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	<title>Comments on: Spend Based on Who You Are, Not Who You Want to Be</title>
	<atom:link href="http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: nyxmoxie</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-515801</link>
		<dc:creator>nyxmoxie</dc:creator>
		<pubDate>Wed, 16 Jun 2010 03:40:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-515801</guid>
		<description>I have to say this is one of my favorite posts. I&#039;m guilty of this as well. Thanks for writing about this.</description>
		<content:encoded><![CDATA[<p>I have to say this is one of my favorite posts. I&#8217;m guilty of this as well. Thanks for writing about this.</p>
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		<title>By: Ricardo Patrocínio</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-403061</link>
		<dc:creator>Ricardo Patrocínio</dc:creator>
		<pubDate>Thu, 22 Apr 2010 14:32:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-403061</guid>
		<description>Great post J.D., I have my house full of stuff I don&#039;t use because of that. Nowadays I&#039;m more critical on purchases that I do.</description>
		<content:encoded><![CDATA[<p>Great post J.D., I have my house full of stuff I don&#8217;t use because of that. Nowadays I&#8217;m more critical on purchases that I do.</p>
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		<title>By: Cat</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-368151</link>
		<dc:creator>Cat</dc:creator>
		<pubDate>Thu, 08 Apr 2010 11:47:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-368151</guid>
		<description>Great article, and I agree with the general premise. I&#039;ve also fallen into the trap of buyings lots of stuff I didn&#039;t need when taking up a new pursuit. 

Although the piano example sounds a bit odd to me - anyone learning to play an instrument will need to practice regularly between lessons if they want to progress as well as possible, so not having a piano at home (or at least daily access to one elsewhere) would be a problem. I know there are exceptions where people have learned to play even without having their own piano, but learning an instrument is challenging enough in the early stages - why make it more difficult for yourself?

In such a case, it would maybe make sense to rent one or get a cheaper &#039;student&#039; model initially, rather than buying the super-expensive option - but not having an instrument to practice on at all is a bad idea, IMO.</description>
		<content:encoded><![CDATA[<p>Great article, and I agree with the general premise. I&#8217;ve also fallen into the trap of buyings lots of stuff I didn&#8217;t need when taking up a new pursuit. </p>
<p>Although the piano example sounds a bit odd to me &#8211; anyone learning to play an instrument will need to practice regularly between lessons if they want to progress as well as possible, so not having a piano at home (or at least daily access to one elsewhere) would be a problem. I know there are exceptions where people have learned to play even without having their own piano, but learning an instrument is challenging enough in the early stages &#8211; why make it more difficult for yourself?</p>
<p>In such a case, it would maybe make sense to rent one or get a cheaper &#8216;student&#8217; model initially, rather than buying the super-expensive option &#8211; but not having an instrument to practice on at all is a bad idea, IMO.</p>
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		<title>By: Maddy</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-368041</link>
		<dc:creator>Maddy</dc:creator>
		<pubDate>Thu, 08 Apr 2010 10:55:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-368041</guid>
		<description>Agree with Dotty dot dot. Best post ever!! It reminds me of my late husband who always wanted to own his own business and knew nothing about business at all. He spent thousands on how to start your own business manuals and never did any thing with them. He always worried about leaving me without some type of inheritance. If he had put that money into the bank, I&#039;d be a lot better off financially. 

I&#039;m not really complaining because he left me with many beautiful memories and I told him I never resented him spending the money because I considered it his hobby, besides he never neglected family obligations. Family and bills always came first.

Now all I have to do is remember this post whenever I make a purchase.</description>
		<content:encoded><![CDATA[<p>Agree with Dotty dot dot. Best post ever!! It reminds me of my late husband who always wanted to own his own business and knew nothing about business at all. He spent thousands on how to start your own business manuals and never did any thing with them. He always worried about leaving me without some type of inheritance. If he had put that money into the bank, I&#8217;d be a lot better off financially. </p>
<p>I&#8217;m not really complaining because he left me with many beautiful memories and I told him I never resented him spending the money because I considered it his hobby, besides he never neglected family obligations. Family and bills always came first.</p>
<p>Now all I have to do is remember this post whenever I make a purchase.</p>
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		<title>By: Zian</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-367901</link>
		<dc:creator>Zian</dc:creator>
		<pubDate>Thu, 08 Apr 2010 09:27:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-367901</guid>
		<description>&gt; Figure out the lowest possible initial investment to set yourself up for success.

I second this remark.

As a musician myself (piano &amp; violin), I can tell you that when you reach the limitations of your current equipment, it will be _very_ obvious.

1 (or both) of these things will happen:

1. Your teacher will start commenting on how your equipment is holding you back...and do so for several weeks.
2. You will try to do something that you were able to get working on the teacher&#039;s instrument and find it utterly impossible to reproduce at home.

with portable instruments, #1 kicks in. For pianos, #2 will generally become painfully obvious and then you can talk to your teacher to confirm the problem.</description>
		<content:encoded><![CDATA[<p>&gt; Figure out the lowest possible initial investment to set yourself up for success.</p>
<p>I second this remark.</p>
<p>As a musician myself (piano &amp; violin), I can tell you that when you reach the limitations of your current equipment, it will be _very_ obvious.</p>
<p>1 (or both) of these things will happen:</p>
<p>1. Your teacher will start commenting on how your equipment is holding you back&#8230;and do so for several weeks.<br />
2. You will try to do something that you were able to get working on the teacher&#8217;s instrument and find it utterly impossible to reproduce at home.</p>
<p>with portable instruments, #1 kicks in. For pianos, #2 will generally become painfully obvious and then you can talk to your teacher to confirm the problem.</p>
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		<title>By: Levi</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-367341</link>
		<dc:creator>Levi</dc:creator>
		<pubDate>Thu, 08 Apr 2010 02:43:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-367341</guid>
		<description>There is a great Charles Bukowski poem that I immediately thought of when I read this. 

air and light and time and space
 
&quot;–you know, I’ve either had a family, a job,
something has always been in the
way
but now
I’ve sold my house, I’ve found this
place, a large studio, you should see the space and
the light.
for the first time in my life I’m going to have
a place and the time to
create.&quot;
 
no baby, if you’re going to create
you’re going to create whether you work
16 hours a day in a coal mine
or
you’re going to create in a small room with 3 children
while you’re on
welfare,
you’re going to create with part of your mind and your body blown
away,
you’re going to create blind
crippled
demented,
you’re going to create with a cat crawling up your
back while
the whole city trembles in earthquake, bombardment,
flood and fire.
 
baby, air and light and time and space
have nothing to do with it
and don’t create anything
except maybe a longer life to find
new excuses
for.</description>
		<content:encoded><![CDATA[<p>There is a great Charles Bukowski poem that I immediately thought of when I read this. </p>
<p>air and light and time and space</p>
<p>&#8220;–you know, I’ve either had a family, a job,<br />
something has always been in the<br />
way<br />
but now<br />
I’ve sold my house, I’ve found this<br />
place, a large studio, you should see the space and<br />
the light.<br />
for the first time in my life I’m going to have<br />
a place and the time to<br />
create.&#8221;</p>
<p>no baby, if you’re going to create<br />
you’re going to create whether you work<br />
16 hours a day in a coal mine<br />
or<br />
you’re going to create in a small room with 3 children<br />
while you’re on<br />
welfare,<br />
you’re going to create with part of your mind and your body blown<br />
away,<br />
you’re going to create blind<br />
crippled<br />
demented,<br />
you’re going to create with a cat crawling up your<br />
back while<br />
the whole city trembles in earthquake, bombardment,<br />
flood and fire.</p>
<p>baby, air and light and time and space<br />
have nothing to do with it<br />
and don’t create anything<br />
except maybe a longer life to find<br />
new excuses<br />
for.</p>
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		<title>By: Bella</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-366971</link>
		<dc:creator>Bella</dc:creator>
		<pubDate>Wed, 07 Apr 2010 23:12:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-366971</guid>
		<description>GREAT POST!
It sure is all about priorities, I like to think that I have made significant progress in this realm since my early freshly graduated (wow I can&#039;t believe I&#039;ll ever be able to spend all this money I&#039;m making) optimism. I spent lots of money on gadgets that eventually got donated (the yogurt maker, fitness equipment) that continue to not be terribly well used (the bread maker, XL cuisinart), but on the same note - I took LOTS of classes and have a full art studio in my basement - that when I make it a priority - I really enjoy spending time there, and create some really wonderful things that amaze my family and friends, and all of our friends LOVE coming to our house for dinner because I&#039;ve become such a good cook.
I think it&#039;s all about balance - and recognizing why you want to purchase something - because you&#039;ll actually use it - or because you HOPE you&#039;ll actually use it.</description>
		<content:encoded><![CDATA[<p>GREAT POST!<br />
It sure is all about priorities, I like to think that I have made significant progress in this realm since my early freshly graduated (wow I can&#8217;t believe I&#8217;ll ever be able to spend all this money I&#8217;m making) optimism. I spent lots of money on gadgets that eventually got donated (the yogurt maker, fitness equipment) that continue to not be terribly well used (the bread maker, XL cuisinart), but on the same note &#8211; I took LOTS of classes and have a full art studio in my basement &#8211; that when I make it a priority &#8211; I really enjoy spending time there, and create some really wonderful things that amaze my family and friends, and all of our friends LOVE coming to our house for dinner because I&#8217;ve become such a good cook.<br />
I think it&#8217;s all about balance &#8211; and recognizing why you want to purchase something &#8211; because you&#8217;ll actually use it &#8211; or because you HOPE you&#8217;ll actually use it.</p>
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		<title>By: Maus</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-366411</link>
		<dc:creator>Maus</dc:creator>
		<pubDate>Wed, 07 Apr 2010 18:15:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-366411</guid>
		<description>Repeat after me:  -us -i -o -um -o -e
-i -orum -os -is -os.  Now you have mastered the second declension endings of Latin.  The only book you really need is any edition of Wheelock, which you can get used for a few bucks.

Then again, as I am neither a classicist or a Vatican beauracrat, I&#039;ve used my Latin skills about twice in a twenty year career.  So maybe all that work in college would have been better devoted to something in finance or engineering?  You&#039;re post brought a smile of nostalgia to my face.  Gratias ago.</description>
		<content:encoded><![CDATA[<p>Repeat after me:  -us -i -o -um -o -e<br />
-i -orum -os -is -os.  Now you have mastered the second declension endings of Latin.  The only book you really need is any edition of Wheelock, which you can get used for a few bucks.</p>
<p>Then again, as I am neither a classicist or a Vatican beauracrat, I&#8217;ve used my Latin skills about twice in a twenty year career.  So maybe all that work in college would have been better devoted to something in finance or engineering?  You&#8217;re post brought a smile of nostalgia to my face.  Gratias ago.</p>
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		<title>By: TR</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-364631</link>
		<dc:creator>TR</dc:creator>
		<pubDate>Tue, 06 Apr 2010 23:04:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-364631</guid>
		<description>I think there are a few approaches to starting a new hobby that requires gear.

1. Look at what you have, and figure out if you can use any of that for now even if it&#039;s not ideal for the job. (For example, if you want to start lap swimming and you only have beach bathing suits, as long as they&#039;re suitable for the pool, suppress your ego and use them for a while until you get into enough of a routine to justify buying racing trunks.)

2. Figure out the lowest possible initial investment to set yourself up for success. Sometimes this means buying &quot;throwaway&quot; entry-level gear. (For example, if you&#039;re a musician, buy a student instrument rather than a pro model.) The issue here is that this level of gear doesn&#039;t hold its value very well. Don&#039;t spend what you&#039;re not comfortable losing.

3. Buy quality equipment used. Even if it&#039;s more expensive, you will probably be able to sell it for close to what you bought it for if it doesn&#039;t work out. (Of course, this means you need the willpower to throw in the towel and get your money out.)</description>
		<content:encoded><![CDATA[<p>I think there are a few approaches to starting a new hobby that requires gear.</p>
<p>1. Look at what you have, and figure out if you can use any of that for now even if it&#8217;s not ideal for the job. (For example, if you want to start lap swimming and you only have beach bathing suits, as long as they&#8217;re suitable for the pool, suppress your ego and use them for a while until you get into enough of a routine to justify buying racing trunks.)</p>
<p>2. Figure out the lowest possible initial investment to set yourself up for success. Sometimes this means buying &#8220;throwaway&#8221; entry-level gear. (For example, if you&#8217;re a musician, buy a student instrument rather than a pro model.) The issue here is that this level of gear doesn&#8217;t hold its value very well. Don&#8217;t spend what you&#8217;re not comfortable losing.</p>
<p>3. Buy quality equipment used. Even if it&#8217;s more expensive, you will probably be able to sell it for close to what you bought it for if it doesn&#8217;t work out. (Of course, this means you need the willpower to throw in the towel and get your money out.)</p>
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		<title>By: Ely</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-3/#comment-364521</link>
		<dc:creator>Ely</dc:creator>
		<pubDate>Tue, 06 Apr 2010 21:04:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-364521</guid>
		<description>The comments about buying clothes too small makes me laugh a bit. I found that I could not lose weight until I got rid of all the favorites I had hoped to wear again. I kept them for years and years, but just got bigger and bigger.
One year after finally letting go of the last pair of skinny jeans, the weight is gone and they would fit me again. I miss those clothes some, but I am quite certain that if I&#039;d kept them I&#039;d still be overweight.</description>
		<content:encoded><![CDATA[<p>The comments about buying clothes too small makes me laugh a bit. I found that I could not lose weight until I got rid of all the favorites I had hoped to wear again. I kept them for years and years, but just got bigger and bigger.<br />
One year after finally letting go of the last pair of skinny jeans, the weight is gone and they would fit me again. I miss those clothes some, but I am quite certain that if I&#8217;d kept them I&#8217;d still be overweight.</p>
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		<title>By: Budgeting in the Fun Stuff</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-364381</link>
		<dc:creator>Budgeting in the Fun Stuff</dc:creator>
		<pubDate>Tue, 06 Apr 2010 20:03:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-364381</guid>
		<description>This is a great point.  My husband and I made the decision before we even got married to live on only one salary so that we&#039;d never suffer true damage from trying to live a dream life.  Realism and money go well together.</description>
		<content:encoded><![CDATA[<p>This is a great point.  My husband and I made the decision before we even got married to live on only one salary so that we&#8217;d never suffer true damage from trying to live a dream life.  Realism and money go well together.</p>
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		<title>By: ebyt</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-364291</link>
		<dc:creator>ebyt</dc:creator>
		<pubDate>Tue, 06 Apr 2010 18:47:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-364291</guid>
		<description>Very true. I can relate to this. Even from when I was a teenager and decided I wanted to start my own web design company (granted, I did tinker with html code so I wasn&#039;t completely putting the cart before the horse), and got my mom to shell out hundreds of dollars for various software programs, the guilt is still with me that I didn&#039;t fully use the programs. And my mom still reminds me. I did manage to recently land a contract to design a website for a friend&#039;s company, and got paid for it, so that lessens some of the guilt... but I can definitely agree with the whole spend who you are thing. I am definitely not a web designer nor will I ever be. Some of the programs my mom bought helped me out with computer skills in general, but Macromedia Flash, for example, is still collecting dust somewhere. 

I find instances where I still do the whole spending what I want to be thing: buying clothes a size or two too small to motivate me to lose that last 10 lbs. Luckily I don&#039;t do this a lot, but I have never worn some perfectly good clothes just because I bought them too small and never lost that weight. Silly, but I don&#039;t think I am the only one who does this. At least I am now taking boxing lessons so perhaps I will lose that 10 lbs after all :P</description>
		<content:encoded><![CDATA[<p>Very true. I can relate to this. Even from when I was a teenager and decided I wanted to start my own web design company (granted, I did tinker with html code so I wasn&#8217;t completely putting the cart before the horse), and got my mom to shell out hundreds of dollars for various software programs, the guilt is still with me that I didn&#8217;t fully use the programs. And my mom still reminds me. I did manage to recently land a contract to design a website for a friend&#8217;s company, and got paid for it, so that lessens some of the guilt&#8230; but I can definitely agree with the whole spend who you are thing. I am definitely not a web designer nor will I ever be. Some of the programs my mom bought helped me out with computer skills in general, but Macromedia Flash, for example, is still collecting dust somewhere. </p>
<p>I find instances where I still do the whole spending what I want to be thing: buying clothes a size or two too small to motivate me to lose that last 10 lbs. Luckily I don&#8217;t do this a lot, but I have never worn some perfectly good clothes just because I bought them too small and never lost that weight. Silly, but I don&#8217;t think I am the only one who does this. At least I am now taking boxing lessons so perhaps I will lose that 10 lbs after all <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /> </p>
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		<title>By: No Debt Plan</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-364101</link>
		<dc:creator>No Debt Plan</dc:creator>
		<pubDate>Tue, 06 Apr 2010 16:07:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-364101</guid>
		<description>Oh man, what a great post. You&#039;ve inspired me to write a post myself. What you are describing is like putting the reward before the work. And I don&#039;t think you are alone!</description>
		<content:encoded><![CDATA[<p>Oh man, what a great post. You&#8217;ve inspired me to write a post myself. What you are describing is like putting the reward before the work. And I don&#8217;t think you are alone!</p>
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		<title>By: wil</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363821</link>
		<dc:creator>wil</dc:creator>
		<pubDate>Tue, 06 Apr 2010 13:12:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363821</guid>
		<description>Thanks for this wonderful post! 
It really hit home the things we do in hope of becoming someone but are in actual fact avoiding the real hard work that&#039;s necessary to achieve it.

This article is deliciously saved.</description>
		<content:encoded><![CDATA[<p>Thanks for this wonderful post!<br />
It really hit home the things we do in hope of becoming someone but are in actual fact avoiding the real hard work that&#8217;s necessary to achieve it.</p>
<p>This article is deliciously saved.</p>
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		<title>By: Jacob G</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363751</link>
		<dc:creator>Jacob G</dc:creator>
		<pubDate>Tue, 06 Apr 2010 12:48:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363751</guid>
		<description>Excellent post! When I go back home today, this will hit hard. Looks like it&#039;s time to put these items up on eBay!</description>
		<content:encoded><![CDATA[<p>Excellent post! When I go back home today, this will hit hard. Looks like it&#8217;s time to put these items up on eBay!</p>
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		<title>By: Lily (capital L)</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363741</link>
		<dc:creator>Lily (capital L)</dc:creator>
		<pubDate>Tue, 06 Apr 2010 12:21:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363741</guid>
		<description>This is very true, and made me think of &quot;Confessions of a Shopaholic&quot;, where the chick buys an expensive scarf to become the kind of sophisticated girl who&#039;d wear such a scarf, or buys yoga clothes before signing up for lessons :P</description>
		<content:encoded><![CDATA[<p>This is very true, and made me think of &#8220;Confessions of a Shopaholic&#8221;, where the chick buys an expensive scarf to become the kind of sophisticated girl who&#8217;d wear such a scarf, or buys yoga clothes before signing up for lessons <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /> </p>
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		<title>By: Annette</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363721</link>
		<dc:creator>Annette</dc:creator>
		<pubDate>Tue, 06 Apr 2010 12:17:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363721</guid>
		<description>JD

Your insight is spot on - again.

I reckon this phenomenon also applies to buying books on subjects you want to know more about, but then never actually reading the books you buy.  It&#039;s like hoping that just owning the book will mean the knowledge is absorbed by osmosis rather than by taking the time to actually read them.

I also wonder whether there&#039;s a buying-addiction or a marketing aspect involved?  Becoming interested in a new topic creates an excuse to buy the necessary stuff, generating the pleasure (there&#039;s no other way to describe it) of seeking out, buying, setting up and playing with new stuff.  And marketers are happy to feed the beast, by trying to convince us we need this stuff if we ever want to be what we aspire to.</description>
		<content:encoded><![CDATA[<p>JD</p>
<p>Your insight is spot on &#8211; again.</p>
<p>I reckon this phenomenon also applies to buying books on subjects you want to know more about, but then never actually reading the books you buy.  It&#8217;s like hoping that just owning the book will mean the knowledge is absorbed by osmosis rather than by taking the time to actually read them.</p>
<p>I also wonder whether there&#8217;s a buying-addiction or a marketing aspect involved?  Becoming interested in a new topic creates an excuse to buy the necessary stuff, generating the pleasure (there&#8217;s no other way to describe it) of seeking out, buying, setting up and playing with new stuff.  And marketers are happy to feed the beast, by trying to convince us we need this stuff if we ever want to be what we aspire to.</p>
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		<title>By: Jeffrey</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363681</link>
		<dc:creator>Jeffrey</dc:creator>
		<pubDate>Tue, 06 Apr 2010 10:48:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363681</guid>
		<description>Your post is SPOT ON.</description>
		<content:encoded><![CDATA[<p>Your post is SPOT ON.</p>
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		<title>By: David/Yourfinances101</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363531</link>
		<dc:creator>David/Yourfinances101</dc:creator>
		<pubDate>Tue, 06 Apr 2010 08:46:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363531</guid>
		<description>Staying &quot;financially fit&quot; and &quot;keeping up with the Joneses&quot; are two mutually exclusive things.  Its not gonna happen, unless you have tons of discretionary income.

You have go to make a choice.

Guess what?  I could care less about the Joneses.</description>
		<content:encoded><![CDATA[<p>Staying &#8220;financially fit&#8221; and &#8220;keeping up with the Joneses&#8221; are two mutually exclusive things.  Its not gonna happen, unless you have tons of discretionary income.</p>
<p>You have go to make a choice.</p>
<p>Guess what?  I could care less about the Joneses.</p>
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		<title>By: BobJ</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363451</link>
		<dc:creator>BobJ</dc:creator>
		<pubDate>Tue, 06 Apr 2010 07:42:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363451</guid>
		<description>Mystery Solved.. now I know why I have 12 guitars on my wall as art.</description>
		<content:encoded><![CDATA[<p>Mystery Solved.. now I know why I have 12 guitars on my wall as art.</p>
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		<title>By: Sami jo</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363231</link>
		<dc:creator>Sami jo</dc:creator>
		<pubDate>Tue, 06 Apr 2010 05:06:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363231</guid>
		<description>I&#039;m a piano teacher and I require students to have a piano they can practice on... BUT I&#039;ve found really good results with families who decide to Rent a piano at first.  

It&#039;s not very expensive (about $25-$40/month at many places) and helps the parents get over the worry that their child will tire of lessons after 6 months and then they&#039;ll be stuck with a big, expensive, unused piano.

Also, most companies have a Rent-to-Own option, where the money you give them monthly accrues toward buying a piano (not necessariy the older &#039;renter&#039; you have either), should you decide in a while that you want to go ahead and take the plunge.  

Also,  these places usually deliver the pianos for you, and you&#039;re assured they&#039;re in tune,  which is something you can&#039;t take for granted with a used craigslist piano.

(That said,  I&#039;ve found several great pianos on craigslist that were free,  the owners simply stipulated that you pay to have them moved out and then they&#039;re yours...  it costs about $200-$500 in my city to have a piano moved, depending on the company and the number of stairs!;)

Hope this helps anyone who isn&#039;t taking lessons simply because they can&#039;t afford a piano.  Have a rental delivered, try it out for 6 months, and during that time you&#039;ll have figured out if it&#039;s just going to be a big dust-catcher or if you&#039;ve just discovered a relaxing new passion!</description>
		<content:encoded><![CDATA[<p>I&#8217;m a piano teacher and I require students to have a piano they can practice on&#8230; BUT I&#8217;ve found really good results with families who decide to Rent a piano at first.  </p>
<p>It&#8217;s not very expensive (about $25-$40/month at many places) and helps the parents get over the worry that their child will tire of lessons after 6 months and then they&#8217;ll be stuck with a big, expensive, unused piano.</p>
<p>Also, most companies have a Rent-to-Own option, where the money you give them monthly accrues toward buying a piano (not necessariy the older &#8216;renter&#8217; you have either), should you decide in a while that you want to go ahead and take the plunge.  </p>
<p>Also,  these places usually deliver the pianos for you, and you&#8217;re assured they&#8217;re in tune,  which is something you can&#8217;t take for granted with a used craigslist piano.</p>
<p>(That said,  I&#8217;ve found several great pianos on craigslist that were free,  the owners simply stipulated that you pay to have them moved out and then they&#8217;re yours&#8230;  it costs about $200-$500 in my city to have a piano moved, depending on the company and the number of stairs!;)</p>
<p>Hope this helps anyone who isn&#8217;t taking lessons simply because they can&#8217;t afford a piano.  Have a rental delivered, try it out for 6 months, and during that time you&#8217;ll have figured out if it&#8217;s just going to be a big dust-catcher or if you&#8217;ve just discovered a relaxing new passion!</p>
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		<title>By: JFR</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363091</link>
		<dc:creator>JFR</dc:creator>
		<pubDate>Tue, 06 Apr 2010 03:16:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363091</guid>
		<description>I found myself doing these mistakes over and over. I was buying quality stuff for everything I wanted to be. If I wanted to become a scientist, I bought a telescope, a microscope and a chemistry set without really using them. I wanted to be a musician and while I played seriously, I found my home flooded with an excessive number of instruments. The same thing happened with books about a lot of different subjects.

One day, I finally realized that I expected the stuff to transform me into what I wanted to be. I bought things to change the way my life was flowing but I didnt took the time to commit myself into change...</description>
		<content:encoded><![CDATA[<p>I found myself doing these mistakes over and over. I was buying quality stuff for everything I wanted to be. If I wanted to become a scientist, I bought a telescope, a microscope and a chemistry set without really using them. I wanted to be a musician and while I played seriously, I found my home flooded with an excessive number of instruments. The same thing happened with books about a lot of different subjects.</p>
<p>One day, I finally realized that I expected the stuff to transform me into what I wanted to be. I bought things to change the way my life was flowing but I didnt took the time to commit myself into change&#8230;</p>
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		<title>By: Robin L.</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-363071</link>
		<dc:creator>Robin L.</dc:creator>
		<pubDate>Tue, 06 Apr 2010 03:08:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-363071</guid>
		<description>I had this epiphany at a Deseret Industries store in Salt Lake City about 15 years ago when shopping with a friend.  We had loaded our carts up with frou-frous, cake plates, etc.  Somehow we ended up laughing over how we were always buying stuff for the lifestyle we thought we wanted, not the one we really had.  We put it all back all the while laughing about it.  So now whenever I see something luxurious I think I want I ask myself if it really fits my lifestyle and I usually laugh and decide I don&#039;t really want it.</description>
		<content:encoded><![CDATA[<p>I had this epiphany at a Deseret Industries store in Salt Lake City about 15 years ago when shopping with a friend.  We had loaded our carts up with frou-frous, cake plates, etc.  Somehow we ended up laughing over how we were always buying stuff for the lifestyle we thought we wanted, not the one we really had.  We put it all back all the while laughing about it.  So now whenever I see something luxurious I think I want I ask myself if it really fits my lifestyle and I usually laugh and decide I don&#8217;t really want it.</p>
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		<title>By: Stephanie F</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-362971</link>
		<dc:creator>Stephanie F</dc:creator>
		<pubDate>Tue, 06 Apr 2010 02:32:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-362971</guid>
		<description>To the commenters above who are talking about a 35mm camera making better pictures than a 110 ... no, it doesn&#039;t.  A 35mm camera just makes DIFFERENT pictures than a 110! 

You&#039;re comparing a pencil to oil paint: oil paint produces some beautiful pictures, but if you try to use oil painting techniques with a pencil, you&#039;re not going to end up with an oil painting, but with a bunch of pictures that look like *%^&amp;%. But if you use techniques designed for the pencil, you can end up with art.

The secret to making good pictures with a 110 is to rethink what you want from the final image. 110 film captures much less detail than a 35mm camera (a frame of 110 film contains 1/4 the space that a frame of 35mm film does), so you need to work with that: you&#039;re not going to get a sharp, clear, smooth photo, so you look for pictures that are enhanced by graininess, blurriness, and so on.  Think pinhole cameras: you can make art with a 110 cartridge and a piece of tinfoil with a hole punched in it.

There&#039;s a photography movement called Lomography, which is pictures inspired by low-resolution snapshot-style cameras of the past. Click on my name in this comment to see a gallery of photos that you can browse to see some high- and low-resolution film and digital pictures. 

Art is in the eye of the artist, not in the materials.</description>
		<content:encoded><![CDATA[<p>To the commenters above who are talking about a 35mm camera making better pictures than a 110 &#8230; no, it doesn&#8217;t.  A 35mm camera just makes DIFFERENT pictures than a 110! </p>
<p>You&#8217;re comparing a pencil to oil paint: oil paint produces some beautiful pictures, but if you try to use oil painting techniques with a pencil, you&#8217;re not going to end up with an oil painting, but with a bunch of pictures that look like *%^&amp;%. But if you use techniques designed for the pencil, you can end up with art.</p>
<p>The secret to making good pictures with a 110 is to rethink what you want from the final image. 110 film captures much less detail than a 35mm camera (a frame of 110 film contains 1/4 the space that a frame of 35mm film does), so you need to work with that: you&#8217;re not going to get a sharp, clear, smooth photo, so you look for pictures that are enhanced by graininess, blurriness, and so on.  Think pinhole cameras: you can make art with a 110 cartridge and a piece of tinfoil with a hole punched in it.</p>
<p>There&#8217;s a photography movement called Lomography, which is pictures inspired by low-resolution snapshot-style cameras of the past. Click on my name in this comment to see a gallery of photos that you can browse to see some high- and low-resolution film and digital pictures. </p>
<p>Art is in the eye of the artist, not in the materials.</p>
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		<title>By: Dotty dot dot</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-362901</link>
		<dc:creator>Dotty dot dot</dc:creator>
		<pubDate>Tue, 06 Apr 2010 01:56:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-362901</guid>
		<description>Best. Post. Ever.</description>
		<content:encoded><![CDATA[<p>Best. Post. Ever.</p>
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		<title>By: Marvin</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-362821</link>
		<dc:creator>Marvin</dc:creator>
		<pubDate>Tue, 06 Apr 2010 01:18:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-362821</guid>
		<description>Hi J.D.,

Great post as always.  My experience with this topic is sort of a happy medium.  In 2007, the idea of becoming an elite triathlete was &quot;cooking&quot; in my mind after watching the Ironman on TV.

Unsure if this was something that would &quot;stick&quot;, I introduced myself to cycling by investing $200 in a basic used bicycle.  While that sounds like a lot, even a used entry-level racing bike will run about $1000.

Well, fast forward to 2008, and I did end up spending $2000 on a mid-grade carbon fiber bicycle and all the other fixings a triathlete needs(wetsuit, running gear, etc.).  And in 2009, I completed the Ford Ironman Triathlon in Florida, a grueling 15-hour race, considered the holy grail for triathletes...and for some, a once-in-a-lifetime experience.

It&#039;s okay to spend based on who you want to be, but it&#039;s important to take exploratory &quot;baby steps&quot;, by buying used on craigslist, ebay, and the like.  This will allow you to feel out if who you want to be is realistically within reach, and not have you break the bank in the process of figuring that out.

Of course, this is not a universal rule.  I am merely sharing my own experience that with my $200, I would have been able to learn whether or not to get out of this sport early on before spending a few thousands.</description>
		<content:encoded><![CDATA[<p>Hi J.D.,</p>
<p>Great post as always.  My experience with this topic is sort of a happy medium.  In 2007, the idea of becoming an elite triathlete was &#8220;cooking&#8221; in my mind after watching the Ironman on TV.</p>
<p>Unsure if this was something that would &#8220;stick&#8221;, I introduced myself to cycling by investing $200 in a basic used bicycle.  While that sounds like a lot, even a used entry-level racing bike will run about $1000.</p>
<p>Well, fast forward to 2008, and I did end up spending $2000 on a mid-grade carbon fiber bicycle and all the other fixings a triathlete needs(wetsuit, running gear, etc.).  And in 2009, I completed the Ford Ironman Triathlon in Florida, a grueling 15-hour race, considered the holy grail for triathletes&#8230;and for some, a once-in-a-lifetime experience.</p>
<p>It&#8217;s okay to spend based on who you want to be, but it&#8217;s important to take exploratory &#8220;baby steps&#8221;, by buying used on craigslist, ebay, and the like.  This will allow you to feel out if who you want to be is realistically within reach, and not have you break the bank in the process of figuring that out.</p>
<p>Of course, this is not a universal rule.  I am merely sharing my own experience that with my $200, I would have been able to learn whether or not to get out of this sport early on before spending a few thousands.</p>
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		<title>By: Sassy</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-362691</link>
		<dc:creator>Sassy</dc:creator>
		<pubDate>Mon, 05 Apr 2010 23:47:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-362691</guid>
		<description>This blog is so true!!

I went to Everest last year with a friend of mine. We took almost 12 months to buy our gear as we knew what we needed and waited until it was all on sale.

In our group was a guy who had spent thousands of dollars on top of the range hiking equipment and clothes and latest versions of everything, he had to leave half of it in Kathmandu because the porters can only take 12 kilos per bag!

He also only lasted a couple of days on the walk because he had all the latest gear but hadn&#039;t done much exercise to train for the trip.</description>
		<content:encoded><![CDATA[<p>This blog is so true!!</p>
<p>I went to Everest last year with a friend of mine. We took almost 12 months to buy our gear as we knew what we needed and waited until it was all on sale.</p>
<p>In our group was a guy who had spent thousands of dollars on top of the range hiking equipment and clothes and latest versions of everything, he had to leave half of it in Kathmandu because the porters can only take 12 kilos per bag!</p>
<p>He also only lasted a couple of days on the walk because he had all the latest gear but hadn&#8217;t done much exercise to train for the trip.</p>
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		<title>By: Matt Ainslie</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-362641</link>
		<dc:creator>Matt Ainslie</dc:creator>
		<pubDate>Mon, 05 Apr 2010 23:20:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-362641</guid>
		<description>This is a frequent phenomenon, and one that advertisers count on.  (Like those buff folks shown working out on Exerciser commercials?)  But the thing is that that effect occurring in your mind can be destroyed by asking yourself, &quot;Am I really going to out-do everyone in this new field, just because I have this new piece of equipment?&quot;</description>
		<content:encoded><![CDATA[<p>This is a frequent phenomenon, and one that advertisers count on.  (Like those buff folks shown working out on Exerciser commercials?)  But the thing is that that effect occurring in your mind can be destroyed by asking yourself, &#8220;Am I really going to out-do everyone in this new field, just because I have this new piece of equipment?&#8221;</p>
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		<title>By: Kathleen</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-362561</link>
		<dc:creator>Kathleen</dc:creator>
		<pubDate>Mon, 05 Apr 2010 22:43:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-362561</guid>
		<description>It is amazing what can be learned without the expensive equipment - pianos, for example, can be hired or bought second hand (sure, old nasty ones are hard to tune, but that won&#039;t matter for a few years!). My piano teacher taught a girl who didn&#039;t have any piano at all at home - she had a piece of paper with keys drawn on it taped to the edge of the kitchen table and practiced on that.</description>
		<content:encoded><![CDATA[<p>It is amazing what can be learned without the expensive equipment &#8211; pianos, for example, can be hired or bought second hand (sure, old nasty ones are hard to tune, but that won&#8217;t matter for a few years!). My piano teacher taught a girl who didn&#8217;t have any piano at all at home &#8211; she had a piece of paper with keys drawn on it taped to the edge of the kitchen table and practiced on that.</p>
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		<title>By: Khadijah</title>
		<link>http://www.getrichslowly.org/blog/2010/04/05/spend-based-on-who-you-are-not-who-you-want-to-be/comment-page-2/#comment-362501</link>
		<dc:creator>Khadijah</dc:creator>
		<pubDate>Mon, 05 Apr 2010 22:34:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=19101#comment-362501</guid>
		<description>Sam,
There are many *free* spanish lesson resources on the internet. really, they ARE FREE. All you need is the *WANT* to do it. I taught my self spanish and greek (just conversational, i can&#039;t write an essay or anything) just with the internet.

I have not used the FSI govt language program yet but someone shared this link with me...
http://www.fsi-language-courses.org/Content.php?page=Spanish

The best thing I ever did was to learn salsa dancing and listen to spanish music and date a latino. If the latter is not an option, listen to some latin rock or salsa. But seriously if you can find a latina chic who can teach you spanish, that is the best investment ever.

Worthy purchase: dictionary
Hang out at borders and do grammar exercises.</description>
		<content:encoded><![CDATA[<p>Sam,<br />
There are many *free* spanish lesson resources on the internet. really, they ARE FREE. All you need is the *WANT* to do it. I taught my self spanish and greek (just conversational, i can&#8217;t write an essay or anything) just with the internet.</p>
<p>I have not used the FSI govt language program yet but someone shared this link with me&#8230;<br />
<a href="http://www.fsi-language-courses.org/Content.php?page=Spanish" rel="nofollow">http://www.fsi-language-courses.org/Content.php?page=Spanish</a></p>
<p>The best thing I ever did was to learn salsa dancing and listen to spanish music and date a latino. If the latter is not an option, listen to some latin rock or salsa. But seriously if you can find a latina chic who can teach you spanish, that is the best investment ever.</p>
<p>Worthy purchase: dictionary<br />
Hang out at borders and do grammar exercises.</p>
<div id="placeholer-like-362501" class="likediv"><p>loading....</p></div>]]></content:encoded>
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