Lee wrote with an innocent question about photography equipment yesterday. Little did she realize I’d already been thinking about the broader issues of her dilemma. Here’s an abridged version of her message:
A friend asked me about cameras. He went shopping last weekend and saw lenses that ranged from $200 to $700. He felt that the lower-end lenses would not work for him, but he wasn’t prepared to spend $700, so he went home. Now he’s reconsidering. Of course the one he liked was $700. He thinks he should go to a camera store for some professional advice. What do you think?
Ah, the lure of photography. About five years ago, I spent a couple thousand dollars on camera equipment. Before I started Get Rich Slowly, I seriously considered trying to become a professional photographer. (A dream perhaps best left unpursued.) I believed that by throwing money at the hobby, I could improve my results.

This year, I’ve discovered the joy of running. On the surface, it’s a sport you can pick up with no equipment at all — you can just run in a pair of sneakers. As with anything else, I’ve discovered there are tons of things to buy: running shoes, special socks, water bottles, logbooks, and high-tech heart-rate monitors.
Which expenses are worth it and which are not?
When you begin pursuing any sport or hobby, it can be difficult to decide where to spend your money. The initial temptation is to buy the best gear now. But I’ve learned from experience that the best gear is worthless if I’m not skilled enough to use it. Before you spend money on a new pastime, consider the following:
- Know your goals. What is your aim? What kinds of photographs do you wish to make? Or, if you’re looking to purchase a bike, what is your objective? Do you want to commute five miles back-and-forth to work? Do you want to train to ride one-hundred miles? Are you just looking for something to putter around on with the kids? Be realistic. Be honest. Use your answers to help guide your decision.
- Educate yourself. When I was starting out, I didn’t like the quality of my photographs, so I did what many people do: I threw money at the problem. I bought expensive filters and lenses. I bought Photoshop. None of these things helped. My images still looked lousy. What did help was spending $150 on a community college photography course. An amateur photographer is going to get a much better return for her money by taking a photography class (or three) than by purchasing a new lens.
- Practice, practice, practice. Too often people believe that the equipment is going to increase their skill at something — golf, photography, whatever — when actually it’s practice that will help them improve. There’s no sense buying an expensive driver if you can’t hit the ball straight off the tee. Once you’ve hit a few thousand balls (or snapped a few thousand photos), then you might begin thinking about how new equipment might further improve your strengths.
- Don’t take advice from a salesperson. Yes, she knows a lot about the subject, but in general, her primary goal is to sell things. She wants you to buy more. Instead, find a friend who can give you advice on the equipment you’re researching. Use Google. If you need advice, get it from somebody who doesn’t have a vested interest in your purchase. Once you’ve done your research, then ask for a salesperson’s help.
- Borrow from a friend. Kris’ sister thought she might want to learn how to knit. Rather than buying a bunch of equipment, Tiffany borrowed a few of Kris’ knitting needles to give it a try. She did take up the hobby, but by borrowing Kris’ stuff first, she was able to learn the ropes before shelling out her own money.
- Consider used equipment. Check Craigslist or eBay. Find a dealer of used equipment in your town. You can often find high-quality items for cheap if you’re patient and know what you’re looking for. A friend of mine recently saved 33% off a fancy heart-rate monitor simply because he was patient and willing to buy used.
- Rent! For many sports and hobbies, renting is a great way to get a taste of the high-end. How often do you scuba dive? Ski? Instead of buying equipment that will mostly sit unused, consider renting when you need it. This not only will save you space, but can actually be less expensive in the long run. Renting is also a good way to try before you buy.
- Beware a hobby or sport that is driven by purchasing more stuff. Some hobbies are simply sales pitches in disguise. I’ve written before about my own obsession with the card game Magic: The Gathering, a game specifically designed to get
suckerspeople to spend more money. Kris was once into scrapbooking. She loved it, but she came to realize it was more about buying new Stuff than actually creating memories. Like many scrapbookers, her supplies now sit in the closet, unused.
Fancy equipment is not a panacea. In most hobbies and sports, skill is more important. Don’t get me wrong — good equipment can make your pastimes more pleasurable. But it’s difficult to know which equipment is worth the expense until you’ve gained some experience.
My photography instructor used to tell us, “A professional photographer can produce amazing shots from a crappy disposable camera. But a $5,000 camera won’t help a beginner make better photos.” This idea isn’t just true with photography — it’s true with knitting and biking, and even with running, too.
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I second what writer’s coin wrote…going slow into a hobby is great. We’ve recently decided to put a little more money into my husband’s running. He’s run trail marathons and ultra-marathons in 29 dollar shoes from Walmart for years…but now he’s 40 and his knees aren’t what they used to be (I hope not from the shoes-LOLOL!) and he’s had some foot trouble and despite his going through a pair of shoes every 6 weeks, it’s just time to spend more money on them. He says his new shoes run like 100 dollar shoes and he can really tell the difference. But other than that, he’s a low maintanance runner and has consistently rebutted my offers (I do like shopping with a purpose I admit) to buy him some better shorts or gear when I see the other runner’s stuff.
But maybe deep down, when you get into a hobby, you know when it’s time to invest little more or when you’re just buying to buy. I’d be buying to buy, he’s buying because he’s trying to save his knees and foot and still run…
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Great advice – high end equipment is meant for high end users. I started playing hockey when I was 25 years old. I didn’t know all of the equipment I would need so rather than spending thousands on stuff I might not need I went to a second hand shop and bought everything I needed there. The one piece of equipment that I bought new was skates and this wasn’t based on the advice of the sales person but that of the coach teaching the class I was taking. Find out what you’ll need, really need and get that. Once you become better you’ll start to understand what tools and equipment are going to help you get the most enjoyment out of your hobby or activity.
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I completely agree. Recently I decided to prepare for marathon and my friend told me to but all these things like, new shoes, bottles, shorts etc. But using them for a week, made me realized that I wasted my precious money on them. I never needed them.
What a fool I am.
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But wasn’t the possibility of a first-turn win worth the $1000 you spent for a Black Lotus and a full set of Moxen?
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Back to the quote Paul Williams (#5) pulled out. It’s not just about being sold something. It goes deeper than that.
Because of the utility theory of information, we tend to value later information less and quit searching for information once our expected gain is less than the cost of the new information (time, effort, or currency). So even if it’s free information from a conflicted party, there is a good marketer behind that information who knows the high value of framing your search for a solution.
The flip side of this is that parties who are not conflicted with their advice tend to be less knowledgeable (not always; please no hate mail). Also, those who do not stand to gain from sharing the information are usually harder to find.
In a nutshell, that’s why informational advantages are usually abused.
Oh, you may be wondering about me. I first tell people not to take everything I say at face value, I give information which I blatantly have no financial interest in, and I often send people to other professional resources first.
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Definitely take a class! When I took a pottery class at a co-op years ago, I’d hang out after class & watch the “old-timers” on the wheel. I learned more from watching them quietly, than from the ambivalent instructor they foisted on us. After the class was over I was invited to join the co-op & learned many invaluable tidbits of information of technique, tools, etc. from others who had been at it for years (ie: why spend money on a new rib, when an old credit card, or old cd will work just as well). I also checked out & studied every book in my local library on the subject.
When I took up stained glass, I again took a short course from my local junior college. I got to use their tools & equipment to discover whether or not it was something I would truly enjoy & stick with. I almost didn’t keep it up because the school tools were so worn it made the tasks more difficult. When I mentioned it to the instructor, she let me try her personal tools & I became hooked. I would surf the net for the best prices on various start-up tools, print out the info sheets & take them to class to see what she thought. I bought exactly the right quality tools for the craft without buying junk or more than I needed. Now I supplement my avocations by selling some of my work or donating it for charitable organizations to sell or raffle.
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I think this a great article about the slippery-slope which is your hobby. I am a quilter. When I was first interested in learning how to quilt, I asked my quilter friend what I needed to do to get started. Well, I was told what type of machine to buy, what classes to take, etc. I bought the basic line quilting machine for $750 (and yes, that’s basic and cheap for a quilting sewing machine). Thankfully, I took the hobby, and have been quilting now for 4 years. So it was a good investment.
In hindsight, I now know that I could have rented a machine at the shop where I took my quilting class, and that should have been the way to go. So the class advice is the best one, and now I tell people to take a class and rent the machine before investing.
One of the “problems” with quilting (and I believe the same is true for most crafting hobbies) is that the fabric line changes so frequently. So if you like something now, it’s very possible you won’t be able to find it in 6 months. This leads to “stashes” – collections of fabric to use later. Fortunately, for me, I dislike clutter more than anything, so I don’t have a crazy stash like some of my quilter friends. I always ask questions before I purchase: do I have a project in mind for this fabric already, does it coordinate with fabric I already have in my stash, and finally can I afford it with my monthly budget. When it comes to hobbies, the monthly cash budget has worked the best for me.
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I love to cross stitch. I save money by indulging this hobby to make inexpensive gifts for people. For example, it cost me less than $20 to stitch & frame a wedding sampler for a relative. She and her new hubby loved it! The plus side is that in gift-giving, there is no clutter in my house from this hobby.
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On the renting/ borrowing thing: pool your resources. I have a friend who lives three blocks away, and we share quite a few similar hobbies. We’ve found that: 1. it’s never come up that we both need a springform pan or cake decorating kit on the same night; and perishables that one might not use up all the way in the quantities offered by the local store don’t get wasted quite so much 2. two can pressure the local library into buying a copy of the book we’ve been eyeing (or a subscription to a magazine our demographic enjoys) more efficiently than one, and when we can’t, well, the cost and storage space of obtaining the must-haves is halved.
It’s also easier to stick with a new hobby until it becomes useful if you have someone of like mind who’s also interested, and when hobbies are messy, cleaning up from a session of sculpture or painting is just as easy, I’ve found, from a couple of people or a small group as it is for yourself (as long as you don’t go overboard with refreshments)— and if you’re lucky enough to find compadres with similar standards for neatness and diligence, the work and time involved is halved or better.
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Some hobbies aren’t as horribly expensive as they appear if you account for other ways they save. I’m also a photography nut, and my husband and I no longer buy souveniers on vacations, nor do we buy home decorations. My photos serve both purposes. People have also requested them as holiday gifts.
Obviously this isn’t intended to justify outlandish spending; it’s just a way to realize the true value of your interest in order to determine whether its pursuit is worth it to you.
(BTW, GIMP is just as good as Photoshop for most amateurs.)
JD, what equipment do you have, and are you interested in selling any of it?
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I got shortlisted in a photography comp run by a national newspaper and the photo was taken on a Holga camera which I bought for £36. I too knit a lot for charity and get wool from thrift shops and encouraged donations from profligate knitters! Most of my needles are bought secondhand as well which keeps the cost down.
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The best I’ve managed is to earn income from my hobby which then allows me to expense items purchased that generated that income. It’s like getting a 30% discount on everything!
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Awesome post!
My husband does this. He’s an avid windsurfer. Windsurfing requires all kinds of expensive equipment, and most of the people he windsurfs with spend many thousands of dollars on equipment every few years. MrP buys their discard equipment when they replace, and pays a fraction of the initial cost. And yet, he still out-surfs them!
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I guess I forgot to mention:
JD let me know if you want to ever get rid of cards (affordably). Cuz, ya know, they’re probably tied in with painful memories of overspending and all
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Whenever I want to buy something, I use Google and add the word ‘problem”.
And there you go: all the people complaining about the product of my dreams.
It helps me go back to reality
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I was wondering if you were going to mention skiing in this, and sure enough you did.
As someone who just purchased her first pair of skis after years of chickening out at the sticker shock for years, it is completely worth to buy instead of rent.
Your legs will be less tired, your feet will be less sore, you’ll actually be able to get your money’s worth out of your lift ticket, and won’t waste half the day in the rental line.
I would recommend nobody rent boots or skis more than once to try it out (or buy them up front if you have reasonable confidence you’ll like it. Really. Rental boots hurt that much).
Of course, there’s no reason for a newbie to buy anything better than last year’s beginner gear on clearance, but that’s still a huge step up from rentals.
I’m trying to think if I can generalize this point – Some of it goes along the lines of people saying don’t buy the cheapest guitar, or base your opinion on the worn out school tools, More than that, skiing already has a high entry cost, and is very equipment based. It’s sort of analogous to taking a vacation to paris then eating at mcdonalds to save money.
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