This morning, April wrote about trying to figure out how much house you need. In the comments, Tyler K. shared a photo of the house he and his wife live in. It has 450 square feet:
“Last year our joint gross income was about $170,000,” Tyler wrote, “but we still find this house plenty adequate, and it means our housing costs are proportionally half of the 30-35% of income that people generally recommend.”
I was intrigued (as were other readers), so I wrote to ask for more info. Here’s what Tyler has to say:
When we moved to Santa Cruz, we found this little tiny house one block from the beach. We loved it. We decided to take it as soon as we saw it. This house is a rental, but that’s something we’re okay with for now.
The big draws of Santa Cruz over Alameda were the beach (I surf and sail), the mountains and natural beauty (there are great parks, open spaces and roads for cycling), the weather (it’s sunny and 60 degrees out right now, which is typical for mid-November), my family, opportunities for my wife (she’s recently been participating in research on seals and sea otters). None of these things require a big house.
- I can ride my bike to go surfing, or go the other direction and be riding through the redwoods in the mountains in less than half an hour.
- We don’t have a TV room, but we don’t have a TV, so no need. We don’t have a guest room, but we don’t have guests but once or twice a month.
- We don’t have a “hobby room”, but my wife can knit on the couch, and it’s really sort of hard for me to surf, cycle, or sail indoors.
The house is small, but it’s not a compromise to live in. I love living here.
We’ll probably have kids in the next few years, and not too long after that, we’ll probably want a two-bedroom place, but it will still be small. That may be when we decide to stop renting and buy our own place, as well.
Obviously, Tyler’s house wouldn’t work for everyone. But I think it’s great that he and his wife made a conscious decision to live someplace smaller so they could focus on the things that really matter to them. This, my friends, is one of the keys to happiness (and financial success).
On a side-note, Tyler recently completed a fascinating 30-day-project:
Most of our lives are lived on average days, not big once-in-a-lifetime days when we get married, or pay off the house, or graduate from college. Yet, many people focus quite intently on these big goals, to the exclusion of day-to-day life. This is my effort to emphasize the days that make up 99% of our lives. For 30 days, I’m recording the regular things that I do, every day.
He spent a month photographing the little things that making everyday life worth living, from birds to biking to bugs. This being in the present moment is another of the things that can lead to happiness.
Thanks, Tyler, for sharing your story with GRS readers!
This article is about House and Home, Real-Life
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Thanks for answering my questiong regarding the amount of the rent.
It’s interesting when you put it in perspective. You choose to live in a nice sunny place close to the beach and pay $1450/mo rent for less than 500 sq ft.
I live in a nice metro area with plenty of entertainment opportunities and just a few hours drive to the beach and my mortgage is $1250/mo for a 4 bed, 3.5 bath townhouse with approx 2200 sq ft.
I guess it’s all in where you choose to live. I bet if I could find a house like that here, it would probably be just a couple hundred dollars a month.
Please don’t take offense to my comment, just making an observation in the differences in cost of living based on where you live.
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I have to assume that outdoor hobbies makes small-house living easier, as does his climate. I wonder what a bookworm married to a knitter and living in New England would do in the same situation? Just something to ponder.
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Big deal. I live in Alaska where half of the year it is too cold to be outside and lived in a 900sf house with 5 people (12 yrs). NOT.FUN. but made financial sense as we were able to buy our new house with cash.
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I’d like to know how he stores surfing and sailing equipment in the place. I love the idea of small homes, and have lived in a couple tiny apartments in my day.
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Hey Tyler thanks for sharing. the 30 day project was pretty cool. glad to see a local from santa cruz. i went to UCSC and lived at Modesto Ave just a block away from west cliff and natural bridges and me and my gf also love crow’s nest.
every time we would run to the lighthouse and would see surfers i would always wonder how cold the water is. i guess that’s why i never got into surfing
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Our first house (also close to the beach, but in Old Orchard Beach, Maine) was a mere 500 sf, and just thinking about that place leads to all sorts of fond memories. Our daughter was a baby there, it was tiny but well-situated for our needs, and we were walking distance from the Atlantic. The house payment was manageable (we didn’t need mortgage insurance) and it was a lot of fun. When we moved we did well on the sale, as well! I’m all FOR smaller houses. Not so small that you are cramped or falling over each other, but smallER.
Jerry
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The house might be small but it looks like the block of land is fairly large, so the living space is actually bigger than the square footage of the building at least in summer. Try the same floor space in a flat and you might start to feel cramped.
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I love this! What a lovely idea. I am excited to try the 30 day project and plan on getting started today. Thanks again, it was REALLY fun to see:)
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I’d like to see more of Tyler’s house – it looks enchanting!
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