Comments on: Budget Spreadsheet Corrections http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/ personal finance that makes cents Sun, 20 Jul 2008 23:09:44 +0000 http://wordpress.org/?v=2.5.1 By: Gas http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-137616 Gas Tue, 24 Jun 2008 18:51:34 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-137616 I am going to return the copy of MS Money I bought a few hours ago...great spreadsheet already saving money I am going to return the copy of MS Money I bought a few hours ago…great spreadsheet already saving money

]]> By: Mrs.ThePoint http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-127818 Mrs.ThePoint Tue, 15 Apr 2008 02:00:23 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-127818 wow...the spreadsheet is great. I am totally in deep financial trouble. Just realize it. wow…the spreadsheet is great.
I am totally in deep financial trouble.
Just realize it.

]]> By: John Reade http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-115564 John Reade Sun, 03 Feb 2008 01:30:16 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-115564 Shouldn't the pre-tax retirement at the top along with other items deducted from one's paycheck? Shouldn’t the pre-tax retirement at the top along with other items deducted from one’s paycheck?

]]> By: 6 Great Free Alternatives to Quicken & MS Money | zen habits http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-87215 6 Great Free Alternatives to Quicken & MS Money | zen habits Wed, 23 May 2007 09:01:04 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-87215 [...] an excellent one already created: Pear Budget, Of Zen and Computing’s simple spreadsheet, Get Rich Slowly’s spreadsheet. The appeal of this is that it’s extremely flexible, it’s simple, it’s fast and [...] [...] an excellent one already created: Pear Budget, Of Zen and Computing’s simple spreadsheet, Get Rich Slowly’s spreadsheet. The appeal of this is that it’s extremely flexible, it’s simple, it’s fast and [...]

]]> By: Lyman Reed http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82469 Lyman Reed Thu, 29 Mar 2007 14:08:11 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82469 This is exactly what I've been looking for! Thanks so much for sharing it. Now I've just gotta *use* it. :) This is exactly what I’ve been looking for! Thanks so much for sharing it. Now I’ve just gotta *use* it. :)

]]> By: DC Economist http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82426 DC Economist Wed, 28 Mar 2007 21:24:50 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82426 ill email jd with the latest version tomorrow ill email jd with the latest version tomorrow

]]> By: Francis http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82411 Francis Wed, 28 Mar 2007 18:26:49 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82411 Great spreadsheet. How about adding in Company Stock Purchase Plan? I agree with pfodyssey about adding in a Debt section for loans and credit cards. Keep it up! I'm thinking of saving your spreadsheet to my google docs so I can have access to it wherever I go and use it as my main budget sheet. =) Great spreadsheet. How about adding in Company Stock Purchase Plan? I agree with pfodyssey about adding in a Debt section for loans and credit cards.

Keep it up! I’m thinking of saving your spreadsheet to my google docs so I can have access to it wherever I go and use it as my main budget sheet. =)

]]> By: MaryBeth http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82410 MaryBeth Wed, 28 Mar 2007 18:11:02 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82410 I loved this idea, but really need spreadsheets to be my own for me to rely on them. I rebuilt this spreadsheet from the bottom up to meet my particular needs and included my own categories. I'd recommend this to anyone who is moderately spreadsheet savvy. I loved this idea, but really need spreadsheets to be my own for me to rely on them. I rebuilt this spreadsheet from the bottom up to meet my particular needs and included my own categories. I’d recommend this to anyone who is moderately spreadsheet savvy.

]]> By: DC Economist http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82408 DC Economist Wed, 28 Mar 2007 17:47:59 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82408 I'm taking all of these ideas and correction and making the necessary changes. Keep em coming and we can make a "GRS Official Budget Planning Tool" I’m taking all of these ideas and correction and making the necessary changes. Keep em coming and we can make a “GRS Official Budget Planning Tool”

]]> By: Derf http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82399 Derf Wed, 28 Mar 2007 15:29:31 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82399 IRA, E21 is showing D21*12 instead of D21/12. Just a small thing. IRA, E21 is showing D21*12 instead of D21/12. Just a small thing.

]]> By: pfodyssey http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82391 pfodyssey Wed, 28 Mar 2007 13:45:30 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82391 Like the spreadsheet. A few comments: 1) Add new category - Debt. Includes credit card, personal loan, home equity loan, student loan, and maybe a few "blank" loans. I think this is a huge one. 2) Dependents - not sure what you are trying to accomplish here as it only changes the results a few bucks? Were you attempting to take the deductions for each? Also, are we talking about dependents or total exemptions? 3) Social Security - would be nice if you could put a cap on it as it maxes out at a certain level of income (97K or something like that?) 4) Any improvements to the tax bit would be nice (ex: adding a row for any additional pre-tax items such as insurance, etc. Essentially, getting to where you can pretty much reflect your check. 5) Shelter - association fees...think this is pretty common 6) Personal life - Education (for your or your kids, etc) 7) Homelife - maybe instead of "cleaning", you could list "Upkeep" (cleaning, lawn, repairs, other maintenance) 8) Shelter - break out mortgage vs. property taxes and add a row for homeowner's insurance I'm not sure if you were really looking for suggestions, but I think these are pretty common, would further refine what is a pretty nice tool. In particular, I think adding debt payment is important from a budgeting perspective (we are a debtor society after all). Thanks again for sharing. Like the spreadsheet. A few comments:

1) Add new category - Debt. Includes credit card, personal loan, home equity loan, student loan, and maybe a few “blank” loans. I think this is a huge one.

2) Dependents - not sure what you are trying to accomplish here as it only changes the results a few bucks? Were you attempting to take the deductions for each? Also, are we talking about dependents or total exemptions?

3) Social Security - would be nice if you could put a cap on it as it maxes out at a certain level of income (97K or something like that?)

4) Any improvements to the tax bit would be nice (ex: adding a row for any additional pre-tax items such as insurance, etc. Essentially, getting to where you can pretty much reflect your check.

5) Shelter - association fees…think this is pretty common

6) Personal life - Education (for your or your kids, etc)

7) Homelife - maybe instead of “cleaning”, you could list “Upkeep” (cleaning, lawn, repairs, other maintenance)

8) Shelter - break out mortgage vs. property taxes and add a row for homeowner’s insurance

I’m not sure if you were really looking for suggestions, but I think these are pretty common, would further refine what is a pretty nice tool. In particular, I think adding debt payment is important from a budgeting perspective (we are a debtor society after all).

Thanks again for sharing.

]]> By: DC Economist http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82345 DC Economist Tue, 27 Mar 2007 21:21:27 +0000 http://www.getrichslowly.org/blog/2007/03/27/budget-spreadsheet-corrections/#comment-82345 Thanks all for the corrections, in trying to hide my sheet and move it, some things got messed up. Hope it helps some of you out there in budgeting and saving. It's set for very aggressive savings (which all things financial and economical tend to suggest is the right strategy now) Thanks all for the corrections, in trying to hide my sheet and move it, some things got messed up.

Hope it helps some of you out there in budgeting and saving. It’s set for very aggressive savings (which all things financial and economical tend to suggest is the right strategy now)

]]>