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The Privacy Rights Clearinghouse, a nonprofit consumer information and advocacy organization, has a collection of freely-downloadable consumer form letters and opt-out information. (What a mouthful!) Here’s how they suggest these letters be used:
Send your letter by Certified Mail-Return Receipt Requested. If possible, fax the letter first. Make a copy of your letter for your records before sending. To locate the proper party to send this letter to, check for a mailing address included on your original notice or on the web site in question. You may also want to check for an address with a Who Is registration listing such as www.domainwhitepages.com or with the Better Business Bureau.
This site offers letters in a variety of categories, including credit disputes, debt collection, financial privacy, identity theft, and more. Here are three of the most useful:
- Dispute inaccuracies on your credit report
- Dispute a debt when hounded by a collection agency
- Protect your privacy when donating to charities
The site also includes information on all kinds of privacy issues, including how to deal with telephone harassment, junk faxes, identity theft and more.
[Privacy Rights Clearinghouse: Consumer form letters and opt-out information]
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May 11th, 2007 at 9:46 pm
I’m surprised the linked page doesn’t include the best opt-out of all (IMO): getting no more credit card solicitations. It’s through the Federal Trade Commission, 888-5-OPTOUT, or 888-567-8688. I did this about eight months ago and I have received only two solicitations. You do have to send in paperwork once you make the phone call to reconfirm, but it’s pretty easy.