Things are slowly returning to normal after a long holiday weekend. I only plan to post once per day at Get Rich Slowly this week, but I’ll resume my normal schedule next Monday. In the meantime, here are some other personal finance stories from around the web.

Several people sent me a recent New York Times article spotlighting five basics for building a solid financial future. New columnist Ron Lieber lays out his philosophy:

  1. Investing is simple. Stick with low-cost index funds, and adjust your asset allocation annually.
  2. It still may be worth paying for help. There’s more to money than just investing, and sometimes a financial professional can help you make better choices.
  3. Peers may know more than professionals. Read financial forums and blogs to get down-to-earth advice from people like you. Keep a list of sites to search for answers when you have questions.
  4. Everything can (and should) be automated. Like me, Lieber is a fan of paperless personal finance.
  5. Have the talk. Communicate with your parents, and communicate with your children. Be open about your financial situation.

Sounds like good advice — I look forward to reading more from Lieber in the future.

At Punny Money, Nick suggests that you save money on replacing expensive household items by understanding the five stages of a product’s life-cycle. You should replace things because they’re obsolete or broken, not because a new model just came out.

Elsewhere, Lynnae at Being Frugal provided a brief crash course in frugal living for beginners. She says that by changing one small habit at a time, you can develop frugal habits.

Finally, NCN at No Credit Needed spent a lot of time digging out of debt. He’s spent years focusing on his finances. Lately, though, he’s been in a bit of a personal finance funk. He’s lost his way. This is something I worry about with myself, which is one of the reasons I’ve been so reluctant to begin spending again. I want to stay focused. I want to maintain control. I’m sure NCN will get back on track, and will have learned from the experience.

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.