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	<title>Comments on: Peer Pressure and Money: Do You Spend Differently with Friends?</title>
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	<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Neal Frankle</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191449</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Thu, 13 Aug 2009 18:51:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191449</guid>
		<description>Quinsy,

Thanks......I used spell check but maybe I should upgrade to a better version! :)

I appreciate your point.  I wrote this article about an isolated event that happened several years ago.  Your story is similar to my own.  This type of thing can happen to most any of us.

To your point.  I find it fascinating when a few folks find little value in certain posts.  I have enjoyed all the guest posts.  Even though I may not relate to the specific example of each writer, I certainly have learned something from each one - and even more from the comments.

Having said that....it&#039;s not a point I&#039;ll argue.  To each his/her own.  But I agree with your sentiments....

I really think that&#039;s the true &quot;gold&quot; at GRS.</description>
		<content:encoded><![CDATA[<p>Quinsy,</p>
<p>Thanks&#8230;&#8230;I used spell check but maybe I should upgrade to a better version! <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>I appreciate your point.  I wrote this article about an isolated event that happened several years ago.  Your story is similar to my own.  This type of thing can happen to most any of us.</p>
<p>To your point.  I find it fascinating when a few folks find little value in certain posts.  I have enjoyed all the guest posts.  Even though I may not relate to the specific example of each writer, I certainly have learned something from each one &#8211; and even more from the comments.</p>
<p>Having said that&#8230;.it&#8217;s not a point I&#8217;ll argue.  To each his/her own.  But I agree with your sentiments&#8230;.</p>
<p>I really think that&#8217;s the true &#8220;gold&#8221; at GRS.</p>
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		<title>By: quinsy</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191417</link>
		<dc:creator>quinsy</dc:creator>
		<pubDate>Thu, 13 Aug 2009 16:08:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191417</guid>
		<description>Hi Neal, I liked this post, to clarify a small medical point though, the correct spelling is &quot;aneurysm&quot;, and having an aneurysm is not necessarily much of a problem unless it ruptures, you might have one now for all you know... But I knew what you meant.

I was in a similar situation specifically one time, all my friends are frugal like I am, but I was out with my husband&#039;s friend who is a big shopper. She was purchasing this and that at the mall and I got tired of just walking with her and watching her buy things, so I started buying things too. Very unusual for me since I usually shop at the Salvation Army and so anything for over $15 gives me sticker shock, clothingwise. She seemed pleased and said &quot;quinsy, I never knew you were so into shopping.&quot; Well, I&#039;m not... I got home and realized my mistake, and that I already had plenty of clothes, and that I could buy similar things just as easily at Salvation Army for $5. I snuck back to the mall the next day and returned everything.

I think if you realize you&#039;ve made an error, be sure to hang on the receipts and you can always return items so you don&#039;t lose face right in front of your friends (if like me you were silly enough not to just stick to being frugal all along). Also, if you end up at a restaurant that&#039;s too expensive, you can split a meal with your spouse or say &quot;oh, what a shame, I just ate or I&#039;m not feeling well right now, so I&#039;m just going to stick to a soup or salad.&quot;

For those commenting just to say that &quot;they&#039;re not interested in any of these posts.&quot; What are you doing on this blog then? This is the kind of thing we talk about. If you don&#039;t like it, move on. Or at least provide constructive feedback about what you would like to see on the blog. Come on.</description>
		<content:encoded><![CDATA[<p>Hi Neal, I liked this post, to clarify a small medical point though, the correct spelling is &#8220;aneurysm&#8221;, and having an aneurysm is not necessarily much of a problem unless it ruptures, you might have one now for all you know&#8230; But I knew what you meant.</p>
<p>I was in a similar situation specifically one time, all my friends are frugal like I am, but I was out with my husband&#8217;s friend who is a big shopper. She was purchasing this and that at the mall and I got tired of just walking with her and watching her buy things, so I started buying things too. Very unusual for me since I usually shop at the Salvation Army and so anything for over $15 gives me sticker shock, clothingwise. She seemed pleased and said &#8220;quinsy, I never knew you were so into shopping.&#8221; Well, I&#8217;m not&#8230; I got home and realized my mistake, and that I already had plenty of clothes, and that I could buy similar things just as easily at Salvation Army for $5. I snuck back to the mall the next day and returned everything.</p>
<p>I think if you realize you&#8217;ve made an error, be sure to hang on the receipts and you can always return items so you don&#8217;t lose face right in front of your friends (if like me you were silly enough not to just stick to being frugal all along). Also, if you end up at a restaurant that&#8217;s too expensive, you can split a meal with your spouse or say &#8220;oh, what a shame, I just ate or I&#8217;m not feeling well right now, so I&#8217;m just going to stick to a soup or salad.&#8221;</p>
<p>For those commenting just to say that &#8220;they&#8217;re not interested in any of these posts.&#8221; What are you doing on this blog then? This is the kind of thing we talk about. If you don&#8217;t like it, move on. Or at least provide constructive feedback about what you would like to see on the blog. Come on.</p>
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		<title>By: Neal Frankle</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191410</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Thu, 13 Aug 2009 15:14:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191410</guid>
		<description>&lt;div class=&quot;greatcomment&quot;&gt;Without exception....the comments here blow me away.  I so appreciate the thoughtfulness and viewpoints.  I continue to learn so much from all the contributors to this post.  Thanks...&lt;/div&gt;</description>
		<content:encoded><![CDATA[<div class="greatcomment">Without exception&#8230;.the comments here blow me away.  I so appreciate the thoughtfulness and viewpoints.  I continue to learn so much from all the contributors to this post.  Thanks&#8230;</div>
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		<title>By: MaryWine</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191393</link>
		<dc:creator>MaryWine</dc:creator>
		<pubDate>Thu, 13 Aug 2009 13:58:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191393</guid>
		<description>First, I work in a very nice wine store as my &quot;get rich slowly&quot; second job, and I find that being honest up front serves people well.  When customers come in and start off with, &quot;I&#039;m looking for a bottle of wine for $15 or less&quot; followed by a description, it really helps our staff find a bottle that is right for them.  If your friends are truely friends, then starting off with how much you want to spend, will set the tone for an appropriate spending adventure.  You can smartly dress on any budget especially if you have friends with a keen eye for putting things together.</description>
		<content:encoded><![CDATA[<p>First, I work in a very nice wine store as my &#8220;get rich slowly&#8221; second job, and I find that being honest up front serves people well.  When customers come in and start off with, &#8220;I&#8217;m looking for a bottle of wine for $15 or less&#8221; followed by a description, it really helps our staff find a bottle that is right for them.  If your friends are truely friends, then starting off with how much you want to spend, will set the tone for an appropriate spending adventure.  You can smartly dress on any budget especially if you have friends with a keen eye for putting things together.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191380</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Thu, 13 Aug 2009 12:37:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191380</guid>
		<description>Solomon (80)--You&#039;re raising a crucial issue.  We need to be LEADERS in our social circles, especially when it comes to doing the right thing.

None of us need to be cowering in fear of what our friends might think of us if we dare to reveal that we can&#039;t afford to keep up with what may be nothing more than a spending contest.  

Going along to get along is a poor way to live life.</description>
		<content:encoded><![CDATA[<p>Solomon (80)&#8211;You&#8217;re raising a crucial issue.  We need to be LEADERS in our social circles, especially when it comes to doing the right thing.</p>
<p>None of us need to be cowering in fear of what our friends might think of us if we dare to reveal that we can&#8217;t afford to keep up with what may be nothing more than a spending contest.  </p>
<p>Going along to get along is a poor way to live life.</p>
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		<title>By: Solomon</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191364</link>
		<dc:creator>Solomon</dc:creator>
		<pubDate>Thu, 13 Aug 2009 09:03:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191364</guid>
		<description>I make a *point* of being a cheapskate around my friends. Those people who mock me for it don&#039;t stay in my social circle for very long, and the rest tend to come to me for financial advice. 

If you can&#039;t help but give in to peer pressure, make sure you&#039;re associating with the right peers.</description>
		<content:encoded><![CDATA[<p>I make a *point* of being a cheapskate around my friends. Those people who mock me for it don&#8217;t stay in my social circle for very long, and the rest tend to come to me for financial advice. </p>
<p>If you can&#8217;t help but give in to peer pressure, make sure you&#8217;re associating with the right peers.</p>
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		<title>By: honeybee</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191352</link>
		<dc:creator>honeybee</dc:creator>
		<pubDate>Thu, 13 Aug 2009 03:54:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191352</guid>
		<description>I used to work in a shoe store. I knew when customers were making a dumb purchase of uncomfy shoes that they&#039;d regret later. (Well... at least, if I were them, I&#039;d regret it. It turns out I have an unusually low tolerance for shoe-related discomfort.) I could see they were not all that comfortable. But, I was on commission, and it was their choice. I tried not to pressure, inasmuch as one can do that with a boss lurking over who pressures you to do the pressuring.

When women would come in (it was an all-women&#039;s shoe store) with their friends, they made much better choices. They probably also purchased more often. But they didn&#039;t buy uncomfortable shoes, ever. They also looked better in the shoes they did buy. Probably, if they were browsing with others in tow, they only asked to try on shoes they were truly interested in buying (whereas the shoe salesgirl&#039;s worst nightmare is the woman who wants to play triesies on 6 different pairs, or more, with no intention to buy -- no joke). 

#62 + #64 -- can you explain why not?</description>
		<content:encoded><![CDATA[<p>I used to work in a shoe store. I knew when customers were making a dumb purchase of uncomfy shoes that they&#8217;d regret later. (Well&#8230; at least, if I were them, I&#8217;d regret it. It turns out I have an unusually low tolerance for shoe-related discomfort.) I could see they were not all that comfortable. But, I was on commission, and it was their choice. I tried not to pressure, inasmuch as one can do that with a boss lurking over who pressures you to do the pressuring.</p>
<p>When women would come in (it was an all-women&#8217;s shoe store) with their friends, they made much better choices. They probably also purchased more often. But they didn&#8217;t buy uncomfortable shoes, ever. They also looked better in the shoes they did buy. Probably, if they were browsing with others in tow, they only asked to try on shoes they were truly interested in buying (whereas the shoe salesgirl&#8217;s worst nightmare is the woman who wants to play triesies on 6 different pairs, or more, with no intention to buy &#8212; no joke). </p>
<p>#62 + #64 &#8212; can you explain why not?</p>
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		<title>By: L</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191321</link>
		<dc:creator>L</dc:creator>
		<pubDate>Wed, 12 Aug 2009 22:44:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191321</guid>
		<description>@ 10: Just want to defend ross(and stores like it).  They have some great name brands for cheap prices.  Obviously not an extensive section of mens&#039; suits, but ya can&#039;t look down on a place that sells great women&#039;s brands @ a portion of the price.</description>
		<content:encoded><![CDATA[<p>@ 10: Just want to defend ross(and stores like it).  They have some great name brands for cheap prices.  Obviously not an extensive section of mens&#8217; suits, but ya can&#8217;t look down on a place that sells great women&#8217;s brands @ a portion of the price.</p>
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		<title>By: E</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191310</link>
		<dc:creator>E</dc:creator>
		<pubDate>Wed, 12 Aug 2009 21:24:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191310</guid>
		<description>Jo #53, I&#039;m starting to have this problem with my family. We like to go out to eat and lately my dad or my brother will pick up the check since they make good money in a strong industry. Last time my sister&#039;s bf picked it up - he&#039;s not in the same field but is similarly secure and well compensated. Now there&#039;s no way my husband and I could afford to reciprocate, and I don&#039;t think my family would expect it of us, but now I feel like a bit of a mooch and like there&#039;s nothing I can offer of anything like comparable value (ie I can&#039;t cook, have no unique skills etc). Used to be I could always host, but now dad &amp; sis both have new houses in the same area, and ours comes up way short. It&#039;s a yucky feeling.</description>
		<content:encoded><![CDATA[<p>Jo #53, I&#8217;m starting to have this problem with my family. We like to go out to eat and lately my dad or my brother will pick up the check since they make good money in a strong industry. Last time my sister&#8217;s bf picked it up &#8211; he&#8217;s not in the same field but is similarly secure and well compensated. Now there&#8217;s no way my husband and I could afford to reciprocate, and I don&#8217;t think my family would expect it of us, but now I feel like a bit of a mooch and like there&#8217;s nothing I can offer of anything like comparable value (ie I can&#8217;t cook, have no unique skills etc). Used to be I could always host, but now dad &amp; sis both have new houses in the same area, and ours comes up way short. It&#8217;s a yucky feeling.</p>
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		<title>By: azphx1972</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191303</link>
		<dc:creator>azphx1972</dc:creator>
		<pubDate>Wed, 12 Aug 2009 20:35:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191303</guid>
		<description>I really liked this post.  You can tell it comes from the heart, and it really resonates with a lot of people because they&#039;ve experienced this problem in some form.  Keep up the good work, and I hope you get the staff writing position!</description>
		<content:encoded><![CDATA[<p>I really liked this post.  You can tell it comes from the heart, and it really resonates with a lot of people because they&#8217;ve experienced this problem in some form.  Keep up the good work, and I hope you get the staff writing position!</p>
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		<title>By: Paul in cAshburn</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191296</link>
		<dc:creator>Paul in cAshburn</dc:creator>
		<pubDate>Wed, 12 Aug 2009 20:08:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191296</guid>
		<description>@Tyler #33:
&quot;One person shuffles the cards under the table, and hands the stack of cards off to someone else who deals, one card at a time, last card left in the stack pays for lunch.&quot;

I&#039;m sure your friends wouldn&#039;t do this, but for any con man worth his salt it&#039;s easy to mark their card and ensure it&#039;s in the middle of the stack so they don&#039;t end up paying.  If they only do this once out of 6 times, it cuts their bill by 17% over time.  If they &quot;shuffle&quot; every time, they never pay!

I&#039;d recommend cutting out the payment game, and pay only for what you eat and drink.</description>
		<content:encoded><![CDATA[<p>@Tyler #33:<br />
&#8220;One person shuffles the cards under the table, and hands the stack of cards off to someone else who deals, one card at a time, last card left in the stack pays for lunch.&#8221;</p>
<p>I&#8217;m sure your friends wouldn&#8217;t do this, but for any con man worth his salt it&#8217;s easy to mark their card and ensure it&#8217;s in the middle of the stack so they don&#8217;t end up paying.  If they only do this once out of 6 times, it cuts their bill by 17% over time.  If they &#8220;shuffle&#8221; every time, they never pay!</p>
<p>I&#8217;d recommend cutting out the payment game, and pay only for what you eat and drink.</p>
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		<title>By: Neal Frankle</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191292</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Wed, 12 Aug 2009 19:43:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191292</guid>
		<description>&lt;div class=&quot;greatcomment&quot;&gt;
Roberto......man....you hit the nail on the head.

I really hate it when that happens.  How have you dealt with those kinds of situations in the past?
&lt;/div&gt;</description>
		<content:encoded><![CDATA[<div class="greatcomment">
Roberto&#8230;&#8230;man&#8230;.you hit the nail on the head.</p>
<p>I really hate it when that happens.  How have you dealt with those kinds of situations in the past?
</p></div>
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		<title>By: Roberto</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191289</link>
		<dc:creator>Roberto</dc:creator>
		<pubDate>Wed, 12 Aug 2009 19:22:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191289</guid>
		<description>I think that everyone to some extent responds to peer pressure. Especially when stuck in situations such as this where you go out shopping or dinner with a few friends.

It can be worse if you have kids and say you and your buddy go out to the ball game with the little ones. Your friend buys his kid a jersey at the stadium, and your kid likes it, and wants you to buy him one too, but you know you can get it much cheaper at the local sports store or online. Yet your kid is insistent and your friend sees this and says something like, &quot;give the kid a break he&#039;s a fan.&quot; If you don&#039;t buy it you&#039;ll look like a cheapskate in front of you friend and to your kid as well.

Situations like these are really tough to deal with.</description>
		<content:encoded><![CDATA[<p>I think that everyone to some extent responds to peer pressure. Especially when stuck in situations such as this where you go out shopping or dinner with a few friends.</p>
<p>It can be worse if you have kids and say you and your buddy go out to the ball game with the little ones. Your friend buys his kid a jersey at the stadium, and your kid likes it, and wants you to buy him one too, but you know you can get it much cheaper at the local sports store or online. Yet your kid is insistent and your friend sees this and says something like, &#8220;give the kid a break he&#8217;s a fan.&#8221; If you don&#8217;t buy it you&#8217;ll look like a cheapskate in front of you friend and to your kid as well.</p>
<p>Situations like these are really tough to deal with.</p>
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		<title>By: fairydust</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191257</link>
		<dc:creator>fairydust</dc:creator>
		<pubDate>Wed, 12 Aug 2009 15:58:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191257</guid>
		<description>LOL! I have a friend who is uber-frugal. I spent an afternoon with her at the mall and we dug around the cooler at a couple stores in order to find a big diet beverage for 99-cents, then walked the rest of the time. Had I been alone or with anyone else, I would&#039;ve happily sat and paid to eat :)

When I&#039;m out with this same friend at a bar, we drink whatever is on special. Period. I don&#039;t bother with most drink specials when by myself or with others.

So I think I need to spend more time with her because I come away having a blast but without spending much or any money at all. She&#039;s a good type of friend to have.</description>
		<content:encoded><![CDATA[<p>LOL! I have a friend who is uber-frugal. I spent an afternoon with her at the mall and we dug around the cooler at a couple stores in order to find a big diet beverage for 99-cents, then walked the rest of the time. Had I been alone or with anyone else, I would&#8217;ve happily sat and paid to eat <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>When I&#8217;m out with this same friend at a bar, we drink whatever is on special. Period. I don&#8217;t bother with most drink specials when by myself or with others.</p>
<p>So I think I need to spend more time with her because I come away having a blast but without spending much or any money at all. She&#8217;s a good type of friend to have.</p>
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		<title>By: doctor S</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191194</link>
		<dc:creator>doctor S</dc:creator>
		<pubDate>Wed, 12 Aug 2009 13:01:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191194</guid>
		<description>This happens all the time when I get drinks with my differnt groups of friends.  In one group someone always grabs the bull by the horn and just gets the first round for everyone, regardless of size of group.  With another group of friends, it becomes an akward moment early where each person voices what we should do (People being honest that they dont want to buy for the group).  And with another group, the moment we walk in the bar, everyone disperses and we meet up 10 minutes later, everyone with a drink in their own hand.  Group dichotomies at their finest!</description>
		<content:encoded><![CDATA[<p>This happens all the time when I get drinks with my differnt groups of friends.  In one group someone always grabs the bull by the horn and just gets the first round for everyone, regardless of size of group.  With another group of friends, it becomes an akward moment early where each person voices what we should do (People being honest that they dont want to buy for the group).  And with another group, the moment we walk in the bar, everyone disperses and we meet up 10 minutes later, everyone with a drink in their own hand.  Group dichotomies at their finest!</p>
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		<title>By: Siebrie</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191179</link>
		<dc:creator>Siebrie</dc:creator>
		<pubDate>Wed, 12 Aug 2009 10:12:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191179</guid>
		<description>@Neal: didn&#039;t you ask those friends along because you knew deep down that they would push you out of your comfort zone? That way, you could &#039;blame&#039; them for persuading you to do something you really wanted to do, but needed a little push for.

With regards to the dinners-out with friends: we usually all pay for ourselves and go to inexpensive restaurants.

Last year, I quit my job to go back to University. My old colleagues had a dinner a few months after that and invited me along. I talked to the organizer about my finances and we agreed that I would pay for myself and that the rest would share the bill. I had fries and a coke. As the rest were drinking cocktails and specialty beers, this saved me around €30 ($45)!</description>
		<content:encoded><![CDATA[<p>@Neal: didn&#8217;t you ask those friends along because you knew deep down that they would push you out of your comfort zone? That way, you could &#8216;blame&#8217; them for persuading you to do something you really wanted to do, but needed a little push for.</p>
<p>With regards to the dinners-out with friends: we usually all pay for ourselves and go to inexpensive restaurants.</p>
<p>Last year, I quit my job to go back to University. My old colleagues had a dinner a few months after that and invited me along. I talked to the organizer about my finances and we agreed that I would pay for myself and that the rest would share the bill. I had fries and a coke. As the rest were drinking cocktails and specialty beers, this saved me around €30 ($45)!</p>
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		<title>By: JonasAberg</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191167</link>
		<dc:creator>JonasAberg</dc:creator>
		<pubDate>Wed, 12 Aug 2009 06:56:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191167</guid>
		<description>I am in a peer pressure situation right now.
My girlfriend&#039;s mother&#039;s 60th birthday is coming up and the family wants everyone to go away on a weekend trip. I calculated that such a trip would cost me just shy of 100€ (that&#039;s about 140$). That&#039;s almost as much as I spend on food for a month (130€). Me, I have money saved up so technically I wouldn&#039;t have problems paying that. It&#039;s just that I don&#039;t want to. To me, that&#039;s just an unreasonable amount of money. I know I&#039;ll have to bring it up but I&#039;m hesitant because of the s**t storm I expect it to cause.</description>
		<content:encoded><![CDATA[<p>I am in a peer pressure situation right now.<br />
My girlfriend&#8217;s mother&#8217;s 60th birthday is coming up and the family wants everyone to go away on a weekend trip. I calculated that such a trip would cost me just shy of 100€ (that&#8217;s about 140$). That&#8217;s almost as much as I spend on food for a month (130€). Me, I have money saved up so technically I wouldn&#8217;t have problems paying that. It&#8217;s just that I don&#8217;t want to. To me, that&#8217;s just an unreasonable amount of money. I know I&#8217;ll have to bring it up but I&#8217;m hesitant because of the s**t storm I expect it to cause.</p>
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		<title>By: Ann</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191164</link>
		<dc:creator>Ann</dc:creator>
		<pubDate>Wed, 12 Aug 2009 03:57:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191164</guid>
		<description>At my high school reunion, I told everyone I was &quot;trying to find myself while in between jobs&quot; and still mooching off the parents just for kicks.  So, no, peer pressure doesn&#039;t do much for me.

But I grew up dirt poor and was mocked for it on a regular basis, so I learned at a young age to not care about other people&#039;s opinions.</description>
		<content:encoded><![CDATA[<p>At my high school reunion, I told everyone I was &#8220;trying to find myself while in between jobs&#8221; and still mooching off the parents just for kicks.  So, no, peer pressure doesn&#8217;t do much for me.</p>
<p>But I grew up dirt poor and was mocked for it on a regular basis, so I learned at a young age to not care about other people&#8217;s opinions.</p>
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		<title>By: RB @ RichBy30RetireBy40</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191163</link>
		<dc:creator>RB @ RichBy30RetireBy40</dc:creator>
		<pubDate>Wed, 12 Aug 2009 03:52:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191163</guid>
		<description>Friends make SUCH a big difference on how you spend and save money.  Hanging out with wealthy friends definitely makes me spend more on food and random things.  I have a friend who asked me to bring home a $6,000 IWC watch he bought overseas.  I was smitten, and proceed to buy my own $6,500 watch the very next week!  I sold it to a colleague, and then proceeded to buy 3 more rare watches for a total of $25,000!  I did sell one for a $1,500 profit (Rolex Daytona Cosmograph stainless steel), another I kept and am wearing now, and the other I just returned for store credit.

If my friend wasn&#039;t into watches, I would NEVER dream of spending more than $500 bucks on a watch!  Rich friends blow holes in people&#039;s budgets.  Beware!

Rgds,

RB
RB30RB40</description>
		<content:encoded><![CDATA[<p>Friends make SUCH a big difference on how you spend and save money.  Hanging out with wealthy friends definitely makes me spend more on food and random things.  I have a friend who asked me to bring home a $6,000 IWC watch he bought overseas.  I was smitten, and proceed to buy my own $6,500 watch the very next week!  I sold it to a colleague, and then proceeded to buy 3 more rare watches for a total of $25,000!  I did sell one for a $1,500 profit (Rolex Daytona Cosmograph stainless steel), another I kept and am wearing now, and the other I just returned for store credit.</p>
<p>If my friend wasn&#8217;t into watches, I would NEVER dream of spending more than $500 bucks on a watch!  Rich friends blow holes in people&#8217;s budgets.  Beware!</p>
<p>Rgds,</p>
<p>RB<br />
RB30RB40</p>
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		<title>By: kaitlyn</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191162</link>
		<dc:creator>kaitlyn</dc:creator>
		<pubDate>Wed, 12 Aug 2009 03:42:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191162</guid>
		<description>The worst for me is when I went out to bars with my friends. I would have a drink or two. They&#039;d be pounding back shot after shot after (expensive!!) shot. At the end of the night, hey! let&#039;s split the bill evenly. Anywhere we went, bills were split evenly, with no regard to who ordered a tiny salad and who got the filet. 

I have since stopped hanging out with that crowd. My good friends and I like to just sit around, watch bad kung fu movies, and drink beer. Good times, though we do splurge on the good beer. 

Of course, all of my frugality goes out the window when one of my family members wistfully sighs that they&#039;d love that new dress/expensive sushi dinner/random thing. I won&#039;t do any of that for myself, but I am a sucker for them and they know it.</description>
		<content:encoded><![CDATA[<p>The worst for me is when I went out to bars with my friends. I would have a drink or two. They&#8217;d be pounding back shot after shot after (expensive!!) shot. At the end of the night, hey! let&#8217;s split the bill evenly. Anywhere we went, bills were split evenly, with no regard to who ordered a tiny salad and who got the filet. </p>
<p>I have since stopped hanging out with that crowd. My good friends and I like to just sit around, watch bad kung fu movies, and drink beer. Good times, though we do splurge on the good beer. </p>
<p>Of course, all of my frugality goes out the window when one of my family members wistfully sighs that they&#8217;d love that new dress/expensive sushi dinner/random thing. I won&#8217;t do any of that for myself, but I am a sucker for them and they know it.</p>
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		<title>By: Jojo</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191161</link>
		<dc:creator>Jojo</dc:creator>
		<pubDate>Wed, 12 Aug 2009 03:40:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191161</guid>
		<description>I also have this problem at work.  My department does lots of activities together, ALL of which involve spending money.  Whether it is going to a hotel for the weekend or going out to eat, they expect all department members to attend.  But it&#039;s really expensive!  I make less than most of them and almost all have husbands who are in a financial position to give them them money if they have none.  I&#039;m not married and live at home to save money and this habit of theirs is driving me crazy.  The one woman who even suggested that, since she was getting married in 3 weeks, couldn&#039;t afford to go out with us, got so much flack for it that I&#039;m not even sure now how to let them know that I don&#039;t have the money.  Further more, I&#039;d prefer to use that money to go out with my actual friends.</description>
		<content:encoded><![CDATA[<p>I also have this problem at work.  My department does lots of activities together, ALL of which involve spending money.  Whether it is going to a hotel for the weekend or going out to eat, they expect all department members to attend.  But it&#8217;s really expensive!  I make less than most of them and almost all have husbands who are in a financial position to give them them money if they have none.  I&#8217;m not married and live at home to save money and this habit of theirs is driving me crazy.  The one woman who even suggested that, since she was getting married in 3 weeks, couldn&#8217;t afford to go out with us, got so much flack for it that I&#8217;m not even sure now how to let them know that I don&#8217;t have the money.  Further more, I&#8217;d prefer to use that money to go out with my actual friends.</p>
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		<title>By: CLG</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191160</link>
		<dc:creator>CLG</dc:creator>
		<pubDate>Wed, 12 Aug 2009 03:28:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191160</guid>
		<description>Unfortunately, I agree with Jordan (#62).</description>
		<content:encoded><![CDATA[<p>Unfortunately, I agree with Jordan (#62).</p>
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		<title>By: Savvy Frugality</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191154</link>
		<dc:creator>Savvy Frugality</dc:creator>
		<pubDate>Wed, 12 Aug 2009 02:19:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191154</guid>
		<description>I think there is a huge temptation to spend more when you are out with friends because you don&#039;t want to be seen as holding the rest of the group back when you are out socializing.  People tend to hand out with others in their own income bracket, but I have several friends and family members who earn large sums of money (including a couple of actual millionaires).  It just doesn&#039;t make any sens for me to try to keep up with their spending.  There is no way I could do it, and it wouldn&#039;t make any sense.  This hasn&#039;t been an issue for us, largely because they have simple tastes and enjoy doing a lot of the same things I do, and those things don&#039;t require either of us to spend a lot of money.</description>
		<content:encoded><![CDATA[<p>I think there is a huge temptation to spend more when you are out with friends because you don&#8217;t want to be seen as holding the rest of the group back when you are out socializing.  People tend to hand out with others in their own income bracket, but I have several friends and family members who earn large sums of money (including a couple of actual millionaires).  It just doesn&#8217;t make any sens for me to try to keep up with their spending.  There is no way I could do it, and it wouldn&#8217;t make any sense.  This hasn&#8217;t been an issue for us, largely because they have simple tastes and enjoy doing a lot of the same things I do, and those things don&#8217;t require either of us to spend a lot of money.</p>
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		<title>By: Jordan</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191153</link>
		<dc:creator>Jordan</dc:creator>
		<pubDate>Wed, 12 Aug 2009 02:17:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191153</guid>
		<description>This comment has to do with all of the audition posts so far.  Not one of the posts has interested me at all.</description>
		<content:encoded><![CDATA[<p>This comment has to do with all of the audition posts so far.  Not one of the posts has interested me at all.</p>
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		<title>By: espensive</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191151</link>
		<dc:creator>espensive</dc:creator>
		<pubDate>Wed, 12 Aug 2009 02:06:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191151</guid>
		<description>I&#039;ve found that friends I have that make more seem to use me, at least seems that way to me. When dining out with them or meeting for a drink &amp; snacks, they want to split the whole bill.  Fine, if they were frugal like I have to be, but they make more money &amp; splurge on fancy drinks &amp; expensive food, then expect me to split it with them, when I clearly don&#039;t order the more expensive things.  Is think each should pay for their own choices, but they think this is being a cheapskate. I have no answer for it as yet, other than not going.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve found that friends I have that make more seem to use me, at least seems that way to me. When dining out with them or meeting for a drink &amp; snacks, they want to split the whole bill.  Fine, if they were frugal like I have to be, but they make more money &amp; splurge on fancy drinks &amp; expensive food, then expect me to split it with them, when I clearly don&#8217;t order the more expensive things.  Is think each should pay for their own choices, but they think this is being a cheapskate. I have no answer for it as yet, other than not going.</p>
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		<title>By: Dean Soto</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191150</link>
		<dc:creator>Dean Soto</dc:creator>
		<pubDate>Wed, 12 Aug 2009 01:35:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191150</guid>
		<description>I do this more often than not with restaurants, especially with friends I haven&#039;t seen in a while.  I tend to pay for them. It&#039;s not that bad because it doesn&#039;t occur too often.  Plus, it seems like good manners to me.</description>
		<content:encoded><![CDATA[<p>I do this more often than not with restaurants, especially with friends I haven&#8217;t seen in a while.  I tend to pay for them. It&#8217;s not that bad because it doesn&#8217;t occur too often.  Plus, it seems like good manners to me.</p>
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		<title>By: brooklynchick</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191149</link>
		<dc:creator>brooklynchick</dc:creator>
		<pubDate>Wed, 12 Aug 2009 01:12:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191149</guid>
		<description>This is a huge problem/issue for me.  THANKS for talking about it.</description>
		<content:encoded><![CDATA[<p>This is a huge problem/issue for me.  THANKS for talking about it.</p>
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		<title>By: Funny about Money</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191148</link>
		<dc:creator>Funny about Money</dc:creator>
		<pubDate>Wed, 12 Aug 2009 01:07:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191148</guid>
		<description>LOL! I used to hang around with a woman who had a million-dollar appetite on a ten-cent pocketbook. She also had a credit card. 

When we would go shopping, we&#039;d head straight for the designer department at Saks. She would buy designer outfits--NOT on sale--like they were thrift-store specials. Being the malleable type, I would end up trying some of the stuff on and ultimately (because it DID look good on me) buying far more than I could afford.

Then when I got it home, I&#039;d think &quot;what on EARTH were you doing?&quot; And I&#039;d wrap the stuff up and take it right back to the store.

This would give me the social shopping experience at, unknown to my friend, no cost.

Often the stuff I&#039;d returned after having bought it at full price would later show up on the sale rack. At the sale prices, I could afford it. I still have a couple of outfits acquired in that roundabout way...she has no idea I didn&#039;t pony up the full price for them. ;-)</description>
		<content:encoded><![CDATA[<p>LOL! I used to hang around with a woman who had a million-dollar appetite on a ten-cent pocketbook. She also had a credit card. </p>
<p>When we would go shopping, we&#8217;d head straight for the designer department at Saks. She would buy designer outfits&#8211;NOT on sale&#8211;like they were thrift-store specials. Being the malleable type, I would end up trying some of the stuff on and ultimately (because it DID look good on me) buying far more than I could afford.</p>
<p>Then when I got it home, I&#8217;d think &#8220;what on EARTH were you doing?&#8221; And I&#8217;d wrap the stuff up and take it right back to the store.</p>
<p>This would give me the social shopping experience at, unknown to my friend, no cost.</p>
<p>Often the stuff I&#8217;d returned after having bought it at full price would later show up on the sale rack. At the sale prices, I could afford it. I still have a couple of outfits acquired in that roundabout way&#8230;she has no idea I didn&#8217;t pony up the full price for them. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: Katherine</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191141</link>
		<dc:creator>Katherine</dc:creator>
		<pubDate>Tue, 11 Aug 2009 23:19:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191141</guid>
		<description>I feel the pressure when a salesperson has been working me for a while.  I feel like I owe it to them at that point to give them the sale (and possibly the $$$ if they are commission-based) because they are at least somewhat deserving after spending valuable time with me as opposed to another potential customer who might have made a purchase.  It&#039;s harder for me to decide *against* buying something from their store when a live human being has been sincerely helping me; on the flip side, it&#039;s much easier to walk away guilt-free when there is minimal personal involvement and I&#039;ve been doing all the browsing solo.</description>
		<content:encoded><![CDATA[<p>I feel the pressure when a salesperson has been working me for a while.  I feel like I owe it to them at that point to give them the sale (and possibly the $$$ if they are commission-based) because they are at least somewhat deserving after spending valuable time with me as opposed to another potential customer who might have made a purchase.  It&#8217;s harder for me to decide *against* buying something from their store when a live human being has been sincerely helping me; on the flip side, it&#8217;s much easier to walk away guilt-free when there is minimal personal involvement and I&#8217;ve been doing all the browsing solo.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://www.getrichslowly.org/blog/2009/08/11/peer-pressure-and-money-do-you-spend-differently-with-friends/comment-page-2/#comment-191139</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Tue, 11 Aug 2009 22:55:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=5312#comment-191139</guid>
		<description>Cookie (55)--Sometimes it&#039;s a relief to friends when we &quot;come out of the closet&quot; with our frugality.  A lot of people are needing to watch the nickels and dimes these days, appearances notwithstanding.

This is a situation where it may pay to be a leader!</description>
		<content:encoded><![CDATA[<p>Cookie (55)&#8211;Sometimes it&#8217;s a relief to friends when we &#8220;come out of the closet&#8221; with our frugality.  A lot of people are needing to watch the nickels and dimes these days, appearances notwithstanding.</p>
<p>This is a situation where it may pay to be a leader!</p>
<div id="placeholer-like-191139" class="likediv"><p>loading....</p></div>]]></content:encoded>
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