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	<title>Comments on: A Brief Overview of Estate Planning Software</title>
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	<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/</link>
	<description>personal finance that makes cents</description>
	<pubDate>Fri, 04 Jul 2008 22:08:35 +0000</pubDate>
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		<title>By: Do You Have a Will? Estate Planning 101 &#124; Moolanomy</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-109724</link>
		<dc:creator>Do You Have a Will? Estate Planning 101 &#124; Moolanomy</dc:creator>
		<pubDate>Wed, 26 Dec 2007 14:15:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-109724</guid>
		<description>[...] A Brief Overview of Estate Planning Software @ Get Rich Slowly [...]</description>
		<content:encoded><![CDATA[<p>[...] A Brief Overview of Estate Planning Software @ Get Rich Slowly [...]</p>
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		<title>By: Blog Review: Get Rich Slowly at Financial planning tips and Roth IRA conversion planning for those in their 30s and 40s</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-104813</link>
		<dc:creator>Blog Review: Get Rich Slowly at Financial planning tips and Roth IRA conversion planning for those in their 30s and 40s</dc:creator>
		<pubDate>Wed, 14 Nov 2007 05:30:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-104813</guid>
		<description>[...] A Brief Overview of Estate Planning Software - an excellent little piece that lists some resources for making a simple will and looking at your estate planning issues. I believe this may be a good way for people to scratch the surface on estate planning education, but also agree with the route that J.D and his wife choose. In my opinion, this is one area where cutting costs should not be a part of the conversation. [...]</description>
		<content:encoded><![CDATA[<p>[...] A Brief Overview of Estate Planning Software - an excellent little piece that lists some resources for making a simple will and looking at your estate planning issues. I believe this may be a good way for people to scratch the surface on estate planning education, but also agree with the route that J.D and his wife choose. In my opinion, this is one area where cutting costs should not be a part of the conversation. [...]</p>
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		<title>By: Last Week&#8217;s Roundup!! &#171; Dollars &#38; Sense Education</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103840</link>
		<dc:creator>Last Week&#8217;s Roundup!! &#171; Dollars &#38; Sense Education</dc:creator>
		<pubDate>Wed, 07 Nov 2007 04:02:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103840</guid>
		<description>[...] http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/Â  [...]</description>
		<content:encoded><![CDATA[<p>[...] <a href="http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/" rel="nofollow">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/</a>  [...]</p>
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		<title>By: Sunday Morning Link Love - List-ish Edition &#124; I've Paid For This Twice Already...</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103569</link>
		<dc:creator>Sunday Morning Link Love - List-ish Edition &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Sun, 04 Nov 2007 14:28:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103569</guid>
		<description>[...] Rich Slowly: A Brief Overview of Estate Planning. I am going to look at this list closely for my next do-it-yourself [...]</description>
		<content:encoded><![CDATA[<p>[...] Rich Slowly: A Brief Overview of Estate Planning. I am going to look at this list closely for my next do-it-yourself [...]</p>
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		<title>By: Jordan</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103303</link>
		<dc:creator>Jordan</dc:creator>
		<pubDate>Thu, 01 Nov 2007 00:38:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103303</guid>
		<description>@allen

I am kind of like you. I do computer repair work, so my family does call. I usually don't charge family (ok ok I make my mom cook for me ;) but never take money)

But the fact is if you are spending time doing the work for someone else, it means its taking time from your other clients that you would be charging. So unless you are a very close friend, or its some thing I can do in under 15 minutes I will charge them, although it would be a significantly discounted rate and it will be done at my convenience. If they need it done now, I charge them.</description>
		<content:encoded><![CDATA[<p>@allen</p>
<p>I am kind of like you. I do computer repair work, so my family does call. I usually don&#8217;t charge family (ok ok I make my mom cook for me <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> but never take money)</p>
<p>But the fact is if you are spending time doing the work for someone else, it means its taking time from your other clients that you would be charging. So unless you are a very close friend, or its some thing I can do in under 15 minutes I will charge them, although it would be a significantly discounted rate and it will be done at my convenience. If they need it done now, I charge them.</p>
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		<title>By: J</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103292</link>
		<dc:creator>J</dc:creator>
		<pubDate>Wed, 31 Oct 2007 21:19:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103292</guid>
		<description>I'm actually an estate and trust attorney and I wrote a post about this article on my blog, as well.  A lot of what the people have said in the comments is true.  Generally, if I have to probate a Will that was prepared online, it often costs more and has more issues to resolve than one that an attorney prepares.  This greatly increases the legal fees to the heirs who have to pay for the probate.  There are often so many issues that clients do not think about and these forms just don't cover.  If it was easy, I wouldn't have had to spend so many years studying it.</description>
		<content:encoded><![CDATA[<p>I&#8217;m actually an estate and trust attorney and I wrote a post about this article on my blog, as well.  A lot of what the people have said in the comments is true.  Generally, if I have to probate a Will that was prepared online, it often costs more and has more issues to resolve than one that an attorney prepares.  This greatly increases the legal fees to the heirs who have to pay for the probate.  There are often so many issues that clients do not think about and these forms just don&#8217;t cover.  If it was easy, I wouldn&#8217;t have had to spend so many years studying it.</p>
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		<title>By: Danny Tsang</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103281</link>
		<dc:creator>Danny Tsang</dc:creator>
		<pubDate>Wed, 31 Oct 2007 18:34:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103281</guid>
		<description>Goodness, my parents were just looking to call an attorney literally within the next few days about setting up a living trust. I've used legalzoom for business entities in the past but I was not aware that they did living trusts. I just spent a good hour reading up on living trusts on the web and I'm deciding which route we should take. This post is going to save us thousands. I would have never thought of doing it online. Thanks JD!</description>
		<content:encoded><![CDATA[<p>Goodness, my parents were just looking to call an attorney literally within the next few days about setting up a living trust. I&#8217;ve used legalzoom for business entities in the past but I was not aware that they did living trusts. I just spent a good hour reading up on living trusts on the web and I&#8217;m deciding which route we should take. This post is going to save us thousands. I would have never thought of doing it online. Thanks JD!</p>
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		<title>By: Siena</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103275</link>
		<dc:creator>Siena</dc:creator>
		<pubDate>Wed, 31 Oct 2007 17:26:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103275</guid>
		<description>For people who are very vanilla, because it's so cheap, only 10 or 12 dollars (Orman one) to do so online--maybe before getting your friend to do it, it might be worth the investment to check it out--I think you have to go on aware you might lose the cost of the program but at least you know what to expect.

One note, I chose the Orman one because she is based in California and the attorney she used for the software is based in the bay area.  Well, my parents live in the bay area and I read the program was more catered towards California law so that's the one I chose for my parents.</description>
		<content:encoded><![CDATA[<p>For people who are very vanilla, because it&#8217;s so cheap, only 10 or 12 dollars (Orman one) to do so online&#8211;maybe before getting your friend to do it, it might be worth the investment to check it out&#8211;I think you have to go on aware you might lose the cost of the program but at least you know what to expect.</p>
<p>One note, I chose the Orman one because she is based in California and the attorney she used for the software is based in the bay area.  Well, my parents live in the bay area and I read the program was more catered towards California law so that&#8217;s the one I chose for my parents.</p>
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		<title>By: Dylan</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103274</link>
		<dc:creator>Dylan</dc:creator>
		<pubDate>Wed, 31 Oct 2007 17:23:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103274</guid>
		<description>Most estate planning attorneys will offer an initial meeting at no cost.  They will not actually *do* anything for free, but theyâ€™ll talk to you about what they can do for you.

In my experience, usually the stuff that you donâ€™t even know that you donâ€™t know is what gets you in the end.  That, along with having someone with errors and omissions insurance to hold accountable if there is a costly mistake made, makes lawyers worth a look.</description>
		<content:encoded><![CDATA[<p>Most estate planning attorneys will offer an initial meeting at no cost.  They will not actually *do* anything for free, but theyâ€™ll talk to you about what they can do for you.</p>
<p>In my experience, usually the stuff that you donâ€™t even know that you donâ€™t know is what gets you in the end.  That, along with having someone with errors and omissions insurance to hold accountable if there is a costly mistake made, makes lawyers worth a look.</p>
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		<title>By: Jay S</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103273</link>
		<dc:creator>Jay S</dc:creator>
		<pubDate>Wed, 31 Oct 2007 17:18:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103273</guid>
		<description>Having an attorney do a will is likely less expensive in the long run. Just imagine having to hire an attorney to fight through changes later on.

Allen, Attorney billing rates range from 150 (cheap) to 250 per hour for estate planning.  Lets say it takes 2 hours to do the will (including the initial consultation)a few hundred (200-300) is a discount.  

Some attorneys will do basic wills for 100 or so.  They can do it so inexpensively because they are very efficient (using document assembly programs).  

Plus what some people think is simple can actually be complicated.  A young family with 3 kids, a house, standard investment accounts (1 checking, 1 savings, 1 401k, no debt beyond mortgage), but one of their children is adopted and gets state payments,  The investment account is a peculiar brand, and pretty soon the standard online services don't cut it.</description>
		<content:encoded><![CDATA[<p>Having an attorney do a will is likely less expensive in the long run. Just imagine having to hire an attorney to fight through changes later on.</p>
<p>Allen, Attorney billing rates range from 150 (cheap) to 250 per hour for estate planning.  Lets say it takes 2 hours to do the will (including the initial consultation)a few hundred (200-300) is a discount.  </p>
<p>Some attorneys will do basic wills for 100 or so.  They can do it so inexpensively because they are very efficient (using document assembly programs).  </p>
<p>Plus what some people think is simple can actually be complicated.  A young family with 3 kids, a house, standard investment accounts (1 checking, 1 savings, 1 401k, no debt beyond mortgage), but one of their children is adopted and gets state payments,  The investment account is a peculiar brand, and pretty soon the standard online services don&#8217;t cut it.</p>
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		<title>By: allen</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103271</link>
		<dc:creator>allen</dc:creator>
		<pubDate>Wed, 31 Oct 2007 16:58:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103271</guid>
		<description>JD: I'm not criticizing you paying, I guess I could never bring myself to charge my friends that kind of money, not for something that would only cost me a few hours. Charging cost, sure. ;) 

To each their own!</description>
		<content:encoded><![CDATA[<p>JD: I&#8217;m not criticizing you paying, I guess I could never bring myself to charge my friends that kind of money, not for something that would only cost me a few hours. Charging cost, sure. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>To each their own!</p>
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		<title>By: J.D.</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103270</link>
		<dc:creator>J.D.</dc:creator>
		<pubDate>Wed, 31 Oct 2007 16:52:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103270</guid>
		<description>Allen, I have no problem paying friends for what their services are worth. True, I'm a proponent of bartering services, but sometimes it's good to support a friend's business...</description>
		<content:encoded><![CDATA[<p>Allen, I have no problem paying friends for what their services are worth. True, I&#8217;m a proponent of bartering services, but sometimes it&#8217;s good to support a friend&#8217;s business&#8230;</p>
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		<title>By: allen</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103269</link>
		<dc:creator>allen</dc:creator>
		<pubDate>Wed, 31 Oct 2007 16:33:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103269</guid>
		<description>Wait... your FRIEND is still going to charge you a couple of hundred dollars? Yeesh...</description>
		<content:encoded><![CDATA[<p>Wait&#8230; your FRIEND is still going to charge you a couple of hundred dollars? Yeesh&#8230;</p>
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		<title>By: palm</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103268</link>
		<dc:creator>palm</dc:creator>
		<pubDate>Wed, 31 Oct 2007 16:25:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103268</guid>
		<description>We did the software version of wills before we had kids, and then used a lawyer to revise them after our baby was born. Now that we've been to the lawyer I realize that the online wills were inadequate, even for our very simple situation (first marriage, almost no money, no kids). Fortunately we didn't die with those wills in force, but I have no confidence in the computer programs anymore.</description>
		<content:encoded><![CDATA[<p>We did the software version of wills before we had kids, and then used a lawyer to revise them after our baby was born. Now that we&#8217;ve been to the lawyer I realize that the online wills were inadequate, even for our very simple situation (first marriage, almost no money, no kids). Fortunately we didn&#8217;t die with those wills in force, but I have no confidence in the computer programs anymore.</p>
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		<title>By: Patrick</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103267</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Wed, 31 Oct 2007 16:16:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103267</guid>
		<description>My wife and I have a very simple set up, so we may consider one of these on-line options (which we will thoroughly research before buying). Actually, making our will has been on our radar for a couple weeks now. Nice article. :)</description>
		<content:encoded><![CDATA[<p>My wife and I have a very simple set up, so we may consider one of these on-line options (which we will thoroughly research before buying). Actually, making our will has been on our radar for a couple weeks now. Nice article. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>
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		<title>By: TosaJen</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103265</link>
		<dc:creator>TosaJen</dc:creator>
		<pubDate>Wed, 31 Oct 2007 15:49:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103265</guid>
		<description>Post-kids, we did the online will twice, but never got to the point of getting witnesses signatures, etc. Bad us, and a waste of a few $100s.

A few weeks ago, we were consulting with a lawyer about something else, and at the end, DH suggested we get our will done. 10 minutes later, we left. We got drafts in the mail, and all we have to do now is set up an appointment to get the things signed and put them somewhere safe. Better use of a few $100s. The wills are very uncomplicated, but it clearly says who will take responsibility for our minor children and their money if we  leave them early.

Now we just have to get our act together about where our various investments are and distribute copies amongst trusted family members, just in case.</description>
		<content:encoded><![CDATA[<p>Post-kids, we did the online will twice, but never got to the point of getting witnesses signatures, etc. Bad us, and a waste of a few $100s.</p>
<p>A few weeks ago, we were consulting with a lawyer about something else, and at the end, DH suggested we get our will done. 10 minutes later, we left. We got drafts in the mail, and all we have to do now is set up an appointment to get the things signed and put them somewhere safe. Better use of a few $100s. The wills are very uncomplicated, but it clearly says who will take responsibility for our minor children and their money if we  leave them early.</p>
<p>Now we just have to get our act together about where our various investments are and distribute copies amongst trusted family members, just in case.</p>
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		<title>By: SoldierGrrrl</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103257</link>
		<dc:creator>SoldierGrrrl</dc:creator>
		<pubDate>Wed, 31 Oct 2007 14:28:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103257</guid>
		<description>We'll probably redo our wills once we build the house.  Right now, if one of us dies, everything reverts to the other.  Um.  I'm not entirely sure what would happen if we died in a common disaster though.

Should talk to JAG about that!</description>
		<content:encoded><![CDATA[<p>We&#8217;ll probably redo our wills once we build the house.  Right now, if one of us dies, everything reverts to the other.  Um.  I&#8217;m not entirely sure what would happen if we died in a common disaster though.</p>
<p>Should talk to JAG about that!</p>
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		<title>By: Saving Freak</title>
		<link>http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103245</link>
		<dc:creator>Saving Freak</dc:creator>
		<pubDate>Wed, 31 Oct 2007 12:38:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/2007/10/31/a-brief-overview-of-estate-planning-software/#comment-103245</guid>
		<description>We constructed our will using legal zoom.  Since we do not have children yet it was quick , easy, and inexpensive.  This is a great service for many legal matters</description>
		<content:encoded><![CDATA[<p>We constructed our will using legal zoom.  Since we do not have children yet it was quick , easy, and inexpensive.  This is a great service for many legal matters</p>
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