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	<title>Comments on: Social Capital: More Valuable Than Money?</title>
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	<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/</link>
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		<title>By: Mike Martel</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-523311</link>
		<dc:creator>Mike Martel</dc:creator>
		<pubDate>Sun, 20 Jun 2010 14:43:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-523311</guid>
		<description>To the degree that you circulate positive energy is to the degree and measure that you will invite wealth to you.

The idea of social capital falls into the same theory of social reciprocity. Responding to a positive action with another positive action, and responding to a negative action with another negative one. It is basically a bank where you put a deposit or take one out.

There is nothing wrong with this. People respond to postive actions towards them and when you need it, you have people to draw from to help you in times or need or opportunity...</description>
		<content:encoded><![CDATA[<p>To the degree that you circulate positive energy is to the degree and measure that you will invite wealth to you.</p>
<p>The idea of social capital falls into the same theory of social reciprocity. Responding to a positive action with another positive action, and responding to a negative action with another negative one. It is basically a bank where you put a deposit or take one out.</p>
<p>There is nothing wrong with this. People respond to postive actions towards them and when you need it, you have people to draw from to help you in times or need or opportunity&#8230;</p>
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		<title>By: Jen M.</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-482221</link>
		<dc:creator>Jen M.</dc:creator>
		<pubDate>Tue, 01 Jun 2010 17:33:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-482221</guid>
		<description>This is a gorgeous post.  So very gorgeous!  Thank you for sharing your thoughts!

I am of two (or more) minds about this.  On the one hand, I&#039;m somewhat like Luke and other introverts.  I had a very painful childhood, not because of my family, but because of how I was treated by people outside of my family.  I was bullied all through junior high school.  Severely.  I grew into a depressed teen and, though less so, a depressed adult.  I struggle with depression every day.  I have also been hurt as an adult.  It is hard to reach out, and also too much contact with other people wears me out.  I totally get the urge not to reach out, too cocoon.  My boyfriend, though for different reasons, is the same way. We both simply prefer to minimize our interactions with people outside of our own inner circle (us, some family members, few enough friends to count on one hand.)

That said, I actually do a lot to invest in my own social capital.  We both regularly donate food to our local food shelter.  We have both helped out various neighbors with different things here and there.  I regularly help my parents and his family out with things.  I even sometimes smile and make small talk with a random person.  I&#039;m involved with animal rescue, and I regularly speak up when someone asks for advice or needs comforting.

None of these things are easy for me, and some don&#039;t feel good (so I only do them once and never again,) but I have always recognized that our world will only get better if we are kind to one another.  Americans, in general, are not kind people (I&#039;m an American, so I can say that.)  I find a lot of people shallow and self-centered.  I don&#039;t want to be like that.  It takes a great deal of effort for me to reach out, but I do.

If nothing else is said of me when I die, I&#039;d like for people to be able to say, &quot;Yes.  I remember her.  She was a very kind person.&quot;

My last comment is to say that I also agree with the folks who say to be careful in whom you invest.  There are plenty of psychic vampires and &quot;just plain takers&quot; out there.  It is healthy to become aware of these folks and to protect our own health and resources.  It&#039;s not something you know right away.  You learn after a few interactions with these folks who they are.

One of your best posts ever, JD!</description>
		<content:encoded><![CDATA[<p>This is a gorgeous post.  So very gorgeous!  Thank you for sharing your thoughts!</p>
<p>I am of two (or more) minds about this.  On the one hand, I&#8217;m somewhat like Luke and other introverts.  I had a very painful childhood, not because of my family, but because of how I was treated by people outside of my family.  I was bullied all through junior high school.  Severely.  I grew into a depressed teen and, though less so, a depressed adult.  I struggle with depression every day.  I have also been hurt as an adult.  It is hard to reach out, and also too much contact with other people wears me out.  I totally get the urge not to reach out, too cocoon.  My boyfriend, though for different reasons, is the same way. We both simply prefer to minimize our interactions with people outside of our own inner circle (us, some family members, few enough friends to count on one hand.)</p>
<p>That said, I actually do a lot to invest in my own social capital.  We both regularly donate food to our local food shelter.  We have both helped out various neighbors with different things here and there.  I regularly help my parents and his family out with things.  I even sometimes smile and make small talk with a random person.  I&#8217;m involved with animal rescue, and I regularly speak up when someone asks for advice or needs comforting.</p>
<p>None of these things are easy for me, and some don&#8217;t feel good (so I only do them once and never again,) but I have always recognized that our world will only get better if we are kind to one another.  Americans, in general, are not kind people (I&#8217;m an American, so I can say that.)  I find a lot of people shallow and self-centered.  I don&#8217;t want to be like that.  It takes a great deal of effort for me to reach out, but I do.</p>
<p>If nothing else is said of me when I die, I&#8217;d like for people to be able to say, &#8220;Yes.  I remember her.  She was a very kind person.&#8221;</p>
<p>My last comment is to say that I also agree with the folks who say to be careful in whom you invest.  There are plenty of psychic vampires and &#8220;just plain takers&#8221; out there.  It is healthy to become aware of these folks and to protect our own health and resources.  It&#8217;s not something you know right away.  You learn after a few interactions with these folks who they are.</p>
<p>One of your best posts ever, JD!</p>
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		<title>By: Jenn</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-479941</link>
		<dc:creator>Jenn</dc:creator>
		<pubDate>Mon, 31 May 2010 12:06:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-479941</guid>
		<description>I just finished a book called In the Neighborhood where, in the wake of a neighborhood murder-suicide, the author decides to get to know his neighbors by asking to sleep over at their houses.  Interesting read, full of personal stories with touches of research about social capital.</description>
		<content:encoded><![CDATA[<p>I just finished a book called In the Neighborhood where, in the wake of a neighborhood murder-suicide, the author decides to get to know his neighbors by asking to sleep over at their houses.  Interesting read, full of personal stories with touches of research about social capital.</p>
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		<title>By: Real Me at 42</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-479461</link>
		<dc:creator>Real Me at 42</dc:creator>
		<pubDate>Sun, 30 May 2010 20:50:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-479461</guid>
		<description>I&#039;ve been thinking about Social Capital a lot recently because I&#039;ve been doing a bunch of volunteer work since I was laid off from my work in March.

I responded to this article in my blog.
http://realme42.blogspot.com/2010/05/social-capital-with-little-help-from-my.html</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been thinking about Social Capital a lot recently because I&#8217;ve been doing a bunch of volunteer work since I was laid off from my work in March.</p>
<p>I responded to this article in my blog.<br />
<a href="http://realme42.blogspot.com/2010/05/social-capital-with-little-help-from-my.html" rel="nofollow">http://realme42.blogspot.com/2010/05/social-capital-with-little-help-from-my.html</a></p>
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		<title>By: Squirrelers</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-479301</link>
		<dc:creator>Squirrelers</dc:creator>
		<pubDate>Sun, 30 May 2010 18:11:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-479301</guid>
		<description>When it comes to &quot;social capital&quot;, I think a good way to approach the whole thing is to help others and be generous without expecting anything back.

Sure, you probably WILL get something back, and the power of compounding may apply here too. Intersting concept.

That said, giving and helping without direct strings attached is a great thing. Not that we all have the ability to do so every minute of the day, as we have our own responsibilities, but it&#039;s good to help when you can.</description>
		<content:encoded><![CDATA[<p>When it comes to &#8220;social capital&#8221;, I think a good way to approach the whole thing is to help others and be generous without expecting anything back.</p>
<p>Sure, you probably WILL get something back, and the power of compounding may apply here too. Intersting concept.</p>
<p>That said, giving and helping without direct strings attached is a great thing. Not that we all have the ability to do so every minute of the day, as we have our own responsibilities, but it&#8217;s good to help when you can.</p>
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		<title>By: Luke</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-477941</link>
		<dc:creator>Luke</dc:creator>
		<pubDate>Sat, 29 May 2010 16:17:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-477941</guid>
		<description>Just wanted to say thanks to all the folk who took the time to offer suggestions. 

You&#039;re all collectively right - I&#039;m aware that I&#039;ll need to take the first step and &#039;put myself out there&#039; a bit more, change my routine and at least give myself the chance to meet new folk!

Comments were much appreciated - there you go - some more social capital for you (even if I&#039;m too far away to mow your lawn!)</description>
		<content:encoded><![CDATA[<p>Just wanted to say thanks to all the folk who took the time to offer suggestions. </p>
<p>You&#8217;re all collectively right &#8211; I&#8217;m aware that I&#8217;ll need to take the first step and &#8216;put myself out there&#8217; a bit more, change my routine and at least give myself the chance to meet new folk!</p>
<p>Comments were much appreciated &#8211; there you go &#8211; some more social capital for you (even if I&#8217;m too far away to mow your lawn!)</p>
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		<title>By: Victoria</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-477061</link>
		<dc:creator>Victoria</dc:creator>
		<pubDate>Fri, 28 May 2010 20:53:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-477061</guid>
		<description>@Erika #42
In my life, I have discovered that some extremely generous and helpful people take so much pride (within them) in their generosity that when they need help they fail to ask for it or reject offers from others just because they imagine that after all, they are supposed to be the helpers, givers etc. Trust me, I used to be one of them and I see it in two close family members. Quite intriguing.</description>
		<content:encoded><![CDATA[<p>@Erika #42<br />
In my life, I have discovered that some extremely generous and helpful people take so much pride (within them) in their generosity that when they need help they fail to ask for it or reject offers from others just because they imagine that after all, they are supposed to be the helpers, givers etc. Trust me, I used to be one of them and I see it in two close family members. Quite intriguing.</p>
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		<title>By: mick</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-476881</link>
		<dc:creator>mick</dc:creator>
		<pubDate>Fri, 28 May 2010 16:53:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-476881</guid>
		<description>re Bannan @ 25

&quot; But… You can’t enter social capital into a spreadsheet...&quot;

Sure you can, or at least track some of it (just to gauge affect, not to &quot;keep track&quot;) with an astrick * in regularly used columns like gardening (JD&#039;s garden experiment) or bartering items on want list i.e.:

Grocery:  (-@6.99 for 2lbs organic green beans from Mrs. Cobb in exchange for hour emergency kid watching)

Wants completed:  10-speed bike* (stopped to chat with Mike while he was cleaning garage)

etc. etc. etc.</description>
		<content:encoded><![CDATA[<p>re Bannan @ 25</p>
<p>&#8221; But… You can’t enter social capital into a spreadsheet&#8230;&#8221;</p>
<p>Sure you can, or at least track some of it (just to gauge affect, not to &#8220;keep track&#8221;) with an astrick * in regularly used columns like gardening (JD&#8217;s garden experiment) or bartering items on want list i.e.:</p>
<p>Grocery:  (-@6.99 for 2lbs organic green beans from Mrs. Cobb in exchange for hour emergency kid watching)</p>
<p>Wants completed:  10-speed bike* (stopped to chat with Mike while he was cleaning garage)</p>
<p>etc. etc. etc.</p>
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		<title>By: Sarah L</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-476761</link>
		<dc:creator>Sarah L</dc:creator>
		<pubDate>Fri, 28 May 2010 15:34:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-476761</guid>
		<description>This was a great article. I actualyl sent it on to someone in China, who I&#039;ve known for a little while. He recently wrote in his personal blog about the attacks on the Chinese school children, and blamed in part, a lack of community, and how everyone needed to make a greater effort in that area, to band together. 

I know for myself, I&#039;ve gotten where I don&#039;t interact with people much, I guess I get too nervous about crime, or being taken advtage of, or, just not having time, but I need to remember, doesn&#039;t take but a minute to say hello, or to do something nice for someone, and make your day, as well as their better. The ripple effect they call it. 

Great article!! Though I never mind the ones about STUFF, I like those a lot since I&#039;m trying to get rid of mine!</description>
		<content:encoded><![CDATA[<p>This was a great article. I actualyl sent it on to someone in China, who I&#8217;ve known for a little while. He recently wrote in his personal blog about the attacks on the Chinese school children, and blamed in part, a lack of community, and how everyone needed to make a greater effort in that area, to band together. </p>
<p>I know for myself, I&#8217;ve gotten where I don&#8217;t interact with people much, I guess I get too nervous about crime, or being taken advtage of, or, just not having time, but I need to remember, doesn&#8217;t take but a minute to say hello, or to do something nice for someone, and make your day, as well as their better. The ripple effect they call it. </p>
<p>Great article!! Though I never mind the ones about STUFF, I like those a lot since I&#8217;m trying to get rid of mine!</p>
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		<title>By: Val</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-476531</link>
		<dc:creator>Val</dc:creator>
		<pubDate>Fri, 28 May 2010 13:52:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-476531</guid>
		<description>&quot;Social capital&quot; is great idea ! I think the society with people rich on &quot;social capital&quot; could be named socialism. There was an good example in the history of such society: USSR... No bad society, but ...</description>
		<content:encoded><![CDATA[<p>&#8220;Social capital&#8221; is great idea ! I think the society with people rich on &#8220;social capital&#8221; could be named socialism. There was an good example in the history of such society: USSR&#8230; No bad society, but &#8230;</p>
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		<title>By: Siebrie</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-476131</link>
		<dc:creator>Siebrie</dc:creator>
		<pubDate>Fri, 28 May 2010 08:58:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-476131</guid>
		<description>You are absolutely right! In my hometown I have/had a rich social network, but in my new town in a neighbouring country, I have hardly any social network. There are a few people here that help each other out, for instance we babysit each other&#039;s child for a few hours when necessary, but I would not feel comfortable to ask for or offer a whole day of babysitting. I really miss parents nearby for that kind of thing!

When I was still firmly in the middle of my hometown social network, I received lots of things from other people. They knew I was living thriftily to finish my University education, and sent stuff they were tired off or cleaning out my way. It became embarassing to me, because it started to feel it was a one-way flow. There was not much I could do in return, so I would offer babysitting, painting, etc., which was not often accepted. I still have the feeling of being indebted to them.</description>
		<content:encoded><![CDATA[<p>You are absolutely right! In my hometown I have/had a rich social network, but in my new town in a neighbouring country, I have hardly any social network. There are a few people here that help each other out, for instance we babysit each other&#8217;s child for a few hours when necessary, but I would not feel comfortable to ask for or offer a whole day of babysitting. I really miss parents nearby for that kind of thing!</p>
<p>When I was still firmly in the middle of my hometown social network, I received lots of things from other people. They knew I was living thriftily to finish my University education, and sent stuff they were tired off or cleaning out my way. It became embarassing to me, because it started to feel it was a one-way flow. There was not much I could do in return, so I would offer babysitting, painting, etc., which was not often accepted. I still have the feeling of being indebted to them.</p>
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		<title>By: LindyMint</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-476021</link>
		<dc:creator>LindyMint</dc:creator>
		<pubDate>Fri, 28 May 2010 06:19:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-476021</guid>
		<description>My mom is the embodiment of social capital. 

If I explained all of the ways this was so, this would be a very long comment.  Let me just say, she is the only person I know who considers her exterminator one of her best friends.  And she truly never expects anything in return - just the good feelings she gets from helping others.

She recently came down with cancer, and her social capital has paid back in full with all of the people who have come along side us through this.  

I grew up with a rich community of people around me through my mom and all of her friendships.  I can only hope I can build the same environment for my kids to grow up in, but I have big shoes to fill.</description>
		<content:encoded><![CDATA[<p>My mom is the embodiment of social capital. </p>
<p>If I explained all of the ways this was so, this would be a very long comment.  Let me just say, she is the only person I know who considers her exterminator one of her best friends.  And she truly never expects anything in return &#8211; just the good feelings she gets from helping others.</p>
<p>She recently came down with cancer, and her social capital has paid back in full with all of the people who have come along side us through this.  </p>
<p>I grew up with a rich community of people around me through my mom and all of her friendships.  I can only hope I can build the same environment for my kids to grow up in, but I have big shoes to fill.</p>
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		<title>By: David/MoneyCrashers</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-2/#comment-475921</link>
		<dc:creator>David/MoneyCrashers</dc:creator>
		<pubDate>Fri, 28 May 2010 02:21:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475921</guid>
		<description>Maybe not more valuable than money, but darn close, and it never hurts to have a lot of it.</description>
		<content:encoded><![CDATA[<p>Maybe not more valuable than money, but darn close, and it never hurts to have a lot of it.</p>
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		<title>By: Ace of Wealth</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475761</link>
		<dc:creator>Ace of Wealth</dc:creator>
		<pubDate>Fri, 28 May 2010 01:08:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475761</guid>
		<description>J.D, glad to see that you&#039;re back safe and sound.  Your video of the whales was awesome! 

I love the idea of social capital, and until you brought it up it wasn&#039;t really something that I considered as a commodity.  I think this was an excellent post.  I would attribute the extra generosity during your trip to diffusion of responsibility - see: http://en.wikipedia.org/wiki/Diffusion_of_responsibility

Basically it means that the fewer people that are there, the more each individual feels responsible for the collective whole.  It seems that since the population in Alaska is small compared to that of a major city, the people there have a larger sense of social responsibility towards each other.  I think this is wonderful, and I wish it could be more present everywhere.  

I think that Becky put it excellently.</description>
		<content:encoded><![CDATA[<p>J.D, glad to see that you&#8217;re back safe and sound.  Your video of the whales was awesome! </p>
<p>I love the idea of social capital, and until you brought it up it wasn&#8217;t really something that I considered as a commodity.  I think this was an excellent post.  I would attribute the extra generosity during your trip to diffusion of responsibility &#8211; see: <a href="http://en.wikipedia.org/wiki/Diffusion_of_responsibility" rel="nofollow">http://en.wikipedia.org/wiki/Diffusion_of_responsibility</a></p>
<p>Basically it means that the fewer people that are there, the more each individual feels responsible for the collective whole.  It seems that since the population in Alaska is small compared to that of a major city, the people there have a larger sense of social responsibility towards each other.  I think this is wonderful, and I wish it could be more present everywhere.  </p>
<p>I think that Becky put it excellently.</p>
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		<title>By: Tall Bill</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475741</link>
		<dc:creator>Tall Bill</dc:creator>
		<pubDate>Fri, 28 May 2010 00:34:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475741</guid>
		<description>Great post JD! Having been in Alaska during the 70&#039;s during the pipeline construction &amp; into the 80&#039;s all over the Southeast myself, I found many examples of what the lower 48 would call &quot;Neighborness&quot; - ie: neighbor helping neighbor. It&#039;s a big part of life up there due to the isolation &amp; limited resources that come from being in a small town miles from anywhere. As you saw, you can&#039;t drive to another town in most parts. Boats and Planes are the way there. My favorite times was at the 16 mile club in Sitka, which I have no idea about at this point. Thanks for your travel log on your other site.. Really brought back memories!</description>
		<content:encoded><![CDATA[<p>Great post JD! Having been in Alaska during the 70&#8242;s during the pipeline construction &amp; into the 80&#8242;s all over the Southeast myself, I found many examples of what the lower 48 would call &#8220;Neighborness&#8221; &#8211; ie: neighbor helping neighbor. It&#8217;s a big part of life up there due to the isolation &amp; limited resources that come from being in a small town miles from anywhere. As you saw, you can&#8217;t drive to another town in most parts. Boats and Planes are the way there. My favorite times was at the 16 mile club in Sitka, which I have no idea about at this point. Thanks for your travel log on your other site.. Really brought back memories!</p>
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		<title>By: Holly</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475721</link>
		<dc:creator>Holly</dc:creator>
		<pubDate>Fri, 28 May 2010 00:08:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475721</guid>
		<description>Great post, Thanks!
Having moved to a brand new city a year ago, I have started from scratch on re-building a web. Fortunately, my new city is extremely open and friendly, so it is a little bit easier. But I still need to work on it! So immediately after reading this blog post I emailed someone about a volunteer opportunity next weekend. Thanks for the kick in the pants! :)</description>
		<content:encoded><![CDATA[<p>Great post, Thanks!<br />
Having moved to a brand new city a year ago, I have started from scratch on re-building a web. Fortunately, my new city is extremely open and friendly, so it is a little bit easier. But I still need to work on it! So immediately after reading this blog post I emailed someone about a volunteer opportunity next weekend. Thanks for the kick in the pants! <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Samantha</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475651</link>
		<dc:creator>Samantha</dc:creator>
		<pubDate>Thu, 27 May 2010 21:34:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475651</guid>
		<description>I think I&#039;m closer to Luke&#039;s situation than the opposite. I have family who love me and would do anything from me, but are far away, I have a great boyfriend, and I have roommates/friends, but it&#039;s not a big social group - our friend group is 6 including myself and BF - and I don&#039;t do much to keep it up.

But I&#039;m fine with this. People say I shouldn&#039;t be, but if I&#039;m happy, I don&#039;t see what&#039;s wrong with it. Maybe it&#039;s because I was raised in a family where you ALWAYS have family when you need it, but I just never felt the need to cultivate strong friendship ties.</description>
		<content:encoded><![CDATA[<p>I think I&#8217;m closer to Luke&#8217;s situation than the opposite. I have family who love me and would do anything from me, but are far away, I have a great boyfriend, and I have roommates/friends, but it&#8217;s not a big social group &#8211; our friend group is 6 including myself and BF &#8211; and I don&#8217;t do much to keep it up.</p>
<p>But I&#8217;m fine with this. People say I shouldn&#8217;t be, but if I&#8217;m happy, I don&#8217;t see what&#8217;s wrong with it. Maybe it&#8217;s because I was raised in a family where you ALWAYS have family when you need it, but I just never felt the need to cultivate strong friendship ties.</p>
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		<title>By: Nate</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475621</link>
		<dc:creator>Nate</dc:creator>
		<pubDate>Thu, 27 May 2010 20:54:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475621</guid>
		<description>I flipping love this post.  Actually the comments are even better.  No doubt a result of the social capital JD has built with our little GRS community :)  

Have a wonderful long weekend everyone!  I am starting mine early.</description>
		<content:encoded><![CDATA[<p>I flipping love this post.  Actually the comments are even better.  No doubt a result of the social capital JD has built with our little GRS community <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   </p>
<p>Have a wonderful long weekend everyone!  I am starting mine early.</p>
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		<title>By: Sarah</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475611</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Thu, 27 May 2010 20:52:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475611</guid>
		<description>One thing that you failed to mention is that, like wealth, social capital is in part something you are born with (or without).  You talk about creating it by doing different things, but you also start with a certain amount based on various factors.

Some people also have an easier time of it than others.  This is one reason why social stigma is so damaging.  Emotionally, yes, and financially as well.  If you are ostracised for your religion, your mental illness, your sexual preference, there&#039;s nobody around to give you one of their tomato plants so you have to spend more on food, nobody to drive you to the hospital when you&#039;re sick, so you get a big ambulance or cab bill, etc.

The importance of social capital is often overlooked.  When they started shutting down the projects here in Chicago and moving people into apartments in different neighborhoods, they unwittingly broke up a lot of these networks and caused unintended harm.</description>
		<content:encoded><![CDATA[<p>One thing that you failed to mention is that, like wealth, social capital is in part something you are born with (or without).  You talk about creating it by doing different things, but you also start with a certain amount based on various factors.</p>
<p>Some people also have an easier time of it than others.  This is one reason why social stigma is so damaging.  Emotionally, yes, and financially as well.  If you are ostracised for your religion, your mental illness, your sexual preference, there&#8217;s nobody around to give you one of their tomato plants so you have to spend more on food, nobody to drive you to the hospital when you&#8217;re sick, so you get a big ambulance or cab bill, etc.</p>
<p>The importance of social capital is often overlooked.  When they started shutting down the projects here in Chicago and moving people into apartments in different neighborhoods, they unwittingly broke up a lot of these networks and caused unintended harm.</p>
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		<title>By: Jenny B</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475601</link>
		<dc:creator>Jenny B</dc:creator>
		<pubDate>Thu, 27 May 2010 20:50:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475601</guid>
		<description>Have you ever heard of bookcrossing.com?  It&#039;s the same idea as the book exchanges at the airports and harbors (maybe even the same program!) except each book gets its own tracking number and then you can go online and see where your book has been! We have a drop site at the library where I work, and it&#039;s hugely popular!  It&#039;s such a great way to share within the community!</description>
		<content:encoded><![CDATA[<p>Have you ever heard of bookcrossing.com?  It&#8217;s the same idea as the book exchanges at the airports and harbors (maybe even the same program!) except each book gets its own tracking number and then you can go online and see where your book has been! We have a drop site at the library where I work, and it&#8217;s hugely popular!  It&#8217;s such a great way to share within the community!</p>
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		<title>By: Ryan</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475541</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Thu, 27 May 2010 19:54:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475541</guid>
		<description>While I cannot argue against the value of social capital, I do want to offer a cautionary tale to counter the overwhelmingly positive response this article has received.

Like Luke (comment #4), I was a troublemaker when I was younger. As I grew up, I gradually changed my ways and became a nicer, more considerate person. I made a huge effort to treat my friends, girlfriends, and family with kindness and help them when I could. However, I found that when the time came when I needed help, I had no one who was willing to offer any. These people had formed an image of me in their mind and it was not simply erased once I changed my behavior. 

The message I&#039;m trying to convey is that social capital is great, but not every person is a great &quot;investment&quot; so to speak. Some people will never return favors, but will openly accept kindness (and even ask for it) from others. Sure, the idea behind social capital is that it&#039;s not a requirement for someone to &quot;pay you back,&quot; but some people will take everything you can give and not even offer a &quot;thank you.&quot; Be careful about who you choose to help. 

I personally have decided to adopt an &quot;individualistic&quot; approach to life. Yes, it&#039;s hard at times, but doing things on your own makes you feel good and confers a lot of pride.</description>
		<content:encoded><![CDATA[<p>While I cannot argue against the value of social capital, I do want to offer a cautionary tale to counter the overwhelmingly positive response this article has received.</p>
<p>Like Luke (comment #4), I was a troublemaker when I was younger. As I grew up, I gradually changed my ways and became a nicer, more considerate person. I made a huge effort to treat my friends, girlfriends, and family with kindness and help them when I could. However, I found that when the time came when I needed help, I had no one who was willing to offer any. These people had formed an image of me in their mind and it was not simply erased once I changed my behavior. </p>
<p>The message I&#8217;m trying to convey is that social capital is great, but not every person is a great &#8220;investment&#8221; so to speak. Some people will never return favors, but will openly accept kindness (and even ask for it) from others. Sure, the idea behind social capital is that it&#8217;s not a requirement for someone to &#8220;pay you back,&#8221; but some people will take everything you can give and not even offer a &#8220;thank you.&#8221; Be careful about who you choose to help. </p>
<p>I personally have decided to adopt an &#8220;individualistic&#8221; approach to life. Yes, it&#8217;s hard at times, but doing things on your own makes you feel good and confers a lot of pride.</p>
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		<title>By: erika</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475471</link>
		<dc:creator>erika</dc:creator>
		<pubDate>Thu, 27 May 2010 18:53:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475471</guid>
		<description>Very timely post for me. My husband and I were just talking about this yesterday. He has the most generous, giving spirit when it comes to doing things for others - doesn&#039;t understand the concept of looking the other way when someone is struggling with a heavy package or clearly needs help of some sort. He cheerfully hands out extras from our garden to neighbors we don&#039;t even know, shovels snow for every older neighbor on our street, and uses his extensive handyman skills to help out almost everyone we know. What we were discussing yesterday was his reluctance to ask for help when we need it. He doesn&#039;t want to borrow tools or ask for help on a project, because he thinks he should be self-reliant. It&#039;s like the opposite of the dark side - help everyone and accept no help in return.</description>
		<content:encoded><![CDATA[<p>Very timely post for me. My husband and I were just talking about this yesterday. He has the most generous, giving spirit when it comes to doing things for others &#8211; doesn&#8217;t understand the concept of looking the other way when someone is struggling with a heavy package or clearly needs help of some sort. He cheerfully hands out extras from our garden to neighbors we don&#8217;t even know, shovels snow for every older neighbor on our street, and uses his extensive handyman skills to help out almost everyone we know. What we were discussing yesterday was his reluctance to ask for help when we need it. He doesn&#8217;t want to borrow tools or ask for help on a project, because he thinks he should be self-reliant. It&#8217;s like the opposite of the dark side &#8211; help everyone and accept no help in return.</p>
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		<title>By: Suzanne</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475421</link>
		<dc:creator>Suzanne</dc:creator>
		<pubDate>Thu, 27 May 2010 18:37:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475421</guid>
		<description>Thought-provoking post.  I have never thought of my personal community in terms of social capital, but in a way, I guess that I have tried to create social capital for myself.

I am a 40-something single lady who lives in a city with no close relatives.  I have spent close to 10 years building a community or support system for myself.  You could call this social capital.  When a friend became seriously ill 5 years ago, it scared me to think I may not have anyone to help me in my time of need, so I stepped up my social connections.

I am happy to report that I feel very firmly embedded in a web of support that I have created.  When I nearly lost my job two years ago, I had no less than 5 friends or family that offered me a place to stay if I needed it.  There was money available to borrow if I needed that (not that I would ever take them up on it).  It still isn&#039;t the same as being surrounded by close family, but at least I know help is there if I need it.  (And PS - I would do the same for them).

Luke - it&#039;s never too late to start!  Join clubs (try meetup.com, a running club, or a movie club), volunteer in your community.  Contact your college alumni association and meet fellow alumni. Ask a colleague to grab a beer sometime.  That is how you start.  It&#039;s up to you to make the first move!</description>
		<content:encoded><![CDATA[<p>Thought-provoking post.  I have never thought of my personal community in terms of social capital, but in a way, I guess that I have tried to create social capital for myself.</p>
<p>I am a 40-something single lady who lives in a city with no close relatives.  I have spent close to 10 years building a community or support system for myself.  You could call this social capital.  When a friend became seriously ill 5 years ago, it scared me to think I may not have anyone to help me in my time of need, so I stepped up my social connections.</p>
<p>I am happy to report that I feel very firmly embedded in a web of support that I have created.  When I nearly lost my job two years ago, I had no less than 5 friends or family that offered me a place to stay if I needed it.  There was money available to borrow if I needed that (not that I would ever take them up on it).  It still isn&#8217;t the same as being surrounded by close family, but at least I know help is there if I need it.  (And PS &#8211; I would do the same for them).</p>
<p>Luke &#8211; it&#8217;s never too late to start!  Join clubs (try meetup.com, a running club, or a movie club), volunteer in your community.  Contact your college alumni association and meet fellow alumni. Ask a colleague to grab a beer sometime.  That is how you start.  It&#8217;s up to you to make the first move!</p>
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		<title>By: Emily</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475411</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Thu, 27 May 2010 18:33:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475411</guid>
		<description>Luke - 
I am an introvert, and have a tendency to hide from building social capital.  One thing that helps me is to network through activities where I have a concrete task, rather than straight social networking.  For instance, volunteering at a soup kitchen where there are several other volunteers, or taking a class (especially one with lots of teamwork or pair activities, like cooking or ballroom dancing or chemistry), or even getting a second job as a grocery store clerk.  If I have a duty and a defined role, I find it much easier to smile and be helpful.  Good luck!</description>
		<content:encoded><![CDATA[<p>Luke &#8211;<br />
I am an introvert, and have a tendency to hide from building social capital.  One thing that helps me is to network through activities where I have a concrete task, rather than straight social networking.  For instance, volunteering at a soup kitchen where there are several other volunteers, or taking a class (especially one with lots of teamwork or pair activities, like cooking or ballroom dancing or chemistry), or even getting a second job as a grocery store clerk.  If I have a duty and a defined role, I find it much easier to smile and be helpful.  Good luck!</p>
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		<title>By: Budgeting in the Fun Stuff</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475361</link>
		<dc:creator>Budgeting in the Fun Stuff</dc:creator>
		<pubDate>Thu, 27 May 2010 18:14:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475361</guid>
		<description>Without social capital, I&#039;d be too depressed to care about personal finance or a variety of other things.  I am a social creature and adore the fact that another personal finance blogger brought this up!  Social capital is what makes weekends so great and being able to look yourself in the mirror and know that you are contributing good stuff to the world.

Luke, I married someone like you.  It&#039;s never too late to build a network.  My husband was a teenage pain in the butt and wasn&#039;t all that much better in his early 20&#039;s when we got married.  He&#039;s an opinionated pessimist which makes it hard to make friends...people think he&#039;s a downer, but he&#039;s really sweet and dependable and funny as hell when you get him going - great sense of humor.  He balances out my rampant optimism too, lol.

Anyway, he discovered Curling this year and is enthralled.  He&#039;s made a great group of friends.  I love to hang out with them when I can make it simply since all those guys are a ton of fun and enjoy my husband&#039;s company - real friends.  You might have the same thing happen if you can find a hobby that just clicks.

Don&#039;t give up or feel down...you obviously built a little social capital with the people commenting today - me for one and I see a ton of other people that replied as well.  :-)</description>
		<content:encoded><![CDATA[<p>Without social capital, I&#8217;d be too depressed to care about personal finance or a variety of other things.  I am a social creature and adore the fact that another personal finance blogger brought this up!  Social capital is what makes weekends so great and being able to look yourself in the mirror and know that you are contributing good stuff to the world.</p>
<p>Luke, I married someone like you.  It&#8217;s never too late to build a network.  My husband was a teenage pain in the butt and wasn&#8217;t all that much better in his early 20&#8242;s when we got married.  He&#8217;s an opinionated pessimist which makes it hard to make friends&#8230;people think he&#8217;s a downer, but he&#8217;s really sweet and dependable and funny as hell when you get him going &#8211; great sense of humor.  He balances out my rampant optimism too, lol.</p>
<p>Anyway, he discovered Curling this year and is enthralled.  He&#8217;s made a great group of friends.  I love to hang out with them when I can make it simply since all those guys are a ton of fun and enjoy my husband&#8217;s company &#8211; real friends.  You might have the same thing happen if you can find a hobby that just clicks.</p>
<p>Don&#8217;t give up or feel down&#8230;you obviously built a little social capital with the people commenting today &#8211; me for one and I see a ton of other people that replied as well.  <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: chacha1</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475271</link>
		<dc:creator>chacha1</dc:creator>
		<pubDate>Thu, 27 May 2010 17:35:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475271</guid>
		<description>Great article and terrific comments, especially from Becky and Luke.  I completely agree with Becky about rural life almost necessitating strong social ties.  The flip side is you have to give up some privacy, but this is not necessarily a bad thing ... I think of recent years, people have &quot;bunkered down&quot; to a deleterious extent.

Like Luke, I was a loner and outsider as a teen and didn&#039;t even care to change that during college and grad school.  Only after completely changing my environment and getting involved in a sport I&#039;d barely heard of (ballroom dancing) did I develop a strong network - because I was finally meeting people outside my workplace.  

Would not go back to the hermit life even if I could.</description>
		<content:encoded><![CDATA[<p>Great article and terrific comments, especially from Becky and Luke.  I completely agree with Becky about rural life almost necessitating strong social ties.  The flip side is you have to give up some privacy, but this is not necessarily a bad thing &#8230; I think of recent years, people have &#8220;bunkered down&#8221; to a deleterious extent.</p>
<p>Like Luke, I was a loner and outsider as a teen and didn&#8217;t even care to change that during college and grad school.  Only after completely changing my environment and getting involved in a sport I&#8217;d barely heard of (ballroom dancing) did I develop a strong network &#8211; because I was finally meeting people outside my workplace.  </p>
<p>Would not go back to the hermit life even if I could.</p>
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		<title>By: Heather</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475211</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Thu, 27 May 2010 17:15:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475211</guid>
		<description>I have a great example of this in action.  My husband and I about a year ago started renting in a new neighborhood.  We didn&#039;t think about schools at the time because our daughter was still in preschool and we didn&#039;t expect to be staying more than two years.  During a casual conversation on the street one day, a neighbor clued us into the fact that our neighborhood school actually had a highly respected pre-K magnet program.  People from all over the city applied, but only those, like us, living in the &quot;walk zone&quot; could be sure to get in.  The deadline to put your name in for the lottery was the very next day.  With this one conversation, we saved $10,000 in preschool expenses for a year.</description>
		<content:encoded><![CDATA[<p>I have a great example of this in action.  My husband and I about a year ago started renting in a new neighborhood.  We didn&#8217;t think about schools at the time because our daughter was still in preschool and we didn&#8217;t expect to be staying more than two years.  During a casual conversation on the street one day, a neighbor clued us into the fact that our neighborhood school actually had a highly respected pre-K magnet program.  People from all over the city applied, but only those, like us, living in the &#8220;walk zone&#8221; could be sure to get in.  The deadline to put your name in for the lottery was the very next day.  With this one conversation, we saved $10,000 in preschool expenses for a year.</p>
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		<title>By: Anne</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475191</link>
		<dc:creator>Anne</dc:creator>
		<pubDate>Thu, 27 May 2010 17:04:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475191</guid>
		<description>@Luke- 

Thanks for sharing! I know what you mean! When I was 22 I moved to Los Angeles by myself and I didn&#039;t know ANYONE. It was the hardest 3 years of my life. I moved back to Michigan because I was sick of living without a strong network. Best of luck to you!</description>
		<content:encoded><![CDATA[<p>@Luke- </p>
<p>Thanks for sharing! I know what you mean! When I was 22 I moved to Los Angeles by myself and I didn&#8217;t know ANYONE. It was the hardest 3 years of my life. I moved back to Michigan because I was sick of living without a strong network. Best of luck to you!</p>
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		<title>By: DC Portland</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475181</link>
		<dc:creator>DC Portland</dc:creator>
		<pubDate>Thu, 27 May 2010 17:00:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475181</guid>
		<description>A very timely post, JD.  Even though Putnam&#039;s book is now somewhat dated, social capital is now, more than ever, critical to our success as a society and species.

The tragic oil spill in the gulf reminds us that we have reached the limits of our abuse of the environment.  The economic and social crises that we are now beginning to face are the result of our environment reaching the breaking point.

Human society will be forced to change (hopefully it will decide to change before it is forced) to accomodate the rapid rise of people living with fewer resources.  Social capital is the glue that will hold us together, and keep us from falling into violence and chaos.  Fortunately, social capital also brings out the best in us (as you point out) and improves our chances for a flourishing life.

The crash of &quot;life as we know it&quot; will not be as devastating as the media would lead us to believe.  Consumerism is not the path to happiness.  Social capital is.  Thanks so much for the post.</description>
		<content:encoded><![CDATA[<p>A very timely post, JD.  Even though Putnam&#8217;s book is now somewhat dated, social capital is now, more than ever, critical to our success as a society and species.</p>
<p>The tragic oil spill in the gulf reminds us that we have reached the limits of our abuse of the environment.  The economic and social crises that we are now beginning to face are the result of our environment reaching the breaking point.</p>
<p>Human society will be forced to change (hopefully it will decide to change before it is forced) to accomodate the rapid rise of people living with fewer resources.  Social capital is the glue that will hold us together, and keep us from falling into violence and chaos.  Fortunately, social capital also brings out the best in us (as you point out) and improves our chances for a flourishing life.</p>
<p>The crash of &#8220;life as we know it&#8221; will not be as devastating as the media would lead us to believe.  Consumerism is not the path to happiness.  Social capital is.  Thanks so much for the post.</p>
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		<title>By: Rob Bennett</title>
		<link>http://www.getrichslowly.org/blog/2010/05/27/social-capital-more-valuable-than-money/comment-page-1/#comment-475101</link>
		<dc:creator>Rob Bennett</dc:creator>
		<pubDate>Thu, 27 May 2010 16:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=27241#comment-475101</guid>
		<description>&lt;i&gt;I don’t have the answers to these questions&lt;/i&gt;

You move six steps ahead of most of the &quot;experts&quot; when you ask the right questions, J.D.

Rob</description>
		<content:encoded><![CDATA[<p><i>I don’t have the answers to these questions</i></p>
<p>You move six steps ahead of most of the &#8220;experts&#8221; when you ask the right questions, J.D.</p>
<p>Rob</p>
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