If you're new here, you may want to learn what this site is about. I encourage you to subscribe to my RSS feed. Thanks for visiting!
Sara Noel at the Frugal Village blog recently shared some excellent advice about avoiding frugality burnout. “If you’ve been focused on frugality for a while,” she writes, “at some point you’ll probably feel discouraged, frustrated or even think about giving up.”
It can be tough to stay focused on your goals when it seems everyone around you is spending like there’s no tomorrow. [...] It can get tiring to make cheaper choices or overthink small decisions like what laundry detergent to buy. It’s enough to make you crack when you have so many other things to do every day. But when you make a less-than-optimal decision, don’t beat yourself up over it or throw in the towel.
What can you do when frugality seems like a burden? How can you keep going when your financial goals simply seem unattainable? Noel suggests four techniques:
- Cut yourself some slack. If your budget is so tight that you feel deprived, you run the risk of giving up altogether. “Frugality doesn’t have to be all or nothing,” Noel says, and she’s right. As long as your remain focused on you goal, it’s okay to take a break from time-to-time. Just don’t overdo it. (Buying a DVD is a good way to blow off steam; buying a new HDTV is not.)
- Take baby steps. Don’t try to do it all at once. Even frugality zealots don’t follow 100% of the things they write about. It’s important to choose a few ideas that work best for you, and to begin incorporating them into your life. Focus on a few projects at a time.
- Remember your goals. The older I get, and the longer I pursue self-improvement, the more I realize how important it is to keep my goals in mind. We all make mistakes. We all get sidetracked. But by returning to my long-term goals, I’m able to get back on track again.
- Treat it like a game. This is one of my favorites. I find that it’s so much easier to practice frugality when I make a game of it. How much can I buy for $20 at the thrift store? (A lot.) Which bread gives the best bang for the buck? (Milton’s Whole Grain Plus.) How far am I willing to walk to complete errands? (About two mile each way seems to be my limit.)
I’ve been working at this frugality thing for a couple of years now. Sometimes it’s easy — sometimes it’s not. But I, too, have learned not to beat myself up over silly mistakes. To me, an occasional indulgence is a sign that I’ve been denying myself too much, that I need to build a little pleasure into my life. When this happens, I look for ways to loosen up a little while still meeting my goals.
Sara Noel’s Frugal Village blog is just part of an extensive network of money-saving sites. The main Frugal Village site offers a variety of resources, including:
- A collection of frugal forums. Topics include:
- Blogs devoted to frugal topics.
- Homestead Garden, a sister site to “encourage others to live simply. It’s my goal to bring a group together that will motivate, inspire, share experiences and resources with one another. Homesteadgarden isn’t about just homesteading or gardening.”
- Weight Loss Moms, another sister site devoted to fitness.
The vast Frugal Village empire is an excellent resource for those living on a budget. I look forward to digging through the archives in the coming weeks.
.jpg)

January 28th, 2008 at 9:27 am
Cut yourself some slack - This is the best advise that I whole-heartedly agree with. A budget should be part of a lifestyle, not some draconian water torture test.
If you can’t follow it, you can’t succeed with it…
January 28th, 2008 at 9:56 am
Make it a game, that is great advice. I have found by doing this it makes it more enjoyable all the way around and takes the pressure off. I did this at Christmas, with the goal of buying as many thoughtful gifts for $100. I ended up with 8 great gifts for family members.
January 28th, 2008 at 10:11 am
I keep a fund just for treats. When I’m feeling tired by driving to get the cheapest fuel, I take some money from the guilt free fund, and treat myself. Even just knowing it’s there is helpful.
January 28th, 2008 at 10:37 am
Great article, and good timing. Even the most frugal dad sometimes gets tired of being frugal. Oh, and thanks for pointing me to Frugal Village…cool site!
January 28th, 2008 at 11:16 am
I’d just posted about feeling something that could easily be called “frugality burnout” lately, and this is helpful–thanks.
January 28th, 2008 at 12:41 pm
I prefer not to think of it as “frugality” which often has negative connotations. Instead, I think of it as “simplicity” a word that has positive, spiritual connotations. Quakers, Anabaptists and Buddhists all focus on the simplicity of life by the intentionality of how we utilize our resources.
For instance, frugality could keep me from investing in a clothes drying rack because it does not work in my budget for the week.
But if I look at the long term simplicity aspects–lower utilities, better clothing quality, and environmentally friendly–I allow myself to be comfortable with my new purchase.
January 28th, 2008 at 12:48 pm
Hey, love the Frugal Village site!
“Buying a DVD is a good way to blow off steam; buying a new HDTV is not.”
If you can find a sensible compromise that doesn’t violate the principles you’ve set in your heart, mind, and soul, you’ll avoid feelings of guilt (and horror and shame) when the bill comes due. I just have to make sure I’m not blowing off steam every time I go ANYwhere!
January 28th, 2008 at 1:38 pm
None of us is perfect, so striving to be frugal the majority of the time, seems like a more realistic life-long approach to me. Most of the time I’m frugal, and I’ve noticed that for the times that I’m not, it’s always on purchases that are under $20 anyway. You can drive yourself nuts trying to get the best deal w/each purchase, but that’s probably just not humanly possible, or mentally just too wearing. I mean it’s a game, yes, but up to a point, and not with every single purchase - just with most of them. So long as I don’t incur debt, and am frugal MOST of the time, that makes me feel proud of myself, so I cut myself some slack for those other times. Mostly I feel so proud of myself that I’m no longer tempted to rack up credit card debt, or when I use it, I pay it off within a couple of days. And this is saying a lot where we are faced with so many temptations every time we go shopping anywhere, and even online too.
January 28th, 2008 at 2:45 pm
JD, do you ever get blogger fatigue? Like, I don’t want to write anything or have anything to do with money/finances?
I went through a bout of this last week and it wasn’t pretty.
January 28th, 2008 at 5:06 pm
This is why I budget in a monthly bookstore budget, an allowance for my $1.50 trips to a local coffee shop (not a big coffee fan so I’m content with a refillable mug of the regular stuff or an iced tea, it’s a social outing more than anything), and also eat out a few times a week.
If I don’t, I inevitably have a major financial meltdown at some point. Of course, I don’t allow unfettered spending in these areas either — I have limits and I constantly monitor that I’m not getting too spendy.
My other splurge is going to a movie if I really want to see it.
January 28th, 2008 at 5:53 pm
I just switched to cash only for my weekly errands, including groceries. It’s quite a game to see how much I can get before the allowance runs out, and it really requires advance planning to pull it off.
January 28th, 2008 at 9:49 pm
Frugality is great when it is voluntary and there is a light at the end of the tunnel. It’s not so great when it’s involuntary and indefinite.
January 29th, 2008 at 6:33 am
“cut yourself some slack”
Great piece of advice. I must admit, there are times when I go overboard with my savings. I tend to hold on my money and deprive myself of some pleasures, even when I know I need it.
I guess the key here is balance. It’s always good to save, but not to the point where you’re not enjoying your life anymore.
January 29th, 2008 at 9:03 am
We try to not kill ourselves over the times when we buy a more expensive product over the “frugal choice.” A lot of times, we do this because we actually think the more expensive product is better. For example, I buy “expensive” name-brand laundry sheets and detergent because I don’t like the results of the less expensive stuff.
January 30th, 2008 at 6:02 am
[...] How to Cope with Frugality Burnout I cope by finding new inspirations - and also being very careful to avoid tempting places when I’m feeling burnt out. (@ get rich slowly) [...]
January 31st, 2008 at 6:36 am
Thank you for mentioning my sites. I appreciate it.
February 1st, 2008 at 4:07 am
Talking of thrift stores, this poor kid had his bike sold for pennies on a dollar while he was shopping. Happy ending though.
http://blogs.usatoday.com/ondeadline/2008/01/oops-thrift-sto.html
February 2nd, 2008 at 11:09 am
[...] mentally because I’m just constantly exhausted anymore. I think I’ve definitely hit frugality burnout but when there’s no other option, what choice do you [...]
February 2nd, 2008 at 5:47 pm
[...] at Get Rich Slowly has advice for dealing with frugality burnout. For anyone working towards living below their means, burnout is sure to set in at some point. When [...]
February 4th, 2008 at 3:59 pm
I don’t agree with the “cut your self some slack”.
If your budget is so tight that you aren’t enjoying life you need to re-adjust your budget. A good budget is one you can live with.
You may need to readjust your budget monthly until you hit a good balance between life and savings.
Always be willing to try new things and ditch things that detract from your quality of life.
February 4th, 2008 at 4:50 pm
Want to save money easily? Just read this blog once in awhile. http://www.moneysavingmom.com/
My wife uses coupons and with the rebates found at stores like Walgreen’s and CVS Pharmacy, you can actually MAKE money. We are saving $150-300 a month just from using coupons. Unbelievable!
February 4th, 2008 at 4:58 pm
I recommend checking out this guy, Dave Ramsey.
http://www.daveramsey.com/
The thing that helped my wife and I is the “0 Budget.” We break down our spending into categories (food, meds, savings, etc.) and then put the money we know we’ll get in the next month from our jobs and disperse it in the categories. We tell our money where it WILL be spent. Then we know exactly how much we have to spend. What we love about this method is we almost NEVER have arguments over money anymore!
February 4th, 2008 at 7:07 pm
Like with everything else, putting too much effort into frugality and getting too little out of it is always a one-way ticket to burnout.
I like applying the 80/20 rule to my frugality practices once in awhile. Saving a few bucks on huge DVD packs is generally good practice for people who use them much. Saving a penny on pens, not really. And I still keep losing pens anyway.
Drop the things that take the most effort and save you the least money. Do a quick balancing in your mind and decide if it’s worth it. Remember, at the end of the day it’s about your personal, not financial happiness
February 4th, 2008 at 8:25 pm
One of my favorite tips for staying frugal is to figure out where I spend the most money, figure out what I enjoy most about that, and then try to get only that (at the cheapest price). Example: I love a German restaurant here in town, but I can spend $15 or more for just a burger, fries, and beer. I can spend $7 and get 6 bottles of the same beer, and each time I want to go to the restaurant, just have their brew instead. If it works every time (not likely, but still), that’s $113 saved.
February 5th, 2008 at 8:12 am
Don’t frame it as a zero-sum game. Frugality isn’t about being dishonest about yourself. It’s a chance to actually be MORE honest. I enjoy the meals that I make MORE than most of the greasy and overpriced food I get at most restaurants. Overconsumption is often about hiding or burying the day-to-day pleasures of just being alive. When you are feeling overstressed and want to go on a binge, just go through a list of simple and cheap pleasures. There is a good chance that making actual enjoyment your object (rather than running away or burying displeasure) will be the cheapest option. A beer or glass of wine at home is WAY better on most days than an overpriced drink at some noisy restaurant. A fresh baked potato at home (with what you want on top, etc.) tastes twice as good coming out of your own oven as it does sitting under the heating lamp of a TGIAnywhere. Making your own popcorn and piling on a couch with a few friends to watch a favorite movie beats wading through the crowds to see the latest noisy garbage at the multiplex.
February 6th, 2008 at 3:31 am
One of my best methods for minimizing burnout is using a Sanity Allowance. My husband and I both receive a weekly allowance that is purely for treats. How much our allowance is depends on how we are going financially and yes our allowances are different figures (his is higher). I love using a sanity allowance as this way if I want to have drinks with the girls, shout myself a book or something else just to pick me up a bit then I can use my allowance knowing it isn’t impacting our joint spending. If I have spent my allowance then you guessed it, I don’t get any treats until next week. I am also more happy to save the money if there isn’t really anything I need as the money is more precious when I know that is all that is in my wallet just for me.
If you are wondering why we have different allowances its because my husband was bought up in an environment where anything he and his siblings wanted as kids they were given and he feels burnt out before I do.
His increased allowance is a small price for our joint financial happiness.
February 11th, 2008 at 11:04 pm
[...] How to Cope with Frugality Burnout - some good suggestions on the Get Rich Slowly blog. [...]