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	<title>Comments on: Busting the Myths: Why Coupons Are a Valuable Part of Your Financial Arsenal</title>
	<atom:link href="http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: kristen</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-1/#comment-2692262</link>
		<dc:creator>kristen</dc:creator>
		<pubDate>Fri, 11 May 2012 03:07:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-2692262</guid>
		<description>As a single person it may be harder for you to use the fine dining coupons but it is still possible to save money. My entertainment has &quot;sporting goods&quot; stores coupons so I automatically saved $15 off $75 pair of shoes.  With the take out/casual dining I can eat one for lunch and the other for dinner or get 50% off a meal...going out to dinner with friends, people always get excited about coupons!</description>
		<content:encoded><![CDATA[<p>As a single person it may be harder for you to use the fine dining coupons but it is still possible to save money. My entertainment has &#8220;sporting goods&#8221; stores coupons so I automatically saved $15 off $75 pair of shoes.  With the take out/casual dining I can eat one for lunch and the other for dinner or get 50% off a meal&#8230;going out to dinner with friends, people always get excited about coupons!</p>
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		<title>By: jennifer</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-1/#comment-2213612</link>
		<dc:creator>jennifer</dc:creator>
		<pubDate>Sun, 08 Jan 2012 09:23:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-2213612</guid>
		<description>The idea is that when there IS a sale on the toothpaste, as you mentioned, that you not only stock up but also use coupons.  I pay nothing for toothpaste, deodorant, body wash.  And, I can buy these items almost any time.</description>
		<content:encoded><![CDATA[<p>The idea is that when there IS a sale on the toothpaste, as you mentioned, that you not only stock up but also use coupons.  I pay nothing for toothpaste, deodorant, body wash.  And, I can buy these items almost any time.</p>
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		<title>By: Lynne's Frugal Experiment</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-486571</link>
		<dc:creator>Lynne's Frugal Experiment</dc:creator>
		<pubDate>Thu, 03 Jun 2010 02:44:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-486571</guid>
		<description>I too love The Grocery Game and find it well worth the investment, just saves me time and lays everything out in an easy to print out page for each store. I also love getting items for free or close to free each week.  I sometimes get the free toiletry and beauty items that I won&#039;t use and donate them to our local homeless shelter. My husband laughed at first but when he saw our grocery bill cut in half and sometimes less each week, he wasn&#039;t laughing anymore.  I find it a thrill now to save!</description>
		<content:encoded><![CDATA[<p>I too love The Grocery Game and find it well worth the investment, just saves me time and lays everything out in an easy to print out page for each store. I also love getting items for free or close to free each week.  I sometimes get the free toiletry and beauty items that I won&#8217;t use and donate them to our local homeless shelter. My husband laughed at first but when he saw our grocery bill cut in half and sometimes less each week, he wasn&#8217;t laughing anymore.  I find it a thrill now to save!</p>
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		<title>By: Edward - Entry Level Dilemma</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-469161</link>
		<dc:creator>Edward - Entry Level Dilemma</dc:creator>
		<pubDate>Mon, 24 May 2010 12:32:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-469161</guid>
		<description>There are useful groccery coupons for staples.  My wife was just given 5 coupons with no expiration date for 1 dozen Eggland&#039;s Best eggs by their vendor who delivers to her store.  That said, I&#039;ve never seen these coupons anywhere else and don&#039;t think they are available to the general public.</description>
		<content:encoded><![CDATA[<p>There are useful groccery coupons for staples.  My wife was just given 5 coupons with no expiration date for 1 dozen Eggland&#8217;s Best eggs by their vendor who delivers to her store.  That said, I&#8217;ve never seen these coupons anywhere else and don&#8217;t think they are available to the general public.</p>
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		<title>By: Spot A Deal</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-467651</link>
		<dc:creator>Spot A Deal</dc:creator>
		<pubDate>Sun, 23 May 2010 15:00:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-467651</guid>
		<description>I like using coupons on things like paper towels, toilet tissues, and cleaning products but as for food..i like to stick to my brand. I&#039;ve always believe those myths listed in this article but after reading this, it makes sense to make the effort in snipping coupons. It&#039;s easier though to take advantage of coupons online.</description>
		<content:encoded><![CDATA[<p>I like using coupons on things like paper towels, toilet tissues, and cleaning products but as for food..i like to stick to my brand. I&#8217;ve always believe those myths listed in this article but after reading this, it makes sense to make the effort in snipping coupons. It&#8217;s easier though to take advantage of coupons online.</p>
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		<title>By: moris</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-465981</link>
		<dc:creator>moris</dc:creator>
		<pubDate>Sat, 22 May 2010 08:59:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-465981</guid>
		<description>There aren&#039;t any coupons in the newspapers here, and I barely have the space to stock groceries and other items I need for a week.

Moreover, most of my groceries are food, and I&#039;ve yet to see coupons anywhere for fresh tomatoes and lettuce and apples, etc.

I guess it&#039;s a winning strategy if you want to live on 36 boxes of Kraft Dinner a week. But otherwise, nope. Doesn&#039;t work.</description>
		<content:encoded><![CDATA[<p>There aren&#8217;t any coupons in the newspapers here, and I barely have the space to stock groceries and other items I need for a week.</p>
<p>Moreover, most of my groceries are food, and I&#8217;ve yet to see coupons anywhere for fresh tomatoes and lettuce and apples, etc.</p>
<p>I guess it&#8217;s a winning strategy if you want to live on 36 boxes of Kraft Dinner a week. But otherwise, nope. Doesn&#8217;t work.</p>
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		<title>By: GroceryCouponsFree</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-465761</link>
		<dc:creator>GroceryCouponsFree</dc:creator>
		<pubDate>Sat, 22 May 2010 01:41:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-465761</guid>
		<description>Using free grocery coupons can save you a lot of money on food items. With in store sales and &quot;double coupons&quot; or &quot;triple coupons&quot; it is possible to trim 50 to 90 percent off your grocery bills! It does take work and organization, however.</description>
		<content:encoded><![CDATA[<p>Using free grocery coupons can save you a lot of money on food items. With in store sales and &#8220;double coupons&#8221; or &#8220;triple coupons&#8221; it is possible to trim 50 to 90 percent off your grocery bills! It does take work and organization, however.</p>
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		<title>By: Liz</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-465751</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Sat, 22 May 2010 01:09:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-465751</guid>
		<description>We&#039;ve been using The Grocery Game for just over a year now - and it has led to tremendous saving for shampoo, body wash, sopa, laundry detergent, cereal, canned tomatoes, etc. etc.  We&#039;re moving into summer and farmer&#039;s market season here, so my budget will easily expand so that we can have the freshest produce without stressing about our food budget.  Coupons do require some effort, but given that my average savings are 50% - I&#039;m there (especially with two pre-teens, one teen, and many many friends!).</description>
		<content:encoded><![CDATA[<p>We&#8217;ve been using The Grocery Game for just over a year now &#8211; and it has led to tremendous saving for shampoo, body wash, sopa, laundry detergent, cereal, canned tomatoes, etc. etc.  We&#8217;re moving into summer and farmer&#8217;s market season here, so my budget will easily expand so that we can have the freshest produce without stressing about our food budget.  Coupons do require some effort, but given that my average savings are 50% &#8211; I&#8217;m there (especially with two pre-teens, one teen, and many many friends!).</p>
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		<title>By: Marcia</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-464981</link>
		<dc:creator>Marcia</dc:creator>
		<pubDate>Fri, 21 May 2010 19:01:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-464981</guid>
		<description>I agree with the folks that say it&#039;s a balance between time and effort, and it depends on where you live and what you eat.

Also, it doesn&#039;t matter how much you SAVE, it&#039;s how much you SPEND.  If you save $8000 a year for a family of three, but are still spending $7000 a year, you are still spending more than me.

I used to use coupons, and I could save a bundle.  But then I changed my eating habits.  It got to the point that the only coupons I would use are for deodorant (once/year), toothpaste (once/year), shampoo (twice/year), salsa, and pasta.

We buy large bags of beans and rice and flour at Costco (yes, cheaper), and canned tomatoes in the #10 can.  Coupons don&#039;t come close.  Same with cheese.  Even stores with cheese on sale combined with a coupon doesn&#039;t match the &lt;$2/lb at Costco.

The bulk of our grocery purchases are fresh fruits and veggies: $20 a week from the CSA, and another $15 or $20 from the farmer&#039;s market or local produce stand.  I&#039;m not really even willing to buy the &quot;loss leaders&quot; at the grocery store for produce.

I like whole wheat pasta.  About every couple of months I could find the magical combination of sale + coupon that would get it to be cheaper than Trader Joe&#039;s.  That was a lot of work for not a lot of output.

I buy spices at the Mexican grocery store for 70 cents.  I buy free range eggs from the Farmer&#039;s Market or TRader Joe&#039;s if I can&#039;t get to the market.  There has never been a coupon for eggs in the paper that gets the price to below TJ&#039;s.  And that&#039;s for regular eggs.  Sandwich bread is cheapest on the day-old rack at the grocery store or Costco if it&#039;s empty.  Coupons haven&#039;t managed to touch those prices.

I buy 32 oz tubs of plain yogurt.  NO coupons.  Oats are $0.79/lb at Whole foods, and rarely do oats go on sale for cheaper anywhere else.  I found that when I went from regular eating + coupons to whole food eating with no coupons, my grocery bill stayed about the same, maybe went down a small amount.  And I&#039;ve been tracking my grocery spending for a decade.</description>
		<content:encoded><![CDATA[<p>I agree with the folks that say it&#8217;s a balance between time and effort, and it depends on where you live and what you eat.</p>
<p>Also, it doesn&#8217;t matter how much you SAVE, it&#8217;s how much you SPEND.  If you save $8000 a year for a family of three, but are still spending $7000 a year, you are still spending more than me.</p>
<p>I used to use coupons, and I could save a bundle.  But then I changed my eating habits.  It got to the point that the only coupons I would use are for deodorant (once/year), toothpaste (once/year), shampoo (twice/year), salsa, and pasta.</p>
<p>We buy large bags of beans and rice and flour at Costco (yes, cheaper), and canned tomatoes in the #10 can.  Coupons don&#8217;t come close.  Same with cheese.  Even stores with cheese on sale combined with a coupon doesn&#8217;t match the &lt;$2/lb at Costco.</p>
<p>The bulk of our grocery purchases are fresh fruits and veggies: $20 a week from the CSA, and another $15 or $20 from the farmer&#8217;s market or local produce stand.  I&#8217;m not really even willing to buy the &#8220;loss leaders&#8221; at the grocery store for produce.</p>
<p>I like whole wheat pasta.  About every couple of months I could find the magical combination of sale + coupon that would get it to be cheaper than Trader Joe&#8217;s.  That was a lot of work for not a lot of output.</p>
<p>I buy spices at the Mexican grocery store for 70 cents.  I buy free range eggs from the Farmer&#8217;s Market or TRader Joe&#8217;s if I can&#8217;t get to the market.  There has never been a coupon for eggs in the paper that gets the price to below TJ&#8217;s.  And that&#8217;s for regular eggs.  Sandwich bread is cheapest on the day-old rack at the grocery store or Costco if it&#8217;s empty.  Coupons haven&#8217;t managed to touch those prices.</p>
<p>I buy 32 oz tubs of plain yogurt.  NO coupons.  Oats are $0.79/lb at Whole foods, and rarely do oats go on sale for cheaper anywhere else.  I found that when I went from regular eating + coupons to whole food eating with no coupons, my grocery bill stayed about the same, maybe went down a small amount.  And I&#8217;ve been tracking my grocery spending for a decade.</p>
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		<title>By: Melissa</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-464961</link>
		<dc:creator>Melissa</dc:creator>
		<pubDate>Fri, 21 May 2010 18:57:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-464961</guid>
		<description>I&#039;m a coupon user and I can say that I haven&#039;t paid more than $2.49 for premium laundry detergent or $.49 for dish soap in months.  

Coupon clipping isn&#039;t just about the money off of a product, it&#039;s about finding sales, price matching stores and doubling days.  These might not make much difference for a family of 2 or 3 but 6 people use a lot of soap, shampoo, toothpaste, detergent, hairspray, sanitary items, medicine, razors, diapers (!), meat, oats, milk, rice, yogurt, frozen veggies, etc.  

I&#039;d say give it a try.  You can only save money.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a coupon user and I can say that I haven&#8217;t paid more than $2.49 for premium laundry detergent or $.49 for dish soap in months.  </p>
<p>Coupon clipping isn&#8217;t just about the money off of a product, it&#8217;s about finding sales, price matching stores and doubling days.  These might not make much difference for a family of 2 or 3 but 6 people use a lot of soap, shampoo, toothpaste, detergent, hairspray, sanitary items, medicine, razors, diapers (!), meat, oats, milk, rice, yogurt, frozen veggies, etc.  </p>
<p>I&#8217;d say give it a try.  You can only save money.</p>
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		<title>By: Karen</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-3/#comment-463261</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Thu, 20 May 2010 21:33:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-463261</guid>
		<description>Last week I walked into Safeway with $6 and some Kellogg&#039;s cereal coupons, collected from a mix of newspapers and printed online. I walked out with:

-12 boxes of cereal (6 for home and 6 for donation to the local food bank)

-all my fresh fruits and vegetables for the week

....and $6.

A &quot;Buy 4 get $4&quot; store promotion combined with manufacturer&#039;s coupons, combined with manufacturer&#039;s sponsored catalina deal profited me $3 which I used for my fresh fruits and veggies, but it could just as easily have been eggs, milk, beans, rice etc. 

This is just one example of what many of us do on a regular basis.</description>
		<content:encoded><![CDATA[<p>Last week I walked into Safeway with $6 and some Kellogg&#8217;s cereal coupons, collected from a mix of newspapers and printed online. I walked out with:</p>
<p>-12 boxes of cereal (6 for home and 6 for donation to the local food bank)</p>
<p>-all my fresh fruits and vegetables for the week</p>
<p>&#8230;.and $6.</p>
<p>A &#8220;Buy 4 get $4&#8243; store promotion combined with manufacturer&#8217;s coupons, combined with manufacturer&#8217;s sponsored catalina deal profited me $3 which I used for my fresh fruits and veggies, but it could just as easily have been eggs, milk, beans, rice etc. </p>
<p>This is just one example of what many of us do on a regular basis.</p>
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		<title>By: Nicole</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-462841</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Thu, 20 May 2010 17:25:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-462841</guid>
		<description>@98  I went through all 65 pages.  That&#039;s a lot of things I don&#039;t buy to get a coupon for waaay more dove bar soap (I usually only buy 2-4 packs) and colgate toothpaste than I will ever need.

My time is worth at minimum $20/hr.  I donate money to foodbanks.

I did go through the coupons that came in the mail this week, just like I did the first few months we lived here.  Still nothing.</description>
		<content:encoded><![CDATA[<p>@98  I went through all 65 pages.  That&#8217;s a lot of things I don&#8217;t buy to get a coupon for waaay more dove bar soap (I usually only buy 2-4 packs) and colgate toothpaste than I will ever need.</p>
<p>My time is worth at minimum $20/hr.  I donate money to foodbanks.</p>
<p>I did go through the coupons that came in the mail this week, just like I did the first few months we lived here.  Still nothing.</p>
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		<title>By: Carol</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-462651</link>
		<dc:creator>Carol</dc:creator>
		<pubDate>Thu, 20 May 2010 15:48:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-462651</guid>
		<description>I use coupons where the product is something I will buy anyway. It&#039;s usually personal care products - shampoo, hair colour, deodorant. However, some of the stores here in Canada will match the sale prices of any other store. I once saw a woman ahead of me come in with a handful each of store flyers and coupons. She got the sale price of every item on her list, regardless of the store that offered the price, and she used coupons. Twenty-five cents for toothpaste - not too shabby, especially when the listed limit was six, and she had five coupons the dentist had just supplied her. On and on she went, for nearly fifteen minutes, while my jaw hung in awe. She ended up with a cart full of items for far less money than I would have believed. I now clip more judiciously, and scan *all* the flyers, even those of places where I&#039;d never shop. I ask neighbours for their coupon inserts, and in most cases, they look at me funny, but hand them over. I can deal with funny looks if my disability pension goes further.</description>
		<content:encoded><![CDATA[<p>I use coupons where the product is something I will buy anyway. It&#8217;s usually personal care products &#8211; shampoo, hair colour, deodorant. However, some of the stores here in Canada will match the sale prices of any other store. I once saw a woman ahead of me come in with a handful each of store flyers and coupons. She got the sale price of every item on her list, regardless of the store that offered the price, and she used coupons. Twenty-five cents for toothpaste &#8211; not too shabby, especially when the listed limit was six, and she had five coupons the dentist had just supplied her. On and on she went, for nearly fifteen minutes, while my jaw hung in awe. She ended up with a cart full of items for far less money than I would have believed. I now clip more judiciously, and scan *all* the flyers, even those of places where I&#8217;d never shop. I ask neighbours for their coupon inserts, and in most cases, they look at me funny, but hand them over. I can deal with funny looks if my disability pension goes further.</p>
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		<title>By: sora</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-462391</link>
		<dc:creator>sora</dc:creator>
		<pubDate>Thu, 20 May 2010 13:51:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-462391</guid>
		<description>@#95 - this is truly commendable - it really is; however it does not change my opinion about coupining for myself which is what we are discussing here (a tool in your financial aresenal is the heading of the article) - I got thru page #25 &amp; there was not a single item in the pics that would be on my weekly list; a couple of items on my monthly to 3-monthly list. (tampons, blades, toothpaste).  Not worth the effort...</description>
		<content:encoded><![CDATA[<p>@#95 &#8211; this is truly commendable &#8211; it really is; however it does not change my opinion about coupining for myself which is what we are discussing here (a tool in your financial aresenal is the heading of the article) &#8211; I got thru page #25 &amp; there was not a single item in the pics that would be on my weekly list; a couple of items on my monthly to 3-monthly list. (tampons, blades, toothpaste).  Not worth the effort&#8230;</p>
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		<title>By: Monroe on a Budget</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-462171</link>
		<dc:creator>Monroe on a Budget</dc:creator>
		<pubDate>Thu, 20 May 2010 12:18:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-462171</guid>
		<description>Coupons are not my only trick however, I have to blast the &quot;just for junk food&quot; myths.

I have seen - and used - coupons in the past year for milk, flour, sugar, canned fruit, canned veggies, frozen veggies, spices.

Those are all (ahem) healthy foods, appropriate for those who cook for scratch.</description>
		<content:encoded><![CDATA[<p>Coupons are not my only trick however, I have to blast the &#8220;just for junk food&#8221; myths.</p>
<p>I have seen &#8211; and used &#8211; coupons in the past year for milk, flour, sugar, canned fruit, canned veggies, frozen veggies, spices.</p>
<p>Those are all (ahem) healthy foods, appropriate for those who cook for scratch.</p>
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		<title>By: Chris at yardsalequeen.com</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-461521</link>
		<dc:creator>Chris at yardsalequeen.com</dc:creator>
		<pubDate>Wed, 19 May 2010 22:09:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-461521</guid>
		<description>a free alternative to the Grocery Game (which is not free) is the website A Full Cup http://www.afullcup.com 

the message boards will tell you what is going on sale next week and which coupons to match up and people really get into creating different couponing &quot;scenarios&quot; to use each week to maximize the savings.</description>
		<content:encoded><![CDATA[<p>a free alternative to the Grocery Game (which is not free) is the website A Full Cup <a href="http://www.afullcup.com" rel="nofollow">http://www.afullcup.com</a> </p>
<p>the message boards will tell you what is going on sale next week and which coupons to match up and people really get into creating different couponing &#8220;scenarios&#8221; to use each week to maximize the savings.</p>
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		<title>By: gwen</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-461331</link>
		<dc:creator>gwen</dc:creator>
		<pubDate>Wed, 19 May 2010 20:05:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-461331</guid>
		<description>For people that still don&#039;t think coupons are worth time or effort of your oh so busy lifes.

 Take a look at a small part that &quot;Couponing for Community&quot; was able to donate to different shelters, food pantries, stamp out hunger and others. And don&#039;t tell me that at least one item is used by your families in a weekly menu basis.

http://secure.smilebox.com/ecom/openTheBox?sendevent=4d5459334d4441304d7a6b3d0d0a&amp;blogview=true&amp;campaign=blog_playback_link</description>
		<content:encoded><![CDATA[<p>For people that still don&#8217;t think coupons are worth time or effort of your oh so busy lifes.</p>
<p> Take a look at a small part that &#8220;Couponing for Community&#8221; was able to donate to different shelters, food pantries, stamp out hunger and others. And don&#8217;t tell me that at least one item is used by your families in a weekly menu basis.</p>
<p><a href="http://secure.smilebox.com/ecom/openTheBox?sendevent=4d5459334d4441304d7a6b3d0d0a&amp;blogview=true&amp;campaign=blog_playback_link" rel="nofollow">http://secure.smilebox.com/ecom/openTheBox?sendevent=4d5459334d4441304d7a6b3d0d0a&amp;blogview=true&amp;campaign=blog_playback_link</a></p>
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		<title>By: CouponDad</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-461031</link>
		<dc:creator>CouponDad</dc:creator>
		<pubDate>Wed, 19 May 2010 16:36:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-461031</guid>
		<description>Nancy:
The 25K income issue maybe skewed somewhat but I think it is valid fact based on a number of reasons. You have to look at the demographics. The largest population centers are still in the cities. Usually there are large low income population clusters that would fit under this 25k level. While there are lots of people in this earning bracket in rural areas, they tend to be spread out more. Some of the things that might impede people in this earning bracket from using coupons most effectively:
-Computer ownership
-High Speed Internet Access
-Vehicle or lack of quality transportation 
-Lack of Quality stores in their area. (research has shown that in these population clusters, there are less national retailers and more corner stores with higher prices thus no competition as well)
-Money to maximize purchases
-Age range (potentially more students in this income bracket)
-Overall financial planning literacy (How to plan, maximize, and otherwise effectively utilize the best financial tools available)
-What am I missing?</description>
		<content:encoded><![CDATA[<p>Nancy:<br />
The 25K income issue maybe skewed somewhat but I think it is valid fact based on a number of reasons. You have to look at the demographics. The largest population centers are still in the cities. Usually there are large low income population clusters that would fit under this 25k level. While there are lots of people in this earning bracket in rural areas, they tend to be spread out more. Some of the things that might impede people in this earning bracket from using coupons most effectively:<br />
-Computer ownership<br />
-High Speed Internet Access<br />
-Vehicle or lack of quality transportation<br />
-Lack of Quality stores in their area. (research has shown that in these population clusters, there are less national retailers and more corner stores with higher prices thus no competition as well)<br />
-Money to maximize purchases<br />
-Age range (potentially more students in this income bracket)<br />
-Overall financial planning literacy (How to plan, maximize, and otherwise effectively utilize the best financial tools available)<br />
-What am I missing?</p>
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		<title>By: Bill</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-460571</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Wed, 19 May 2010 12:40:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-460571</guid>
		<description>My wife and I eat more fresh fruits and veggies that processed foods.  So not only is our food bill higher than most, coupons don&#039;t work for us.

But when we do use coupons, I regularly take the savings and put it in our Entertainment Envelope.  It&#039;s not much ... but it helps.

Bill</description>
		<content:encoded><![CDATA[<p>My wife and I eat more fresh fruits and veggies that processed foods.  So not only is our food bill higher than most, coupons don&#8217;t work for us.</p>
<p>But when we do use coupons, I regularly take the savings and put it in our Entertainment Envelope.  It&#8217;s not much &#8230; but it helps.</p>
<p>Bill</p>
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		<title>By: Nancy</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459981</link>
		<dc:creator>Nancy</dc:creator>
		<pubDate>Wed, 19 May 2010 05:03:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459981</guid>
		<description>I do a lot of couponing, too, and appreciate all of the matchups that people do for Target, Rite Aid, CVS, Walgreens, etc.  However, I do have a comment on the above &quot;fact: Consumers in the under-$25,000-per-year income bracket are the least likely to use coupons.&quot;  I think this &quot;fact&quot; is skewed.  Perhaps the under-$25k-income-bracket doesn&#039;t have access to a computer to read online blogs and print coupons.  They may not even be able to afford purchasing the Sunday-only papers.  Just my opinion.</description>
		<content:encoded><![CDATA[<p>I do a lot of couponing, too, and appreciate all of the matchups that people do for Target, Rite Aid, CVS, Walgreens, etc.  However, I do have a comment on the above &#8220;fact: Consumers in the under-$25,000-per-year income bracket are the least likely to use coupons.&#8221;  I think this &#8220;fact&#8221; is skewed.  Perhaps the under-$25k-income-bracket doesn&#8217;t have access to a computer to read online blogs and print coupons.  They may not even be able to afford purchasing the Sunday-only papers.  Just my opinion.</p>
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		<title>By: Jenzer</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459681</link>
		<dc:creator>Jenzer</dc:creator>
		<pubDate>Wed, 19 May 2010 01:46:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459681</guid>
		<description>Kimberly (#76) wrote: &quot;My sister routinely gets over $200 worth of groceries for less than $50. She saves about $8,000 a year on groceries. I didn’t believe her until I went shopping with her once and saw how easy it was.&quot;

I&#039;d be very curious to see one of your sister&#039;s grocery lists for such a money-saving expedition. Like others who&#039;ve already posted, I haven&#039;t found coupons to be very useful to me, so I&#039;m interested in comparing a coupon-saver&#039;s haul to one of my own from the grocery store.</description>
		<content:encoded><![CDATA[<p>Kimberly (#76) wrote: &#8220;My sister routinely gets over $200 worth of groceries for less than $50. She saves about $8,000 a year on groceries. I didn’t believe her until I went shopping with her once and saw how easy it was.&#8221;</p>
<p>I&#8217;d be very curious to see one of your sister&#8217;s grocery lists for such a money-saving expedition. Like others who&#8217;ve already posted, I haven&#8217;t found coupons to be very useful to me, so I&#8217;m interested in comparing a coupon-saver&#8217;s haul to one of my own from the grocery store.</p>
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		<title>By: Paula  Tokar</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459401</link>
		<dc:creator>Paula  Tokar</dc:creator>
		<pubDate>Tue, 18 May 2010 21:42:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459401</guid>
		<description>Ah, this brings me back to the times of constantly clipping coupons. I was an avid grocery game participant and I must say that I do miss it. The thrill of paying $40 for a huge lot of groceries was amazing! It was a little bit of an effort, but worth it.</description>
		<content:encoded><![CDATA[<p>Ah, this brings me back to the times of constantly clipping coupons. I was an avid grocery game participant and I must say that I do miss it. The thrill of paying $40 for a huge lot of groceries was amazing! It was a little bit of an effort, but worth it.</p>
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		<title>By: Samantha</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459381</link>
		<dc:creator>Samantha</dc:creator>
		<pubDate>Tue, 18 May 2010 21:12:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459381</guid>
		<description>#9 genie and #10 shay: where do you send these coupons out to? Sounds like a great way to help out our soldiers and military families, and I&#039;d be happy to do it if I had somewhere to send them.</description>
		<content:encoded><![CDATA[<p>#9 genie and #10 shay: where do you send these coupons out to? Sounds like a great way to help out our soldiers and military families, and I&#8217;d be happy to do it if I had somewhere to send them.</p>
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		<title>By: Rae</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459371</link>
		<dc:creator>Rae</dc:creator>
		<pubDate>Tue, 18 May 2010 20:41:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459371</guid>
		<description>I have couponed for literally all of my life - I remember cutting them out with my mom when I was little (I&#039;m 40 now).  The trick is only cutting out the ones for stuff you use, or stuff you actually want to try.  Every week I write a shopping list, then compare it to my store circulars.  Whichever store has the sale that best fits my needs gets my business.  Then I go thorough and pull out my matching coupons.  It only takes 30 - 40 minutes a week, and I do it while watching the TV shows I&#039;ve DVR&#039;d, so no time lost.  I regularly save 40% - 50% per week off of shelf prices, no matter where I go.  And yes, I do buy store brand when it&#039;s cheaper.</description>
		<content:encoded><![CDATA[<p>I have couponed for literally all of my life &#8211; I remember cutting them out with my mom when I was little (I&#8217;m 40 now).  The trick is only cutting out the ones for stuff you use, or stuff you actually want to try.  Every week I write a shopping list, then compare it to my store circulars.  Whichever store has the sale that best fits my needs gets my business.  Then I go thorough and pull out my matching coupons.  It only takes 30 &#8211; 40 minutes a week, and I do it while watching the TV shows I&#8217;ve DVR&#8217;d, so no time lost.  I regularly save 40% &#8211; 50% per week off of shelf prices, no matter where I go.  And yes, I do buy store brand when it&#8217;s cheaper.</p>
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		<title>By: Pat</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459181</link>
		<dc:creator>Pat</dc:creator>
		<pubDate>Tue, 18 May 2010 16:57:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459181</guid>
		<description>I don&#039;t know about you, but when I&#039;m walking and I spot a quarter or even a dime on the street - I always pick it up and pocket it. I get a little thrill when I find money - even pennies. First, I take it as a good luck/symbol of abundance and second, it&#039;s free money - the same as coupons. And I&#039;m never too busy to pick up (or clip) free money.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know about you, but when I&#8217;m walking and I spot a quarter or even a dime on the street &#8211; I always pick it up and pocket it. I get a little thrill when I find money &#8211; even pennies. First, I take it as a good luck/symbol of abundance and second, it&#8217;s free money &#8211; the same as coupons. And I&#8217;m never too busy to pick up (or clip) free money.</p>
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		<title>By: Brent</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459141</link>
		<dc:creator>Brent</dc:creator>
		<pubDate>Tue, 18 May 2010 16:43:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459141</guid>
		<description>Every now and again I&#039;m tempted to coupon, but then I realize how i shop. I&#039;m already buying the deals. Fruits, Vegetables, bulk rice, potatoes, pastas, bread and meats. I cook from raw ingredients most times. Sometimes i do use coupons. Soap, Toothpaste, shampoo, ziploc bags, kleenex. But now that I have stocked up on 2 years worth of the above I&#039;m kinda done with hunting through the adds to save $5 a month.</description>
		<content:encoded><![CDATA[<p>Every now and again I&#8217;m tempted to coupon, but then I realize how i shop. I&#8217;m already buying the deals. Fruits, Vegetables, bulk rice, potatoes, pastas, bread and meats. I cook from raw ingredients most times. Sometimes i do use coupons. Soap, Toothpaste, shampoo, ziploc bags, kleenex. But now that I have stocked up on 2 years worth of the above I&#8217;m kinda done with hunting through the adds to save $5 a month.</p>
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		<title>By: Steve</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459101</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Tue, 18 May 2010 16:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459101</guid>
		<description>Does the Pareto Principle apply here? Is there a way you can get 80% of the savings with only 20% of the effort? 20% of one hour is 12 minutes. I would be willing to spend 12 minutes a week saving 40% off my groceries, even though I wouldn&#039;t be willing to spend an hour saving 50%.

Or, is buying around the edges and buying the store brand, basically that 20%? That&#039;s what I do now.</description>
		<content:encoded><![CDATA[<p>Does the Pareto Principle apply here? Is there a way you can get 80% of the savings with only 20% of the effort? 20% of one hour is 12 minutes. I would be willing to spend 12 minutes a week saving 40% off my groceries, even though I wouldn&#8217;t be willing to spend an hour saving 50%.</p>
<p>Or, is buying around the edges and buying the store brand, basically that 20%? That&#8217;s what I do now.</p>
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		<title>By: DDFD</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-459001</link>
		<dc:creator>DDFD</dc:creator>
		<pubDate>Tue, 18 May 2010 16:14:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-459001</guid>
		<description>Using coupons screams that you are highly intelligent about spending your money!  The best situation is when you get something on in-store sale with a coupon-- Double savings!  I love that!</description>
		<content:encoded><![CDATA[<p>Using coupons screams that you are highly intelligent about spending your money!  The best situation is when you get something on in-store sale with a coupon&#8211; Double savings!  I love that!</p>
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		<title>By: MaryEllen @ The Deal Scoop</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-458931</link>
		<dc:creator>MaryEllen @ The Deal Scoop</dc:creator>
		<pubDate>Tue, 18 May 2010 15:49:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-458931</guid>
		<description>Well said, Tara!  Couponing IS worth the time, especially when there are so many bloggers who have done all the work.  Just check their lists for the freebies and cheapies, stockpile those, then buy only the essentials beyond that.  Our family of four easily spends $150 per month or less on groceries with this method.</description>
		<content:encoded><![CDATA[<p>Well said, Tara!  Couponing IS worth the time, especially when there are so many bloggers who have done all the work.  Just check their lists for the freebies and cheapies, stockpile those, then buy only the essentials beyond that.  Our family of four easily spends $150 per month or less on groceries with this method.</p>
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		<title>By: Gretchen</title>
		<link>http://www.getrichslowly.org/blog/2010/05/17/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/comment-page-2/#comment-458911</link>
		<dc:creator>Gretchen</dc:creator>
		<pubDate>Tue, 18 May 2010 15:41:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=24551#comment-458911</guid>
		<description>When I worked at Home Depot about 2000-2005, we actually did take coupons. 

The only one people ever brought in was for water softening salt. 


I use thecouponclippers dot com to buy coupons sometimes, but only on a very few items (the farmer&#039;s market and dairy gets most of my shopping dollars). 
The flaw in that site is that I&#039;ll buy the coupon then can&#039;t find the product.  The coupons are only a few cents a piece so I do come out ahead in the end, but It&#039;s not really worth it to me.</description>
		<content:encoded><![CDATA[<p>When I worked at Home Depot about 2000-2005, we actually did take coupons. </p>
<p>The only one people ever brought in was for water softening salt. </p>
<p>I use thecouponclippers dot com to buy coupons sometimes, but only on a very few items (the farmer&#8217;s market and dairy gets most of my shopping dollars).<br />
The flaw in that site is that I&#8217;ll buy the coupon then can&#8217;t find the product.  The coupons are only a few cents a piece so I do come out ahead in the end, but It&#8217;s not really worth it to me.</p>
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