quot; rel=&quot;nofollow&quot;&gt;define: sarcasm&lt;/a&gt; at Google supports this usage. However, I agree that a better word choice in this instance would have been sarcasm. It&#039;s better to be clear than to be right.

I&#039;ve replaced &quot;irony&quot; with &quot;sarcasm&quot;.</description>
		<content:encoded><![CDATA[<p>Sheesh! Caleb and J: you guys remind me of me.</p>
<p>I really did mean to use irony. In my mind, sarcasm and irony are roughly equivalent, especially in this instance. A quick check using <a href="http://www.google.com/search?q=define:+irony" rel="nofollow">define: irony</a> and <a href="http://www.google.com/search?q=define:+sarcasm" rel="nofollow">define: sarcasm</a> at Google supports this usage. However, I agree that a better word choice in this instance would have been sarcasm. It&#8217;s better to be clear than to be right.</p>
<p>I&#8217;ve replaced &#8220;irony&#8221; with &#8220;sarcasm&#8221;.</p>
<div id="placeholer-like-66380" class="likediv"><p>loading....</p></div>]]></content:encoded>
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		<title>By: J</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66371</link>
		<dc:creator>J</dc:creator>
		<pubDate>Tue, 06 Feb 2007 22:05:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66371</guid>
		<description>I believe you meant sarcasm not irony. 

On a unrelated note my left-brained word facist blog is doing well.

jk</description>
		<content:encoded><![CDATA[<p>I believe you meant sarcasm not irony. </p>
<p>On a unrelated note my left-brained word facist blog is doing well.</p>
<p>jk</p>
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		<title>By: J.D.</title>
		<link>http://www.getrichslowly.org/blog/2007/02/06/frugality-in-practice-bundle-up-to-stay-warm/comment-page-1/#comment-66366</link>
		<dc:creator>J.D.</dc:creator>
		<pubDate>Tue, 06 Feb 2007 22:02:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/02/05/frugality-in-practice-bundle-up-to-stay-warm/#comment-66366</guid>
		<description>Even though we could afford to heat the house to 80 degrees if we wanted, we&#039;re not interested in spending that kind of money. Even if we *can* afford something doesn&#039;t mean we should spend money on it. We&#039;re gradually making changes to improve our heating situation, but until then we bundle up...</description>
		<content:encoded><![CDATA[<p>Even though we could afford to heat the house to 80 degrees if we wanted, we&#8217;re not interested in spending that kind of money. Even if we *can* afford something doesn&#8217;t mean we should spend money on it. We&#8217;re gradually making changes to improve our heating situation, but until then we bundle up&#8230;</p>
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