No Credit Needed is hosting the 100th edition of the Carnival of Debt Reduction. Go drop in to find great advice on eliminating debt. Among my favorite contributions are:

Also this week, My Open Wallet is hosting Carnival of Personal Finance #113, which features dozens of personal finance tips from your favorite bloggers.

From The Oregonian, comes the absurd tale of a woman who bought a million-dollar lottery ticket with a stolen credit card. Before authorities discovered the fraud and revoked the award, she’d at least used some of her first installment to pay off nearly $12,000 in credit card debt.

Finally, here’s a piece from Morningstar exploring which to choose: mutual funds or ETFs? The conclusion? If you use a discount broker, invest a lot of money at once, and are willing to hold for a long time, then ETFs are probably the best choice. For everyone else, traditional index mutual funds are the smartest option.

GRS is committed to helping our readers save and achieve your financial goals.Savings interest rates may be low, but that’s all the more reason to shop for the best rate.Find the highest savings interest rate from Ally Bank, Capital One 360, Everbank, and more.

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