Cash saved me and my fiance. Paying cash means that extra dollar saved is really noticeable and dropping even $5 is more ‘painful’ if it’s not something I really want or need.

I used to buy some grocery and my camping sleeping back ( $ 20 ) from Walmart.

Lesson Learnt:- Small amounts do matter..Save up your pennis you never know when you might need them

Here’s a quick look at some of the articles that caught my eye over the past week…

Flexo talks about ten ways to spend your tax refund for fun.
Jim reviewed the Chase Freedom reward credit card.
FMF talks about a simple move that could save you a…

Just imagine this same outcome over the course of 20 years. That’s why wealthy people understand that small amount count.

Great post, not enough people stress the importance of small savings!

Another trick, I go shopping on-line for clothes, books/music, furniture and leave the items in my shopping cart/shopping bag. I go back in a month or so and (1) determine what I still want and (2) pick 1 item to buy. The process of picking out things that I want on-line generally gives me the satisfaction without every purchasing the items.

You know, all those stores at the mall - they are really conspiracies put together by the all of the employees. They want to retire on your money! Don’t fall for it. Keep your money and retire sooner.

Frugality probably sounds and looks worse than it really is. It does not seem to be a curse for a few wealthy people I have met. Penny wise and pound foolish can be the curse when the driving force is to cut costs at all costs. For example, I lived with someone for several years who had no problem asking me to drive with her across the state line to catch a “sale”.

What I find important about this discussion is the practicality of weighing the cost of, say, purchasing a higher quality package of cookies. I believe it to be a sign of balance in one’s ability to rationalize, when different alternatives come to mind. The proof of the benefits of being frugal might be in the way we grow our self-esteem. Gotta run, I think I hear my rainwater boiling.

Frugality is like having a good diet. You don’t want to deprive yourself or put too much will power in to it; if you do, you’ll just giving up. Instead, you just need to determine what things are most important for keeping you happy.

For example (both a diet and frugality example!), my husband and I will buy a pack of fancy cookies that cost as much as or more than a larger pack of lower quality cookies. We enjoy the expensive cookies a lot more, so we are willing to eat less of them to decrease the cost impact.

Thrift + Savings +Time = Wealth

I mean at the end of the day isn’t that what it all comes down to? And I agree being thrifty does not have to mean deprivation, however, it may mean exploring alternative sources of entertainment and leisure, it may mean coming up with more creative ways to not entertain yourself but also to make ends meet. Which, I can say from experience has only enRICHed my life. Really.