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	<title>Comments on: Welcome to Generation App</title>
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	<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: CH</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-2/#comment-873702</link>
		<dc:creator>CH</dc:creator>
		<pubDate>Wed, 20 Oct 2010 15:54:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-873702</guid>
		<description>I do gift cards purchases only at the iTune store.  That way I have a budgeted amount to spend per month and I think about whether the app, song or item is really worth using some of my limited amounted.  I have often decided I won&#039;t buy something because I think there will other things later I will want more.  I now almost always end up with money left to carry forward at the end of the month and a lot less time sucked away by my gadgets.</description>
		<content:encoded><![CDATA[<p>I do gift cards purchases only at the iTune store.  That way I have a budgeted amount to spend per month and I think about whether the app, song or item is really worth using some of my limited amounted.  I have often decided I won&#8217;t buy something because I think there will other things later I will want more.  I now almost always end up with money left to carry forward at the end of the month and a lot less time sucked away by my gadgets.</p>
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		<title>By: Rob Ward</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-842982</link>
		<dc:creator>Rob Ward</dc:creator>
		<pubDate>Mon, 11 Oct 2010 19:46:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-842982</guid>
		<description>This is so true.  The majority of the apps I have bought I haven&#039;t used for quite some time.  I also agree that it is good to &quot;disconnect&quot; every so often.  The always on mentality cannot be healthy for our brains.</description>
		<content:encoded><![CDATA[<p>This is so true.  The majority of the apps I have bought I haven&#8217;t used for quite some time.  I also agree that it is good to &#8220;disconnect&#8221; every so often.  The always on mentality cannot be healthy for our brains.</p>
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		<title>By: Frank</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-840582</link>
		<dc:creator>Frank</dc:creator>
		<pubDate>Mon, 11 Oct 2010 10:12:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-840582</guid>
		<description>Buying  a whole lot of apps never appealed to me.  I had the original iPhone 2g and just recently upgraded to the 3GS.  Most of the apps I do have are free.  I&#039;ve only paid for 3 of them.  As far as going unplugged, I&#039;m not attached at the hip to my phone.  I use it a lot at work, but when I&#039;m at home it sits on a desk with it&#039;s charger.  It does however go with me when I head out the door.  I have to be reachable in an emergency,thats the whole purpose of having a cell phone.  Yes you can spend a Lot of money if you&#039;re not careful. The new IOS 4 that came with the phone has IBooks and I sm
A huge reader.  Must resist.  We all have our temptations just exercise restraint.  The ITunes gift cards sound like a good idea buy one or two each month and only spend that amount.</description>
		<content:encoded><![CDATA[<p>Buying  a whole lot of apps never appealed to me.  I had the original iPhone 2g and just recently upgraded to the 3GS.  Most of the apps I do have are free.  I&#8217;ve only paid for 3 of them.  As far as going unplugged, I&#8217;m not attached at the hip to my phone.  I use it a lot at work, but when I&#8217;m at home it sits on a desk with it&#8217;s charger.  It does however go with me when I head out the door.  I have to be reachable in an emergency,thats the whole purpose of having a cell phone.  Yes you can spend a Lot of money if you&#8217;re not careful. The new IOS 4 that came with the phone has IBooks and I sm<br />
A huge reader.  Must resist.  We all have our temptations just exercise restraint.  The ITunes gift cards sound like a good idea buy one or two each month and only spend that amount.</p>
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		<title>By: Hmmmm</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-839612</link>
		<dc:creator>Hmmmm</dc:creator>
		<pubDate>Mon, 11 Oct 2010 06:13:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-839612</guid>
		<description>I never understood the reason to buy apps. I have had my iphone for almost a year. I have spent $15 total on songs and games over the course of the last ten months, which I think is totally reasonable. However, I am not someone who is prone to impulse spending.

I don&#039;t think apps encourage impulse spending, rather take advantage of the people prone to the habit.</description>
		<content:encoded><![CDATA[<p>I never understood the reason to buy apps. I have had my iphone for almost a year. I have spent $15 total on songs and games over the course of the last ten months, which I think is totally reasonable. However, I am not someone who is prone to impulse spending.</p>
<p>I don&#8217;t think apps encourage impulse spending, rather take advantage of the people prone to the habit.</p>
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		<title>By: Andrew @ Money Crashers</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-834052</link>
		<dc:creator>Andrew @ Money Crashers</dc:creator>
		<pubDate>Sun, 10 Oct 2010 02:56:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-834052</guid>
		<description>@Danica, I hear ya and there is definite value to our team, but the problem becomes when you&#039;re multiplying those across hundreds or even thousands of apps, the costs add up.  There are so many apps that essentially do the same thing, but some do it way better than others...I&#039;d say in these cases is where it makes sense to do some research...you also might be fine with what you have but not realize how much better of an app you could have otherwise</description>
		<content:encoded><![CDATA[<p>@Danica, I hear ya and there is definite value to our team, but the problem becomes when you&#8217;re multiplying those across hundreds or even thousands of apps, the costs add up.  There are so many apps that essentially do the same thing, but some do it way better than others&#8230;I&#8217;d say in these cases is where it makes sense to do some research&#8230;you also might be fine with what you have but not realize how much better of an app you could have otherwise</p>
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		<title>By: Suzanne</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-832282</link>
		<dc:creator>Suzanne</dc:creator>
		<pubDate>Sat, 09 Oct 2010 15:53:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-832282</guid>
		<description>I work in the field of education and technology at a large public university, and am seen there as one of the technology enthusiasts. It&#039;s a context where there&#039;s a lot of thoughtful questioning and &quot;resistance&quot; regarding technology&#039;s relevance to and usefulness in education. I use, and think about using, my igadgets personally and professionally and in doing so, I challenge my tech-enthusiast colleagues with the kinds of questions a conversation like this one generates. Thank you :)</description>
		<content:encoded><![CDATA[<p>I work in the field of education and technology at a large public university, and am seen there as one of the technology enthusiasts. It&#8217;s a context where there&#8217;s a lot of thoughtful questioning and &#8220;resistance&#8221; regarding technology&#8217;s relevance to and usefulness in education. I use, and think about using, my igadgets personally and professionally and in doing so, I challenge my tech-enthusiast colleagues with the kinds of questions a conversation like this one generates. Thank you <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Danica</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-832072</link>
		<dc:creator>Danica</dc:creator>
		<pubDate>Sat, 09 Oct 2010 14:49:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-832072</guid>
		<description>I disagree with the premise that spending 99 cents without in-depth research is bad value.  Research time has value, too.  If a dollar and a few minutes testing the real product will give me all the information I need about a potential purchase, it&#039;s a better deal than other forms of product research.  If the app disappoints, I&#039;ve invested very little to find that out, and if it&#039;s useful, hooray.
When there are reviews in itunes, I do take the time to read them before I download.  
This works for me, but I buy very few apps.</description>
		<content:encoded><![CDATA[<p>I disagree with the premise that spending 99 cents without in-depth research is bad value.  Research time has value, too.  If a dollar and a few minutes testing the real product will give me all the information I need about a potential purchase, it&#8217;s a better deal than other forms of product research.  If the app disappoints, I&#8217;ve invested very little to find that out, and if it&#8217;s useful, hooray.<br />
When there are reviews in itunes, I do take the time to read them before I download.<br />
This works for me, but I buy very few apps.</p>
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		<title>By: bobj</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-831482</link>
		<dc:creator>bobj</dc:creator>
		<pubDate>Sat, 09 Oct 2010 10:46:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-831482</guid>
		<description>I am waiting for the &quot;GET RICH SLOWLY&quot; app!</description>
		<content:encoded><![CDATA[<p>I am waiting for the &#8220;GET RICH SLOWLY&#8221; app!</p>
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		<title>By: Sabrina</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-831362</link>
		<dc:creator>Sabrina</dc:creator>
		<pubDate>Sat, 09 Oct 2010 10:14:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-831362</guid>
		<description>Interesting article! Personally I do delay my Blackberry app purchases - read reviews, compare apps, and wait (days to weeks) until I&#039;m sure I want to buy - but I made a conscious choice not to only use free applications, and here&#039;s why:

When I was younger, I was a broke design major and had plenty of friends eager to &quot;help&quot; me get the expensive software suites I needed to finish my classwork. On a smaller scale, I often used &quot;nagware&quot; shareware for years without paying or even contributing. Now I&#039;m a happy geek working in adult media and know exactly what this &quot;why should I pay?&quot; mentality does to my friends&#039; livelihoods.

If I like it, if I use it, if it fills a need or a strong want, I buy it - because I can now, and I know a lot of others won&#039;t bother to. Buying mindlessly isn&#039;t at all fulfilling. Buying mindfully after considering the purchase is.

Also: while unplugging is fun and necessary from time to time, I&#039;ve found my smartphone indispensable while traveling in both semi-rural and urban areas. The only downside is that I don&#039;t write as often, because I&#039;m always putting information in, not out.</description>
		<content:encoded><![CDATA[<p>Interesting article! Personally I do delay my Blackberry app purchases &#8211; read reviews, compare apps, and wait (days to weeks) until I&#8217;m sure I want to buy &#8211; but I made a conscious choice not to only use free applications, and here&#8217;s why:</p>
<p>When I was younger, I was a broke design major and had plenty of friends eager to &#8220;help&#8221; me get the expensive software suites I needed to finish my classwork. On a smaller scale, I often used &#8220;nagware&#8221; shareware for years without paying or even contributing. Now I&#8217;m a happy geek working in adult media and know exactly what this &#8220;why should I pay?&#8221; mentality does to my friends&#8217; livelihoods.</p>
<p>If I like it, if I use it, if it fills a need or a strong want, I buy it &#8211; because I can now, and I know a lot of others won&#8217;t bother to. Buying mindlessly isn&#8217;t at all fulfilling. Buying mindfully after considering the purchase is.</p>
<p>Also: while unplugging is fun and necessary from time to time, I&#8217;ve found my smartphone indispensable while traveling in both semi-rural and urban areas. The only downside is that I don&#8217;t write as often, because I&#8217;m always putting information in, not out.</p>
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		<title>By: Deb</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830982</link>
		<dc:creator>Deb</dc:creator>
		<pubDate>Sat, 09 Oct 2010 07:00:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830982</guid>
		<description>@Jaime B and David/Moneycrashers, I&#039;m feeling ya!  

Husband and I also made a decision to bypass iPhone, just sticking to a simple cell.  We text a bit, chat a bit, and that&#039;s really all we need.

I am one of those people who really enjoys getting away and unplugging.  We head out rafting, driftboating, camping, etc. for 5-6 days without any tech toys or e-life at all, and it makes me feel FANTASTIC!  We both return home feeling recharged, energized, reconnected to our natural world and filled with inspiration and creativity.

I&#039;m not a luddite by any means, but staying connected usually results in time suck for me.  Unplugging is salve for my soul and mind, not to mention kinder and gentler for my bank account.  And I&#039;m not putting my independent book store owner friends out of work with a Kindle anytime soon either!</description>
		<content:encoded><![CDATA[<p>@Jaime B and David/Moneycrashers, I&#8217;m feeling ya!  </p>
<p>Husband and I also made a decision to bypass iPhone, just sticking to a simple cell.  We text a bit, chat a bit, and that&#8217;s really all we need.</p>
<p>I am one of those people who really enjoys getting away and unplugging.  We head out rafting, driftboating, camping, etc. for 5-6 days without any tech toys or e-life at all, and it makes me feel FANTASTIC!  We both return home feeling recharged, energized, reconnected to our natural world and filled with inspiration and creativity.</p>
<p>I&#8217;m not a luddite by any means, but staying connected usually results in time suck for me.  Unplugging is salve for my soul and mind, not to mention kinder and gentler for my bank account.  And I&#8217;m not putting my independent book store owner friends out of work with a Kindle anytime soon either!</p>
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		<title>By: Bananen</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830952</link>
		<dc:creator>Bananen</dc:creator>
		<pubDate>Sat, 09 Oct 2010 06:41:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830952</guid>
		<description>If being disconnected is do great, why don&#039;t you make it a permanent thing?
I like being connected, that&#039;s why I am just that. If I didn&#039;t like it I&#039;d not just make disconnecting a temporary thing.</description>
		<content:encoded><![CDATA[<p>If being disconnected is do great, why don&#8217;t you make it a permanent thing?<br />
I like being connected, that&#8217;s why I am just that. If I didn&#8217;t like it I&#8217;d not just make disconnecting a temporary thing.</p>
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		<title>By: David/moneycrashers</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830772</link>
		<dc:creator>David/moneycrashers</dc:creator>
		<pubDate>Sat, 09 Oct 2010 02:55:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830772</guid>
		<description>Rather than learning to unplug, how about converting to never plugging in?

I&#039;ve never owned an iphone or any of those other things like Blackberries and the like, and I seem to be getting along just fine</description>
		<content:encoded><![CDATA[<p>Rather than learning to unplug, how about converting to never plugging in?</p>
<p>I&#8217;ve never owned an iphone or any of those other things like Blackberries and the like, and I seem to be getting along just fine</p>
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		<title>By: Sara</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830552</link>
		<dc:creator>Sara</dc:creator>
		<pubDate>Sat, 09 Oct 2010 01:28:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830552</guid>
		<description>I think the real waste of money is spending $70+ per month for cell phone service with an iPhone!  But I&#039;m sure the apps add up, too.  I got an iPod touch for Christmas, and I have downloaded many free apps but paid for only one (the How to Cook Everything app).</description>
		<content:encoded><![CDATA[<p>I think the real waste of money is spending $70+ per month for cell phone service with an iPhone!  But I&#8217;m sure the apps add up, too.  I got an iPod touch for Christmas, and I have downloaded many free apps but paid for only one (the How to Cook Everything app).</p>
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		<title>By: DianaD</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830402</link>
		<dc:creator>DianaD</dc:creator>
		<pubDate>Sat, 09 Oct 2010 00:11:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830402</guid>
		<description>I read this article and comments with an open mind, but I can&#039;t for the life of me figure out why I may need this phone let alone the apps.  Where I&#039;m from Cell service is spotty, but getting better as technology moves in.  I admit the phone is cool but I don&#039;t feel the need to check emails or the tv show I didn&#039;t watch last night or amuse myself at the doctors office (or at work).  These things are not time savers at all and everyone here has a reason to justify the money they spend on these apps. I admit I would be lost without my phone, but I use it more for texting my two sons who are in college and for getting ahold of my husband who has a long commute to work, but when I am at home my phone is not attached to me, it sits on the counter.   I would rather play a real board game or even the wii with my 11YO than play a game on a phone or even the computer.</description>
		<content:encoded><![CDATA[<p>I read this article and comments with an open mind, but I can&#8217;t for the life of me figure out why I may need this phone let alone the apps.  Where I&#8217;m from Cell service is spotty, but getting better as technology moves in.  I admit the phone is cool but I don&#8217;t feel the need to check emails or the tv show I didn&#8217;t watch last night or amuse myself at the doctors office (or at work).  These things are not time savers at all and everyone here has a reason to justify the money they spend on these apps. I admit I would be lost without my phone, but I use it more for texting my two sons who are in college and for getting ahold of my husband who has a long commute to work, but when I am at home my phone is not attached to me, it sits on the counter.   I would rather play a real board game or even the wii with my 11YO than play a game on a phone or even the computer.</p>
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		<title>By: Peggy</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830382</link>
		<dc:creator>Peggy</dc:creator>
		<pubDate>Fri, 08 Oct 2010 23:59:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830382</guid>
		<description>There are application miner programs (for free) which will alert you when the app you desire is on sale. Some apps even allow you to indicate your preferred price (for example, alert me when this app is FREE).

I can practice delayed gratification this way, get all the apps I desire and say &quot;no&quot; to some that were really only passing fancies.</description>
		<content:encoded><![CDATA[<p>There are application miner programs (for free) which will alert you when the app you desire is on sale. Some apps even allow you to indicate your preferred price (for example, alert me when this app is FREE).</p>
<p>I can practice delayed gratification this way, get all the apps I desire and say &#8220;no&#8221; to some that were really only passing fancies.</p>
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		<title>By: jackie</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830372</link>
		<dc:creator>jackie</dc:creator>
		<pubDate>Fri, 08 Oct 2010 23:59:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830372</guid>
		<description>I&#039;m more like the oatmeal too.  I never buy paid apps without a strong recommendation from a trusted friend or trying the free lite version first.</description>
		<content:encoded><![CDATA[<p>I&#8217;m more like the oatmeal too.  I never buy paid apps without a strong recommendation from a trusted friend or trying the free lite version first.</p>
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		<title>By: Arvin Bautista</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830152</link>
		<dc:creator>Arvin Bautista</dc:creator>
		<pubDate>Fri, 08 Oct 2010 21:49:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830152</guid>
		<description>I&#039;ve had an iOS product for two years now, three products total (iPod touch, iPad, iPhone4), and I&#039;ve managed to make it through so far without having to ever download a paid app. I&#039;ve come very close at points do download a paid app, but within a few hours I have either lost the urge, or found a free alternative that scratches my itch!

A great site is freeappaday.com (not affiliated with them), which showcases apps that have recently become free. Every weekend they showcase a particularly popular or worthwhile app, usually a game.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve had an iOS product for two years now, three products total (iPod touch, iPad, iPhone4), and I&#8217;ve managed to make it through so far without having to ever download a paid app. I&#8217;ve come very close at points do download a paid app, but within a few hours I have either lost the urge, or found a free alternative that scratches my itch!</p>
<p>A great site is freeappaday.com (not affiliated with them), which showcases apps that have recently become free. Every weekend they showcase a particularly popular or worthwhile app, usually a game.</p>
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		<title>By: Nick</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-830092</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Fri, 08 Oct 2010 21:25:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-830092</guid>
		<description>Apps can certainly be the Chinese water torture to your finances.  I immediately thought of this cartoon when I read your post, though: http://theoatmeal.com/blog/apps

As far as unplugging, the NY Times did a great piece on this a few months ago (http://bits.blogs.nytimes.com/2010/08/15/the-unplugged-challenge-readers-respond/).  Turns out, just like a three-day weekend can make us more relaxed, a three-day hiatus from the Hulu can keep us more sane, too.

Apps are great (I happen to be biased based on where I work), but they can certainly chip away at your 401(k) if you let them.

Great post!</description>
		<content:encoded><![CDATA[<p>Apps can certainly be the Chinese water torture to your finances.  I immediately thought of this cartoon when I read your post, though: <a href="http://theoatmeal.com/blog/apps" rel="nofollow">http://theoatmeal.com/blog/apps</a></p>
<p>As far as unplugging, the NY Times did a great piece on this a few months ago (<a href="http://bits.blogs.nytimes.com/2010/08/15/the-unplugged-challenge-readers-respond/" rel="nofollow">http://bits.blogs.nytimes.com/2010/08/15/the-unplugged-challenge-readers-respond/</a>).  Turns out, just like a three-day weekend can make us more relaxed, a three-day hiatus from the Hulu can keep us more sane, too.</p>
<p>Apps are great (I happen to be biased based on where I work), but they can certainly chip away at your 401(k) if you let them.</p>
<p>Great post!</p>
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		<title>By: Andrew @ Money Crashers</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829902</link>
		<dc:creator>Andrew @ Money Crashers</dc:creator>
		<pubDate>Fri, 08 Oct 2010 20:21:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829902</guid>
		<description>Great Post.  The only tip I add is to make sure the app passes the &quot;Will I really use this?&quot; test.  Even at $0.99, don&#039;t buy something just because it seems like a good deal.</description>
		<content:encoded><![CDATA[<p>Great Post.  The only tip I add is to make sure the app passes the &#8220;Will I really use this?&#8221; test.  Even at $0.99, don&#8217;t buy something just because it seems like a good deal.</p>
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		<title>By: Kate</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829762</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Fri, 08 Oct 2010 18:57:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829762</guid>
		<description>@Ami

In your comment, you said, 

&quot;Why not create apps for a side income? Pat Flynn at Smart Passive Income has done this to add to his income. You don’t need programming skills (you can outsource this). &quot;

This really supports my point about some of the most troublesome apps are ones that people just created to have their name on the app store (or to create &quot;side income&quot;).  Build an app to solve a problem, or to help others, not to make extra money...you&#039;re shooting yourself in the foot if you start of that way.  I&#039;m sure J.D. didn&#039;t start GRS just to make extra money (although that was probably a consideration).  

Second point--about outsourcing app building.  While a lot of companies do this, (hence why I have a profitable business!), it is NOT NOT NOT cheap.  I had an overwhelming work load and looked to outsource some of my easier apps--I would say there is no way you can build a reasonably good app that will be accepted to the Apple store right away for less than $7,000 total.  That&#039;s really difficult to recoup on ad revenue and/or a profit of .79 per app (that&#039;s assuming you charge over a dollar per app).

Anyway, just my two cents.</description>
		<content:encoded><![CDATA[<p>@Ami</p>
<p>In your comment, you said, </p>
<p>&#8220;Why not create apps for a side income? Pat Flynn at Smart Passive Income has done this to add to his income. You don’t need programming skills (you can outsource this). &#8221;</p>
<p>This really supports my point about some of the most troublesome apps are ones that people just created to have their name on the app store (or to create &#8220;side income&#8221;).  Build an app to solve a problem, or to help others, not to make extra money&#8230;you&#8217;re shooting yourself in the foot if you start of that way.  I&#8217;m sure J.D. didn&#8217;t start GRS just to make extra money (although that was probably a consideration).  </p>
<p>Second point&#8211;about outsourcing app building.  While a lot of companies do this, (hence why I have a profitable business!), it is NOT NOT NOT cheap.  I had an overwhelming work load and looked to outsource some of my easier apps&#8211;I would say there is no way you can build a reasonably good app that will be accepted to the Apple store right away for less than $7,000 total.  That&#8217;s really difficult to recoup on ad revenue and/or a profit of .79 per app (that&#8217;s assuming you charge over a dollar per app).</p>
<p>Anyway, just my two cents.</p>
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		<title>By: MutantSuperModel</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829672</link>
		<dc:creator>MutantSuperModel</dc:creator>
		<pubDate>Fri, 08 Oct 2010 18:15:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829672</guid>
		<description>@KarenJ And therein lies my whole problem with the Kindle. I love the library too much to let go of FREE books. :/ But it&#039;s so pretty...</description>
		<content:encoded><![CDATA[<p>@KarenJ And therein lies my whole problem with the Kindle. I love the library too much to let go of FREE books. :/ But it&#8217;s so pretty&#8230;</p>
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		<title>By: Jaime B</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829692</link>
		<dc:creator>Jaime B</dc:creator>
		<pubDate>Fri, 08 Oct 2010 18:12:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829692</guid>
		<description>I like the gist of the article - when it&#039;s easy to buy, you&#039;re more likely to buy mindlessly. I equate that to websites like amazon that store your credit card information so you can buy without having to go find your wallet to dig out your card. You have to make more of an effort to spend mindfully when companies make spending so darn convenient. ;)

That said, I don&#039;t have a smartphone and really don&#039;t have a desire for one. Or more accurately, I have no desire to pay the monthly charge to have internet and whatnot on my phone. Someday, if they consider internet access to be standard and it&#039;s all rolled into a regular service charge then I would consider a smartphone. But right now, I&#039;m good. I talk and I text, not much though, and that&#039;s enough for me. I would rather watch a movie on my TV at home rather than a tiny screen and I manager to entertain myself just fine if I&#039;m in line or waiting at the doctor&#039;s office. I don&#039;t feel the need to download music or look things up online out of boredom. I also do not have a job that I need to bring work home for and if I did, then I would expect them to pony up for the phone service if they expect me to answer email at all hours of the night and day.

*shrug* I&#039;m not anti-smartphone, I&#039;m just ambivalent about it.</description>
		<content:encoded><![CDATA[<p>I like the gist of the article &#8211; when it&#8217;s easy to buy, you&#8217;re more likely to buy mindlessly. I equate that to websites like amazon that store your credit card information so you can buy without having to go find your wallet to dig out your card. You have to make more of an effort to spend mindfully when companies make spending so darn convenient. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>That said, I don&#8217;t have a smartphone and really don&#8217;t have a desire for one. Or more accurately, I have no desire to pay the monthly charge to have internet and whatnot on my phone. Someday, if they consider internet access to be standard and it&#8217;s all rolled into a regular service charge then I would consider a smartphone. But right now, I&#8217;m good. I talk and I text, not much though, and that&#8217;s enough for me. I would rather watch a movie on my TV at home rather than a tiny screen and I manager to entertain myself just fine if I&#8217;m in line or waiting at the doctor&#8217;s office. I don&#8217;t feel the need to download music or look things up online out of boredom. I also do not have a job that I need to bring work home for and if I did, then I would expect them to pony up for the phone service if they expect me to answer email at all hours of the night and day.</p>
<p>*shrug* I&#8217;m not anti-smartphone, I&#8217;m just ambivalent about it.</p>
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		<title>By: Lily (capital L)</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829622</link>
		<dc:creator>Lily (capital L)</dc:creator>
		<pubDate>Fri, 08 Oct 2010 17:40:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829622</guid>
		<description>I&#039;m more like the Oatmeal... :) 

http://theoatmeal.com/blog/apps</description>
		<content:encoded><![CDATA[<p>I&#8217;m more like the Oatmeal&#8230; <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  </p>
<p><a href="http://theoatmeal.com/blog/apps" rel="nofollow">http://theoatmeal.com/blog/apps</a></p>
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		<title>By: JSKF</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829572</link>
		<dc:creator>JSKF</dc:creator>
		<pubDate>Fri, 08 Oct 2010 17:19:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829572</guid>
		<description>You can have a phone full of apps without spending a cent -- my dad got his iPhone just over a year ago and has over 200 apps. His iTunes is also so full of music that his phone has reached full capacity. 

How much has he spent? Not a single cent! All the apps were free and all his music was copied from his collection of CDs that he has obtained over many years.</description>
		<content:encoded><![CDATA[<p>You can have a phone full of apps without spending a cent &#8212; my dad got his iPhone just over a year ago and has over 200 apps. His iTunes is also so full of music that his phone has reached full capacity. </p>
<p>How much has he spent? Not a single cent! All the apps were free and all his music was copied from his collection of CDs that he has obtained over many years.</p>
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		<title>By: Des</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829512</link>
		<dc:creator>Des</dc:creator>
		<pubDate>Fri, 08 Oct 2010 16:53:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829512</guid>
		<description>@Kevin M - I can field this question. I got rid of my iPhone a few months ago and am still going through withdrawals. When we&#039;re driving around, I could find where I was going (yes, I know I could get a separate GPS device). When I had a few minutes to kill (waiting in line, etc.) I could read CNN. I could check my gmail and facebook at work (my employer blocks those sites). At dinner when DH and I would disagree on a point (i.e. how old Emma Watson was when she played Hermione in the first HP) I could google it.

All small things, I know, and there are other devices that could serve those functions. But you get used to having all those niceties at your fingertips 24/7. All tech is like that. My life would be drastically different without online banking, telephones instead of snail mail, and cars instead of horses. I think it is naive when people say &quot;You got by fine without it before, you don&#039;t need it now.&quot; Take that to its logical conclusion. We got by without running water and flush toilets, and we wouldn&#039;t die without them now, but most people are still happy to pay for the convenience. The same is true with smart phones.</description>
		<content:encoded><![CDATA[<p>@Kevin M &#8211; I can field this question. I got rid of my iPhone a few months ago and am still going through withdrawals. When we&#8217;re driving around, I could find where I was going (yes, I know I could get a separate GPS device). When I had a few minutes to kill (waiting in line, etc.) I could read CNN. I could check my gmail and facebook at work (my employer blocks those sites). At dinner when DH and I would disagree on a point (i.e. how old Emma Watson was when she played Hermione in the first HP) I could google it.</p>
<p>All small things, I know, and there are other devices that could serve those functions. But you get used to having all those niceties at your fingertips 24/7. All tech is like that. My life would be drastically different without online banking, telephones instead of snail mail, and cars instead of horses. I think it is naive when people say &#8220;You got by fine without it before, you don&#8217;t need it now.&#8221; Take that to its logical conclusion. We got by without running water and flush toilets, and we wouldn&#8217;t die without them now, but most people are still happy to pay for the convenience. The same is true with smart phones.</p>
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		<title>By: Nick</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829482</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Fri, 08 Oct 2010 16:39:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829482</guid>
		<description>some great advice!! I don&#039;t think I&#039;ll ever know how hard it is to unplug until I try, maybe I&#039;ll do it this weekend!  maybe not.  

Lot&#039;s of people make good money making apps and selling them for a dollar, if you can get a million people to buy it, then boom!</description>
		<content:encoded><![CDATA[<p>some great advice!! I don&#8217;t think I&#8217;ll ever know how hard it is to unplug until I try, maybe I&#8217;ll do it this weekend!  maybe not.  </p>
<p>Lot&#8217;s of people make good money making apps and selling them for a dollar, if you can get a million people to buy it, then boom!</p>
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		<title>By: Dave C.</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829412</link>
		<dc:creator>Dave C.</dc:creator>
		<pubDate>Fri, 08 Oct 2010 16:23:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829412</guid>
		<description>It&#039;s interesting to see all the comments about how important people find their smart phones.  For someone who considers himself tech-savvy and usually near the cutting edge, I find myself feeling like a dinosaur as far as phones go.  I have 2 big things that really hold me back from joining the smart phone crowd: 1) I&#039;m a motorcyclist, so I can&#039;t use the phone while I&#039;m driving - can&#039;t even usually hear it ring in my pocket, and 2) my work is sensitive and I can&#039;t bring any cell phone or other unapproved electronic device into my work area.  The end result is I just can&#039;t justify an expensive phone with it&#039;s monthly data plan for something that will just sit unused most of the time.  As a result, I have the cheapest phone and cheapest plan available - works for me!</description>
		<content:encoded><![CDATA[<p>It&#8217;s interesting to see all the comments about how important people find their smart phones.  For someone who considers himself tech-savvy and usually near the cutting edge, I find myself feeling like a dinosaur as far as phones go.  I have 2 big things that really hold me back from joining the smart phone crowd: 1) I&#8217;m a motorcyclist, so I can&#8217;t use the phone while I&#8217;m driving &#8211; can&#8217;t even usually hear it ring in my pocket, and 2) my work is sensitive and I can&#8217;t bring any cell phone or other unapproved electronic device into my work area.  The end result is I just can&#8217;t justify an expensive phone with it&#8217;s monthly data plan for something that will just sit unused most of the time.  As a result, I have the cheapest phone and cheapest plan available &#8211; works for me!</p>
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		<title>By: KarenJ</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829382</link>
		<dc:creator>KarenJ</dc:creator>
		<pubDate>Fri, 08 Oct 2010 16:10:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829382</guid>
		<description>I don&#039;t do apps as I have no time to play with my phone, but I&#039;ve been fiending for a Kindle for a few months now, and my husband just won one at a networking event.  So excited until I realized that I&#039;m going to have to pay to download books into the thing.  Now I pay $1-$5 for real books.  It&#039;s made me realize that with every new electronic gadget, there&#039;s additional costs in software or add-on services.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t do apps as I have no time to play with my phone, but I&#8217;ve been fiending for a Kindle for a few months now, and my husband just won one at a networking event.  So excited until I realized that I&#8217;m going to have to pay to download books into the thing.  Now I pay $1-$5 for real books.  It&#8217;s made me realize that with every new electronic gadget, there&#8217;s additional costs in software or add-on services.</p>
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		<title>By: Robert</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829362</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Fri, 08 Oct 2010 16:06:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829362</guid>
		<description>I&#039;m also guilty of buying &quot;on the fly.&quot; I have an Amazon Prime account (which, among other things, offers free two-day shipping) and I tend to buy more online while at work or bored at home, etc. I would cancel it but I do use it to purchase tons of necessary items for a lot less than I&#039;d pay in a warehouse store. I guess it comes out a wash in the end.</description>
		<content:encoded><![CDATA[<p>I&#8217;m also guilty of buying &#8220;on the fly.&#8221; I have an Amazon Prime account (which, among other things, offers free two-day shipping) and I tend to buy more online while at work or bored at home, etc. I would cancel it but I do use it to purchase tons of necessary items for a lot less than I&#8217;d pay in a warehouse store. I guess it comes out a wash in the end.</p>
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		<title>By: jeffeb3</title>
		<link>http://www.getrichslowly.org/blog/2010/10/08/welcome-to-generation-app/comment-page-1/#comment-829302</link>
		<dc:creator>jeffeb3</dc:creator>
		<pubDate>Fri, 08 Oct 2010 15:51:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=45762#comment-829302</guid>
		<description>The best advice in this article is budgeting by time.  By taking these small purchases and accumulating them into a set day of the week (Sat. for CDs) you are making it much easier to see the impact of these purchases, as well as giving you an opportunity to prioritize your apps.

#6 also mentioned doing the shopping on your PC through iTunes (or app Brain for us android users).  That is doing something similar and it&#039;s very smart.

BTW, android has outsold iPhones for six months in a row, lets try to talk about smart phones as a whole.  If you say iPhones and android, you are going to upset webOS, blackberry, and windows mobile users.  All smart phones have this same problem.</description>
		<content:encoded><![CDATA[<p>The best advice in this article is budgeting by time.  By taking these small purchases and accumulating them into a set day of the week (Sat. for CDs) you are making it much easier to see the impact of these purchases, as well as giving you an opportunity to prioritize your apps.</p>
<p>#6 also mentioned doing the shopping on your PC through iTunes (or app Brain for us android users).  That is doing something similar and it&#8217;s very smart.</p>
<p>BTW, android has outsold iPhones for six months in a row, lets try to talk about smart phones as a whole.  If you say iPhones and android, you are going to upset webOS, blackberry, and windows mobile users.  All smart phones have this same problem.</p>
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