Comments on: Daily Links: Tax Deductions, Savings Accounts, and GTD http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/ Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more. Thu, 20 Jun 2013 08:17:28 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Bryan D http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-123556 Bryan D Thu, 20 Mar 2008 11:04:24 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-123556 Another implementation of GTD which is similar, but easier to implement and use is called Zen to Done (ZTD). Here's a link with more information: http://zenhabits.net/2007/04/zen-to-done-ztd-the-ultimate-simple-productivity-system/ Another implementation of GTD which is similar, but easier to implement and use is called Zen to Done (ZTD). Here’s a link with more information: http://zenhabits.net/2007/04/zen-to-done-ztd-the-ultimate-simple-productivity-system/

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]]> By: Debbie M http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-115811 Debbie M Mon, 04 Feb 2008 16:40:08 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-115811 Doh! The interest rates on the two I know about have already changed again! (Emigrant - 4.05% APY, INGDirect - 3.4%) Doh! The interest rates on the two I know about have already changed again! (Emigrant – 4.05% APY, INGDirect – 3.4%)

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]]> By: Pierre Cutler http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-115690 Pierre Cutler Sun, 03 Feb 2008 18:14:11 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-115690 JD, when will you be completely done with the corporate sales job? Based on your rising subscriber base, you should be ready to pull the trigger. Pierre JD, when will you be completely done with the corporate sales job? Based on your rising subscriber base, you should be ready to pull the trigger.

Pierre

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]]> By: Kristen http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-114994 Kristen Thu, 31 Jan 2008 18:20:03 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-114994 Hi, J.D. I work for a very sales-oriented company and recently inquired of a bunch of coworkers their recommendations for a sales seminar/company to find a seminar for one of our managers to attend. (I am in NO WAY affiliated, let me assure you.) This was the recommendation I received from two coworkers who had attended together - they said it was fantastic: Chester Karrass: The Negotiating Game. I believe you can find his book on Amazon.com, and the classes are here in Portland on occasion, as well as Seattle. Good luck with the transition! Hi, J.D.
I work for a very sales-oriented company and recently inquired of a bunch of coworkers their recommendations for a sales seminar/company to find a seminar for one of our managers to attend. (I am in NO WAY affiliated, let me assure you.) This was the recommendation I received from two coworkers who had attended together – they said it was fantastic: Chester Karrass: The Negotiating Game. I believe you can find his book on Amazon.com, and the classes are here in Portland on occasion, as well as Seattle. Good luck with the transition!

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]]> By: Dividends4Life http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-114950 Dividends4Life Thu, 31 Jan 2008 14:54:28 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-114950 Falling home prices are real and they are painful when it occurs. Our company has had to reimburse employees who lost money on houses when we asked them to relocate. Generally it was tied to an economic downturn in the area, but I have also seen it occur as a result of general economic conditions. Best Wishes, D4L Falling home prices are real and they are painful when it occurs. Our company has had to reimburse employees who lost money on houses when we asked them to relocate. Generally it was tied to an economic downturn in the area, but I have also seen it occur as a result of general economic conditions.

Best Wishes,
D4L

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]]> By: Ron@TheWisdomJournal http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-114945 Ron@TheWisdomJournal Thu, 31 Jan 2008 14:28:56 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-114945 I've read the GTD book and am furiously trying to get it all implemented. For my life, though, everything doesn't always fit into one of those folders and I'm not always able to write something down, put it in the inbox, evaluate it, review it, schedule it, etc. The ideas are nice and maybe they work for some people, but I'm having some difficulty. I'll check out your simpler methods. I’ve read the GTD book and am furiously trying to get it all implemented. For my life, though, everything doesn’t always fit into one of those folders and I’m not always able to write something down, put it in the inbox, evaluate it, review it, schedule it, etc.

The ideas are nice and maybe they work for some people, but I’m having some difficulty.

I’ll check out your simpler methods.

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]]> By: John Egan http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-114894 John Egan Thu, 31 Jan 2008 06:01:11 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-114894 Another way of making **BETTER** interest rates is through Everbank ... You can buy CD's based on different currencies. And not only can you get some eye-popping returns (11% yearly APR on Icelandic 3 month Krona Cd's for example) but if we are devaluing our dollar and presuming the exchange rate is favorable, then you get an extra kick when cashing out as your foreign currency has appreciated against the dollar. If you'd like to take a gander, go to this webpage: http://www.everbank.com/001WorldCurrencyCD.aspx and click on the "view currency rates" link under "World Currency Cd's". I could kick myself for investing in the market here in the US rather than the Krona Cd's over the last few months. Not only have I lost a fair sum, but the Krona Cd was going for 14% APR at the time and the Krona appreciated considerably against the Dollar as well. If I remember, I would have had in excess of a 20% annual yield. There are some caveats: - The accounts are FDIC guaranteed. - There are fees on either end of the transaction. You will do better as a long term investment and roll over the funds to a new CD on maturation. *** Do read the prospectus for clarity *** -I'm not sure how this would happen, but, presumably the Dollar might begin to climb???!!!???? I did a Google search and found no bad experiences from anyone on the Web.. Thx John Egan Another way of making **BETTER** interest rates is through Everbank … You can buy CD’s based on different currencies. And not only can you get some eye-popping returns (11% yearly APR on Icelandic 3 month Krona Cd’s for example) but if we are devaluing our dollar and presuming the exchange rate is favorable, then you get an extra kick when cashing out as your foreign currency has appreciated against the dollar.

If you’d like to take a gander, go to this webpage:

http://www.everbank.com/001WorldCurrencyCD.aspx
and click on the “view currency rates” link under “World Currency Cd’s”.

I could kick myself for investing in the market here in the US rather than the Krona Cd’s over the last few months. Not only have I lost a fair sum, but the Krona Cd was going for 14% APR at the time and the Krona appreciated considerably against the Dollar as well. If I remember, I would have had in excess of a 20% annual yield.

There are some caveats:

- The accounts are FDIC guaranteed.
- There are fees on either end of the transaction. You will do better as a long term investment and roll over the funds to a new CD on maturation. *** Do read the prospectus for clarity ***
-I’m not sure how this would happen, but, presumably the Dollar might begin to climb???!!!????

I did a Google search and found no bad experiences from anyone on the Web..

Thx John Egan

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]]> By: RacerX http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-114893 RacerX Thu, 31 Jan 2008 05:59:10 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-114893 Great Reminder. Doing Taxes this weekend, trying to mae sure not to miss anything. Can't just hope TurboTax catches everything either! Great Reminder. Doing Taxes this weekend, trying to mae sure not to miss anything.

Can’t just hope TurboTax catches everything either!

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]]> By: SJean http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-114884 SJean Thu, 31 Jan 2008 04:39:18 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-114884 Well first, this line isn't exactly helpful: " For more information about these banks, please see the 440+ comments that follow this list." Who is going to read 440+ comments!?! haha. But thanks for the updates, i was planning on doing some rate shopping next week! I do think it might be a useful to consider other semi-liquid investments that people use instead of HYSA... but that's probably a different topic from the original post. Maybe i'll have to do my own homework on that, haha. Well first, this line isn’t exactly helpful: ” For more information about these banks, please see the 440+ comments that follow this list.” Who is going to read 440+ comments!?! haha.

But thanks for the updates, i was planning on doing some rate shopping next week!

I do think it might be a useful to consider other semi-liquid investments that people use instead of HYSA… but that’s probably a different topic from the original post. Maybe i’ll have to do my own homework on that, haha.

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]]> By: KC http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/comment-page-1/#comment-114879 KC Thu, 31 Jan 2008 04:12:05 +0000 http://www.getrichslowly.org/blog/2008/01/30/daily-links-tax-deductions-savings-accounts-and-gtd/#comment-114879 Well today's further drop in interest rates relates to two topics in this story. First, savers won't be getting good returns on their money in the bank. But that's not what were here for - stay focused on your goal - getting out of debt, building an emergency fund, saving for a car or other needs. It's nice to get a good interest rate, but sometimes it's just more important to have money in the bank during volatile times. The other topic is home prices. With interest rates getting low again that means people will be interested in getting mortgages and hopefully they'll be buying homes once more. I still think certain over-inflated markets (FL and CA) are still at risk, but I really haven't seen much of a slowdown in the southeast - prices are holding or increasing steadily. Homes in my neighborhood are still moving quickly. Although I'm sad my savings rates aren't what they could be, I do have an ARM and I'm looking to refinance into a 15 yr fixed. I'll be calling my banker tomorrow - I hope I can get something below 5%! Well today’s further drop in interest rates relates to two topics in this story. First, savers won’t be getting good returns on their money in the bank. But that’s not what were here for – stay focused on your goal – getting out of debt, building an emergency fund, saving for a car or other needs. It’s nice to get a good interest rate, but sometimes it’s just more important to have money in the bank during volatile times.

The other topic is home prices. With interest rates getting low again that means people will be interested in getting mortgages and hopefully they’ll be buying homes once more. I still think certain over-inflated markets (FL and CA) are still at risk, but I really haven’t seen much of a slowdown in the southeast – prices are holding or increasing steadily. Homes in my neighborhood are still moving quickly.

Although I’m sad my savings rates aren’t what they could be, I do have an ARM and I’m looking to refinance into a 15 yr fixed. I’ll be calling my banker tomorrow – I hope I can get something below 5%!

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