Hidden around the web are lots of little personal finance gems. I stumble across new resources every day — I just don’t have time to share them all! I plan to start sharing more than I have been, however, beginning today with a publication from the U.S. Federal Trade Commission and the Consumer Federation of America.

66 Ways to Save Money is a a free 12-page PDF file available from the FTC’S Bureau of Consumer Protection. (I also located an HTML version.)

This publication contains tips about:

  • Obtaining lower airline fares
  • Buying automobiles
  • Purchasing insurance
  • Credit cards
  • Mortgages
  • Utilities
  • Grocery shopping

Some of the tips are obvious (“you can save hundreds of dollars a year by shopping at lower-priced food stores”), but others less so (when doing home improvement, “do not sign any contract that requires full payment before satisfactory completion of the work”). They’re all great ways to save money.

If you’re just beginning to take control of your finances, this pamphlet could be an excellent source of ideas.

[FTC: 66 ways to save money (PDF)]