Fashion on a Budget: Organizing and Updating Your Wardrobe for Spring
Published on - February 7th, 2009 (Modified on - June 18th, 2009) (by J.D. Roth)
This is a guest post from Carrie at It’s Frugal Being Green. My own “fashion” is limited to Costco and Goodwill, so it’s difficult for me to offer advice for those who want to dress for success. Carrie has some tips for those who need to be fashionable and still save on clothes.
The spring clothes-shopping season is rapidly approaching, and I’m ready. I have my calendar marked twice a year — once in early February and once in early August — to clean, inventory, and organize my closet. That way, I’m fully prepared to shop wisely when the major spring and fall collections hit the stores.
My strategy
Shopping at sales isn’t effective for me because the low prices lead me to buy things I don’t really like or which don’t fit right. I’d rather pay full price for things I actually love.
I allot 5% of my take home pay for clothes. Five percent each month doesn’t seem like much — but 5% per year is a sizable chunk. By breaking down my clothing budget and adding to my wardrobe only twice a year, I’m able to curb costs and still purchase a variety of useful items. In order to find pants and jackets in tall sizes, I frequently shop online. I may go into a store to try on an item if I’m not sure what size I need, but I avoid buying items in the store for a few reasons.
Placing larger orders less often allows me to take advantage of discounts and free shipping offers with higher minimum purchases. A policy of not shopping in the store significantly limits impulse purchases. And shopping online has the advantage of making it easy to see your total before committing to the purchase — it’s a lot easier to remove an item from an online cart than it is to tell a sales associate I don’t want an item after they’ve already rung it up!
When shopping online, it is critical to understand return policies. Sometimes items arrive not quite as you expect them. I tend to order online from either sites that allow me to return items to a brick-and-mortar location, or from sites that pay for return shipping so that I don’t incur extra costs. Also, make sure you try things on as soon as they arrive; return periods are often limited.
Be prepared
Before I buy anything, I make sure all of my current clothes are cleaned, ironed, and repaired. I also take time to throw out anything beyond repair. Anything that doesn’t fit or no longer suits my style gets donated to charity or auctioned on eBay. Then I make sure everything is put away in an organized manner so I can actually see what I already have. I sort things first by type: pants, sweaters, shirts, shoes, etc; then by situation: casual, work, and dressy; then by color.
Once organized, I can take stock of my wardrobe. With everything in its place and in ready-to-wear condition, it’s easy to see what items I have in abundance and what areas are lacking. If I have any items that I want to wear more often, I can figure out what other items I need to finish the outfit. I can also start thinking about what sorts of items I’ve been wearing most often (these are the types of things I’ll probably want to buy again). And I can plan for seasonal items (swimsuits or coats), special occasions, and utilitarian items like running shoes, workout clothes, and pajamas.
Fashion on a budget
Between now and late February, I’ll start tearing pages out of catalogs when I see an outfit I like. I can try to recreate it with items I already have and see what I need to finish it. When the fat March and September issues of the fashion magazines come out, I can peruse them at the library and see what’s new that I like. I can also start adding items to online carts and wishlists and spend time thinking over my options.
I don’t target specific price points on particular items because I treat my wardrobe as a whole that is greater than the sum of its parts — I’d rather have one quality item that I love and wear often than many that I hardly use. Still, the total price of my orders needs to be within budget, even if that means removing an item at checkout.
By early March, I’ll be ready to place a couple of online orders for a selection of items that I both need and love!
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Having a budget for clothes (that covers everything) is a good idea because it stops you spending to much, and also spending too little – or rather not buying clothes that you need because you think you can’t afford them.
5% is probably about right for me as a mid-level person who requires business casual to professional dress in a 3 season climate. Assuming that it covers absolutely everything.
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My girlfriend and I budget $100 a month for clothes, so $50/each. This is actually way more then we normally spend on a monthly basis. This allows us to build up some money for when we need to get a new coat, or shoes, both of which can be expensive.
I’m trying to lose ~15lbs or so, and am letting the money build up so when I reach my goal I can go buy some new clothes…
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I have been a long time reader here at GRS. I love the can talk about clothing and budgets. I think this item is very over looked here. * Sorry JD but not everyone words at home on the computer.
Being someone who has always been into fashion I have found that good pieces never really go out of style. If it looks good on you it is always in style.
I spend the money on nice stuff because I use/wear it. I also shop vintage (thrift stores) but the stuff I find there is rare. I have found a man’s suit for 10 dollars. Sure it needed tailoring and dry cleaning but the wear valve is worth it.
My personal opinion is that no matter how much it cost (with the except of things over $500, I can’t afford that) if I love it I buy it. If I am not inlove with the item I don’t bother even if it is only 99 cents.
This keeps me on budget because with fit and sizing finding something I love is harder then finding something cheap or a great deal.
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I think 5% for a professional woman (or man) is pretty reasonable. And as your salary increases, your wardrobe should begin to include more quality items – which tend to be more expensive – so it likely will not induce a clutter problem.
IMO professionals are selling themselves every day, and it pays to dress “the product” well.
I don’t shop online, but I do limit my shopping to a few stores that carry lines that are in my price range and well made.
I buy a couple of pieces of business wear every month (tops and/or pants), and a new suit a couple of times a year. Since I buy classic suits this works fine since they last more than one year. Casual wear mostly involves jeans and tops that cross over from business wear after a year or two.
I track all of my expenditures in Quicken, and a quick look tells me that I spent 5.4% of my gross income on clothing, including purses, outerwear, underwear, socks, casual and business wear. A bit high, but I had 3 weddings to attend last year, so had to buy a new “nice” outfit for those.
Good article, thanks, I will definitely be doing the “closet fix up” before I go shopping next time!
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There are a lot more frugal shopping options now a days where you cans till get high quality clothes. H&M is one store that has solid fashion clothes, but for less money. I also do basically all of my clothes shopping at the outlet malls. They have top brands, but for less money.
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JD, please get more than one nice outfit! You can afford nice outfits, and you should dress for different kinds of weather.
I suggest a summer-weight suit, a winter-weight suit and some nice sportcoats that you can pair with jeans or khakis.
These can help you look and feel successful when you have to try to impress prospective business associates.
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JD – Beth is right, and find a good tailor. Thinking in terms of presentations and on-camera work … in suits, don’t get black. Go with navy or charcoal. Those will work for weddings or funerals as well as formal evenings and professional presentations. In a sport coat, don’t get khaki. A camel houndstooth works great with earth-tones and a tweed will work with everything else. If there’s a Men’s Wearhouse near you, go in and do their free consult and try on a ton of stuff to see what you like!
Oh, and last words: No double-breasted, unless you are over 6 ft tall and under 200 pounds.
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One tip that allows me to buy more trendy, fun items guilt-free is that I regularly sell items into a local vintage / used clothing shop. I get a lot more for store credit than I do for cash which I use to buy myself something fun. A few times a year usually satisfies my cravings for spending and I don’t lay out cash for it.
The cleaner and more organized my closet is, the more likely I am to wear what I already own. And it also helps to determine what I’m really lacking. I try to have a working list of what I really NEED and then shop for those items in sales, outlets, thrift stores.
I also agree with some of the reader’s tips that buying fewer, but quality staples and dressing them up with cheaper accessories is a great way to make your wardrobe seem bigger.
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One thing I see missing in all of the comments, has to do with tailoring. For example, two suits I own, one that I bought for $250, and one that I bought for $800, the $250 one is better looking due to one thing only. Tailoring! The tailor did a terrible job on the $800 suit and I can tell.
Spend money on quality natural materials, wools and cottons, and make sure they fit right and lay right on you. A wrinkled suite makes you look like a slob regardless how much you paid for it.
Polished shoes. I am amazed at the people who spend tons of money on clothes yet can’t take 5 minutes to polish their shoes. It makes a difference.
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One more thing not mentioned regarding your budget is size. If you are not a typical off-the-rack size, shopping becomes much more work. I’m a 16T in most women’s clothes, and wear an 11W in shoes. That immediately knocks out 90% of what’s at the mall at 95% of the thrift shops. Each piece that I buy will have to come from one of a few not-so-cheap retailers and/or require tailoring afterward.
So even if I budget 5% toward clothes, I don’t get as much for it and I have to work a little harder to find it- in ‘real’ stores or online. (Add to that 2 growing 6′ tall teenage girls, and my share of the budget shrinks again ;-})
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Shopping online is often just the thing I need if I’m looking for a cheaper alternative to an item I find in a store (like a $70 bag instead of that $250 bag in Banana Republic). As a frequent online shopper, I’ve had to deal with the hassle of making returns, but the experience has made me more savvy. Now, I only purchase accessories online (no need to worry about fit), and I pay attention to free shipping specials. As a college kid on a tight budget, I’ve generally managed to make online shopping work for me.
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The most important thing is to buy high quality clothing. Whether you buy it on sale or not, it will last longer..much longer, infact, than that super ugly shirt you found at Walmart.
However, being a woman, my weight fluctuates between FOUR different sizes, and I am unfortunate to have a wardrobe that must accomodate a woman from a size 8 to a size 14. This is, of course, expensive and I have not found an answer for it.
I really don’t think men get it. They never will. One pair of shoes won’t cut it nor will one or two pairs of jeans.
I look forward to the day when I have a streamlined wardrobe!
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