It’s that time of year: Kris and I spent most of the weekend working in the yard. We planted out the vegetable garden, but most of our time was spent pruning seemingly endless shrubbery. I’m not complaining — the end result is a lovely yard during the summer — but it’s daunting to realize that we’re barely a quarter of the way done. Thank goodness for quality tools.

Speaking of quality tools, that’s a good way to start of this collection of personal-finance links from around the web:

Popular Mechanics has compiled a list of 50 tools everyone should own (with tips!). Though I think 50 tools seems like a lot, I admit that I can’t find fault with any of these choices. I just used my pick to tear out an azalea this afternoon!

Elsewhere, CBS News has a story about how supermarkets lure you to buy more. We’ve covered these ploys many times before (such as in this list of 15 great grocery shopping tips), but it never hurts to review.

After Richard Barrington’s guest post here at Get Rich Slowly last week, I’ve been checking out his work over at MoneyRates. There’s some good info there, including his recent list of six retirement investment mistakes. Are you making any of these?

Finally, here’s my favorite blog post of the week. It’s been a while since I linked to something from Philip Brewer at Wise Bread, but he just wrote about trying to reverse-engineer the best time of your life. “Why should the best time of your life be some time in the past?” he writes. “With some clear thinking and some effort, you can recapture what was great then for today.” What he’s really talking about is Mihály Csíkszentmihályi’s concept of flow. It’s a powerful thing. I should write more about it in the future.

This article is about Spare Change