It’s been a l-o-n-g time since I posted a group of daily links. I’m not sure why I got out of the habit. Maybe I thought you didn’t like them? In any event, daily links — which might be more aptly named “once or twice a week links” — are a great way for me to share sites and stories of interest from around the web. These are bits that aren’t worth a full post, or for which I don’t have time to devote a full article, but which are worth reading nonetheless.
If you have see article that you think other GRS readers would like, then drop me a line. Meanwhile, here are some stories that have caught my eye lately:
First up, Richard Barrington at Money Rates argues that because of a perfect storm of low housing prices, low interest rates, and the $8,000 tax credit, first-time homebuyers may be able to get the deal of the century. “If you have the credit history and the income to qualify for a mortgage loan,” writes Barrington, “buying now is worth serious consideration.” (I wonder: How many of you are in the market for your first home?)
Next, Studenomics has drafted the ultimate financial survival guide for new college students. This isn’t so much a “how-to” guide as it is a combination checklist/pool of ideas. In a way, it reminds me of my own 27 money tips for college students.
I don’t link to My Money Blog often enough. If you’re interested in investing and micromanaging your accounts, Jonathan’s site is a must-read. I liked his recent post on the power of passive index fund investing, in which he explains why he doesn’t hunt for the needle in the haystack — he just buys the haystack. (This is my approach, too.)
Finally, Erin at Unclutterer (one of my favorite blogs) recently made a brilliant case for why you don’t have to be the best. “Comparing yourself to another person is unnecessary,” she writes. “You only need to look at your life and your needs to decide what is best for you.” This is one of the fundamental principles we all need to grasp in order to “succeed”. There’s no such thing as perfect. You’re not competing with anybody else. What matters is making an effort, persevering, and moving consistently toward your goals. Remember: The perfect is the enemy of the good. This is a great post!
This article is about Spare Change