When the Federal Reserve cuts short-term interest rates, as it did yesterday, you feel the pinch in your savings account. My ING Direct account, for example, has dropped from 4.50% when I opened it to 3.65% today. It may drop again.
Brian from The Job Bored dropped a line with a money hack for those who [...]

The Federal Reserve has lowered short-term interest rates twice in the past week by a total of 1.25 percentage points. (They lowered the federal funds rate, not the prime lending rate, though that falls in lockstep with the former.) Many people are excited because they believe this will lead to lower rates on fixed-term mortgages, [...]

I’m another step closer to quitting the day job: today I began to train my replacement. I’ve never actually trained somebody in sales before, so this is a strange experience. It’s almost like the blind leading the blind! I’m hoping to find a quality sales seminar in the Portland area so that he can learn [...]

One of the most rewarding aspects of writing Get Rich Slowly is sharing success stories and strategies with the readers. In the forums, there’s an entire section devoted to financial success stories. Mostly, though, people share these via e-mail. Travis wrote today to tell me about his transition from debt to savings. Like me, he [...]

This is a guest post from Lily of The Honest Dollar, a great new personal finance blog.
The most common ways to increase your salary are to get promoted or to negotiate a raise. But promotions don’t come along often, and negotiating a raise may or may not result in a salary increase. So [...]

In 2004 Dr. Michael Lynn, associate professor at the Cornell University School of Hotel Administration, produced a paper entitled “Mega Tips: Scientifically Tested Techniques to Increase Your Tips” [PDF]. If you work in a restaurant, reading this pamphlet could help you increase your earnings. But if you don’t work in food service, knowing these techniques [...]

Are you drowning in debt? If so, Lauren Kesner from CNBC wants to hear from you. She writes:

CNBC Business Television is looking for someone who is, or was, in debt (about $30,000 or more) and  is interested in being interviewed for a documentary that will address consumer spending and debt.  We specifically need someone who can speak about their own [...]

Sara Noel at the Frugal Village blog recently shared some excellent advice about avoiding frugality burnout. “If you’ve been focused on frugality for a while,” she writes, “at some point you’ll probably feel discouraged, frustrated or even think about giving up.”
It can be tough to stay focused on your goals when it seems everyone around [...]

On New Year’s Day, I shared my three primary goals for 2008:

To save a $10,000 emergency fund.
To lose 40 pounds.
To write a book about personal finance.

Some readers thought setting only three goals for the entire year was “pretty weak”, but this has enabled me to remain focused, and to spend a little time every day [...]

This is a guest post from Mark Cunningham, one of the co-authors of The Prosperous Peasant. Cunningham is a member of the Woodstock Writers Guild, the monthly writing group to which I belong.
In my twentieth year I packed a large cardboard box with belongings and headed east by train to begin my artistic life in [...]