Frugality in Practice: Fashion on a Budget Print
Tuesday, 20th March 2007 (by J.D.)This article is about Clothing, Frugality, Real-Life
When I was in high school, I was enthralled by the world of fashion. This was the era of Miami Vice, of Tubbs and Crockett and their pastel suits.
Of Footloose-inspired skinny ties (and knit ties, too). Of Alex P. Keaton. For several years during the mid-eighties I diverted a portion of my precious comic book money to purchase GQ every month. I was trying to absorb the Cool by osmosis.
The trouble was I wasn’t Cool. And I was poor. I couldn’t afford to look like the men in the magazines. (Plus I was fifteen years old. It’s tough to be as cool as Don Johnson when you’re only fifteen.) I did my best. I bought a pair of tight white pants. I bought shirts with bold prints. I had a fine collection of argyle socks. I paid attention to designers and labels and the like. I shopped at Nordstrom.
In college this obsession waned. I still shopped at expensive department stores, but I lost the need to be fashionable. In fact, I swung to the other side. It became more important for me to save money on clothes than to look good. I started trying to find good clothes for cheap.
During that bleak decade in which I was wallowing in debt, it became a sort of running gag that I bought all my clothes from Costco. It would have been funny except that it was true. Underwear? From Costco. Socks? From Costco. Shirt? From Costco. Shorts? From Costco. Everything I wore was either a gift or purchased at Costco. At least most of these items were nice. When I wore them, I wasn’t offending people who actually had a fashion sense.
That hasn’t been the case since I turned frugal. One of my sisters-in-law works in retail fashion; she winces when she sees my outfits. I feel the need to justify myself. “This sweater was just $3 at an estate sale,” I tell her. She probably wears sweaters that cost fifty times as much.
Still, I know that Kris would like for me to look nice. As I lose weight, I feel the urge to at least demonstrate some sense with regards to clothes. I want to begin a campaign of frugal fashion. I’ll try to dress well for cheap.
I let loose at Costco the other day for the first time in nearly two years. Using tax-refund money, I bought several pairs of pants that are one-size-too-small (an incentive to continue my wellness program) and half a dozen nice t-shirts. The t-shirts cost $12 each, which hurt. I don’t like spending more than $10 for a t-shirt, and I’d prefer to get them for $5.
Kris, who generally disapproves of my clothing purchases, actually liked these choices. “Not bad,” she said. “Now maybe we can get rid of some of your ratty old clothes.” Then she added, “You know, your birthday is coming up. Maybe you could ask for Land’s End gift certificates. I could help you shop online. I know how to find deals at their close-out department.”
Sounds good to me!

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March 20th, 2007 at 6:12 am
My approach to this is bit different: I buy almost all my clothes from Patagonia. That means they’re very expensive (although I do stock up at their outlet store in Freeport whenever I happen to be driving through Maine). However, the very fact that they’re expensive means I buy clothes only rarely, and Patagonia’s stuff lasts forever. I’m still wearing a few Patagonia shirts and a coat that I bought in the late 1980s, and they look great. Plus Patagonia has a lifetime guarantee on all their products, so if the zipper on a coat malfunctions or anything else goes wrong, you can send it back and they’ll repair it for free. Patagonia’s “style” is pretty timeless, so you never have to worry about looking dated, although I suppose you might look like a woods dude rather than a hip urban yuppie, but that’s fine by me. Buying all my clothes from one place also simplifies my life. Their clothes always fit me so I can safely order online without worrying about having to return something that doesn’t fit. I’ve rarely been disappointed by their clothes, everything is well designed and made to last, plus they have a strong environmental commitment that makes me happy to give them my business.
March 20th, 2007 at 6:42 am
I’ll throw out the one piece of fashion knowledge I have: Stop wearing sneakers as every day shoes. One thing I’ve finally noticed is that Americans in general wear sneakers all the time, and it looks ridiculous. A decent pair of shoes at Payless costs $30 and take you up a couple notches on the fashion barometer. Only wear sneakers for their intended purpose (running, basketball, etc). There are exceptions to this (some sneakers are a style all of their own), but New Balance running shoes are not fashion items.
(Apologies if you already know all this.)
March 20th, 2007 at 6:45 am
JD — There is one frugal side to spending a little more on clothes — they tend to last longer. It’s true. If I buy a tshirt at Walmart (ugh) for $7.99 I expect it to last me about a year, maybe a little more (and sometimes even less). If I buy from my favorite place for Tshirts (JJill, it’s a woman’s chain) I spend $20-30 for a tshirt but (a) it’s cut with more style and so I don’t look like a discount store reject, and (b) I’ve been able to wear them for 5 and 10 years without significant wear and tear.
My on-going goal is a minimalist wardrobe — I tend to wear the same garments once a week and I don’t like a lot of clothes in my closet (I know, now you doubt I’m a girl), so some of those JJill tshirts are hitting the washer once or twice a week and still hold up. I also periodically hit my whites with bleach or a Ritz product to regain whiteness — JJill holds up after repeat trips, whereeas it eats holes in bargain shirts after a few whitenings.
db
http://www.debtblitzkrieg.com
March 20th, 2007 at 6:45 am
I suggest adopting a philosophy of “timeless fashion” in order to get the most value out of clothes purchases. I personally enjoy picking up great values at thrift shops (although it isn’t the only venue for this) because you look at clothes which may be five years old and it forces you to evaluate if they are still timely today. Purchasing in vogue clothing is expensive because you feel awkward wearing them 1-2 years later when they are still perfectly serviceable garments.
Admittedly, my approach is more toward what people call formal wear — jackets, dress slacks, ties & the like — but you can save a lot on clothing if you have a reasonable assurance that you will want to wear them long term. Staying conservative with fashion is the key to doing this.
March 20th, 2007 at 6:47 am
P.S. — Brad, I’d date a woods dude over a hip urban yuppie any day! Go Patagonia!
March 20th, 2007 at 7:09 am
Good points so far.
I have, indeed, taken note that quality is an important consideration; I have some heavy Filson garments that I expect to last a lifetime. I’ve also tried to make sure that most of what I’m purchasing is timeless. Maybe “fashion” is the wrong word to describe what I’m pursuing here. That implies a contemporary look. All I’m looking for is a safe, conservative everyday style that will look fine ten years from now…
March 20th, 2007 at 7:58 am
Think about your personal lifestyle, and be sure you have something to wear for each occasion. If you never or very rarely attend formal events, for example, you don’t need to own a tuxedo. In other words, don’t go for a look that is out of touch with your own reality. You’re probably not James Bond.
Wear classic styles that won’t look outdated soon. A nice blazer dresses up any casual outfit.
Resale items are perfectly acceptable. Check consignment shops and thrift stores in upscale neighborhoods.
If you don’t know how to alter clothes to fit you, find a decent tailor.
For new clothes, check out closeout houses, outlet malls, 75%-off sales at good department stores, and knockoffs. Don’t fall for the secondary lines of famous designers, which are always second-rate. Knockoff designers make lookalikes that can be very high quality.
Finally, know what constitutes high quality in clothing. Know how to check a seam, and recognize quality fabric, for example.
March 20th, 2007 at 8:05 am
I’ve had great luck buying clothes that are clearanced off at the end of the season. I like to till the department stores have racks of clothes shoved together with 75% or more knocked off. It seems like every few months the stores are getting rid of everything for the next round of clothes to come in. I’ve saved hundreds of dollars this way and have bought some nice clothes that I would not have otherwise bought.
March 20th, 2007 at 8:25 am
From a woman’s perspective this topic is tough because we are judged so strongly on the way we look. It is very important to me to look good but I don’t want to pay a ton doing it. I have my athletic clothes (bought at rock bottom prices - sneaks at Marshalls, shorts at Modells, tank tops from American Apparel(a bit pricey but last forever). I love to dress up for weddings and formal events but I rewear my dresses and borrow from friends. Work clothes, I have 4 winter suits and 3 summer suits and a rotate shirts! Luckily I don’t see the same customers often. I find the key in womens fashion is to go with a classic look rather than keeping up with trends. Trends will put you in the poorhouse.
March 20th, 2007 at 8:40 am
Nicole wrote “From a woman’s perspective this topic is tough because we are judged so strongly on the way we look.”
True, but you could accurately modify that to say “because we are judged so strongly by other women on the way we look.”
Speaking as a guy, I really don’t think most men judge women by their clothes anywhere near the extent that other women do. The old adage that “women dress for other women” is in large part true. Not that this solves the problem, but maybe puts it into perspective. If your boss is a woman who cares about fashion, then maybe having a smart wardrobe is a higher priority, but if not maybe it’s not so important.
March 20th, 2007 at 8:41 am
I’ve been buying seconds and discounted clothes, shoes, linens, etc. from these folks for decades: http://www.sierratradingpost.com
They have a lot of sporty-type clothes, but they also have suits, nice sweaters, and plain old t-shirts. Warning: Once you’ve placed an order, they will choke your mailbox with nine million catalogs.
March 20th, 2007 at 9:04 am
Paradoxically, I’ve been getting more frugal and more fashion obsessed as time goes by. As Brad mentioned, I agree, investing in quality is, in the long run, a better deal. You look better, clothes last longer.
Because women’s fashion changes so much, in order to stay trendy, if that’s your goal, you can augment your classic/quality pieces with amazingly cheap trendy ones from stores like Wet Seal, Forever21, etc. There are a lot of women’s blogs for cheap chic, like http://frugal-fashionista.blogspot.com/
Target is a great place for women now…Proenza Shoueler is designing a line for them now!
For fancy dresses, women are lucky again…compare the cost of a well-tailored suit to a dress! For me, I roll my own…I’ve sewn dresses for the past few weddings I went to…that’s the cheapest way to get exactly what you want and dresses are much easier to sew than suits.
And for the record, my most fashionable friends are creative thrifters. Frankly my friends with money seem to have walked right out of a Banana Republic ad…they look nice, but boring!
March 20th, 2007 at 9:23 am
This is more of a care tip than a purchasing one, but I find that machine-drying a piece of clothing takes years off its life. This holds especially true for socks, underwear, bras, and all kinds of T-shirts. Drying racks will save laundry money and preserve clothes longer.
March 20th, 2007 at 9:24 am
I found that http://www.blankshirtstore.com/ is a good site for blank t-shirts, and at a very good price. The shirts they sell are the same shirts that shirt printing companies use, and are pretty good quality. I got a dozen in my (large size) for about 40 dollars, including shiping.
March 20th, 2007 at 9:40 am
for “quality” more inexpensive clothes: Nordstrom Rack (everything from Nordstrom’s last season at 25-33% of the price).
for nice looking, although sometimes ill-fitting and cheaply made but cheaply priced clothes: H&M
Men’s express is also known for having a major sale every other month.
March 20th, 2007 at 10:36 am
IMHO, two of the keys to looking good, no matter the price, color or quality of the garment is: “how does it fit you?” and “do I feel comfortable wearing this?”
(The second question is different than “Is this item comfortable” (because any old raty t-shirt can be comfortable), for example, if you are trying for something flashier than what you usually wear and you feel nervous wearing it, even if it fits, if you appear nervous or not confident, it is going to look bad, on the other hand, if you think it attracts the right kind of attention, and/or enhances your sense of confidence, and/or it is appealing to your mate, then wear it.)
This of course depends on your body type and what you want to emphasize or de-emphasize. Unfortunately, I don’t know the language of fashion to concisely convey many of the details of what I’m talking about, but here goes–
For example, with men’s dress/button-down shirts it is important that the seam for the sleeves rests right at the line of the shoulders, if it is below your shoulders– it gives you a slope neck look, which sort of detracts from a masculine effect. This seems like a good place to get a good start.
This article seems like a good article on how to pick jeans.
If you are willing to invest time, and do some thrift store comparison shopping, you can come away with some great finds– the keys are fit and comfort. I don’t care how much you love the color or how much you wish it would look good, or how good of a deal it is, if it doesn’t fit, don’t get it.
One of the things my girlfriends and I do every six months is a Clothing Exchange. This is a great way to get an influx of new clothing for the excellent price of FREE. This is a great way to keep your closet uncluttered, to donate to a good will or a battered women’s shelter AND to try new styles. It is nice to get women with similar AND varying sizes. Similar, because, hey easier to swap and varying because people’s bodies change and what might have fit one person last year may not fit this year.
I have never heard of men doing a clothing exchange, but my guess is, if any guy is going to be able to pull it off, you would. If you are interested, I’m more than happy to go into detail about how you throw one so that it is organized, fun and social.
March 20th, 2007 at 10:47 am
The Toronto Star had a columnist that conducted a little test this past year. She wore the exact same outfit for an entire month to see how people around her would react. Her findings: NOT ONE SINGLE PERSON NOTICED! Granted, she was a fairly conservative dresser and I think she chose a navy pantsuit for the experiment. I’ve since lost track of the original article, but it might be worth trying to find.
March 20th, 2007 at 10:52 am
I guess my running joke is that I wear everything from The Gap. Also Old Navy and some Polo and Tommy Hilfiger from my favorite department store, which has 50%-75% off clearance sales every quarter.
My basic rule is that I only buy stuff on clearance. The Gap always has a clearance section where I can pick up some jeans for $20 or less and a bunch of button-down, semi-dressy shirts for $10-$15 apiece. I get Gap gift certificates from my American Express Rewards card (usually 2-3 $100 gift certificates per year) and I can usually turn one of those $100 certs into 2 pairs of jeans and 6-7 shirts, plus some socks or other small items.
March 20th, 2007 at 11:00 am
First tip: eBay. I purchase Vineyard Vines ties on eBay, which go for $65, for between $30-40 all the time. Great deal. All are legit, new with tags.
Also - LL Bean. Terrific quality, lasts forever, and insanely generous return policy.
March 20th, 2007 at 11:18 am
Interesting discussion JD! Are you gnashing your teeth at how this is morphing into a women’s fashions discussion?
But seriously, I think perhaps the most frugal thing a woman — or man — could do is just stop giving a fark whether others are impressed by their dress and just dress to impress themselves. Ask yourself every morning — am I happy with the way I look today? Nothing else matters.
All I really notice about another’s clothes are a) do the clothes look cheap or ratty? and b) do they coordinate? Other than that I really don’t care. (well except I admit that current fashions really grate on my nerves.)
I think we’d all do well to take a look at the way people used to buy clothes — a few well-made pieces and some well-chosen accessories.
OK, now back to JD and his T-shirts…how about your belt and shoes, JD?
db
March 20th, 2007 at 11:37 am
Men’s clothes, women’s clothes: I don’t care! As long as it’s frugal! (Okay, I’m not going to wear women’s clothing, but we can certainly talk about it.)
As for my belt and shoes:
My belts are all crappy. They’re from department stores. (I can never find belts in thrift stores.)
I’m rather particular about my shoes. Each pair has a specific function, and I need for them to be comfortable. They’re not top-quality, I suppose, but they’re nice.
I’ll have to take a look at LL Bean stuff, too. My family has given me $180 in Land’s End gift certficates for my birthday, though. Using a little bit of my own cash should help me to be able to find some good stuff, I hope, especially if shop the outlet.
March 20th, 2007 at 11:49 am
JD wrote “(Okay, I’m not going to wear women’s clothing, but we can certainly talk about it.)”
Rats! I was hoping for pictures
LL Bean’s quality is pretty good, but nowhere near as good as they used to be in the 1960s and 70s before the preppy movement turned them into an overnight fashion house. My father started buying stuff from Bean’s in the 1950s and my siblings and I all grew up wearing LL Bean clothes. But starting in the 80s their clothing became more cheaply made, buttons falling off after only a few days, etc. and they’ve only gotten back on track in the past decade. I don’t buy much from them anymore but the one or two things I’ve gotten there over the last few years were quite well made and certainly good value for the price. The place I miss is Herter’s (in Waseca, Minnesota), which made great shoes, belts, knives, and wilderness gear…I’m wearing a Herter’s belt today that my father bought for me almost 30 years ago.
March 20th, 2007 at 12:30 pm
The Goodwill bins are hard to beat. You buy clothes by the pound there. Bin finds make up about 1/2 of my wardrobe now. And you can often find some pretty good brands in the bins. The bins even makes the normal Goodwill look expensive.
(btw: I’m thinking that the writer of this blog is located in Milwaukie, OR. There’s a Goodwill outlet store (AKA “The Bins”) close to you on Ochoco… or maybe it’s Orinocco. Up by Sellwood)
March 20th, 2007 at 5:02 pm
I am all about the comfortable shoes too. No heels here — I just can’t walk in them. The dressiest I get are some nice attractive flats.
But frugal as it may be, I just can’t shop at thrift stores. Can’t do it. I’d rather just wear what I’ve got at home.
March 21st, 2007 at 9:46 am
You should check out the Flickr group called Wardrobe Remix. Most people are pretty creative, and I have noticed that much of the clothing comes either second hand or very inexpensive.
Another tip, splurge on the essentials so they last longer, then go cheaper for the “trends”. I like to pay more for good fit and fabric, then spend a little less on things that are just current trends.
March 21st, 2007 at 11:31 am
So - here is my story and advice. I am financially in good shape, but have a bit of a spending habit around clothing. My mom as I grew up would never let me wear/buy what I wanted. In some weird sorted act of post adolescent rebellion I buy almost anything that I want - within reason of course. For lent this year I gave up all retail spending. At first I thought it would easy, but I have been put to the test several times. I am amazed with the money I am saving and going to see how long I can carry this habit past lent. If you like speciality clothing items like I do - like nice jeans (Diesel) and vintage t-shirts - eBay is the way to go. Even if you like Polo, Gap, or Banana Republic eBay can hook it up. You dont have to be in ‘this season’s’ clothes to look good. Many times I will find something that I like at Gap or Banana and try to find it on eBay - there are plenty of people that buy something, wear it once, decide they dont like, and sell it - you get it cheap and look good.
March 21st, 2007 at 3:09 pm
I hate to admit it, but I’ve like some of your “ratty” old clothes better than the COSTCO clothes . . . I’m not sure if the orangish/rustish sweater you wore a time or two ago (breakfast? our house?) qualitifes as “ratty,” but I thought it was pretty stylish.
March 21st, 2007 at 3:41 pm
Cmon JD…nothing like a man in heels:)
March 22nd, 2007 at 12:45 am
Thanks for another great post!
I struggle with fashion on a budget but I’ve chosen to buy timeless pieces rather than one-time trend items such as polka dots or bubble skirts. There’s nothing worse than re-wearing a trend when it’s past its prime.
March 22nd, 2007 at 9:01 am
Practice finding decent items at thrifts! pick the thrifts near the wealthiest neighborhoods in your area, and learn to tell good fabric/construction from bad. also, nothing makes you look cheap and unstylish more than clothes that don’t fit. you can shop at a thrift, just try on everything - everything! - and see how it fits, and if it fits well and is decently made it won’t look cheap. gap clothes aren’t expensive at all, if you want to get something expensive, spend on your shoes, and your bag/briefcase, and maybe one nice, well cut coat that really fits you. with that, you can match cheap basics.
March 22nd, 2007 at 9:53 am
I shop at Goodwill but I’m terribly picky about what I buy. I’m not a fashionista, but I want to feel comfortable and presentable. I recently bought a Liz Claiborne shirt and a pair of Caslon slacks for about $10 at Goodwill. This makes me feel better for spending $80 to $125 on Dansko shoes. I also like the clearance racks at department stores. I wear a lot of basic (read: bland) outfits. I splurge on one or two “trendier” outfits per season.
March 22nd, 2007 at 9:54 am
I shop at Goodwill but I’m terribly picky about what I buy. I’m not a fashionista, but I want to feel comfortable and presentable. I recently bought a Liz Claiborne shirt and a pair of Caslon slacks for about $10 at Goodwill. This makes me feel better for spending $80 to $125 on Dansko shoes. I also like the clearance racks at department stores. I wear a lot of basic (read: bland) outfits. I splurge on one or two “trendier” outfits per season but I mix and match a lot of seperates.
March 23rd, 2007 at 6:24 am
I read somewhere that clothes should last at least 10 years (!). That seems like a long time, right? So, if you buy cheap, poor quality clothing, they will only last for a short time, and you’ll end up buying clothes again before you would have if you bought something that was more expensive but better quality.
Anyway, that is the fashion philosophy I subscribe to. My mom does the same - she shops for her work clothes at Lord & Taylor, and even though that place is more upscale than other department stores, the clothes are very high quality, and my mom only has to go shopping for new clothes every now and then. And she looks so elegant and classy, too.
Just a different approach to shopping!!
March 23rd, 2007 at 10:49 am
Lands’ End Overstocks!!! I can’t stress that enough. I love their no-iron pinpoint shirts. For men and for women.
As far as the Toronto Star article goes, I wear about 10 different outfits, and yes, people do notice what you are wearing, but usually they are too polite to say anything. I found this out when I wore something new and a friend remarked that I was finally wearing something she hadn’t seen before.
Women do dress for other women, but as I’ve written before, the men around you will notice it as well. When they feel like it, they will comment. I will admit, a new purse or pair of shoes has not ever gotten me a date, but I do like it when my date notes my appearance, especially when I have taken special efforts for the evening.
Overstocks, JD. OVER-STOCKS. Get yourself a good deal!
March 26th, 2007 at 8:58 pm
Lands End no-iron pinpoints and broadcloths are amazing shirts for work. I also have their pants equivalent (I forget their name). They fit well (I have a 37 inch sleeve, so that’s a tough one for me), are very sturdy fabric, and the fact that they look great without dry cleaning saves big money.
Since somebody mentioned tuxedos, look for a men’s outlet or see about buying a used one. Even if you wear one only once a year, owning will save you money. I purchased a new one for about what two rentals would have cost. It has paid itself off many times over.
August 23rd, 2007 at 4:14 am
Found one more decent coupon codes website – CouponAlbum. It’s now in my favorites. Smart shoppers should try it out.
July 17th, 2008 at 5:56 am
Have you guys (or should I say gals…) ever kept a list of the clothes and accessories you buy? Since that was my main weakness, at the beginning of the year I started to keep track of my purchases, marking those which were on sale.
In almost 7 months I have bought 42 items totally, especially tops (some very cheap), a half price amazing leather coat, some nice shoes which I didn’t need that much *cough*, but only one cheap purse, not expensive panties but one gorgeous bra (bras must be good quality).
Too much? Ok?