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	<title>Comments on: The High Cost of Modern Living</title>
	<atom:link href="http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Elizabeth</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-1430502</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Sat, 21 May 2011 13:23:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-1430502</guid>
		<description>I totally agree! This came up in a conversation at work about the &quot;cost of living&quot; and how many people think it includes things like iphones and cable tv.</description>
		<content:encoded><![CDATA[<p>I totally agree! This came up in a conversation at work about the &#8220;cost of living&#8221; and how many people think it includes things like iphones and cable tv.</p>
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		<title>By: nicky</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-647201</link>
		<dc:creator>nicky</dc:creator>
		<pubDate>Fri, 13 Aug 2010 05:48:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-647201</guid>
		<description>This is probably to late for anyone to notice but it seems the iPod Touch has been overlooked. I was at the check out with the original iPhone when I found out you couldn&#039;t use any of the features without the ATT data package. ATT has crap for coverage just about anywhere I go so this wasn&#039;t even an option. A few months later I got the iPod Touch and have been loving it for the last 3 years (wow) I get all the functionality that I need and wi-fi accessibility. To top it off they cost less and there is not monthly upkeep. I use it for games and e-mail while traveling and books (so no kindle needed) and surprisingly enough it&#039;s pretty handy having a dictionary to settle arguments. It&#039;s also been great for my art career. My entire portfolio is a touch away and I can show interested parties anything of mine on the go, no waiting to get back to them. 

After living without a TV for the past 5 years and not having internet at home for most of college I&#039;m totally confident in my ability to get out of the house and find what I need, not pay for things to keep me in.</description>
		<content:encoded><![CDATA[<p>This is probably to late for anyone to notice but it seems the iPod Touch has been overlooked. I was at the check out with the original iPhone when I found out you couldn&#8217;t use any of the features without the ATT data package. ATT has crap for coverage just about anywhere I go so this wasn&#8217;t even an option. A few months later I got the iPod Touch and have been loving it for the last 3 years (wow) I get all the functionality that I need and wi-fi accessibility. To top it off they cost less and there is not monthly upkeep. I use it for games and e-mail while traveling and books (so no kindle needed) and surprisingly enough it&#8217;s pretty handy having a dictionary to settle arguments. It&#8217;s also been great for my art career. My entire portfolio is a touch away and I can show interested parties anything of mine on the go, no waiting to get back to them. </p>
<p>After living without a TV for the past 5 years and not having internet at home for most of college I&#8217;m totally confident in my ability to get out of the house and find what I need, not pay for things to keep me in.</p>
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		<title>By: Herman</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-635901</link>
		<dc:creator>Herman</dc:creator>
		<pubDate>Sun, 08 Aug 2010 19:23:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-635901</guid>
		<description>Thinking things over never hurt. If you don&#039;t have much money, you should think about what to invest in. A fast internet connection is MUCH better than a slow one: you can actually get more things done, and the internet can be a rich source of cheap entertainment. Playing an online game is relatively cheap. Finally the whole family is enjoying it.

TiVo or satellite radio: over here in Europe we don&#039;t have it, and I certainly don&#039;t miss it! Smartphones: benefit is grossly exaggerated. You really DON&#039;T need to be in touch any time. If they need you, they&#039;ll call or text you.</description>
		<content:encoded><![CDATA[<p>Thinking things over never hurt. If you don&#8217;t have much money, you should think about what to invest in. A fast internet connection is MUCH better than a slow one: you can actually get more things done, and the internet can be a rich source of cheap entertainment. Playing an online game is relatively cheap. Finally the whole family is enjoying it.</p>
<p>TiVo or satellite radio: over here in Europe we don&#8217;t have it, and I certainly don&#8217;t miss it! Smartphones: benefit is grossly exaggerated. You really DON&#8217;T need to be in touch any time. If they need you, they&#8217;ll call or text you.</p>
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		<title>By: Maharani</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-632071</link>
		<dc:creator>Maharani</dc:creator>
		<pubDate>Sat, 07 Aug 2010 05:28:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-632071</guid>
		<description>I loved the article-I am so sick of people pressuring me to buy an iPhone, esp as I have a blackberry from work and no cel reception at home.  So I still have a landline.  And these devices are not always the ideal solution.  I organize a lot of high level meetings, often with speakers who go over time.  At the last one I didnt have my blackberry and had to zok my VP on the arm to get the time off HIS cel phone.  It was unspeakably indiscreet and vulgar.  I bought a good quality wristwatch that weekend and have worn it every day since-so I cant forget it.  I can check the time MUCH more discreetly that way.  AND NO MONTHLY CONTRACT!  Who needs a Scrabble app anyway?  I am much too busy.  As a victim of both burglary and mugging I DONT WANT my entire life on one machine.  It is too risky.  I try to be mindful when I spend money, but it can be challenging.</description>
		<content:encoded><![CDATA[<p>I loved the article-I am so sick of people pressuring me to buy an iPhone, esp as I have a blackberry from work and no cel reception at home.  So I still have a landline.  And these devices are not always the ideal solution.  I organize a lot of high level meetings, often with speakers who go over time.  At the last one I didnt have my blackberry and had to zok my VP on the arm to get the time off HIS cel phone.  It was unspeakably indiscreet and vulgar.  I bought a good quality wristwatch that weekend and have worn it every day since-so I cant forget it.  I can check the time MUCH more discreetly that way.  AND NO MONTHLY CONTRACT!  Who needs a Scrabble app anyway?  I am much too busy.  As a victim of both burglary and mugging I DONT WANT my entire life on one machine.  It is too risky.  I try to be mindful when I spend money, but it can be challenging.</p>
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		<title>By: Bill in NC</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-628191</link>
		<dc:creator>Bill in NC</dc:creator>
		<pubDate>Fri, 06 Aug 2010 01:48:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-628191</guid>
		<description>Houses and vehicles are the biggest discretionary expenses.

Not iPhones or cable or high-speed internet.

People spend much more on the above than in the 1950s.

Who wants to live in a 1957 3 bedroom, 1 bath, 1000 sqft. Levittown house anymore?

Or share one used car per household when they can finance one new car per driver?</description>
		<content:encoded><![CDATA[<p>Houses and vehicles are the biggest discretionary expenses.</p>
<p>Not iPhones or cable or high-speed internet.</p>
<p>People spend much more on the above than in the 1950s.</p>
<p>Who wants to live in a 1957 3 bedroom, 1 bath, 1000 sqft. Levittown house anymore?</p>
<p>Or share one used car per household when they can finance one new car per driver?</p>
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		<title>By: Jen</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-628121</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Fri, 06 Aug 2010 01:10:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-628121</guid>
		<description>Great post-- the numbers at the beginning actually made me go to my phone plan, calculate how much I was paying for unlimited texting v. how much I actually text, and change my plan accordingly.  I reduced my bill by $15/month pre-tax.  And I&#039;m about to look into decreasing the Netflix account too.  It&#039;s amazing how much we (that is, I) can waste without really thinking about it.
Thanks for this blog-- it&#039;s helped me start my &quot;debt snowball&quot; rolling, and I hope to have good news to report soon! ;)</description>
		<content:encoded><![CDATA[<p>Great post&#8211; the numbers at the beginning actually made me go to my phone plan, calculate how much I was paying for unlimited texting v. how much I actually text, and change my plan accordingly.  I reduced my bill by $15/month pre-tax.  And I&#8217;m about to look into decreasing the Netflix account too.  It&#8217;s amazing how much we (that is, I) can waste without really thinking about it.<br />
Thanks for this blog&#8211; it&#8217;s helped me start my &#8220;debt snowball&#8221; rolling, and I hope to have good news to report soon! <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Holly</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-628111</link>
		<dc:creator>Holly</dc:creator>
		<pubDate>Fri, 06 Aug 2010 01:05:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-628111</guid>
		<description>Funnnnny!!!!!!!!!! And absolutely true~!</description>
		<content:encoded><![CDATA[<p>Funnnnny!!!!!!!!!! And absolutely true~!</p>
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		<title>By: Kyle</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-627691</link>
		<dc:creator>Kyle</dc:creator>
		<pubDate>Thu, 05 Aug 2010 20:51:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-627691</guid>
		<description>Re: video games

More like $100 after you calculate the price of all the downloadable content.

On rare occasions I will pre-order the special edition of a game, but most of the time I will just wait until the price of the game to drop.

It doesn&#039;t usually take the price that long to drop down to $30. I usually wait until it is $20 which takes a little longer. With PC games, you can usually get all the DLC included for that $20 if you wait long enough.

And really, you only have to wait once, since once you do, there will always be &#039;old&#039; games that have dropped in price that you can purchase while you wait for the next one.</description>
		<content:encoded><![CDATA[<p>Re: video games</p>
<p>More like $100 after you calculate the price of all the downloadable content.</p>
<p>On rare occasions I will pre-order the special edition of a game, but most of the time I will just wait until the price of the game to drop.</p>
<p>It doesn&#8217;t usually take the price that long to drop down to $30. I usually wait until it is $20 which takes a little longer. With PC games, you can usually get all the DLC included for that $20 if you wait long enough.</p>
<p>And really, you only have to wait once, since once you do, there will always be &#8216;old&#8217; games that have dropped in price that you can purchase while you wait for the next one.</p>
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		<title>By: Annie</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-627131</link>
		<dc:creator>Annie</dc:creator>
		<pubDate>Thu, 05 Aug 2010 16:04:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-627131</guid>
		<description>I very much enjoyed the style and humor of this post.

However, Elizabeth Warren and her daughter Amelia Warren Tyagi debunked the the &quot;everyone is squandering their money on luxuries&quot; theory when researching their book &quot;The Two-Income Trap&quot;.  

The book outlines the rise of the two-income family and highlights the consequences when one parent loses a job. 

It is an excellent read with stellar research to back up their assertions.  There are many illuminating cost-of-living adjusted for inflation calculations cited.</description>
		<content:encoded><![CDATA[<p>I very much enjoyed the style and humor of this post.</p>
<p>However, Elizabeth Warren and her daughter Amelia Warren Tyagi debunked the the &#8220;everyone is squandering their money on luxuries&#8221; theory when researching their book &#8220;The Two-Income Trap&#8221;.  </p>
<p>The book outlines the rise of the two-income family and highlights the consequences when one parent loses a job. </p>
<p>It is an excellent read with stellar research to back up their assertions.  There are many illuminating cost-of-living adjusted for inflation calculations cited.</p>
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		<title>By: shash</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626911</link>
		<dc:creator>shash</dc:creator>
		<pubDate>Thu, 05 Aug 2010 14:40:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626911</guid>
		<description>102)ExpatEngineer

What evidence do you have that backs your theory?

It would be nice to shrug off cell phones causing brain cancer, etc. as a myth, but from what I&#039;ve read there is no conclusive evidence either way.  Part of the problem seems to be that alongwith independent studies, phone companies also fund many studies.  According to some of the articles I have read and listed below, the studies done by the phone companies (who have a vested interest) show no danger while the independent studies show differently.  In a really good piece on This American Life, one author quoted neuroscientist Leif Salford saying, &quot;This is really the largest human biological experiment ever, because we don&#039;t know what the long-term effects are going to be.&quot;  This rings true to me only because cell phones have not been around long enough for us to really see their effects.

http://www.pri.org/health/are-cell-phones-frying-our-brains2039.html

http://www.thisamericanlife.org/radio-archives/episode/406/true-urban-legends</description>
		<content:encoded><![CDATA[<p>102)ExpatEngineer</p>
<p>What evidence do you have that backs your theory?</p>
<p>It would be nice to shrug off cell phones causing brain cancer, etc. as a myth, but from what I&#8217;ve read there is no conclusive evidence either way.  Part of the problem seems to be that alongwith independent studies, phone companies also fund many studies.  According to some of the articles I have read and listed below, the studies done by the phone companies (who have a vested interest) show no danger while the independent studies show differently.  In a really good piece on This American Life, one author quoted neuroscientist Leif Salford saying, &#8220;This is really the largest human biological experiment ever, because we don&#8217;t know what the long-term effects are going to be.&#8221;  This rings true to me only because cell phones have not been around long enough for us to really see their effects.</p>
<p><a href="http://www.pri.org/health/are-cell-phones-frying-our-brains2039.html" rel="nofollow">http://www.pri.org/health/are-cell-phones-frying-our-brains2039.html</a></p>
<p><a href="http://www.thisamericanlife.org/radio-archives/episode/406/true-urban-legends" rel="nofollow">http://www.thisamericanlife.org/radio-archives/episode/406/true-urban-legends</a></p>
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		<title>By: Tamar</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626881</link>
		<dc:creator>Tamar</dc:creator>
		<pubDate>Thu, 05 Aug 2010 14:32:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626881</guid>
		<description>I agree with Coley in that it&#039;s a matter of perspective and am cynical of the calculations made in the article regarding salary in 1957. I think my grandma told me they bought their first house in the late 40s for $20,000. My parents were married in 1976 and bought their first house for $40,000. 

As wealth increases, it seems that the certain lifestyles become expensive as more and more people have access. In the 50s, fewer people went to college, but it was more affordable and likely that young people would pay for their own education. Now, a great number of students get loans or have had parents save for them, and the price of education has risen drastically. These are &quot;necessities&quot; that are also very expensive.

It does cost money to even aspire to a certain lifestyle in many cases.</description>
		<content:encoded><![CDATA[<p>I agree with Coley in that it&#8217;s a matter of perspective and am cynical of the calculations made in the article regarding salary in 1957. I think my grandma told me they bought their first house in the late 40s for $20,000. My parents were married in 1976 and bought their first house for $40,000. </p>
<p>As wealth increases, it seems that the certain lifestyles become expensive as more and more people have access. In the 50s, fewer people went to college, but it was more affordable and likely that young people would pay for their own education. Now, a great number of students get loans or have had parents save for them, and the price of education has risen drastically. These are &#8220;necessities&#8221; that are also very expensive.</p>
<p>It does cost money to even aspire to a certain lifestyle in many cases.</p>
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		<title>By: sandy</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626861</link>
		<dc:creator>sandy</dc:creator>
		<pubDate>Thu, 05 Aug 2010 14:18:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626861</guid>
		<description>Just so I&#039;m clear...the amounts listed are for 1 Smartphone in a family. If there are 4-5 in a family, are the costs 4-5x the above numbers? I imagine there are family plans, but any word on how much the cost per year for families with several iphones?
My husband has a Blackberry that his work pays for, as he travels a lot for his job. I just spent $300 for a year&#039;s worth of minutes on our daughter&#039;s and miy prepay cell phone. They are required to pay for any additional minutes after the paid for ones are used. They text when they need to.
Also, funny story...my husband was at a large airshow in Wisconsin last week, with about 350,000 attendees. He said he looked into the crowds at one point, and about 90% of the people were looking at their little screens, instead of some very impressive &quot;being there&quot; experiences. It&#039;s also really interesteing to me how many do not look up when they are walking, biking, or driving, as whatever is on their little carry around screen is more interesting than what is happening around them, and the people they are with. Or their own safety, for that matter.</description>
		<content:encoded><![CDATA[<p>Just so I&#8217;m clear&#8230;the amounts listed are for 1 Smartphone in a family. If there are 4-5 in a family, are the costs 4-5x the above numbers? I imagine there are family plans, but any word on how much the cost per year for families with several iphones?<br />
My husband has a Blackberry that his work pays for, as he travels a lot for his job. I just spent $300 for a year&#8217;s worth of minutes on our daughter&#8217;s and miy prepay cell phone. They are required to pay for any additional minutes after the paid for ones are used. They text when they need to.<br />
Also, funny story&#8230;my husband was at a large airshow in Wisconsin last week, with about 350,000 attendees. He said he looked into the crowds at one point, and about 90% of the people were looking at their little screens, instead of some very impressive &#8220;being there&#8221; experiences. It&#8217;s also really interesteing to me how many do not look up when they are walking, biking, or driving, as whatever is on their little carry around screen is more interesting than what is happening around them, and the people they are with. Or their own safety, for that matter.</p>
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		<title>By: MM</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626851</link>
		<dc:creator>MM</dc:creator>
		<pubDate>Thu, 05 Aug 2010 14:14:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626851</guid>
		<description>Lots of interesting comments.  

I see some items are cherry picked, but what about others?  

What about a car and having to buy gas for it.  Or having to buy electricity instead of using candles.  

Couldn&#039;t these things back in the day be considered &quot;high cost of modern living&quot;?

The high cost of living is just the progression of an increased standard of living.  While some mentioned are maybe lifestyle inflation, most of these items are not and are becoming standardized in our society (ie cell phones).</description>
		<content:encoded><![CDATA[<p>Lots of interesting comments.  </p>
<p>I see some items are cherry picked, but what about others?  </p>
<p>What about a car and having to buy gas for it.  Or having to buy electricity instead of using candles.  </p>
<p>Couldn&#8217;t these things back in the day be considered &#8220;high cost of modern living&#8221;?</p>
<p>The high cost of living is just the progression of an increased standard of living.  While some mentioned are maybe lifestyle inflation, most of these items are not and are becoming standardized in our society (ie cell phones).</p>
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		<title>By: Kevin</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626781</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Thu, 05 Aug 2010 13:44:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626781</guid>
		<description>@ExpatEngineer:

&quot;please consider taking out that throwaway comment about cell phones causing brain cancer. It simply isn’t true and by leaving it here you are giving this myth undeserved legitimacy.&quot;

Funny.  People said the exact same thing about cigarettes in the 50&#039;s.  Huh.</description>
		<content:encoded><![CDATA[<p>@ExpatEngineer:</p>
<p>&#8220;please consider taking out that throwaway comment about cell phones causing brain cancer. It simply isn’t true and by leaving it here you are giving this myth undeserved legitimacy.&#8221;</p>
<p>Funny.  People said the exact same thing about cigarettes in the 50&#8242;s.  Huh.</p>
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		<title>By: Jony Winter</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626721</link>
		<dc:creator>Jony Winter</dc:creator>
		<pubDate>Thu, 05 Aug 2010 13:21:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626721</guid>
		<description>Get list! Notice how many are also needlessly consuming energy. You can save lots of money if you limit the number of such devices, not to mention any subscription which might go with them. I am starting to think victorian for replacing a lot of these useless things. Yes they had radio. You could do radio, but radio is not what it used to be. In this case, an mp3 player would still be very useful.</description>
		<content:encoded><![CDATA[<p>Get list! Notice how many are also needlessly consuming energy. You can save lots of money if you limit the number of such devices, not to mention any subscription which might go with them. I am starting to think victorian for replacing a lot of these useless things. Yes they had radio. You could do radio, but radio is not what it used to be. In this case, an mp3 player would still be very useful.</p>
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		<title>By: sam</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626161</link>
		<dc:creator>sam</dc:creator>
		<pubDate>Thu, 05 Aug 2010 05:03:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626161</guid>
		<description>man, looks like i was about 2 days ahead of this article.  i just cancelled my blackberry and data plan.

my wife and i had a two-line plan with verizon and i had a data plan for my BB.  i killed my phone and will use my work phone for rare personal calls, and we bumped up my wife&#039;s minutes to cover my weekend chats with mom.

in total we will save over $900 per year (that is if i don&#039;t get busted by my boss), and i get so sell my BB on eBay.  i had to pay $125 to kill one of the two lines we had with our plan.

after the video post earlier this week about investing for your kids to have some money to start out, i decided to look into paring back (yet again), and found that i could initially fully fund my kids&#039; accounts just by killing my cell phone and data plan.

between cable, internet, the cell phones, we were paying about 6% of our take home for data/media content.</description>
		<content:encoded><![CDATA[<p>man, looks like i was about 2 days ahead of this article.  i just cancelled my blackberry and data plan.</p>
<p>my wife and i had a two-line plan with verizon and i had a data plan for my BB.  i killed my phone and will use my work phone for rare personal calls, and we bumped up my wife&#8217;s minutes to cover my weekend chats with mom.</p>
<p>in total we will save over $900 per year (that is if i don&#8217;t get busted by my boss), and i get so sell my BB on eBay.  i had to pay $125 to kill one of the two lines we had with our plan.</p>
<p>after the video post earlier this week about investing for your kids to have some money to start out, i decided to look into paring back (yet again), and found that i could initially fully fund my kids&#8217; accounts just by killing my cell phone and data plan.</p>
<p>between cable, internet, the cell phones, we were paying about 6% of our take home for data/media content.</p>
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		<title>By: ExpatEngineer</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626151</link>
		<dc:creator>ExpatEngineer</dc:creator>
		<pubDate>Thu, 05 Aug 2010 04:48:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626151</guid>
		<description>J.D. -

Thanks for this article.  But please consider taking out that throwaway comment about cell phones causing brain cancer.  It simply isn&#039;t true and by leaving it here you are giving this myth undeserved legitimacy.</description>
		<content:encoded><![CDATA[<p>J.D. -</p>
<p>Thanks for this article.  But please consider taking out that throwaway comment about cell phones causing brain cancer.  It simply isn&#8217;t true and by leaving it here you are giving this myth undeserved legitimacy.</p>
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		<title>By: Mick</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-3/#comment-626041</link>
		<dc:creator>Mick</dc:creator>
		<pubDate>Thu, 05 Aug 2010 02:49:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626041</guid>
		<description>Isn&#039;t the point of frugality to spend less on something you dislike and more on something you enjoy?  

So what if someone likes their iPhone?  

Personally I enjoy hiking so I spend much more on a knife or boots than I would on a phone.  Oh well.</description>
		<content:encoded><![CDATA[<p>Isn&#8217;t the point of frugality to spend less on something you dislike and more on something you enjoy?  </p>
<p>So what if someone likes their iPhone?  </p>
<p>Personally I enjoy hiking so I spend much more on a knife or boots than I would on a phone.  Oh well.</p>
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		<title>By: Project Management Tools That Work (Bruce)</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-626001</link>
		<dc:creator>Project Management Tools That Work (Bruce)</dc:creator>
		<pubDate>Thu, 05 Aug 2010 02:14:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-626001</guid>
		<description>With the advent of iPhone and Android, my carrier decided to change my data plan from $8 a month to about $27. Why?  Because I had an unusual phone (Motorola A1200) and they decided it was a &quot;smart phone&quot; and required the higher data plan. I canceled my data plan until I decided upon a true smart phone.

I use to check and send e-mail, read the news and technical articles, and do search based research on my phone.  I can&#039;t do any of that anymore, but a strange thing happened.  The world didn&#039;t end.  No one complained that they could not reach me or that I didn&#039;t respond fast enough.  I now have a lot more time - I no longer fill up my free time with my eyes and fingers glued to my phone.  

I still want a smart phone (yes, I&#039;m a geek) but I&#039;m no longer in a hurry to get one.  Every day I can use my now &quot;dumb&quot; phone I save money and - amazingly - have more time.</description>
		<content:encoded><![CDATA[<p>With the advent of iPhone and Android, my carrier decided to change my data plan from $8 a month to about $27. Why?  Because I had an unusual phone (Motorola A1200) and they decided it was a &#8220;smart phone&#8221; and required the higher data plan. I canceled my data plan until I decided upon a true smart phone.</p>
<p>I use to check and send e-mail, read the news and technical articles, and do search based research on my phone.  I can&#8217;t do any of that anymore, but a strange thing happened.  The world didn&#8217;t end.  No one complained that they could not reach me or that I didn&#8217;t respond fast enough.  I now have a lot more time &#8211; I no longer fill up my free time with my eyes and fingers glued to my phone.  </p>
<p>I still want a smart phone (yes, I&#8217;m a geek) but I&#8217;m no longer in a hurry to get one.  Every day I can use my now &#8220;dumb&#8221; phone I save money and &#8211; amazingly &#8211; have more time.</p>
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		<title>By: JohnnyLA</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625891</link>
		<dc:creator>JohnnyLA</dc:creator>
		<pubDate>Thu, 05 Aug 2010 01:52:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625891</guid>
		<description>This article definitely make you think but it&#039;s a &quot;it was always better in the past without our modern lifestyle&quot; rant I&#039;ve been seeing lately.

Technology is evil. Modern conveniences are evil! We spend too much! The past was the greatest.

Well, sorry to put it to you, the past wasn&#039;t that great esp. in the 50&#039;s.

The 50&#039;s:

You can get drafted.

If you&#039;re weren&#039;t White and privileged then you were blatantly discriminated against.

Cigarettes were &quot;good for you&quot;.

Medical tech was horrible considered to today.

QoL at the end of life was worse (why do you think there was Soc. Security on 56 years of age? Not many people were expected to live that long).

Life expectancy was worse. Polio. Smallpox. Malaria. Whooping Cough, etc.

Food was more expensive.

FDA was in it&#039;s infancy. Quality could be poor.

If you didn&#039;t conform with being WASP you were ostracized and it was a lot less permissive then today.

The Cold War - Nuclear scare-tactics. McCarthyism.

You couldn&#039;t contact your family easily if you were far away.
Friends either.

You&#039;re entertainment options were extremely limited to the &quot;mass market&quot;. 

You couldn&#039;t get &quot;info at your fingertips&quot; for anything. Every news item was days old on dead trees unless you had that &quot;new fangled television&quot; or radio.

Travel options were extremely limited and expensive. The &quot;jet set&quot; means that you had to be almost rich, save forever for a ticket (or in the military) to be able to fly.

etc, etc..

You have to take the bad with the good. You could somewhat circumvent all of these &quot;evil modern distractions&quot;. I would much rather have the medical breakthroughs, QoL, life expectancy with some distractions then the potential strife, disconnection and discrimination (if you weren&#039;t White) from the past .

I wouldn&#039;t want to go back in time even if you put a gun to my head.</description>
		<content:encoded><![CDATA[<p>This article definitely make you think but it&#8217;s a &#8220;it was always better in the past without our modern lifestyle&#8221; rant I&#8217;ve been seeing lately.</p>
<p>Technology is evil. Modern conveniences are evil! We spend too much! The past was the greatest.</p>
<p>Well, sorry to put it to you, the past wasn&#8217;t that great esp. in the 50&#8242;s.</p>
<p>The 50&#8242;s:</p>
<p>You can get drafted.</p>
<p>If you&#8217;re weren&#8217;t White and privileged then you were blatantly discriminated against.</p>
<p>Cigarettes were &#8220;good for you&#8221;.</p>
<p>Medical tech was horrible considered to today.</p>
<p>QoL at the end of life was worse (why do you think there was Soc. Security on 56 years of age? Not many people were expected to live that long).</p>
<p>Life expectancy was worse. Polio. Smallpox. Malaria. Whooping Cough, etc.</p>
<p>Food was more expensive.</p>
<p>FDA was in it&#8217;s infancy. Quality could be poor.</p>
<p>If you didn&#8217;t conform with being WASP you were ostracized and it was a lot less permissive then today.</p>
<p>The Cold War &#8211; Nuclear scare-tactics. McCarthyism.</p>
<p>You couldn&#8217;t contact your family easily if you were far away.<br />
Friends either.</p>
<p>You&#8217;re entertainment options were extremely limited to the &#8220;mass market&#8221;. </p>
<p>You couldn&#8217;t get &#8220;info at your fingertips&#8221; for anything. Every news item was days old on dead trees unless you had that &#8220;new fangled television&#8221; or radio.</p>
<p>Travel options were extremely limited and expensive. The &#8220;jet set&#8221; means that you had to be almost rich, save forever for a ticket (or in the military) to be able to fly.</p>
<p>etc, etc..</p>
<p>You have to take the bad with the good. You could somewhat circumvent all of these &#8220;evil modern distractions&#8221;. I would much rather have the medical breakthroughs, QoL, life expectancy with some distractions then the potential strife, disconnection and discrimination (if you weren&#8217;t White) from the past .</p>
<p>I wouldn&#8217;t want to go back in time even if you put a gun to my head.</p>
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		<title>By: schmei</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625851</link>
		<dc:creator>schmei</dc:creator>
		<pubDate>Thu, 05 Aug 2010 01:42:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625851</guid>
		<description>Also, the word you want is not &quot;apertures&quot;, but, I think, &quot;appurtenances&quot;.</description>
		<content:encoded><![CDATA[<p>Also, the word you want is not &#8220;apertures&#8221;, but, I think, &#8220;appurtenances&#8221;.</p>
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		<title>By: nyx</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625741</link>
		<dc:creator>nyx</dc:creator>
		<pubDate>Thu, 05 Aug 2010 00:56:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625741</guid>
		<description>It all depends what you think is worth it. I don&#039;t think that modern life has to be expensive or busy, we can choose the conveniences that we want or don&#039;t want. We all choose what we want to do with our money, time and life. :D

My bf and I both grew up in nice middle class families with cable, we&#039;re 27 and 30 years old, and we don&#039;t have cable, no tivo, and its so freeing!

In the 21st century we are advertised to death, its ridiculous. When I was a teen I was glued to my tv, because there was always another tv show to watch, its nice to not have that anymore. It also helps to not have the constant commercials. 

We do have internet access and computers, so we do pick and choose what we will give our time,attention, and money to. We both find the internet much more useful than cable. 

But yes I agree with the end of the article that there is a cost to what we spend our money on. I hate the word frugal but even I have to admit, you have to be economic or you won&#039;t end up with money towards the end of your life when you are old and really need it.</description>
		<content:encoded><![CDATA[<p>It all depends what you think is worth it. I don&#8217;t think that modern life has to be expensive or busy, we can choose the conveniences that we want or don&#8217;t want. We all choose what we want to do with our money, time and life. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p>My bf and I both grew up in nice middle class families with cable, we&#8217;re 27 and 30 years old, and we don&#8217;t have cable, no tivo, and its so freeing!</p>
<p>In the 21st century we are advertised to death, its ridiculous. When I was a teen I was glued to my tv, because there was always another tv show to watch, its nice to not have that anymore. It also helps to not have the constant commercials. </p>
<p>We do have internet access and computers, so we do pick and choose what we will give our time,attention, and money to. We both find the internet much more useful than cable. </p>
<p>But yes I agree with the end of the article that there is a cost to what we spend our money on. I hate the word frugal but even I have to admit, you have to be economic or you won&#8217;t end up with money towards the end of your life when you are old and really need it.</p>
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		<title>By: David/moneycrashers</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625681</link>
		<dc:creator>David/moneycrashers</dc:creator>
		<pubDate>Thu, 05 Aug 2010 00:16:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625681</guid>
		<description>I love the numbers about how much you had to earn to pay this $876 bill. Should be even further motivation to stay away from such expensive toys!

And for #95--if you&#039;re making money with your Iphone--then more power to you!!</description>
		<content:encoded><![CDATA[<p>I love the numbers about how much you had to earn to pay this $876 bill. Should be even further motivation to stay away from such expensive toys!</p>
<p>And for #95&#8211;if you&#8217;re making money with your Iphone&#8211;then more power to you!!</p>
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		<title>By: Esme</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625661</link>
		<dc:creator>Esme</dc:creator>
		<pubDate>Wed, 04 Aug 2010 23:59:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625661</guid>
		<description>#92- if you don&#039;t like trying to keep up with the latest device- don&#039;t. Nobody says you have to. Your &#039;sounds like..&#039; is your own bias speaking, not necessarily the truth.
 I personally get annoyed at the holier-than-thous who assume because someone owns an iPhone or BlackBerry or smartphone, that they&#039;re automatically either a trendoid or wasteful, money-wise. Perhaps people out there with desk jobs or who are retired or work from home don&#039;t need one, but for me its been a godsend! I travel constantly for my work and would rather not lug around a laptop-yet I constantly have to check for last-minute work that comes to me via email (cause if I don&#039;t I lose the work). My iPhone paid for itself within a week that way. It has saved my backside from getting hopelessly lost with the GPS; I can keep in touch with my husband who also has a constant travel, non-desk job by texting (because driving while talking on a cell is illegal here). I can do banking day or night, I can manage my budget while on the train. I use it as an alarm clock as well since my alarm clock died. Its incredibly, incredibly useful to me. I used to have a regular cell but it just couldn&#039;t do what I needed it to. ( I don&#039;t need or have a landline. I&#039;ve only got cable because my mother-in-law who lives with us wants it. These things don&#039;t matter to me.) Please stop painting everyone with the same brush. You have no idea what other people&#039;s lives are or why they buy/use the devices they do.</description>
		<content:encoded><![CDATA[<p>#92- if you don&#8217;t like trying to keep up with the latest device- don&#8217;t. Nobody says you have to. Your &#8216;sounds like..&#8217; is your own bias speaking, not necessarily the truth.<br />
 I personally get annoyed at the holier-than-thous who assume because someone owns an iPhone or BlackBerry or smartphone, that they&#8217;re automatically either a trendoid or wasteful, money-wise. Perhaps people out there with desk jobs or who are retired or work from home don&#8217;t need one, but for me its been a godsend! I travel constantly for my work and would rather not lug around a laptop-yet I constantly have to check for last-minute work that comes to me via email (cause if I don&#8217;t I lose the work). My iPhone paid for itself within a week that way. It has saved my backside from getting hopelessly lost with the GPS; I can keep in touch with my husband who also has a constant travel, non-desk job by texting (because driving while talking on a cell is illegal here). I can do banking day or night, I can manage my budget while on the train. I use it as an alarm clock as well since my alarm clock died. Its incredibly, incredibly useful to me. I used to have a regular cell but it just couldn&#8217;t do what I needed it to. ( I don&#8217;t need or have a landline. I&#8217;ve only got cable because my mother-in-law who lives with us wants it. These things don&#8217;t matter to me.) Please stop painting everyone with the same brush. You have no idea what other people&#8217;s lives are or why they buy/use the devices they do.</p>
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		<title>By: beachbound</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625651</link>
		<dc:creator>beachbound</dc:creator>
		<pubDate>Wed, 04 Aug 2010 23:45:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625651</guid>
		<description>I NEED my smartphone since I trade forex.  

As for cable, I only have the lowest basic tier, since I have to have it in order to get internet (Comcast), but I hardly watch tv.  I miss watching Discover channel and TLC, though.  I just don&#039;t really like watching &quot;tv&quot; on my computer screen, since it&#039;s not in my living room.</description>
		<content:encoded><![CDATA[<p>I NEED my smartphone since I trade forex.  </p>
<p>As for cable, I only have the lowest basic tier, since I have to have it in order to get internet (Comcast), but I hardly watch tv.  I miss watching Discover channel and TLC, though.  I just don&#8217;t really like watching &#8220;tv&#8221; on my computer screen, since it&#8217;s not in my living room.</p>
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		<title>By: Kay</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625551</link>
		<dc:creator>Kay</dc:creator>
		<pubDate>Wed, 04 Aug 2010 22:52:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625551</guid>
		<description>I think this post is a good reminder to be conscious of your buying choices, and watch out for lifestyle inflation. i&#039;m in my 20s and almost all my friends have &quot;smart phones&quot; but i don&#039;t care. i&#039;ve been with the same service provider for over 5 years now, and every 2 years or so, i&#039;m eligible for a free phone, and that&#039;s when i get one. It doesn&#039;t have any fancy apps, and sometimes my friends tease me, but it does the job for me. 
Just wanted to mention that, because I noticed some comments saying how they feel peer pressure to keep up. Come on people, we&#039;re not in high school anymore. Say no to the peer pressure.
BTW I don&#039;t live like a caveman. I do get netflix, and other stuff I care to get.</description>
		<content:encoded><![CDATA[<p>I think this post is a good reminder to be conscious of your buying choices, and watch out for lifestyle inflation. i&#8217;m in my 20s and almost all my friends have &#8220;smart phones&#8221; but i don&#8217;t care. i&#8217;ve been with the same service provider for over 5 years now, and every 2 years or so, i&#8217;m eligible for a free phone, and that&#8217;s when i get one. It doesn&#8217;t have any fancy apps, and sometimes my friends tease me, but it does the job for me.<br />
Just wanted to mention that, because I noticed some comments saying how they feel peer pressure to keep up. Come on people, we&#8217;re not in high school anymore. Say no to the peer pressure.<br />
BTW I don&#8217;t live like a caveman. I do get netflix, and other stuff I care to get.</p>
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		<title>By: KarenJ</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625501</link>
		<dc:creator>KarenJ</dc:creator>
		<pubDate>Wed, 04 Aug 2010 22:00:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625501</guid>
		<description>Sounds like a lot of IPhone users are trying to justify their need to have something they really don&#039;t need.  My phone is three years old.  I can do an upgrade, but I refuse to pay more.  I use it to make and receive phone calls.  I am way too busy to play with my phone.  People who have these kinds of phones tend to disengage from what is going on around them.  Sit in any meeting where people are supposed to be paying attention, and you will see at least half the people fiddling around with their phones, and some of them actually answering phone calls. (There, I got that off my chest!)  That being said, I&#039;m so tired of trying to keep up with every new electronic device that comes out.  Many of these new things have improved the quality of our lives, but you&#039;d be hard pressed to convince me that cell phones have done that.</description>
		<content:encoded><![CDATA[<p>Sounds like a lot of IPhone users are trying to justify their need to have something they really don&#8217;t need.  My phone is three years old.  I can do an upgrade, but I refuse to pay more.  I use it to make and receive phone calls.  I am way too busy to play with my phone.  People who have these kinds of phones tend to disengage from what is going on around them.  Sit in any meeting where people are supposed to be paying attention, and you will see at least half the people fiddling around with their phones, and some of them actually answering phone calls. (There, I got that off my chest!)  That being said, I&#8217;m so tired of trying to keep up with every new electronic device that comes out.  Many of these new things have improved the quality of our lives, but you&#8217;d be hard pressed to convince me that cell phones have done that.</p>
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		<title>By: mike</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625471</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Wed, 04 Aug 2010 21:52:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625471</guid>
		<description>This post hit home with me.  I&#039;ve found that the family members of mine who tend to complain the most about the &quot;haves&quot; versus the &quot;have nots&quot; are those that are the first in line for the new Mac products, iPhones, etc.  To me, they &quot;have&quot; all the great technological toys at the expense of having any real savings.

I gotta try that chocolate covered bacon recipe... and with any luck, the chocolate covered women one too.</description>
		<content:encoded><![CDATA[<p>This post hit home with me.  I&#8217;ve found that the family members of mine who tend to complain the most about the &#8220;haves&#8221; versus the &#8220;have nots&#8221; are those that are the first in line for the new Mac products, iPhones, etc.  To me, they &#8220;have&#8221; all the great technological toys at the expense of having any real savings.</p>
<p>I gotta try that chocolate covered bacon recipe&#8230; and with any luck, the chocolate covered women one too.</p>
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		<title>By: Debtheaven</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625371</link>
		<dc:creator>Debtheaven</dc:creator>
		<pubDate>Wed, 04 Aug 2010 21:16:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625371</guid>
		<description>Instead, it’s a call to spend consciously.

To me, too, that what it&#039;s all about.

ETA: I actually thought this post was hysterical, because it put things like child car seats and the ShamWow at the same level. LOL.</description>
		<content:encoded><![CDATA[<p>Instead, it’s a call to spend consciously.</p>
<p>To me, too, that what it&#8217;s all about.</p>
<p>ETA: I actually thought this post was hysterical, because it put things like child car seats and the ShamWow at the same level. LOL.</p>
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		<title>By: Justin</title>
		<link>http://www.getrichslowly.org/blog/2010/08/04/the-high-cost-of-modern-living/comment-page-2/#comment-625361</link>
		<dc:creator>Justin</dc:creator>
		<pubDate>Wed, 04 Aug 2010 21:09:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=38891#comment-625361</guid>
		<description>For the average person I think it&#039;s insane that they spend $70/mo+ on a cell phone.

Seriously...it&#039;s a phone...it calls people...and yeah has apps that are very handy (maps + geolocation + local search, for example).

But for $70/mo? I dunno. I&#039;m pretty happy with my $19.50/mo plan that gives me all the talk time I need.</description>
		<content:encoded><![CDATA[<p>For the average person I think it&#8217;s insane that they spend $70/mo+ on a cell phone.</p>
<p>Seriously&#8230;it&#8217;s a phone&#8230;it calls people&#8230;and yeah has apps that are very handy (maps + geolocation + local search, for example).</p>
<p>But for $70/mo? I dunno. I&#8217;m pretty happy with my $19.50/mo plan that gives me all the talk time I need.</p>
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