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	<title>Comments on: Coping with Life&#8217;s Little Setbacks</title>
	<atom:link href="http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Ben Cope</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-2/#comment-181378</link>
		<dc:creator>Ben Cope</dc:creator>
		<pubDate>Thu, 28 May 2009 19:42:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-181378</guid>
		<description>You are right ... when we have our financial house in order, these kinds of small setbacks really don&#039;t matter!</description>
		<content:encoded><![CDATA[<p>You are right &#8230; when we have our financial house in order, these kinds of small setbacks really don&#8217;t matter!</p>
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		<title>By: Caitlin</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-2/#comment-181299</link>
		<dc:creator>Caitlin</dc:creator>
		<pubDate>Thu, 28 May 2009 09:54:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-181299</guid>
		<description>Aah &quot;shiner&quot; = misspelling for &quot;whiner&quot;.</description>
		<content:encoded><![CDATA[<p>Aah &#8220;shiner&#8221; = misspelling for &#8220;whiner&#8221;.</p>
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		<title>By: kick_push</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180406</link>
		<dc:creator>kick_push</dc:creator>
		<pubDate>Wed, 20 May 2009 22:01:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180406</guid>
		<description>NatalieMac.. you&#039;re right

our problems are petty compared to those poorer countries.. sometimes i tend to forget how blessed i am

i&#039;m taking a trip to the philippines (where my parents are from) at the end of the year.. i know seeing how they live out there will make me appreciate what i have here in the US.. at least i hope it will</description>
		<content:encoded><![CDATA[<p>NatalieMac.. you&#8217;re right</p>
<p>our problems are petty compared to those poorer countries.. sometimes i tend to forget how blessed i am</p>
<p>i&#8217;m taking a trip to the philippines (where my parents are from) at the end of the year.. i know seeing how they live out there will make me appreciate what i have here in the US.. at least i hope it will</p>
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		<title>By: kick_push</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180405</link>
		<dc:creator>kick_push</dc:creator>
		<pubDate>Wed, 20 May 2009 21:57:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180405</guid>
		<description>i&#039;m going through the same thing JD

just found out i&#039;ll be paying $600 out of pocket (brakes/rotors/oil-change) for an old car i rarely even drive anymore.. the only reason i&#039;m fixing it is because it was a gift from my uncle.. and my brother (who is jobless) still uses it on a day to day basis

i spent 2k alone on car insurance (6 months) and a vacation already this month.. so i&#039;m glad i have that emergency fund to keep me afloat.. it&#039;s going to take me a couple of months to get back on track w/ my goals</description>
		<content:encoded><![CDATA[<p>i&#8217;m going through the same thing JD</p>
<p>just found out i&#8217;ll be paying $600 out of pocket (brakes/rotors/oil-change) for an old car i rarely even drive anymore.. the only reason i&#8217;m fixing it is because it was a gift from my uncle.. and my brother (who is jobless) still uses it on a day to day basis</p>
<p>i spent 2k alone on car insurance (6 months) and a vacation already this month.. so i&#8217;m glad i have that emergency fund to keep me afloat.. it&#8217;s going to take me a couple of months to get back on track w/ my goals</p>
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		<title>By: RJ</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180260</link>
		<dc:creator>RJ</dc:creator>
		<pubDate>Wed, 20 May 2009 03:35:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180260</guid>
		<description>I started thinking exactly what David and Jean said: Don&#039;t board that plane! But I&#039;m glad you&#039;ve made it to Orlando.</description>
		<content:encoded><![CDATA[<p>I started thinking exactly what David and Jean said: Don&#8217;t board that plane! But I&#8217;m glad you&#8217;ve made it to Orlando.</p>
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		<title>By: NatalieMac</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180256</link>
		<dc:creator>NatalieMac</dc:creator>
		<pubDate>Wed, 20 May 2009 02:14:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180256</guid>
		<description>While a series of little problems like this is definitely frustrating, keep in mind that every one of these is firmly in the camp of &#039;first-world problems.&#039; At least you&#039;re not worried about having clean water, a place to live, or food to eat.</description>
		<content:encoded><![CDATA[<p>While a series of little problems like this is definitely frustrating, keep in mind that every one of these is firmly in the camp of &#8216;first-world problems.&#8217; At least you&#8217;re not worried about having clean water, a place to live, or food to eat.</p>
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		<title>By: Steve @ Freedom Education</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180225</link>
		<dc:creator>Steve @ Freedom Education</dc:creator>
		<pubDate>Tue, 19 May 2009 23:27:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180225</guid>
		<description>Hey J.D.,

If you look at your situation from a Law of Attraction perspective, everything that has been happening to you and is happening to you is exactly the way you intend it - regardless if it is unconscious or not.  

We always leave clues as to why we create the results we do - and it always starts with your thinking.  You even said yourself,

&quot;For each one, I imagine how much money it’s going to cost me to fix.&quot; ~ J.D.

... and since you imagined &quot;how much money it&#039;s going to cost,&quot; and gave energy to that image, you keep projecting and attracting inwards circumstances and situations that &quot;cost you money.&quot;  

It all begins with the way you think.  Change your thinking and everything changes.  

Consider a different perspective:

&quot;On Sunday evening, we went swimming with a group of friends. Naturally I left my suit and towel at the aquatic center.&quot; ~ J.D.

...well at least you brought an extra change of clothes!!! That could of been embarrassing if you didn&#039;t ;)</description>
		<content:encoded><![CDATA[<p>Hey J.D.,</p>
<p>If you look at your situation from a Law of Attraction perspective, everything that has been happening to you and is happening to you is exactly the way you intend it &#8211; regardless if it is unconscious or not.  </p>
<p>We always leave clues as to why we create the results we do &#8211; and it always starts with your thinking.  You even said yourself,</p>
<p>&#8220;For each one, I imagine how much money it’s going to cost me to fix.&#8221; ~ J.D.</p>
<p>&#8230; and since you imagined &#8220;how much money it&#8217;s going to cost,&#8221; and gave energy to that image, you keep projecting and attracting inwards circumstances and situations that &#8220;cost you money.&#8221;  </p>
<p>It all begins with the way you think.  Change your thinking and everything changes.  </p>
<p>Consider a different perspective:</p>
<p>&#8220;On Sunday evening, we went swimming with a group of friends. Naturally I left my suit and towel at the aquatic center.&#8221; ~ J.D.</p>
<p>&#8230;well at least you brought an extra change of clothes!!! That could of been embarrassing if you didn&#8217;t <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: retired</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180193</link>
		<dc:creator>retired</dc:creator>
		<pubDate>Tue, 19 May 2009 20:40:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180193</guid>
		<description>I took a decorating class once. The advice I got was appliances are designed to fail at approximately the 7 year mark. If you have appliances past this mark you are ahead of the game. My washer is now 12 years old, but my dryer 5. I just had the water intake valve replaced on the washer. (Clorine apparently ruined this one.) In the meantime I have stashed a few dollars for repairs on the side. Hopefully I can ward off replacements the same way.</description>
		<content:encoded><![CDATA[<p>I took a decorating class once. The advice I got was appliances are designed to fail at approximately the 7 year mark. If you have appliances past this mark you are ahead of the game. My washer is now 12 years old, but my dryer 5. I just had the water intake valve replaced on the washer. (Clorine apparently ruined this one.) In the meantime I have stashed a few dollars for repairs on the side. Hopefully I can ward off replacements the same way.</p>
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		<title>By: Katie</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180192</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Tue, 19 May 2009 20:40:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180192</guid>
		<description>This post seemed to come at the perfect time for me (first time commenter!). I&#039;m a year out of college with no loans, but managed to save enough of my starting salary to max out my IRA this year as well as build myself a comfortable emergency fund. (All while living in Los Angeles no less!) Last week my dog gets sick &amp; needs an emergency vet visit, and Xrays, an ultrasound, and antibiotics. Money down the toilet I kept thinking.. money that was giving me a beautiful number every time I looked at my savings account. I was depressed about it for a couple of days until I realized how proud of myself I should be. A massive emergency like that and I could weather it because of my good savings habits! I also realized that coming home to a happy healthy pet meant a lot more to me then some obscure number sitting in a bank account gathering minute interest every month. Still.. I&#039;ll be living (extra) frugally for awhile until I feel comfortable that I&#039;ve made up the expense.
Thank you for the encouraging post!</description>
		<content:encoded><![CDATA[<p>This post seemed to come at the perfect time for me (first time commenter!). I&#8217;m a year out of college with no loans, but managed to save enough of my starting salary to max out my IRA this year as well as build myself a comfortable emergency fund. (All while living in Los Angeles no less!) Last week my dog gets sick &amp; needs an emergency vet visit, and Xrays, an ultrasound, and antibiotics. Money down the toilet I kept thinking.. money that was giving me a beautiful number every time I looked at my savings account. I was depressed about it for a couple of days until I realized how proud of myself I should be. A massive emergency like that and I could weather it because of my good savings habits! I also realized that coming home to a happy healthy pet meant a lot more to me then some obscure number sitting in a bank account gathering minute interest every month. Still.. I&#8217;ll be living (extra) frugally for awhile until I feel comfortable that I&#8217;ve made up the expense.<br />
Thank you for the encouraging post!</p>
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		<title>By: Rhonda</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180188</link>
		<dc:creator>Rhonda</dc:creator>
		<pubDate>Tue, 19 May 2009 19:51:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180188</guid>
		<description>Before you call the plumber to retrieve the drain part, check out this video - pretty clever way of retrieving things lost down the drain pipe.  Be sure to read his note below the video because he makes a correction.  Good luck!!

www.familyhack.com/2007/08/29/drain-tip</description>
		<content:encoded><![CDATA[<p>Before you call the plumber to retrieve the drain part, check out this video &#8211; pretty clever way of retrieving things lost down the drain pipe.  Be sure to read his note below the video because he makes a correction.  Good luck!!</p>
<p><a href="http://www.familyhack.com/2007/08/29/drain-tip" rel="nofollow">http://www.familyhack.com/2007/08/29/drain-tip</a></p>
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		<title>By: Matthew</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180187</link>
		<dc:creator>Matthew</dc:creator>
		<pubDate>Tue, 19 May 2009 19:47:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180187</guid>
		<description>If it makes you feel better, I&#039;ve run through about $5,000 in emergency expenses in the past two months. 
-In the beginning of April my sewer line, for the first time in 4 years of living in the house, starts backing up. I spend ~$200 to get it roto-rooted.
-1.5 weeks later the sewer line quits working. I find a guy to do a free camera inspection and he says its buggered and need to be replaced. Next day the contractor comes and digs up the yard, replacing the line and the main water line stop box for $2,150.
-3 weeks later we get heavy rain all weekend. I come home on a Sunday night to find wet carpets in the basement. The sewer contractor had inadvertently plugged a drain tile that discharged into the yard. Insurance said he wasn&#039;t negligent so no reimbursement. I hired a basement &quot;waterproofer&quot; to extend the retrofit sump system around the rest of the basement perimeter -- $1,750. 
-And last week I take my car to the mechanic for a grand total of $900 in repairs. 

Still, I&#039;m maintaining an upbeat perspective. If this had happened years ago when I was still living paycheck to paycheck without an emergency fund, this would all be debt right now. Of course, I&#039;ve got to work that emergency fund back up now, but it sure beats being in debt.</description>
		<content:encoded><![CDATA[<p>If it makes you feel better, I&#8217;ve run through about $5,000 in emergency expenses in the past two months.<br />
-In the beginning of April my sewer line, for the first time in 4 years of living in the house, starts backing up. I spend ~$200 to get it roto-rooted.<br />
-1.5 weeks later the sewer line quits working. I find a guy to do a free camera inspection and he says its buggered and need to be replaced. Next day the contractor comes and digs up the yard, replacing the line and the main water line stop box for $2,150.<br />
-3 weeks later we get heavy rain all weekend. I come home on a Sunday night to find wet carpets in the basement. The sewer contractor had inadvertently plugged a drain tile that discharged into the yard. Insurance said he wasn&#8217;t negligent so no reimbursement. I hired a basement &#8220;waterproofer&#8221; to extend the retrofit sump system around the rest of the basement perimeter &#8212; $1,750.<br />
-And last week I take my car to the mechanic for a grand total of $900 in repairs. </p>
<p>Still, I&#8217;m maintaining an upbeat perspective. If this had happened years ago when I was still living paycheck to paycheck without an emergency fund, this would all be debt right now. Of course, I&#8217;ve got to work that emergency fund back up now, but it sure beats being in debt.</p>
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		<title>By: Deb</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180185</link>
		<dc:creator>Deb</dc:creator>
		<pubDate>Tue, 19 May 2009 19:31:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180185</guid>
		<description>JD, control is an illusion.  Just remember that.  Even when it seems like you&#039;ve got it all under control....wham!!  But at least these are small things, and not a big thing, like a bad diagnosis.  Don&#039;t forget to count your many blessings!

We had several setbacks ourselves over the past few weeks - after 6 years and 2 shop visits, husband&#039;s laptop finally died for good.  New one was necessary.  Goodbye $$$.  Stepson announced a sudden marraige in Hawaii, wants us to come.  The timing could not be worse for us financially (digging out of debt) and even if done frugally, there&#039;s nothing cheap about Hawaii.  But we&#039;ve got to be there. Goodbye $$$.  I had two broken fillings/cracked teeth and needed 2 crowns over the past month.  Goodbye $$.  

Thank goodness there&#039;s money in the savings for all of this, that&#039;s what it&#039;s for.  Extremely vexing, but you just have to put your game face on and keep on living!  Enjoy Florida!</description>
		<content:encoded><![CDATA[<p>JD, control is an illusion.  Just remember that.  Even when it seems like you&#8217;ve got it all under control&#8230;.wham!!  But at least these are small things, and not a big thing, like a bad diagnosis.  Don&#8217;t forget to count your many blessings!</p>
<p>We had several setbacks ourselves over the past few weeks &#8211; after 6 years and 2 shop visits, husband&#8217;s laptop finally died for good.  New one was necessary.  Goodbye $$$.  Stepson announced a sudden marraige in Hawaii, wants us to come.  The timing could not be worse for us financially (digging out of debt) and even if done frugally, there&#8217;s nothing cheap about Hawaii.  But we&#8217;ve got to be there. Goodbye $$$.  I had two broken fillings/cracked teeth and needed 2 crowns over the past month.  Goodbye $$.  </p>
<p>Thank goodness there&#8217;s money in the savings for all of this, that&#8217;s what it&#8217;s for.  Extremely vexing, but you just have to put your game face on and keep on living!  Enjoy Florida!</p>
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		<title>By: Nicole</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180184</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Tue, 19 May 2009 19:25:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180184</guid>
		<description>Oh, JD!
I have to admit that your post made me feel a bit better, though please don&#039;t think that it&#039;s BECAUSE you&#039;re having difficulties. Rather, now I feel less alone.

We are in the same place as Ken, it sounds like, still struggling with the debt, and the last couple of months we got SLAMMED.  The car needed a new clutch, to the tune of $1k, the oven destroyed itself (LOTS of money and about 6 weeks oven-less) the espresso maker leaked all over the kitchen floor and needed many parts to make it go again, and while the oven and the espresso machine were in parts all over the kitchen, the kitchen sink backed up, severely enough that the plumber had to be called!  One of the computer hard drives had to be replaced,(not something that can wait when you&#039;ve got a computer based business), taxes were more than we expected, and a handful of other, smaller things went wrong.  Oh yeah, and not money-related, but not minor, either, a mountain lion ate my cat.

It&#039;s remarkable how so much can happen at once, making me feel like we will never be able to get ahead, and yet, it is also a really, really good lesson for me in why we have to try even harder, and get to the point where there is an emergency fund of any kind.

I&#039;ve only discovered Get Rich Slowly recently, and you have been a great help to me, mostly in keeping my spirits up and my intent on track, but you also caused me to open an INGDirect online savings account!  I really appreciate what you are doing with this blog, and I also find a lot of the comments from other readers to be very helpful. I know I&#039;m repeating myself, but it is  nice to know I&#039;m not alone; it&#039;s kind of amazing how much that helps.

So, thanks for sharing, and I hope all your little issues get resolved fairly easily.</description>
		<content:encoded><![CDATA[<p>Oh, JD!<br />
I have to admit that your post made me feel a bit better, though please don&#8217;t think that it&#8217;s BECAUSE you&#8217;re having difficulties. Rather, now I feel less alone.</p>
<p>We are in the same place as Ken, it sounds like, still struggling with the debt, and the last couple of months we got SLAMMED.  The car needed a new clutch, to the tune of $1k, the oven destroyed itself (LOTS of money and about 6 weeks oven-less) the espresso maker leaked all over the kitchen floor and needed many parts to make it go again, and while the oven and the espresso machine were in parts all over the kitchen, the kitchen sink backed up, severely enough that the plumber had to be called!  One of the computer hard drives had to be replaced,(not something that can wait when you&#8217;ve got a computer based business), taxes were more than we expected, and a handful of other, smaller things went wrong.  Oh yeah, and not money-related, but not minor, either, a mountain lion ate my cat.</p>
<p>It&#8217;s remarkable how so much can happen at once, making me feel like we will never be able to get ahead, and yet, it is also a really, really good lesson for me in why we have to try even harder, and get to the point where there is an emergency fund of any kind.</p>
<p>I&#8217;ve only discovered Get Rich Slowly recently, and you have been a great help to me, mostly in keeping my spirits up and my intent on track, but you also caused me to open an INGDirect online savings account!  I really appreciate what you are doing with this blog, and I also find a lot of the comments from other readers to be very helpful. I know I&#8217;m repeating myself, but it is  nice to know I&#8217;m not alone; it&#8217;s kind of amazing how much that helps.</p>
<p>So, thanks for sharing, and I hope all your little issues get resolved fairly easily.</p>
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		<title>By: Andy @ The Daily Click</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180183</link>
		<dc:creator>Andy @ The Daily Click</dc:creator>
		<pubDate>Tue, 19 May 2009 19:25:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180183</guid>
		<description>A few years back if this series of unfortunate events happened to me it would have definitely caused me to slump into a massive depression. Now days although my financial situation is nowhere near to the extent where I could dip into an emergency fund to cover them, I’m working on it; these sorts of things no longer cause such issues. I’ve learnt that things like this are minor annoyances when you look at the big picture and will be sorted one way or another even if it’s not immediately.

Hope the Orlando trip has gone hassle free.</description>
		<content:encoded><![CDATA[<p>A few years back if this series of unfortunate events happened to me it would have definitely caused me to slump into a massive depression. Now days although my financial situation is nowhere near to the extent where I could dip into an emergency fund to cover them, I’m working on it; these sorts of things no longer cause such issues. I’ve learnt that things like this are minor annoyances when you look at the big picture and will be sorted one way or another even if it’s not immediately.</p>
<p>Hope the Orlando trip has gone hassle free.</p>
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		<title>By: Nancy L.</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180181</link>
		<dc:creator>Nancy L.</dc:creator>
		<pubDate>Tue, 19 May 2009 19:04:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180181</guid>
		<description>Yeah, I don&#039;t arrange my life by astrology or anything like that, but Merc Retrograde is definitely noticeable when it comes along. 

Mercury affects all sorts of technology, like computers and electronics which tend to break down during a retrograde period.  It also affects communication, so there&#039;s lots of misunderstandings and small mistakes during retrogrades, both IRL and on the internet.  It also affects travel as well.

On the positive side, it&#039;s a great time for getting stuff fixed up around a house, for taking care of all sorts of things you&#039;ve been &quot;meaning to get to&quot;, and for getting back in touch with old friends.</description>
		<content:encoded><![CDATA[<p>Yeah, I don&#8217;t arrange my life by astrology or anything like that, but Merc Retrograde is definitely noticeable when it comes along. </p>
<p>Mercury affects all sorts of technology, like computers and electronics which tend to break down during a retrograde period.  It also affects communication, so there&#8217;s lots of misunderstandings and small mistakes during retrogrades, both IRL and on the internet.  It also affects travel as well.</p>
<p>On the positive side, it&#8217;s a great time for getting stuff fixed up around a house, for taking care of all sorts of things you&#8217;ve been &#8220;meaning to get to&#8221;, and for getting back in touch with old friends.</p>
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		<title>By: Betsy</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180179</link>
		<dc:creator>Betsy</dc:creator>
		<pubDate>Tue, 19 May 2009 18:40:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180179</guid>
		<description>Re: Sandy.  I believe May 31!  Hold on!</description>
		<content:encoded><![CDATA[<p>Re: Sandy.  I believe May 31!  Hold on!</p>
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		<title>By: sandy</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180172</link>
		<dc:creator>sandy</dc:creator>
		<pubDate>Tue, 19 May 2009 17:54:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180172</guid>
		<description>What Betsy said! Crazy stuff has been happening to me, and my friend cleared it up with those 2 little words! Betsy, do you know when things will get back to normal???</description>
		<content:encoded><![CDATA[<p>What Betsy said! Crazy stuff has been happening to me, and my friend cleared it up with those 2 little words! Betsy, do you know when things will get back to normal???</p>
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		<title>By: Brenda</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180170</link>
		<dc:creator>Brenda</dc:creator>
		<pubDate>Tue, 19 May 2009 17:32:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180170</guid>
		<description>I hear ya on how annoying set-backs can be. My dad was always very conscience of finances, and he used to tell me: &quot;As soon as you think things are going well, and you have a bit of extra money and that you&#039;re financially set for the month, SOMETHING ALWAYS HAPPENS. And so, you should always put aside a bit of money for those things. Always have a &quot;Something Always Happens&quot; fund that&#039;s outside of a regular emergency or savings fund.&quot;</description>
		<content:encoded><![CDATA[<p>I hear ya on how annoying set-backs can be. My dad was always very conscience of finances, and he used to tell me: &#8220;As soon as you think things are going well, and you have a bit of extra money and that you&#8217;re financially set for the month, SOMETHING ALWAYS HAPPENS. And so, you should always put aside a bit of money for those things. Always have a &#8220;Something Always Happens&#8221; fund that&#8217;s outside of a regular emergency or savings fund.&#8221;</p>
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		<title>By: Capt. Benjamin</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180167</link>
		<dc:creator>Capt. Benjamin</dc:creator>
		<pubDate>Tue, 19 May 2009 17:17:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180167</guid>
		<description>We&#039;ve all been there JD!  Hang in there brotha!

Enjoy Orlando!</description>
		<content:encoded><![CDATA[<p>We&#8217;ve all been there JD!  Hang in there brotha!</p>
<p>Enjoy Orlando!</p>
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		<title>By: Omie</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180164</link>
		<dc:creator>Omie</dc:creator>
		<pubDate>Tue, 19 May 2009 16:39:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180164</guid>
		<description>Take heart, JD. It happens every time I get ready for a trip out of town.... my world flips out and starts bucking and roaring. To the degree of the chaos happening in my life beforehand, is the degree I have an unusually WONDERFUL TRIP.

Enjoy!</description>
		<content:encoded><![CDATA[<p>Take heart, JD. It happens every time I get ready for a trip out of town&#8230;. my world flips out and starts bucking and roaring. To the degree of the chaos happening in my life beforehand, is the degree I have an unusually WONDERFUL TRIP.</p>
<p>Enjoy!</p>
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		<title>By: Dan</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180163</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Tue, 19 May 2009 16:38:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180163</guid>
		<description>I hear you, I hate the little set backs in life. They are just big enough that you have to deal with them, but small enough that you resent taking care of them. Resent them for the money it takes to make them right and the time.</description>
		<content:encoded><![CDATA[<p>I hear you, I hate the little set backs in life. They are just big enough that you have to deal with them, but small enough that you resent taking care of them. Resent them for the money it takes to make them right and the time.</p>
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		<title>By: Todd @ The Personal Finance Playbook</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180160</link>
		<dc:creator>Todd @ The Personal Finance Playbook</dc:creator>
		<pubDate>Tue, 19 May 2009 16:21:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180160</guid>
		<description>I hope things turn for you.  Luckily, all the problems you&#039;re experiencing seem to be small ones.  Of course that&#039;s probably little condolence - the problem at hand is always THE problem, and never seems small.  Hang in there and best of luck to you.  Enjoy FL.</description>
		<content:encoded><![CDATA[<p>I hope things turn for you.  Luckily, all the problems you&#8217;re experiencing seem to be small ones.  Of course that&#8217;s probably little condolence &#8211; the problem at hand is always THE problem, and never seems small.  Hang in there and best of luck to you.  Enjoy FL.</p>
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		<title>By: partgypsy</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180159</link>
		<dc:creator>partgypsy</dc:creator>
		<pubDate>Tue, 19 May 2009 16:14:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180159</guid>
		<description>I have some Greek relatives who are very superstitious and they would say you are having this bad luck because you invited it on yourself because you are advertising (bragging) how well you are doing financially (remember Arachne?). and so the Gods have a particular enjoyment f*cking with those kind of people.  This also explains why John Lennon died.</description>
		<content:encoded><![CDATA[<p>I have some Greek relatives who are very superstitious and they would say you are having this bad luck because you invited it on yourself because you are advertising (bragging) how well you are doing financially (remember Arachne?). and so the Gods have a particular enjoyment f*cking with those kind of people.  This also explains why John Lennon died.</p>
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		<title>By: Nathan</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180158</link>
		<dc:creator>Nathan</dc:creator>
		<pubDate>Tue, 19 May 2009 16:11:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180158</guid>
		<description>Did I miss something when did you get an office outside the home?</description>
		<content:encoded><![CDATA[<p>Did I miss something when did you get an office outside the home?</p>
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		<title>By: Becky</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180157</link>
		<dc:creator>Becky</dc:creator>
		<pubDate>Tue, 19 May 2009 15:58:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180157</guid>
		<description>I thought she was going to say &quot;karma&quot; cuz of your attitude towards &quot;charity&quot;! :)

Anyway, we had water all over our bathroom floor this morning!  My dh is working on figuring out how to fix it.

You asked, &quot;What&#039;s wrong?&quot;  I&#039;d answer....&quot;Life happens.&quot;  Some days things just don&#039;t go as we hope with a bunch of small aggravations. Then something really bad happens or a loved one dies and we get perspective on what&#039;s really important.</description>
		<content:encoded><![CDATA[<p>I thought she was going to say &#8220;karma&#8221; cuz of your attitude towards &#8220;charity&#8221;! <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Anyway, we had water all over our bathroom floor this morning!  My dh is working on figuring out how to fix it.</p>
<p>You asked, &#8220;What&#8217;s wrong?&#8221;  I&#8217;d answer&#8230;.&#8221;Life happens.&#8221;  Some days things just don&#8217;t go as we hope with a bunch of small aggravations. Then something really bad happens or a loved one dies and we get perspective on what&#8217;s really important.</p>
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		<title>By: Soli</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180156</link>
		<dc:creator>Soli</dc:creator>
		<pubDate>Tue, 19 May 2009 15:52:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180156</guid>
		<description>For this, karma is not the right term. If you&#039;re really interested, you might want to look into the history of the term luck as something to be built through actions.

Also, if you&#039;re inclined to such things, Mercury is currently retrograde. In my case, whenever this happens, my internet is guaranteed to regularly drop and repair of its own accord.</description>
		<content:encoded><![CDATA[<p>For this, karma is not the right term. If you&#8217;re really interested, you might want to look into the history of the term luck as something to be built through actions.</p>
<p>Also, if you&#8217;re inclined to such things, Mercury is currently retrograde. In my case, whenever this happens, my internet is guaranteed to regularly drop and repair of its own accord.</p>
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		<title>By: Betsy</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180155</link>
		<dc:creator>Betsy</dc:creator>
		<pubDate>Tue, 19 May 2009 15:51:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180155</guid>
		<description>You don&#039;t strike me as the type of guy that does astrology, but two words:  Mercurial Retrograde.</description>
		<content:encoded><![CDATA[<p>You don&#8217;t strike me as the type of guy that does astrology, but two words:  Mercurial Retrograde.</p>
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		<title>By: Foxie</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180153</link>
		<dc:creator>Foxie</dc:creator>
		<pubDate>Tue, 19 May 2009 15:42:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180153</guid>
		<description>First of all, LOL!! Yeah, I totally have days like those. And I can see the dollar signs floating, too. I thought only I was weird like that. ;) (Unless you were joking, and then I look REALLY weird now.)

My problems are fewer, but way more dollar signs: An expensive dental visit tomorrow (crown/cap/whatever we&#039;re doing, my estimated cost is $435 or something. Ick.) and a car that just won&#039;t behave. :( (She&#039;s been acting up for three months now, changed out two parts already and we&#039;re still not 100%, but getting there. I just have NO clue how much it&#039;ll all cost in the end.)

Hope it all gets better before it gets worse!</description>
		<content:encoded><![CDATA[<p>First of all, LOL!! Yeah, I totally have days like those. And I can see the dollar signs floating, too. I thought only I was weird like that. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  (Unless you were joking, and then I look REALLY weird now.)</p>
<p>My problems are fewer, but way more dollar signs: An expensive dental visit tomorrow (crown/cap/whatever we&#8217;re doing, my estimated cost is $435 or something. Ick.) and a car that just won&#8217;t behave. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' />  (She&#8217;s been acting up for three months now, changed out two parts already and we&#8217;re still not 100%, but getting there. I just have NO clue how much it&#8217;ll all cost in the end.)</p>
<p>Hope it all gets better before it gets worse!</p>
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		<title>By: Julie</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180152</link>
		<dc:creator>Julie</dc:creator>
		<pubDate>Tue, 19 May 2009 15:41:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180152</guid>
		<description>Sorry about the setbacks. Our latest is that the TV we purchased in March (that&#039;s right, 2 months ago) went out yesterday.  This is a good example of how being frugal can sometimes backfire.  If you&#039;re thinking about buying a cheap, non-name brand TV, which in our case was a $350 Dynex, don&#039;t do it!</description>
		<content:encoded><![CDATA[<p>Sorry about the setbacks. Our latest is that the TV we purchased in March (that&#8217;s right, 2 months ago) went out yesterday.  This is a good example of how being frugal can sometimes backfire.  If you&#8217;re thinking about buying a cheap, non-name brand TV, which in our case was a $350 Dynex, don&#8217;t do it!</p>
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		<title>By: Ken</title>
		<link>http://www.getrichslowly.org/blog/2009/05/19/coping-with-lifes-little-setbacks/comment-page-1/#comment-180145</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Tue, 19 May 2009 15:11:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=4051#comment-180145</guid>
		<description>I understand entirely. We&#039;re still in your earlier stage of trying to climb out of debt, and whenever we get extra money to get ahead and pay down debt (tax return, big eBay sales, etc.), it seems that something, somewhere goes wrong. Our van needs repairs, the main drain for our kitchen sink/dishwasher/washing machine clogs beyond our ability to fix, the roof starts leaking, on and on. It&#039;s to the point where whenever we get some extra money on top of our usual income, I immediately start wondering what will break first.

But we keep trying, and we&#039;ll eventually get to where you are. It looks like the frustration never fully goes away, however. :)</description>
		<content:encoded><![CDATA[<p>I understand entirely. We&#8217;re still in your earlier stage of trying to climb out of debt, and whenever we get extra money to get ahead and pay down debt (tax return, big eBay sales, etc.), it seems that something, somewhere goes wrong. Our van needs repairs, the main drain for our kitchen sink/dishwasher/washing machine clogs beyond our ability to fix, the roof starts leaking, on and on. It&#8217;s to the point where whenever we get some extra money on top of our usual income, I immediately start wondering what will break first.</p>
<p>But we keep trying, and we&#8217;ll eventually get to where you are. It looks like the frustration never fully goes away, however. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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