Your Turn! How to Share Your Financial Stories with GRS Readers
Published on - December 21st, 2009 (by J.D. Roth) The always-opinionated Tyler K. wrote this morning expressing something I’ve actually been thinking about myself. He said:
I wish more people would write about things they’re actually doing. I’m absolutely bored to tears lately with personal finance articles about which on line bank has the lowest interest rates, or which credit card has the most rewards points, or “here’s a list of N things that might be useful in some situation but is really just a filler post”.
I wish more people would write, “I did X, here’s how, and here’s why I think it turned out to be worthwhile or not.”
I think part of the problem is that, at a one-person blog at least, it’s very difficult to keep creating new articles about the things you’re doing. Eventually you’ve covered your entire life (or at least all you’re willing to share). So what do you do then? Close shop and go home?
My own solution has been to reduce my role around here and bring on additional writers. (My role has been pretty scant while I’ve been working on my book, but that’ll be over soon, so I should be able to have a more active voice.) Get Rich Slowly has featured guest writers since the very beginning, but now there are two staff writers to share their journeys. (And who knows? Maybe we’ll bring on more.)
But I’d like to do two things to supply more of this meaty content Tyler craves:
- First, I’m going to create a regular weekend slot for “reader stories”. These will generally be success stories, but they can be tales of woe, as well. If you’ve tried something with money and want to share it with GRS readers (whether you succeeded or not), this is the place to do it. I’m not going to edit these very heavily, but just let them stand as raw tales of how you folks manage money.
- At the same time, I’m going to search for great guest posts. If you want to contribute an article, drop me a line. But please note that I’m much more selective about guest posts than I used to be. I just don’t have the time to edit, so if your article needs work, I’m going to send it back to you. Also, GRS readers have made it clear they don’t like easy “lists of stuff”. That’s not to say you can’t do a list, but make it useful.
In both cases, I’m going to give preference to material with practical how-to advice: How to open an IRA, how to build your own clothesline, how I sold my used car, and so on. GRS readers love real-life stories. (For a great example of the sort of post I’m after, see G.E. Miller’s recent article about how he cut his Comcast cable bill by 33%.)
One final note: After years of posting about 12 items per week, I made a conscious decision this fall to reduce the number of articles on the site. This was partly because I knew I’d be spending all my time writing Your Money: The Missing Manual, but it’s also because I was getting a lot of e-mail asking me to reduce the pace to just a post a day. Turns out I like the slower pace (about 8 items per week). We seem to have better conversations.
But what do you think? That’s what’s important.
If you’d like to share a success story or a guest post, please drop me a line. I may be slow to respond, but rest assured I will see your e-mail. (And Tyler K.? Here’s your chance to put your money where your mouth is! I expect to see an article or two from you…)
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I’m a first time commenter but an avid reader.
I’m a 25 year old with a 30 year mortgage. Bills get paid on time but I’m struggling to set money aside for savings. I would love to get feed back from others on maintaining good saving habits. Each month I find something I want to work on for my house but each month that takes away from adding to my savings account.
A discussion over the wants of today versus the needs of tomorrow would be interesting.
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I’m a little older than many GRS readers, so my financial focus is a litle different, even if the struggle for balance remains the same for all of us.
I agree with JD’s attitude that it shouldn’t always be pinching pennies. It should be okay to spend what you can afford to on whatever brings you pleasure.
The trick is to keep it affordable and pleasureful.
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I’ll step up and submit a post on where I’m at… 15 months ago, I had a bad stroke. I spent 3 months in hospitals and came home just before Christmas 2008. So I’m about a year into my new life.
I have therapies 4 days a week to get me better and my goal is to be back to normal, whatever “normal” is, by the 18 month anniversary of the stroke.
So I guess you could say that right now my job is rehab…
Cheers,
Craig
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My life has changed financially this year when my husband decided to stop sharing his money and his bank account with me. As both of us working we used to put our money together from both our salaries into the shared account. it wasn’t working well because other than paying for mortgage we have nothing left by the end of the month. My husband think it me who spent it all so he decided that he want to manage his own money and I manage mine. I thought it was awful at first but believe it or not it turned out to be the best thing that ever happen me. Within half a year on my own i learned to live on budget, manage to have savings, live below the mean and writing down everything i spend, which i havn’t done before. at the end of the month each month now i have a savings money, emergency money and at the same time it encourage me to work harder in making and earning more money because my husband is a main provider for family, he make 8 times more money than me. So i was just thinking that if something happen to him, this comfortable lifestyle will be gone so I kindda know in the back of my mind that if i am not start saving and being smart with money, and if there is something happen to my husnband who mainly provide us with all the comfort in life (house, household, children education, etc) then we would be in a really bad shape financially. my kids might have to drop out from good school and we could lost th ehouse and etc. so I decided to live frugal and more aware of the flow of money. the website get rich slow really help me manage my money. I am now pay myself first I live on a budget I shop (grocery shopping) on and sometime below the budget I cook more creative I also write everything down daily about what I earn or spend I can afford luxury things for kids and husband sometime (within my budget) without feeling guilty because i set budget aside for it and also i become more happy person in financial management. I wish i could learn more in money and smart investment. to me this is great already, a good start for year2010
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Hi J.D. –
I’ve followed your blog for sometime now and I really enjoy it. I’m interested in contributing guest articles. I’ve worked for 18 years in the financial aid field, at a medium sized, public university. I enjoy writing and think that I could provide a practical, “how-to” approach on any number of topics, to include: how to apply for financial aid, tips/tricks for completing the aid application, where to look for scholarships, taking on debt for a college education, how to work with a financial aid office, how to save for college, etc.
Thanks, in advance, for your consideration!
Brent
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