Comments on: Free Debt Snowball Spreadsheet http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/ Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more. Sat, 25 May 2013 17:04:08 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Jason Cabler (@DrCabler) http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-3076882 Jason Cabler (@DrCabler) Fri, 02 Nov 2012 13:26:01 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-3076882 Great resource, I haven't seen that one before. I like to do a written plan for my debt instead of using the computer. Just works better for me. I made some similar forms that are available on my site and may be of interest for those that like to use pencil and paper. You can find them in my post about how to make a get out of debt plan. http://www.cfinancialfreedom.com/CFFwordpress/how-do-you-get-out-of-debt-part-4-the-debt-rocket/ Great resource, I haven’t seen that one before. I like to do a written plan for my debt instead of using the computer. Just works better for me.

I made some similar forms that are available on my site and may be of interest for those that like to use pencil and paper.

You can find them in my post about how to make a get out of debt plan.

http://www.cfinancialfreedom.com/CFFwordpress/how-do-you-get-out-of-debt-part-4-the-debt-rocket/

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]]> By: Lelo http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-221591 Lelo Fri, 29 Jan 2010 18:20:32 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-221591 The download link does not work anymore. Any other link I should try? Thanks! The download link does not work anymore.
Any other link I should try?

Thanks!

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]]> By: al http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-172945 al Mon, 23 Mar 2009 20:35:02 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-172945 amazing! this answered the exact questions i had about paying down 3 different student loans (me, my SO, and my SO's parent loan). woo!! amazing! this answered the exact questions i had about paying down 3 different student loans (me, my SO, and my SO’s parent loan). woo!!

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]]> By: Vertex42 http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-149566 Vertex42 Sat, 27 Sep 2008 21:22:19 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-149566 Thanks or the review, J.D. Thought I should mention that due to multiple requests, the Debt Reduction Calculator now works in OpenOffice. The download contains two .ods files (one for up to 10 creditors and the other for up to 20). Enjoy, Jon W. Thanks or the review, J.D.

Thought I should mention that due to multiple requests, the Debt Reduction Calculator now works in OpenOffice. The download contains two .ods files (one for up to 10 creditors and the other for up to 20).

Enjoy,
Jon W.

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]]> By: DGMarsh http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-146064 DGMarsh Wed, 27 Aug 2008 23:59:37 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-146064 This is my favorite place for a debt snowball: www.whatsthecost.com You plug in your info and decide if you want to pay the lowest balance or highest interest first. It tells you what to pay to what card and when, and updates how long it will be until you're debt free. You update it when you make payments or when you spend - and you can personalize that information as well. Did I mention it's FREE? This is my favorite place for a debt snowball:

http://www.whatsthecost.com

You plug in your info and decide if you want to pay the lowest balance or highest interest first. It tells you what to pay to what card and when, and updates how long it will be until you’re debt free. You update it when you make payments or when you spend – and you can personalize that information as well.

Did I mention it’s FREE?

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]]> By: jtimberman http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145988 jtimberman Wed, 27 Aug 2008 15:53:15 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145988 Awesome spreadsheet. Wish I had that when I was helping a friend arrange her debt snowball. I did it mostly manually in excel, and I'm not a spreadsheet ninja. Awesome spreadsheet. Wish I had that when I was helping a friend arrange her debt snowball. I did it mostly manually in excel, and I’m not a spreadsheet ninja.

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]]> By: Effortless Abundance http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145962 Effortless Abundance Wed, 27 Aug 2008 11:58:34 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145962 A great example of technology being put to a sensible and 'useful' use. Good stuff. A great example of technology being put to a sensible and ‘useful’ use. Good stuff.

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]]> By: William Bay http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145947 William Bay Wed, 27 Aug 2008 06:06:00 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145947 Funny Timing, I grabbed this about a week and a half ago after getting acquainted with your site and some of the books you suggest. I googled around for awhile and found this spreadsheet to be the best as far as cleanliness and ease of use. My wife and I were able to sit down and see where we would stand in just a matter of minutes. Glad that you shared this with everybody. Funny Timing,
I grabbed this about a week and a half ago after getting acquainted with your site and some of the books you suggest.
I googled around for awhile and found this spreadsheet to be the best as far as cleanliness and ease of use.

My wife and I were able to sit down and see where we would stand in just a matter of minutes.

Glad that you shared this with everybody.

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]]> By: Tabs at Levnow http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145939 Tabs at Levnow Wed, 27 Aug 2008 04:15:58 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145939 Thanks for the spreadsheet, I downloaded a copy and will be sharing this post with a few people, thanks. -Tabs Thanks for the spreadsheet, I downloaded a copy and will be sharing this post with a few people, thanks.

-Tabs

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]]> By: bdentzy http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145937 bdentzy Wed, 27 Aug 2008 04:00:37 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145937 Thank you for posting this. I didn't know there was a spreadsheet template out there to help with the debt snowball. Thank you for posting this. I didn’t know there was a spreadsheet template out there to help with the debt snowball.

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]]> By: Alison Wiley http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145928 Alison Wiley Wed, 27 Aug 2008 03:12:33 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145928 I'm a big fan of spreadsheets in general because they help us to 'live in reality', with real-time updates as our money situation keep changing. I do think that our financial profiles improve as we consume less, and I also think our quality of life can be as high as ever (sometimes higher) as we consume less. Here is an example of that principle, centered on using less gasoline: http://www.diamondcutlife.org/how-to-save-money-on-gas/. I’m a big fan of spreadsheets in general because they help us to ‘live in reality’, with real-time updates as our money situation keep changing. I do think that our financial profiles improve as we consume less, and I also think our quality of life can be as high as ever (sometimes higher) as we consume less. Here is an example of that principle, centered on using less gasoline: http://www.diamondcutlife.org/how-to-save-money-on-gas/.

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]]> By: Adam http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145927 Adam Wed, 27 Aug 2008 02:54:08 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145927 Thanks for the tool. I really enjoy GetRichSlowly.org and thought I'd offer a budgeting spreadsheet that I've used for years to support the Dave Ramsey approach as outlined in Total Money Makeover. It's worked well for me and I feel that I should extend a hand by offering the tool to others. I hope someone will find it helpful. I tried to keep it simple and intuitive. You just need Excel and a few minutes to play with it. It's available in the top posting at my blog below. Enjoy. Adam @ http://www.avoidregret.com Thanks for the tool. I really enjoy GetRichSlowly.org and thought I’d offer a budgeting spreadsheet that I’ve used for years to support the Dave Ramsey approach as outlined in Total Money Makeover. It’s worked well for me and I feel that I should extend a hand by offering the tool to others. I hope someone will find it helpful. I tried to keep it simple and intuitive. You just need Excel and a few minutes to play with it. It’s available in the top posting at my blog below.

Enjoy.

Adam @ http://www.avoidregret.com

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]]> By: Double http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145926 Double Wed, 27 Aug 2008 02:41:57 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145926 Technology is just great when it makes your life easier and better. Technology is just great when it makes your life easier and better.

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]]> By: Matthew http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145923 Matthew Wed, 27 Aug 2008 02:07:39 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145923 You should sticky this to the new section in the forums for 'Tips, Tricks, Links, Pointers' so that it doesn't get lost in time. You should sticky this to the new section in the forums for ‘Tips, Tricks, Links, Pointers’ so that it doesn’t get lost in time.

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]]> By: JG http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145921 JG Wed, 27 Aug 2008 01:58:41 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145921 I like the ones this guy built much better: http://www.geocities.com/schizeckinosy/Snowball.html I like the ones this guy built much better:

http://www.geocities.com/schizeckinosy/Snowball.html

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]]> By: Computer Consulting Kit Home Study Course http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145920 Computer Consulting Kit Home Study Course Wed, 27 Aug 2008 01:50:01 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145920 Thanks for pointing out this simple tool! Invoicing and billing can be some of the most time-consuming tasks for all kinds of business owners and entrepreneurs. And many small business owners in particular and independent contractors, etc. have a hard time finding programs and applications that are affordable and easy to use. Invoicing and related tasks don't have to be complicated in most cases, and this is a nice little tool for streamlining the process so it's not so frustrating. Thanks for pointing out this simple tool! Invoicing and billing can be some of the most time-consuming tasks for all kinds of business owners and entrepreneurs. And many small business owners in particular and independent contractors, etc. have a hard time finding programs and applications that are affordable and easy to use. Invoicing and related tasks don’t have to be complicated in most cases, and this is a nice little tool for streamlining the process so it’s not so frustrating.

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]]> By: elena http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145911 elena Tue, 26 Aug 2008 23:57:10 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145911 Thanks for the new program tip. Quicken.com also has a a free online debt reduction planner under the "tools" section. It helped me in the past. I also like Bankrate's mortgage payment calculator. Printing out amortization tables as variables change has weirdly become a guilty pleasure. Thanks for the new program tip.

Quicken.com also has a a free online debt reduction planner under the “tools” section. It helped me in the past. I also like Bankrate’s mortgage payment calculator. Printing out amortization tables as variables change has weirdly become a guilty pleasure.

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]]> By: Flexo http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145909 Flexo Tue, 26 Aug 2008 23:04:45 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145909 Great tool, thanks for sharing! The biggest limitation I see is that it assumes a steady required minimum payment in each account over time. In real life, your minimum payment on a credit card is often a percentage of the balance or some other calculation. But that's just a minor complaint. Great tool, thanks for sharing!

The biggest limitation I see is that it assumes a steady required minimum payment in each account over time. In real life, your minimum payment on a credit card is often a percentage of the balance or some other calculation. But that’s just a minor complaint.

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]]> By: Paying It Down http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145908 Paying It Down Tue, 26 Aug 2008 23:03:31 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145908 The calculator is easy enough to use. However, after plugging in my numbers, the year under the "Month Paid Off" column is off. For example, my credit card that should be paid off in 13 months is shown to be paid off in Oct-08. Perhaps the formula needs to be corrected. The calculator is easy enough to use. However, after plugging in my numbers, the year under the “Month Paid Off” column is off. For example, my credit card that should be paid off in 13 months is shown to be paid off in Oct-08. Perhaps the formula needs to be corrected.

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]]> By: MultifolDream$ http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145906 MultifolDream$ Tue, 26 Aug 2008 22:56:31 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145906 Although I have no CC debt I like the template a lot. Keep coming with tools like this. Although I have no CC debt I like the template a lot. Keep coming with tools like this.

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]]> By: Angie http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145897 Angie Tue, 26 Aug 2008 20:49:39 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145897 I've created one similar to this but much more complicated. Took way too much time to make. But it allows me to add in extra payments on just a one month basis. So if I know I'll get a raise next year, I can change how much I can add on a month by month basis. The simplicity of this is probably worth it in itself though. I’ve created one similar to this but much more complicated. Took way too much time to make. But it allows me to add in extra payments on just a one month basis. So if I know I’ll get a raise next year, I can change how much I can add on a month by month basis.

The simplicity of this is probably worth it in itself though.

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]]> By: Moneymonk http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145894 Moneymonk Tue, 26 Aug 2008 20:33:48 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145894 There are several tools now that can help. However, you will always have that group of people that say "I don't have time" With all these tools, blogs, magazines about personal finance, why are so many people still not taking advantage? There are several tools now that can help. However, you will always have that group of people that say “I don’t have time”

With all these tools, blogs, magazines about personal finance, why are so many people still not taking advantage?

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]]> By: Solomon http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145893 Solomon Tue, 26 Aug 2008 20:31:45 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145893 I used to have a spreadsheet to track my spending, but it was just so much hassle to track everything in it. I used to have a spreadsheet to track my spending, but it was just so much hassle to track everything in it.

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]]> By: A. Dawn http://www.getrichslowly.org/blog/2008/08/26/free-debt-snowball-spreadsheet/comment-page-1/#comment-145892 A. Dawn Tue, 26 Aug 2008 20:26:43 +0000 http://www.getrichslowly.org/blog/?p=2019#comment-145892 Before we did not have these smart tools because Internet was not massively popular and it was not accessible to everyone. By performing a simple search, we can now discover so many smart tools like these. A Dawn Journal www.adawnjournal.com Before we did not have these smart tools because Internet was not massively popular and it was not accessible to everyone. By performing a simple search, we can now discover so many smart tools like these.
A Dawn Journal
http://www.adawnjournal.com

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