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	<title>Comments on: Three Things the Amish Taught Me About Money</title>
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	<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Shirley</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-3322147</link>
		<dc:creator>Shirley</dc:creator>
		<pubDate>Mon, 06 May 2013 14:45:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-3322147</guid>
		<description>Yes, the Amish do contribute to their own health insurance plan - handled by an experienced investor - and when needed - they negotiate with the medical facility for a discount as much as 50% because they pay cash within 30 days - this means a lot to the facility and are willing to make a deal like that.

End of Life is usually at their homes - not in a nursing home or hospice - however, not to say in some cases they might use such a facility.

Unlike some &quot;English&quot; think - the Amish do use doctors and medical facilities when needed.  But they live a &quot;healthy lifestyle&quot; and are perhaps healthy overall than the general population.

Unfortunately, they also suffer from certain conditions and diseases related only to their heritage (mainly European).</description>
		<content:encoded><![CDATA[<p>Yes, the Amish do contribute to their own health insurance plan &#8211; handled by an experienced investor &#8211; and when needed &#8211; they negotiate with the medical facility for a discount as much as 50% because they pay cash within 30 days &#8211; this means a lot to the facility and are willing to make a deal like that.</p>
<p>End of Life is usually at their homes &#8211; not in a nursing home or hospice &#8211; however, not to say in some cases they might use such a facility.</p>
<p>Unlike some &#8220;English&#8221; think &#8211; the Amish do use doctors and medical facilities when needed.  But they live a &#8220;healthy lifestyle&#8221; and are perhaps healthy overall than the general population.</p>
<p>Unfortunately, they also suffer from certain conditions and diseases related only to their heritage (mainly European).</p>
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		<title>By: Geraldine Cassidy</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-3288781</link>
		<dc:creator>Geraldine Cassidy</dc:creator>
		<pubDate>Mon, 25 Feb 2013 04:35:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-3288781</guid>
		<description>Interesting. I took the train to California from NJ and met a young Amish couple on their way to Mexico for the husband&#039;s back surgery. Sounded like this was not unusual in their community.</description>
		<content:encoded><![CDATA[<p>Interesting. I took the train to California from NJ and met a young Amish couple on their way to Mexico for the husband&#8217;s back surgery. Sounded like this was not unusual in their community.</p>
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		<title>By: Val Pavlik</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-3278743</link>
		<dc:creator>Val Pavlik</dc:creator>
		<pubDate>Wed, 06 Feb 2013 21:20:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-3278743</guid>
		<description>I agree with you, Tom. I still think the Amish have lots of good qualities, and are a very frugal culture, but their treatment &amp; breeding of dogs and puppies is horrendous. While they may treat their horses fairly well, they don&#039;t treat their &quot;profits&quot; (puppies) well. Dogs are housed in small cages, bred, and puppies are houses the same way, and then sold. Generally no medical treatment. All in the name of making as much money as they can.</description>
		<content:encoded><![CDATA[<p>I agree with you, Tom. I still think the Amish have lots of good qualities, and are a very frugal culture, but their treatment &amp; breeding of dogs and puppies is horrendous. While they may treat their horses fairly well, they don&#8217;t treat their &#8220;profits&#8221; (puppies) well. Dogs are housed in small cages, bred, and puppies are houses the same way, and then sold. Generally no medical treatment. All in the name of making as much money as they can.</p>
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		<title>By: Ellie</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-2/#comment-3067762</link>
		<dc:creator>Ellie</dc:creator>
		<pubDate>Sun, 28 Oct 2012 11:25:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-3067762</guid>
		<description>I am in UK we are a multicultural society with all sorts and nationalities and that is all good, but thank goodness we don&#039;t have to put up with Amish and their cruelty to animals. I don&#039;t think we would tolerate it.</description>
		<content:encoded><![CDATA[<p>I am in UK we are a multicultural society with all sorts and nationalities and that is all good, but thank goodness we don&#8217;t have to put up with Amish and their cruelty to animals. I don&#8217;t think we would tolerate it.</p>
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		<title>By: elisa</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-2944212</link>
		<dc:creator>elisa</dc:creator>
		<pubDate>Sat, 18 Aug 2012 05:28:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-2944212</guid>
		<description>Copied from a New York Post article: &quot;Inside the picturesque barns and wooden fences of Amish country, pedigree puppies are bred by the tens of thousands, many living in a hellish world of filthy, crowded cages. They are &#039;puppy mill&#039; puppies, and they bring in $4 million a year for the 100 Amish and Mennonite farmers who supply boutique dog-shop markets, including at least two New York dealers, the ASPCA says. &#039;It&#039;s not just some cottage industry by people who sell bread-and-butter pickles by the roadside,&#039; said Roger Caras, ASPCA executive director. The farmers sell 20,000 puppies a year to wholesalers for an average $223 a pup, government records show. And it&#039;s making some of these quaint farmers quite rich. U.S. Department of Agriculture documents show that one farmer in the town of Blue Ball sold 1,293 puppies last year for an estimated $290,000 though federal inspectors have cited his farm for numerous violations since 1992 including overcrowded cages and inadequate sanitation, pest control, feeding and watering of animals. &#039;Then these sickly, genetic nightmares are delivered to the upscale pet shops,&#039; Caras said. &#039;They given them a bath and blow dry them and fluff them up and pray they don&#039;t die before they&#039;re sold,&#039; for $1,000 or more each.&quot;</description>
		<content:encoded><![CDATA[<p>Copied from a New York Post article: &#8220;Inside the picturesque barns and wooden fences of Amish country, pedigree puppies are bred by the tens of thousands, many living in a hellish world of filthy, crowded cages. They are &#8216;puppy mill&#8217; puppies, and they bring in $4 million a year for the 100 Amish and Mennonite farmers who supply boutique dog-shop markets, including at least two New York dealers, the ASPCA says. &#8216;It&#8217;s not just some cottage industry by people who sell bread-and-butter pickles by the roadside,&#8217; said Roger Caras, ASPCA executive director. The farmers sell 20,000 puppies a year to wholesalers for an average $223 a pup, government records show. And it&#8217;s making some of these quaint farmers quite rich. U.S. Department of Agriculture documents show that one farmer in the town of Blue Ball sold 1,293 puppies last year for an estimated $290,000 though federal inspectors have cited his farm for numerous violations since 1992 including overcrowded cages and inadequate sanitation, pest control, feeding and watering of animals. &#8216;Then these sickly, genetic nightmares are delivered to the upscale pet shops,&#8217; Caras said. &#8216;They given them a bath and blow dry them and fluff them up and pray they don&#8217;t die before they&#8217;re sold,&#8217; for $1,000 or more each.&#8221;</p>
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		<title>By: jm</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-2/#comment-1516272</link>
		<dc:creator>jm</dc:creator>
		<pubDate>Fri, 24 Jun 2011 23:27:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-1516272</guid>
		<description>my computer is 500mhz</description>
		<content:encoded><![CDATA[<p>my computer is 500mhz</p>
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		<title>By: Daria</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-2/#comment-459291</link>
		<dc:creator>Daria</dc:creator>
		<pubDate>Tue, 18 May 2010 18:21:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-459291</guid>
		<description>The Amish are exempted from paying Social Security. They may not collect but they don&#039;t have to pay either. I am self employed and I have to pay Social Security for myself and from the employer&#039;s side too. I&#039;m not exempted. There was an article in Wall Street Journal about intermarriage among Amish communities and this has created genetic defects in their children. Many Amish don&#039;t believe in carrying insurance and these genetic defects are carrying a high medical cost that many Amish are having difficulty paying for with cash (even when the community pools it&#039;s resources) and they are applying for charity care with hospitals that treat them even though they have businesses and own farm property that is valuable. According to the article, they don&#039;t feel that they should have full liability for their medical costs even though they chose not to carry insurance.</description>
		<content:encoded><![CDATA[<p>The Amish are exempted from paying Social Security. They may not collect but they don&#8217;t have to pay either. I am self employed and I have to pay Social Security for myself and from the employer&#8217;s side too. I&#8217;m not exempted. There was an article in Wall Street Journal about intermarriage among Amish communities and this has created genetic defects in their children. Many Amish don&#8217;t believe in carrying insurance and these genetic defects are carrying a high medical cost that many Amish are having difficulty paying for with cash (even when the community pools it&#8217;s resources) and they are applying for charity care with hospitals that treat them even though they have businesses and own farm property that is valuable. According to the article, they don&#8217;t feel that they should have full liability for their medical costs even though they chose not to carry insurance.</p>
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		<title>By: dee</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-2/#comment-450951</link>
		<dc:creator>dee</dc:creator>
		<pubDate>Fri, 14 May 2010 06:13:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-450951</guid>
		<description>You people have no clue.  I lived among the Amish for 8 years. I drove them everywhere they needed to go.  They are nothing but a glorified government sanctioned cult. Did you know at their speciality shops the have two prices for their goods?  A much higher price for YANKEES and a lower price for their own kind.  They laugh at the stupid Yankees and told me if I want to sell my crafts put Amish made on it...thats what sells.  They put their children to work at 14, when they complete school at 14 with their certificate of completion they are handed a work permit.  Until they reach the age of 20 and a half they HAVE to give their parents their paychecks.  That is one of the biggest reasons the have so much money, thet spit</description>
		<content:encoded><![CDATA[<p>You people have no clue.  I lived among the Amish for 8 years. I drove them everywhere they needed to go.  They are nothing but a glorified government sanctioned cult. Did you know at their speciality shops the have two prices for their goods?  A much higher price for YANKEES and a lower price for their own kind.  They laugh at the stupid Yankees and told me if I want to sell my crafts put Amish made on it&#8230;thats what sells.  They put their children to work at 14, when they complete school at 14 with their certificate of completion they are handed a work permit.  Until they reach the age of 20 and a half they HAVE to give their parents their paychecks.  That is one of the biggest reasons the have so much money, thet spit</p>
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		<title>By: jackie</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-2/#comment-450291</link>
		<dc:creator>jackie</dc:creator>
		<pubDate>Thu, 13 May 2010 20:08:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-450291</guid>
		<description>I live near Amish in Eastern Indiana. I do know of at least one Amish family that filed bankruptcy  and  had his farm and land auctioned off. (I went to that auction) They got into too much debt. Another Amish family has had so many business failures that they may too have to file bankruptcy. So it does happen.  In Eastern Indiana, Amish befriend their modern neighbors and pay them for modern conveniences  , such as driving them in their vehicles to Aldi&#039;s or having an electric freezer in the neighbors basement or garage. They cover up their modern phones by having them in outhouses, and actually do have modern plumbing, run by a generator, in their homes. The Amish around here can have a lot of the &quot;modern&quot; things, just not on their own property where the &quot;outside&quot; world can see.</description>
		<content:encoded><![CDATA[<p>I live near Amish in Eastern Indiana. I do know of at least one Amish family that filed bankruptcy  and  had his farm and land auctioned off. (I went to that auction) They got into too much debt. Another Amish family has had so many business failures that they may too have to file bankruptcy. So it does happen.  In Eastern Indiana, Amish befriend their modern neighbors and pay them for modern conveniences  , such as driving them in their vehicles to Aldi&#8217;s or having an electric freezer in the neighbors basement or garage. They cover up their modern phones by having them in outhouses, and actually do have modern plumbing, run by a generator, in their homes. The Amish around here can have a lot of the &#8220;modern&#8221; things, just not on their own property where the &#8220;outside&#8221; world can see.</p>
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		<title>By: Jeff Walden</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-2/#comment-442451</link>
		<dc:creator>Jeff Walden</dc:creator>
		<pubDate>Sun, 09 May 2010 00:11:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-442451</guid>
		<description>http://www.wired.com/wired/archive/7.01/amish_pr.html

may also be of interest to people reading this post.</description>
		<content:encoded><![CDATA[<p><a href="http://www.wired.com/wired/archive/7.01/amish_pr.html" rel="nofollow">http://www.wired.com/wired/archive/7.01/amish_pr.html</a></p>
<p>may also be of interest to people reading this post.</p>
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		<title>By: Jonny &#124; thelifething.com</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-2/#comment-440541</link>
		<dc:creator>Jonny &#124; thelifething.com</dc:creator>
		<pubDate>Fri, 07 May 2010 21:44:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-440541</guid>
		<description>Debt is indeed a tool, if used wisely as used poorly it is very dangerous. It can make you both rich and poor depending on how you use it and your level of financial intelligence.

Go the Amish</description>
		<content:encoded><![CDATA[<p>Debt is indeed a tool, if used wisely as used poorly it is very dangerous. It can make you both rich and poor depending on how you use it and your level of financial intelligence.</p>
<p>Go the Amish</p>
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		<title>By: the other Tammy</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-440261</link>
		<dc:creator>the other Tammy</dc:creator>
		<pubDate>Fri, 07 May 2010 19:36:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-440261</guid>
		<description>Sorry for the long post, I&#039;ve got a lot to say!

First of all, if anyone is interested in learning more about the Amish, I recommend reading Plain Secrets by Joe Mackall, which is a great book that neither idolizes or condemns Amish life, just tells it how it is.

Amish sects vary wildly, even within individual counties.  I live in a very conservative Amish area in Ohio...the buggies with windshields that you see on TV?  Not here.  You won&#039;t even see the orange slow vehicle signs on their buggies.  Don&#039;t be quick to lump all the Amish together, because they are very different.

I have never, ever heard of an Amish puppy mill.  In my experience, the Amish don&#039;t baby their animals...it is a farm community after all, and the animals work for their keep...but at least in my area you don&#039;t hear about Amish animal cruelty cases either.  Animals are used for work or for food, but it doesn&#039;t benefit anyone to be cruel to them.  

As far as money...the Amish tend to be loaded because they keep their expenses down and they work their fingers to the bone.  I did have to deny a home equity loan to an Amishman because the property did not meet our bank&#039;s collateral standards for equity loans.  (He had wanted to build a greenhouse).  Since his property did not have running water or electricity, underwriting wouldn&#039;t approve the loan.  So while the Amish save on property taxes by essentially living on &quot;undeveloped&quot; property, they sometimes have trouble getting financing if they need it.  Don&#039;t get me started about opening bank accounts for people without tax ID numbers or any photo ID!  Thankfully, most of the younger Amish folks are starting to realize that ID and social security numbers are a necessity.

Regarding self insurance...a good Amish friend of mine was in a bad car accident last year.  He works construction, and his crew hired a driver to take them to the job site and back home.  Their van was hit by a kid running a stop sign, and of course, the kid did not have insurance.  As a result of the car accident, my friend&#039;s son had a broken back, meaning he couldn&#039;t do construction or farm work for well over a year.  My friend paid most of his son&#039;s medical bills out of pocket, to the tune of $25,000.  If he couldn&#039;t have paid the medical bills, the Amish church would have.

I think the important thing to remember about the Amish is that there are good folks and bad folks, just like in our community.  There are some I am happy to be friends with and others I don&#039;t like at all.  You can&#039;t judge a community as a whole...you must decide on an individual basis.</description>
		<content:encoded><![CDATA[<p>Sorry for the long post, I&#8217;ve got a lot to say!</p>
<p>First of all, if anyone is interested in learning more about the Amish, I recommend reading Plain Secrets by Joe Mackall, which is a great book that neither idolizes or condemns Amish life, just tells it how it is.</p>
<p>Amish sects vary wildly, even within individual counties.  I live in a very conservative Amish area in Ohio&#8230;the buggies with windshields that you see on TV?  Not here.  You won&#8217;t even see the orange slow vehicle signs on their buggies.  Don&#8217;t be quick to lump all the Amish together, because they are very different.</p>
<p>I have never, ever heard of an Amish puppy mill.  In my experience, the Amish don&#8217;t baby their animals&#8230;it is a farm community after all, and the animals work for their keep&#8230;but at least in my area you don&#8217;t hear about Amish animal cruelty cases either.  Animals are used for work or for food, but it doesn&#8217;t benefit anyone to be cruel to them.  </p>
<p>As far as money&#8230;the Amish tend to be loaded because they keep their expenses down and they work their fingers to the bone.  I did have to deny a home equity loan to an Amishman because the property did not meet our bank&#8217;s collateral standards for equity loans.  (He had wanted to build a greenhouse).  Since his property did not have running water or electricity, underwriting wouldn&#8217;t approve the loan.  So while the Amish save on property taxes by essentially living on &#8220;undeveloped&#8221; property, they sometimes have trouble getting financing if they need it.  Don&#8217;t get me started about opening bank accounts for people without tax ID numbers or any photo ID!  Thankfully, most of the younger Amish folks are starting to realize that ID and social security numbers are a necessity.</p>
<p>Regarding self insurance&#8230;a good Amish friend of mine was in a bad car accident last year.  He works construction, and his crew hired a driver to take them to the job site and back home.  Their van was hit by a kid running a stop sign, and of course, the kid did not have insurance.  As a result of the car accident, my friend&#8217;s son had a broken back, meaning he couldn&#8217;t do construction or farm work for well over a year.  My friend paid most of his son&#8217;s medical bills out of pocket, to the tune of $25,000.  If he couldn&#8217;t have paid the medical bills, the Amish church would have.</p>
<p>I think the important thing to remember about the Amish is that there are good folks and bad folks, just like in our community.  There are some I am happy to be friends with and others I don&#8217;t like at all.  You can&#8217;t judge a community as a whole&#8230;you must decide on an individual basis.</p>
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		<title>By: statewide van lines</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-440181</link>
		<dc:creator>statewide van lines</dc:creator>
		<pubDate>Fri, 07 May 2010 18:43:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-440181</guid>
		<description>A good point about using the things other people normally toss: I also use coffee grounds as a fertilizer for my house plants. And shopping bags as garbage bags. And an old tooth brush to clean my kitchen cabinets. So many items in our household are actually reusable, not only we save by not buying new ones to replace them, we also contribute less to the crazy amount of garbage our civilization produces on a daily basis.</description>
		<content:encoded><![CDATA[<p>A good point about using the things other people normally toss: I also use coffee grounds as a fertilizer for my house plants. And shopping bags as garbage bags. And an old tooth brush to clean my kitchen cabinets. So many items in our household are actually reusable, not only we save by not buying new ones to replace them, we also contribute less to the crazy amount of garbage our civilization produces on a daily basis.</p>
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		<title>By: Erik</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-439591</link>
		<dc:creator>Erik</dc:creator>
		<pubDate>Fri, 07 May 2010 14:51:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-439591</guid>
		<description>#40 @TosaJen

That is neat to hear that you are seeing some similarities there.  It is an interesting model.

#41 @ Amanda

Hi Amanda, thanks for letting me know about your article!  It&#039;s funny but it sounded familiar and when I found it I realized I had come across it already, a few months ago.  Great article, you really did a nice job.

Your comment on Amish taxi drivers was interesting too--Amish seem to often develop close relationships with their drivers, as you&#039;d expect when spending enough time in the car.  

One thing I noticed though:  they all tend to drive fast (at least faster than me!) Giving a friend&#039;s son a ride home from the PA Dutch market recently, we were passed by 3 or 4 vans loaded with Amish within about 5 minutes of leaving.  Or maybe I just drive too slow?</description>
		<content:encoded><![CDATA[<p>#40 @TosaJen</p>
<p>That is neat to hear that you are seeing some similarities there.  It is an interesting model.</p>
<p>#41 @ Amanda</p>
<p>Hi Amanda, thanks for letting me know about your article!  It&#8217;s funny but it sounded familiar and when I found it I realized I had come across it already, a few months ago.  Great article, you really did a nice job.</p>
<p>Your comment on Amish taxi drivers was interesting too&#8211;Amish seem to often develop close relationships with their drivers, as you&#8217;d expect when spending enough time in the car.  </p>
<p>One thing I noticed though:  they all tend to drive fast (at least faster than me!) Giving a friend&#8217;s son a ride home from the PA Dutch market recently, we were passed by 3 or 4 vans loaded with Amish within about 5 minutes of leaving.  Or maybe I just drive too slow?</p>
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		<title>By: Erik</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-439511</link>
		<dc:creator>Erik</dc:creator>
		<pubDate>Fri, 07 May 2010 14:29:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-439511</guid>
		<description>#46 @beforewisdom

Definitely, that is a good point.  I am far from an expert on the dog breeding issue in general but have read reports on how many dogs are killed, and one thing that surprised me was that some dogs meet their end in shelters as well.  But I think that&#039;s a separate, much larger issue outside of the question of the Amish involvement in the industry.  

Another issue would be the ethics of breeding designer dogs or those breeds which have developed inherent health problems by selective breeding over time.  I&#039;m personally not a big fan of that but I understand there is a huge consumer demand that drives it.</description>
		<content:encoded><![CDATA[<p>#46 @beforewisdom</p>
<p>Definitely, that is a good point.  I am far from an expert on the dog breeding issue in general but have read reports on how many dogs are killed, and one thing that surprised me was that some dogs meet their end in shelters as well.  But I think that&#8217;s a separate, much larger issue outside of the question of the Amish involvement in the industry.  </p>
<p>Another issue would be the ethics of breeding designer dogs or those breeds which have developed inherent health problems by selective breeding over time.  I&#8217;m personally not a big fan of that but I understand there is a huge consumer demand that drives it.</p>
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		<title>By: beforewisdom</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-439491</link>
		<dc:creator>beforewisdom</dc:creator>
		<pubDate>Fri, 07 May 2010 14:17:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-439491</guid>
		<description>#31 @Barb 
I think restraint is called for as JD and the author probably, like most people aren&#039;t even aware of the issues.

#34 @Erik
Huge numbers of completely wonderful companion animals are killed every year simply because there are not enough homes for them.  There is a massive pet overpopulation problem.  Any animal breeding is unethical breeding these days.</description>
		<content:encoded><![CDATA[<p>#31 @Barb<br />
I think restraint is called for as JD and the author probably, like most people aren&#8217;t even aware of the issues.</p>
<p>#34 @Erik<br />
Huge numbers of completely wonderful companion animals are killed every year simply because there are not enough homes for them.  There is a massive pet overpopulation problem.  Any animal breeding is unethical breeding these days.</p>
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		<title>By: Lefty33</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-439431</link>
		<dc:creator>Lefty33</dc:creator>
		<pubDate>Fri, 07 May 2010 14:02:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-439431</guid>
		<description>“How can you ignore the fact that the single most profitable business enterprise of the Amish is Puppy Mills? These people exploit and torture dogs for profit, and I think it’s irresponsible of this author to write an article in praise of the Amish- and even more irresponsible for GRS to publish it!”

This is easily the most idiotic comment that I’ve seen in almost three years of reading GRS.

I’m very familiar with the PA Amish as I live very close and have dealt with and been around them my whole life.  And the most profitable business enterprises of the Amish would be tobacco and furniture (although the furniture part is dwindling to things like selling carved trinkets on eBay and moving into things like construction), not puppy mills.

Just because a few Amish have chosen to run unethical operations that are despicable does not mean that you should paint the other 99% into that same corner of unethical sleaze.

If you would actually talk to real Amish people, you find that while their views on animals are not the same that most Englishmen have, they are mostly disgusted with the stigma that the puppy mill “industry” has spread on their culture as a whole.

They are no different than any society anywhere.  You have 99% of the people doing what they are supposed to and the 1% who sully and stain the other 99%.

There is no exploiting of anything except your obvious ignorance and hatred towards these people.</description>
		<content:encoded><![CDATA[<p>“How can you ignore the fact that the single most profitable business enterprise of the Amish is Puppy Mills? These people exploit and torture dogs for profit, and I think it’s irresponsible of this author to write an article in praise of the Amish- and even more irresponsible for GRS to publish it!”</p>
<p>This is easily the most idiotic comment that I’ve seen in almost three years of reading GRS.</p>
<p>I’m very familiar with the PA Amish as I live very close and have dealt with and been around them my whole life.  And the most profitable business enterprises of the Amish would be tobacco and furniture (although the furniture part is dwindling to things like selling carved trinkets on eBay and moving into things like construction), not puppy mills.</p>
<p>Just because a few Amish have chosen to run unethical operations that are despicable does not mean that you should paint the other 99% into that same corner of unethical sleaze.</p>
<p>If you would actually talk to real Amish people, you find that while their views on animals are not the same that most Englishmen have, they are mostly disgusted with the stigma that the puppy mill “industry” has spread on their culture as a whole.</p>
<p>They are no different than any society anywhere.  You have 99% of the people doing what they are supposed to and the 1% who sully and stain the other 99%.</p>
<p>There is no exploiting of anything except your obvious ignorance and hatred towards these people.</p>
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		<title>By: Maharani</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438871</link>
		<dc:creator>Maharani</dc:creator>
		<pubDate>Fri, 07 May 2010 04:57:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438871</guid>
		<description>Give me technology anyday.  Have you ever tried washing out menstrual rags?  I have and it isnt fun.</description>
		<content:encoded><![CDATA[<p>Give me technology anyday.  Have you ever tried washing out menstrual rags?  I have and it isnt fun.</p>
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		<title>By: Daddy Paul</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438801</link>
		<dc:creator>Daddy Paul</dc:creator>
		<pubDate>Fri, 07 May 2010 03:34:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438801</guid>
		<description>My neighbors are Amish. They do what it takes to keep their community going. Last year one of the guys became an E bay power seller selling little wooden goods they make. This year they are cutting oak and shipping off to another Amish colony. They would like to get beck to making furniture.</description>
		<content:encoded><![CDATA[<p>My neighbors are Amish. They do what it takes to keep their community going. Last year one of the guys became an E bay power seller selling little wooden goods they make. This year they are cutting oak and shipping off to another Amish colony. They would like to get beck to making furniture.</p>
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		<title>By: DL</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438771</link>
		<dc:creator>DL</dc:creator>
		<pubDate>Fri, 07 May 2010 01:21:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438771</guid>
		<description>I don&#039;t want to generalize all Amish but some have good businesses but at the expense of animals. I am talking about Puppy Mills. I live in Ohio and there is an animal rescue group that regularly rescue dogs from thei puppy mills. They use and abuse these dogs to make their money and then discard them as if garbage. I believe there was even a Dateline special on this. So if being &quot;a good business person&quot; means not being humane I would not want any part of it.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t want to generalize all Amish but some have good businesses but at the expense of animals. I am talking about Puppy Mills. I live in Ohio and there is an animal rescue group that regularly rescue dogs from thei puppy mills. They use and abuse these dogs to make their money and then discard them as if garbage. I believe there was even a Dateline special on this. So if being &#8220;a good business person&#8221; means not being humane I would not want any part of it.</p>
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		<title>By: Amanda L. Grossman</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438431</link>
		<dc:creator>Amanda L. Grossman</dc:creator>
		<pubDate>Thu, 06 May 2010 20:28:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438431</guid>
		<description>Hello Erik!

I come from Lancaster County, PA, and grew up on a dairy farm. No...I am not Amish (everyone always asks me that), but my family has close ties to them. In fact, my father is employed as a driver for the amish when they have to go to doctor&#039;s appointments, or take trips to Montana, or visit family members in Indiana--he loves his job. 

Also, I wrote a Best of Money Carnival-winning post called Amish Finances you might wish to check out (on my website, under &quot;Best of Frugal Confessions&quot;). It was featured here on Get Rich Slowly. 

Thanks for sharing!</description>
		<content:encoded><![CDATA[<p>Hello Erik!</p>
<p>I come from Lancaster County, PA, and grew up on a dairy farm. No&#8230;I am not Amish (everyone always asks me that), but my family has close ties to them. In fact, my father is employed as a driver for the amish when they have to go to doctor&#8217;s appointments, or take trips to Montana, or visit family members in Indiana&#8211;he loves his job. </p>
<p>Also, I wrote a Best of Money Carnival-winning post called Amish Finances you might wish to check out (on my website, under &#8220;Best of Frugal Confessions&#8221;). It was featured here on Get Rich Slowly. </p>
<p>Thanks for sharing!</p>
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		<title>By: TosaJen</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438411</link>
		<dc:creator>TosaJen</dc:creator>
		<pubDate>Thu, 06 May 2010 20:16:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438411</guid>
		<description>Hi Erik,

DH/we are looking at buying a franchise, and the failure rates of the best-run franchisors run less than 10% as well -- the mentoring and buying back failures sounds like a similar business model to what you describe for the Amish. The franchisors we&#039;re talking to are very supportive and very fiscally conservative.

It&#039;s fun to find how successful patterns propagate, even among different cultures.</description>
		<content:encoded><![CDATA[<p>Hi Erik,</p>
<p>DH/we are looking at buying a franchise, and the failure rates of the best-run franchisors run less than 10% as well &#8212; the mentoring and buying back failures sounds like a similar business model to what you describe for the Amish. The franchisors we&#8217;re talking to are very supportive and very fiscally conservative.</p>
<p>It&#8217;s fun to find how successful patterns propagate, even among different cultures.</p>
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		<title>By: Shara</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438341</link>
		<dc:creator>Shara</dc:creator>
		<pubDate>Thu, 06 May 2010 19:49:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438341</guid>
		<description>Money Green Live @36

I have been reading some doomsday people lately fretting over what would happen if we got a neutron shower, or terrorists took out a major electrical supply, etc.  I don&#039;t worry about being &#039;too dependent on my laptop&#039;.  But while I think some of their fears are far fetched,I do worry about what I would do for water if our electricity went out for an extended period of time since I&#039;m on a well.  From this perspective I think we have taken a huge risk as society being dependent on people we don&#039;t know working in a system we don&#039;t understand to provide basic necessities like food, water, sewage, heat, etc.

Stephen @38

I would also say they are less likely to have the higher levels of risk that many people take on to START the business in the first place.  I think the 90% success rate isn&#039;t as much about brains, community, working hard, or anything else as much as a culture that is much more risk adverse than most of society.</description>
		<content:encoded><![CDATA[<p>Money Green Live @36</p>
<p>I have been reading some doomsday people lately fretting over what would happen if we got a neutron shower, or terrorists took out a major electrical supply, etc.  I don&#8217;t worry about being &#8216;too dependent on my laptop&#8217;.  But while I think some of their fears are far fetched,I do worry about what I would do for water if our electricity went out for an extended period of time since I&#8217;m on a well.  From this perspective I think we have taken a huge risk as society being dependent on people we don&#8217;t know working in a system we don&#8217;t understand to provide basic necessities like food, water, sewage, heat, etc.</p>
<p>Stephen @38</p>
<p>I would also say they are less likely to have the higher levels of risk that many people take on to START the business in the first place.  I think the 90% success rate isn&#8217;t as much about brains, community, working hard, or anything else as much as a culture that is much more risk adverse than most of society.</p>
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		<title>By: Stephan</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438301</link>
		<dc:creator>Stephan</dc:creator>
		<pubDate>Thu, 06 May 2010 19:26:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438301</guid>
		<description>great post, always interesting to see how different cultures handle money, as this is something that is not often covered. i knew they were frugal, and this just shows that they dont take it to the extreme. the fact that the success rate is 90% for business is astounding, and i dont think that is entirely due to their use of credit. i think they are raised differently, work harder, and are less drastic in their decision making. maybe they just take more time to make decisions in their slower lifestyle, something all of us could probably use a little more of.

&lt;a href=&quot;http://www.pfsdebtrelief.com&quot; rel=&quot;nofollow&quot;&gt;Preferred Financial Services&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>great post, always interesting to see how different cultures handle money, as this is something that is not often covered. i knew they were frugal, and this just shows that they dont take it to the extreme. the fact that the success rate is 90% for business is astounding, and i dont think that is entirely due to their use of credit. i think they are raised differently, work harder, and are less drastic in their decision making. maybe they just take more time to make decisions in their slower lifestyle, something all of us could probably use a little more of.</p>
<p><a href="http://www.pfsdebtrelief.com" rel="nofollow">Preferred Financial Services</a></p>
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		<title>By: Erik</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438281</link>
		<dc:creator>Erik</dc:creator>
		<pubDate>Thu, 06 May 2010 19:22:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438281</guid>
		<description>Or rather, &quot;too small to fail!&quot; :)  Yes it is interesting, I mention that practice in my book, the Amish call it &#039;trusteeship&#039;.  It does happen occasionally but it&#039;s fairly rare.  Typically 3 experienced people are selected to help guide a business in a mentor-like way.</description>
		<content:encoded><![CDATA[<p>Or rather, &#8220;too small to fail!&#8221; <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   Yes it is interesting, I mention that practice in my book, the Amish call it &#8216;trusteeship&#8217;.  It does happen occasionally but it&#8217;s fairly rare.  Typically 3 experienced people are selected to help guide a business in a mentor-like way.</p>
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		<title>By: Money Green Life</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438271</link>
		<dc:creator>Money Green Life</dc:creator>
		<pubDate>Thu, 06 May 2010 19:15:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438271</guid>
		<description>technology is good in a sense that it makes things easier and convenient for us, but when we depend on them fir everything, I think it can backfire and make us even lazier</description>
		<content:encoded><![CDATA[<p>technology is good in a sense that it makes things easier and convenient for us, but when we depend on them fir everything, I think it can backfire and make us even lazier</p>
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		<title>By: TosaJen</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438261</link>
		<dc:creator>TosaJen</dc:creator>
		<pubDate>Thu, 06 May 2010 19:13:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438261</guid>
		<description>Interesting article, especially as it relates to the cost of keeping up with technology and the value of being conservative with one&#039;s finances.

I found the following NY Times article interesting: http://www.nytimes.com/2009/01/08/business/smallbusiness/08sbiz.html?pagewanted=2. Especially the following:

Professor Kraybill said ... that he knew of no business that had closed in the last six months. “I doubt if many will,” he said, because “the church usually comes in and takes over failing businesses before they fail.&quot;

Not so different from what the secular world has been doing with &quot;too big to fail&quot; companies, eh?</description>
		<content:encoded><![CDATA[<p>Interesting article, especially as it relates to the cost of keeping up with technology and the value of being conservative with one&#8217;s finances.</p>
<p>I found the following NY Times article interesting: <a href="http://www.nytimes.com/2009/01/08/business/smallbusiness/08sbiz.html?pagewanted=2" rel="nofollow">http://www.nytimes.com/2009/01/08/business/smallbusiness/08sbiz.html?pagewanted=2</a>. Especially the following:</p>
<p>Professor Kraybill said &#8230; that he knew of no business that had closed in the last six months. “I doubt if many will,” he said, because “the church usually comes in and takes over failing businesses before they fail.&#8221;</p>
<p>Not so different from what the secular world has been doing with &#8220;too big to fail&#8221; companies, eh?</p>
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		<title>By: Erik</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438201</link>
		<dc:creator>Erik</dc:creator>
		<pubDate>Thu, 06 May 2010 18:48:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438201</guid>
		<description>&lt;div class=&quot;greatcomment&quot;&gt;
Well, puppy mills.  I ought to chime in as well.  There’s much that could be said, but here’s just a few thoughts:

1.Like most people, I love dogs, and unethical breeders are a bad thing.
2.The vast majority of Amish are not dog breeders.  I’m also not certain where you are getting the information that this is the “most profitable business enterprise”.  I’m fairly certain that would be furniture. 
3.Amish I’ve spoken with condemn the unethical breeders who run operations where dogs suffer.  As you might imagine, conditions vary between breeders.
4.The majority of dog breeders in America are non-Amish.  Amish tend to be an easier target, however.  One reason is because they are a clustered, easily-identifiable group and tend to avoid media, court, and other outlets where they might defend themselves.
5.I also wonder, what exactly is a ‘puppy mill’.  Is it any pet breeder, or just one that houses dogs in horrible conditions, or...I think this is a valid question in order to know what we are talking about because I’ve seen some broad brush strokes on this issue before.  
6.Dogs as animals are afforded a higher place on the animal ‘totem pole’ in our society.  They are our companions and for some, best friends.  They also tend to evoke a very strong emotional reaction for this reason.  Amish tend to see an animal as an animal and a human as a human.  I’m not saying this is the ‘right’ way by many people’s standards to look at it, but there is an inherent cultural difference.
7.For that reason, it’s probably a good idea that many Amish breeders are getting out of the breeding business, even though they may be running completely legitimate operations.  Amish I’ve spoken with tend to agree.
8.Painting Amish as a group as evil based on some highly-publicized though deplorable cases, is maybe not the best approach.
&lt;/div&gt;</description>
		<content:encoded><![CDATA[<div class="greatcomment">
Well, puppy mills.  I ought to chime in as well.  There’s much that could be said, but here’s just a few thoughts:</p>
<p>1.Like most people, I love dogs, and unethical breeders are a bad thing.<br />
2.The vast majority of Amish are not dog breeders.  I’m also not certain where you are getting the information that this is the “most profitable business enterprise”.  I’m fairly certain that would be furniture.<br />
3.Amish I’ve spoken with condemn the unethical breeders who run operations where dogs suffer.  As you might imagine, conditions vary between breeders.<br />
4.The majority of dog breeders in America are non-Amish.  Amish tend to be an easier target, however.  One reason is because they are a clustered, easily-identifiable group and tend to avoid media, court, and other outlets where they might defend themselves.<br />
5.I also wonder, what exactly is a ‘puppy mill’.  Is it any pet breeder, or just one that houses dogs in horrible conditions, or&#8230;I think this is a valid question in order to know what we are talking about because I’ve seen some broad brush strokes on this issue before.<br />
6.Dogs as animals are afforded a higher place on the animal ‘totem pole’ in our society.  They are our companions and for some, best friends.  They also tend to evoke a very strong emotional reaction for this reason.  Amish tend to see an animal as an animal and a human as a human.  I’m not saying this is the ‘right’ way by many people’s standards to look at it, but there is an inherent cultural difference.<br />
7.For that reason, it’s probably a good idea that many Amish breeders are getting out of the breeding business, even though they may be running completely legitimate operations.  Amish I’ve spoken with tend to agree.<br />
8.Painting Amish as a group as evil based on some highly-publicized though deplorable cases, is maybe not the best approach.
</p></div>
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		<title>By: Lisa</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438181</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 06 May 2010 18:41:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438181</guid>
		<description>I haven&#039;t heard that the Amish were the worst with the puppy mills.  Could someone point me to reliable data on that?</description>
		<content:encoded><![CDATA[<p>I haven&#8217;t heard that the Amish were the worst with the puppy mills.  Could someone point me to reliable data on that?</p>
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		<title>By: J.D. Roth</title>
		<link>http://www.getrichslowly.org/blog/2010/05/06/three-things-the-amish-taught-me-about-money/comment-page-1/#comment-438161</link>
		<dc:creator>J.D. Roth</dc:creator>
		<pubDate>Thu, 06 May 2010 18:36:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24531#comment-438161</guid>
		<description>&lt;b&gt;@Babs (#31)&lt;/b&gt;
Do you think that Get Rich Slowly is saying that making money at any cost is okay? Do you think that Get Rich Slowly is condoning puppy mills? Do you think that praising the Amish for certain traits means that we have to praise them for &lt;i&gt;all&lt;/i&gt; traits? Do you think that I agree with everything every guest author writes? (Hint: I don&#039;t.)

I know I shouldn&#039;t respond, but your comment pushed my buttons. Life is complex. People and issues are complex. It&#039;s not as simple as Amish == Puppy Mills. Nothing is that simple.

If &lt;i&gt;you&lt;/i&gt; want to base your worldview on these sorts of black-and-white mono-issue judgments, then go ahead. But don&#039;t expect everyone else to, and don&#039;t expect this blog to. I believe the world is filled with nuance and subtlety. I&#039;m not a fan of puppy mills, but there&#039;s far far more to the Amish than that.</description>
		<content:encoded><![CDATA[<p><b>@Babs (#31)</b><br />
Do you think that Get Rich Slowly is saying that making money at any cost is okay? Do you think that Get Rich Slowly is condoning puppy mills? Do you think that praising the Amish for certain traits means that we have to praise them for <i>all</i> traits? Do you think that I agree with everything every guest author writes? (Hint: I don&#8217;t.)</p>
<p>I know I shouldn&#8217;t respond, but your comment pushed my buttons. Life is complex. People and issues are complex. It&#8217;s not as simple as Amish == Puppy Mills. Nothing is that simple.</p>
<p>If <i>you</i> want to base your worldview on these sorts of black-and-white mono-issue judgments, then go ahead. But don&#8217;t expect everyone else to, and don&#8217;t expect this blog to. I believe the world is filled with nuance and subtlety. I&#8217;m not a fan of puppy mills, but there&#8217;s far far more to the Amish than that.</p>
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