Saving Money on Everyday Stuff Print
Tuesday, 28th July 2009 (by J.D.)This article is about Frugality, Hints and Tips, Shopping
I haven’t made the time to piece together a “links roundup” lately, which is too bad. I’ve collected a lot of articles worth mentioning, even if they don’t merit full posts of their own.
I try to share many of these stories on Twitter, but I’ve collected three that deserve special attention. They’re each packed with money-saving ideas for everyday shopping.
Real Simple’s “Save on Everyday Stuff”
Last week, Real Simple published a collection of tips for how to save on everyday stuff you need. This list of nearly 40 tips is divided into several categories:
- How to save on your grocery bill
- How to save on garden supplies
- How to save on cell phone plans
- How to save on car expenses
- How to save on home repairs
- How to save on medical bills
This is a seemingly random collection of ideas, ranging from “purchases oranges, onions, and potatoes in bags” and “find out an item’s cost per unit” to “forget the 3,000-mile oil change myth” and “stick with the car dealership for tricky repairs”.
Despite the odd assortment of tips, there’s some great advice here, including:
If you talk for fewer than 200 minutes monthly: A prepaid plan [cell phone plan] is for you. “Thirty percent of mobile users who are not on one should be,” says Allen Hepner, executive director of the New Millennium Research Council, a telecommunications think tank in Washington, D.C.
Hillbilly Housewife’s “Worthwhile Convenience Foods”
One of the first websites I ever wrote about Get Rich Slowly (back in June 2006) was Hillbilly Housewife, a site devoted to low-cost home-cooking from scratch. The site has changed hands since I first covered it, but it still contains the same frugal sensibility. While browsing the archives, I found this list of store-bought convenience foods that are usually good buys.
The author writes:
When it comes to Convenience Foods, most of us are coming from 2 opposite sides of the fence. We either love ‘em or we hate ‘em. I tend to be from the “Hate ‘Em-Camp”…
Regardless of which side you associate yourself with the fact of the matter is that some convenience foods really do what they’re supposed to do. They save us a great deal of work and time without costing much more than the homemade-from-scratch-version. Amazingly, a few even cost less. There aren’t a lot of convenience foods that fall into this golden category. The ones that do have definitely earned a spot on every budget-shopper’s grocery list.
What foods make the list? Things like:
- Bread
- Biscuit mix
- Pasta
- Crackers, chips, and snacks
- Dried and canned beans
- Frozen vegetables
- Condiments
- Desserts
There’s far more in this list, and the site lists its rationale for each recommendation. For example, “Spaghetti Sauce purchased in tall 26-ounce cans are one of the best bargains in the supermarket these days. They usually cost about the same as an equivalent amount of canned tomatoes. All of the work of preparing the tomatoes, seasoning the sauce and simmering it on the back of the stove for an hour, is already done for you.”
Kiplinger’s “Best Time to Buy”
Finally, Kiplinger’s has a list of the best time to buy a variety of items. They’ve divided their advice into four sections:
For example, did you know that July is the best time to buy furniture? From the article:
New furniture hits showrooms in August, according to the American Home Furnishing Alliance. That means you can save 10% to 50% in July as retailers make room for the new inventory.
July is also a good time to buy soda, beer, and condiments. August is a good time to shop for patio furniture, outdoor toys, and office supplies. Though this is probably a no-brainer, the article notes that you can save on produce all summer long.

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July 28th, 2009 at 5:07 am
I love these posts, It’s so helpful to read grocery shopping tips because this is the most flexible part of our budget- AND everyone can relate to this. We ALL have to eat.
Keep ‘em coming.
July 28th, 2009 at 5:23 am
Great post - I am always looking for ways to save money when out shopping.
I split my shopping list into “wants” and “needs” - the “needs” get bought first - I then think carefully about whether to buy all or any of the “wants” - got to have some fun in life!!!
July 28th, 2009 at 5:50 am
I think I may go look for new furniture! Ours is 5 years old and we bought it from a gentleman out of the newspaper. I’d like leather because we have dog hair everywhere! Thanks for the tip.
I have pictures of my garden up if you’d like to take a look, JD.
July 28th, 2009 at 6:12 am
RE: Convenience Foods
I’m in the hate ‘em camp. I don’t want all of the work of making a marinara done for me because it just doesn’t taste as good. As Anthony Bourdain said, “if you’re too lazy to chop [garlic], you don’t deserve to eat it.”
We do buy bread at the market, though. I can only bake so much during these Texas summers!
July 28th, 2009 at 6:38 am
A similar principal to the furniture store can be applied to other stores.
If you want to buy a cell phone, or a car for that matter (really anything where sales people are commissioned based), go at the end of the month.
In the last few days of the month, there is usually a push to hit quotas/sales targets. Sales reps are more likely to give you freebies to entice you to buy with them rather then ‘the other guy’.
July 28th, 2009 at 7:08 am
I have to disagree on the bread. Decent bread costs $3.50 a loaf ($2.50 on sale), but it costs me less than $1 a loaf to make it myself including the cost of electricity to run the oven. It takes just a few minutes of my time. I use a variation of the bread recipe posted here last year.
July 28th, 2009 at 7:11 am
To view the Kiplinger tips without having to go through the slideshow, use this link: http://www.kiplinger.com/features/archives/2009/07/best-time-to-buy-text.html
You still have to view it season by season, but it’ll display it as all text.
July 28th, 2009 at 7:14 am
Thanks, Joe. I’ll edit my round-up to incorporate the text-only posts.
July 28th, 2009 at 7:41 am
Great post! Thanks for the helpful links/information. Never heard of Hillbilly Housewife before, but it is a fascinating site.
July 28th, 2009 at 8:29 am
Great tips. I’m big on trying to save money on groceries because I love to cook and would rather splurge on some “luxury” purchases like real vanilla.
Another great resource I use to save money on some grocery items and toiletries is Amazon’s subscribe and save program.
July 28th, 2009 at 8:38 am
As per the pre-paid cellphone tip, I had one but it was getting expensive due to the use of internet and text messaging on my phone. I didn’t use my landline much though so I ported my number and got a blackberry with 350 minutes, 500mb of internet and, unlimited texting. I will monitor it and see if I can go down to a lower package to save money. If I get less minutes then I get less internet, and I’m thinking of cancelling my home internet too (just for a while).
July 28th, 2009 at 10:28 am
That Kiplinger’s link is really valuable! As for produce, though, the best way to save money is to buy in-season. I recently researched and wrote a blog post on cheap grocery shopping, and I found this resource listing what veggies and fruits are in season when: http://www.fruitsandveggiesmorematters.org/?page_id=674
July 28th, 2009 at 12:39 pm
What are y’alls thoughts about going to the Farmer’s market? I used to be really naive and just focused on the freshness and organicness of the product. I had no points of comparision on the price/lbs for the fruit. I one day went to a poorer part of the city, and the price difference was literally 60-70% less/pound!
Donno, but I think i may just have to go to the farmer’s market every saturday and eat my self a free sample lunch. The vendors happily shove everything towards you, so why not. There’s a tip… free lunch every time your farmer’s market is around!
Rgds,
RB
Rich By 30 Retire By 40
July 28th, 2009 at 1:08 pm
That Kiplinger article offered a few opportunities I hadn’t thought of before!
My basic purchasing strategy has always been to pick something I need, and then wait until a few days/weeks after any normal person would be able to use it again until the next year.
I’m always a year behind but dollars ahead!
July 28th, 2009 at 1:41 pm
@Richby30Retireby40–My thought, only because you asked, is that you get what you pay for. It’s also nice to purchase something from the vendors rather than use them for a free lunch. They are hardworking farmers, charging the true cost of food.
July 28th, 2009 at 2:18 pm
Never heard of the Hillbilly Housewife but have to agree that some convenience foods do have big advantages over making everything from scratch, even if it does cost more money.
If you had to make everything, or even most things, from scratch, you’d likely have less time for other pursuits, like work, exercise and spending time with family and friends. There has to be a balance.
On the prepaid cellphones, that suggestion always sounds attractive, with the caveat “if you aren’t a big user”, but the problem is that most of us are kind of casual about phone use, and it would be easy to exceed minutes on prepaid plans, and then you get really socked. We have to leave room to be human in any frugal decisions we make.
July 29th, 2009 at 12:01 am
The 26-oz. cans of spaghetti sauce are only for those with no Italian or foodie relatives or notions. Blech.
I use my cell only for the odd “I’m at the store, do you need anything?” and emergencies, so I’ve had a prepaid for years. $100 lasts me well over a year, so my cost-of-having-it is less than a fifth of what it used to be. Of course it may not work well for people who use their phones a lot, but people have gotten annoying and self-important (and careless, driving-while-talking) about the cell phones, so should be using them less anyway.
Win-win!
July 29th, 2009 at 8:14 am
RE Convenience foods: Love to hate them. As a bachelor I opt for convenience a lot of the time although I do prefer the good ole’ way of doing (and tasting!) things.
RE Cellphones: Yip, I agree about prepaid being the way to go if you are not on the phone constantly. I have been using a NET10 prepaid phone for about a year now and I can say without a doubt that I saved about $200 in the last year compared to what I would have paid on contract.
These are great tips, thank you for sharing!