Bankrate doesn’t just offer banking information and investment advice; it also has a section of user-submitted frugal tips. Each month, the person who submitted the best tip wins $100. February’s top tip came from Brenda Miller:

If you book a flight far in advance of your departure date, monitor the price of your exact flight. If the price happens to fall below what you paid prior to your departure, contact the airline and ask for a refund on the difference you paid. My last trip to Hawaii resulted in a $120 refund, which turned into additional spending money!

Miller notes that this trick can also work with hotels. The key to getting these refunds, she says, is to stick to your guns.

Bankrate: People are sometimes embarrassed to speak up and ask for a refund but it’s clearly worth it. How do you get over that?

Brenda: Being embarrassed will cost you a lot of money. You have to be bold and ask. And, I think that’s why a lot of people don’t know about it — it doesn’t hurt to ask.

Sometimes saving money is like dating!

[Bankrate: It never hurts to ask for a refund]

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