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There’s something weird about this spreadsheet I just don’t get: The Net Worth is equivalent to Gross minus the sum of 401(k) contributions, Health Insurance, and $2 per dependent.

I followed it up until that last bit; any idea what that’s supposed to be?

Anyway, great resource. Thanks for posting it

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Also property tax alone is 11% of our shelter budget.

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I do not have excel

I do have the microsoft works spreadsheet

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I made this Excel spreadsheet that automatically keeps a running total of all your expenses. All you have to do is input your daily spendings and choose which category they falls into.

http://www.harvestsb.org/savvysteward/wp-content/uploads/2006/Sample_Budget.xls

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Right now it is taking your C1 income field and subtracting taxes from that, instead of the D1 field, which would be gross minus any pretax contributions (though social security/medicare should still be taxed on C1).

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=D29/12

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