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As expected, I’m running behind schedule. I’m playing Santa Claus at the box factory — delivering goodies to our best customers — and have social engagements in the evening. I may need to use an extra guest post or two, or perhaps share some of the best posts from my now-defunct Money Hacks site.
Meanwhile, here are some personal finance articles that caught my eye today:
- Penny Nickel at Money and Values has compiled a list of 14 ways to give more meaning and less stuff during the holiday season. In broad brush strokes: give to fewer people, give to good causes, give better stuff, give non-purchased stuff, and give non-stuff.
- JLP at All Financial Matters warns that you ought to always question commissioned salesmen. He has some advice for hiring a financial advisor or a mortgage broker.
- Jeremy at Generation X Finance recently wrote about dealing with the Alternative Minimum Tax. I’ve heard a lot of buzz about the AMT this year, but still don’t know much about it. This is a good introduction. I may research a future post on this subject.
- AGLOCO is dead. Shocking! A pyramid scheme is a pyramid scheme, no matter how you dress it up. Fortunately this one didn’t require any money to participate. Ignore the get rich quick scams and focus on smart personal finance.
As I play Santa, I’m going to be cold. The heater in my car gave out this morning. Fortunately, I now have an emergency fund to cover problems like this — I just don’t have time to get it fixed!
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December 12th, 2007 at 4:42 am
Agloco twice failed.
December 12th, 2007 at 7:29 am
I sure do wish you could put time in the bank and let it earn interest! You can invest time though, and that has it’s own returns.
December 12th, 2007 at 9:16 am
When my car’s heater failed a few weeks ago, my dad was able to take out the heater core, flush it, and get it working again. He let me help so I learned a lot. It’s really handy to have a mechanical engineer who was once a mechanic in the family, and it certainly saves a lot of money. On the other hand, the work took a large portion of two weekends, so if you consider the value of his time, the repairs may not have been such a bargain. Will you let us know what it costs to get your heater repaired?
December 12th, 2007 at 10:49 am
@ connie
I agree. Time in the bank would be nice. The way my life goes is I either work tons and make a good deal of money but have no time to do -anything- I want or I’m not working much but then don’t have a lot of money to do things. I can never seem to find the balance.
December 13th, 2007 at 1:14 pm
[...] Alternatives to giving stuff include giving favors (like babysitting “gift certificates”), giving experiences (like show tickets), choosing online gifts (like iTunes purchases), and giving to charity in someone’s name. How do you avoid giving stuff for the sake of giving stuff this time of year? Let us know in the comments. Holiday Gifting: 14 Ways to Give More Meaning and Less Stuff [Money and Values via Get Rich Slowly] [...]
December 31st, 2007 at 5:56 am
Help! Do I really need a financial advisor? Can I really manage my 401K and IRA on my own or should I be sitting down with a professional. If so, please, can I have some guidance?