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	<title>Comments on: Reader Story: Scholarships for Fun and Profit</title>
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	<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Bryan</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-2537342</link>
		<dc:creator>Bryan</dc:creator>
		<pubDate>Thu, 29 Mar 2012 22:02:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-2537342</guid>
		<description>Absolutely awesome job and post. I find great encouragement to work harder at finding scholorships for my children and working with them in this matter. Thank you very much.</description>
		<content:encoded><![CDATA[<p>Absolutely awesome job and post. I find great encouragement to work harder at finding scholorships for my children and working with them in this matter. Thank you very much.</p>
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		<title>By: Joe</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-899312</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Thu, 28 Oct 2010 16:15:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-899312</guid>
		<description>Two words - Hispanic Female

Two more - Computer Science (note that adding them to the first two words is the winner, just Comp Sci isn&#039;t going to help you)

I don&#039;t begrudge her the money, she worked hard and got it.  My kids, WASP males, household income over $80K, 100% consumer paid, not one dollar of financial aid (loans aren&#039;t aid, they&#039;re loans).</description>
		<content:encoded><![CDATA[<p>Two words &#8211; Hispanic Female</p>
<p>Two more &#8211; Computer Science (note that adding them to the first two words is the winner, just Comp Sci isn&#8217;t going to help you)</p>
<p>I don&#8217;t begrudge her the money, she worked hard and got it.  My kids, WASP males, household income over $80K, 100% consumer paid, not one dollar of financial aid (loans aren&#8217;t aid, they&#8217;re loans).</p>
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		<title>By: Christian</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-897902</link>
		<dc:creator>Christian</dc:creator>
		<pubDate>Thu, 28 Oct 2010 03:04:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-897902</guid>
		<description>@Carla(23): Check with your school&#039;s non-traditional student office (or its equivalent).  They often have lines on aid that is specifically slated for non-traditional students and are likely to be helpful in applying for the rest.

@AC(8): Any scholarship money that exceeds tuition is taxable (i.e. room and board).  You are, however, better off paying the tax than you are not getting the money to begin with.</description>
		<content:encoded><![CDATA[<p>@Carla(23): Check with your school&#8217;s non-traditional student office (or its equivalent).  They often have lines on aid that is specifically slated for non-traditional students and are likely to be helpful in applying for the rest.</p>
<p>@AC(8): Any scholarship money that exceeds tuition is taxable (i.e. room and board).  You are, however, better off paying the tax than you are not getting the money to begin with.</p>
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		<title>By: Dan M</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-880572</link>
		<dc:creator>Dan M</dc:creator>
		<pubDate>Fri, 22 Oct 2010 16:00:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-880572</guid>
		<description>That&#039;s a really great post! I paid most of my school needs myself, though I&#039;m positive the sticker-price on my education was way, way less than 160 000.

Since I&#039;m not very good at getting good grades, scholarships were largely out. What I am good at is working really hard, so my solution was to work two jobs every summer and one job while in school. This was often hectic, but it worked and I graduated debt-free.

There are a lot of temporary jobs available to students, many with very flexible hours. This is going to be more work than getting scholarships, but there are advantages too: for example, it helps you build up your resumé and widen your network.

It all comes back to JD&#039;s quote: &quot;Do what works for you.&quot; If scholarships are your thing, awesome! And if not, find out what is.</description>
		<content:encoded><![CDATA[<p>That&#8217;s a really great post! I paid most of my school needs myself, though I&#8217;m positive the sticker-price on my education was way, way less than 160 000.</p>
<p>Since I&#8217;m not very good at getting good grades, scholarships were largely out. What I am good at is working really hard, so my solution was to work two jobs every summer and one job while in school. This was often hectic, but it worked and I graduated debt-free.</p>
<p>There are a lot of temporary jobs available to students, many with very flexible hours. This is going to be more work than getting scholarships, but there are advantages too: for example, it helps you build up your resumé and widen your network.</p>
<p>It all comes back to JD&#8217;s quote: &#8220;Do what works for you.&#8221; If scholarships are your thing, awesome! And if not, find out what is.</p>
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		<title>By: DarkGarage</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-876472</link>
		<dc:creator>DarkGarage</dc:creator>
		<pubDate>Thu, 21 Oct 2010 12:23:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-876472</guid>
		<description>This is indeed a wonderful article, and hopefully when my son (now 6-months old) is of college age he will be able to make use of this info.  

I wonder if this advice can be applied to my post-college, work-a-day life?  Perhaps I will look into funding my Grad school this way?

Does anyone know if there are as many options for Graduate scholarships as there are for Undergrad?

Just a thought.

Thanks again for the great article.</description>
		<content:encoded><![CDATA[<p>This is indeed a wonderful article, and hopefully when my son (now 6-months old) is of college age he will be able to make use of this info.  </p>
<p>I wonder if this advice can be applied to my post-college, work-a-day life?  Perhaps I will look into funding my Grad school this way?</p>
<p>Does anyone know if there are as many options for Graduate scholarships as there are for Undergrad?</p>
<p>Just a thought.</p>
<p>Thanks again for the great article.</p>
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		<title>By: Briana @ GBR</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-871332</link>
		<dc:creator>Briana @ GBR</dc:creator>
		<pubDate>Tue, 19 Oct 2010 21:58:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-871332</guid>
		<description>This was a great story. I had a similar one: my first 2 years of college were paid for thanks to a state grant, going to a state school, and $5000 of scholarship money. Diligence and perseverance pays off</description>
		<content:encoded><![CDATA[<p>This was a great story. I had a similar one: my first 2 years of college were paid for thanks to a state grant, going to a state school, and $5000 of scholarship money. Diligence and perseverance pays off</p>
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		<title>By: 3 degrees=50K in debt</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-870902</link>
		<dc:creator>3 degrees=50K in debt</dc:creator>
		<pubDate>Tue, 19 Oct 2010 19:26:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-870902</guid>
		<description>This post just makes me sad.  This kind of stuff only works for people who are from low-income families and are minorities.  If both of your parents work and you are as lily white as the day is long you automatically qualify for almost nothing at all, regardless of grades or other stellar qualifications.  I&#039;m so happy for her that she made it through almost without any loans, but the reality is that many young students can&#039;t do this.</description>
		<content:encoded><![CDATA[<p>This post just makes me sad.  This kind of stuff only works for people who are from low-income families and are minorities.  If both of your parents work and you are as lily white as the day is long you automatically qualify for almost nothing at all, regardless of grades or other stellar qualifications.  I&#8217;m so happy for her that she made it through almost without any loans, but the reality is that many young students can&#8217;t do this.</p>
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		<title>By: CNM</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-870282</link>
		<dc:creator>CNM</dc:creator>
		<pubDate>Tue, 19 Oct 2010 16:29:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-870282</guid>
		<description>My husband got a bunch of scholarships when he was in college.  He was a &#039;non traditional student&#039; as he was 27 which helped on a few applications.  

He also won a bunch of small scholarships where he was the only applicant!  For example, one was a tech scholarship set up to specifically fund the purchase of a computer.  He actually still uses the computer he bought with that scholarship today, more than 6 years later.  

He also applied and got an interest-free loan via a school foundation.  Not quite a scholarship, but better than paying interest.

The hardest thing is finding the scholarships. With those small ones,they don&#039;t tend to do a lot of advertising.  Pump the admissions office, financial aid office, and your academic advisor (or your major&#039;s office) for resources.</description>
		<content:encoded><![CDATA[<p>My husband got a bunch of scholarships when he was in college.  He was a &#8216;non traditional student&#8217; as he was 27 which helped on a few applications.  </p>
<p>He also won a bunch of small scholarships where he was the only applicant!  For example, one was a tech scholarship set up to specifically fund the purchase of a computer.  He actually still uses the computer he bought with that scholarship today, more than 6 years later.  </p>
<p>He also applied and got an interest-free loan via a school foundation.  Not quite a scholarship, but better than paying interest.</p>
<p>The hardest thing is finding the scholarships. With those small ones,they don&#8217;t tend to do a lot of advertising.  Pump the admissions office, financial aid office, and your academic advisor (or your major&#8217;s office) for resources.</p>
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		<title>By: fetu</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-868692</link>
		<dc:creator>fetu</dc:creator>
		<pubDate>Tue, 19 Oct 2010 08:50:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-868692</guid>
		<description>To quote one of my college teachers,  &quot;It is easier to work hard at your school work and earn scholarships than to work at McDonalds&quot;</description>
		<content:encoded><![CDATA[<p>To quote one of my college teachers,  &#8220;It is easier to work hard at your school work and earn scholarships than to work at McDonalds&#8221;</p>
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		<title>By: Lincoln</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-866952</link>
		<dc:creator>Lincoln</dc:creator>
		<pubDate>Mon, 18 Oct 2010 21:01:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-866952</guid>
		<description>Scholarships work out great for some people -- not for others.  My wife received a full tuition scholarship for college and also for graduate school, but merit-based scholarships are sometimes hard to come by.  I had perfect grades in high school, great test scores, and then had a 3.9 GPA in college (in the honors college no less), but only ever received token scholarships ($500 here, $250 there, etc.).   

I learned that, as a starting point, I didn&#039;t qualify for many merit-based scholarships because my parents categorically refused to fill out a FAFSA or to provide the school with any of their tax or financial information (and no, they didn&#039;t care if this impacted my ability to get scholarships or financial aid).  I thought that this should be irrelevant for merit-based scholarships, but was told again and again that I couldn&#039;t apply for most merit-based scholarships without this information on file.  

Every time I applied for additional scholarships or tried to get help from the financial aid office, it felt like a massive waste of time.  In fact, the financial aid office once advised me to drop out of college, save up some money, and return to college when I could afford it on my own.

If one of my friends or extended family had forwarded me a link to this article, I would have resented them for it.  Although I did not begrudge other people their scholarships (including my future wife), some people  can&#039;t catch a break on the scholarship front.

I think if you are able to get scholarships that make a dent in your tuition (15-35%), then you are doing pretty well.  If you get 50% or greater, that&#039;s fantastic, but you should consider yourself lucky.  For all of the hard-working and deserving people that get scholarships, there are also many hard-working and deserving people that get next to nothing.</description>
		<content:encoded><![CDATA[<p>Scholarships work out great for some people &#8212; not for others.  My wife received a full tuition scholarship for college and also for graduate school, but merit-based scholarships are sometimes hard to come by.  I had perfect grades in high school, great test scores, and then had a 3.9 GPA in college (in the honors college no less), but only ever received token scholarships ($500 here, $250 there, etc.).   </p>
<p>I learned that, as a starting point, I didn&#8217;t qualify for many merit-based scholarships because my parents categorically refused to fill out a FAFSA or to provide the school with any of their tax or financial information (and no, they didn&#8217;t care if this impacted my ability to get scholarships or financial aid).  I thought that this should be irrelevant for merit-based scholarships, but was told again and again that I couldn&#8217;t apply for most merit-based scholarships without this information on file.  </p>
<p>Every time I applied for additional scholarships or tried to get help from the financial aid office, it felt like a massive waste of time.  In fact, the financial aid office once advised me to drop out of college, save up some money, and return to college when I could afford it on my own.</p>
<p>If one of my friends or extended family had forwarded me a link to this article, I would have resented them for it.  Although I did not begrudge other people their scholarships (including my future wife), some people  can&#8217;t catch a break on the scholarship front.</p>
<p>I think if you are able to get scholarships that make a dent in your tuition (15-35%), then you are doing pretty well.  If you get 50% or greater, that&#8217;s fantastic, but you should consider yourself lucky.  For all of the hard-working and deserving people that get scholarships, there are also many hard-working and deserving people that get next to nothing.</p>
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		<title>By: J.R.C.</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-866752</link>
		<dc:creator>J.R.C.</dc:creator>
		<pubDate>Mon, 18 Oct 2010 19:56:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-866752</guid>
		<description>@Susan, &amp; @Carla

It IS much more difficult for someone older applying for scholarships to go to graduate school. 

But there are still scholarships out there. I went to Barnes &amp; Noble, bought the 2008 big book of scholarships, and went line by line through all the scholarships looking at the ones I was eligable for.

Needless to say, as a priveledged white Male trying to go to business school, there&#039;s weren&#039;t as many scholarships as there were for disabled minority students who are children of war veterans and the first generation to attend college. BUT through perserverance I did manage to find about 10 scholarships I was eligable for (out of a book of a few thousand), and the Eastern Women&#039;s Traffic Conference ended up paying for about 1/3 of my tuition!

So hang in there. Even if you&#039;re not the ideal candidate for a scholarship, there are still some out there for you. It&#039;s certainly not easy, but it is worth it in the end.</description>
		<content:encoded><![CDATA[<p>@Susan, &amp; @Carla</p>
<p>It IS much more difficult for someone older applying for scholarships to go to graduate school. </p>
<p>But there are still scholarships out there. I went to Barnes &amp; Noble, bought the 2008 big book of scholarships, and went line by line through all the scholarships looking at the ones I was eligable for.</p>
<p>Needless to say, as a priveledged white Male trying to go to business school, there&#8217;s weren&#8217;t as many scholarships as there were for disabled minority students who are children of war veterans and the first generation to attend college. BUT through perserverance I did manage to find about 10 scholarships I was eligable for (out of a book of a few thousand), and the Eastern Women&#8217;s Traffic Conference ended up paying for about 1/3 of my tuition!</p>
<p>So hang in there. Even if you&#8217;re not the ideal candidate for a scholarship, there are still some out there for you. It&#8217;s certainly not easy, but it is worth it in the end.</p>
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		<title>By: chacha1</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-866542</link>
		<dc:creator>chacha1</dc:creator>
		<pubDate>Mon, 18 Oct 2010 19:03:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-866542</guid>
		<description>Another anecdote.  I applied for and won a full-tuition scholarship to my hometown college.  It was framed to favor students with an intention of majoring in English or the humanities.  

Read the fine print on things like this; my award was continued even after I changed my major from English to History, but some awards may be major-dependent.</description>
		<content:encoded><![CDATA[<p>Another anecdote.  I applied for and won a full-tuition scholarship to my hometown college.  It was framed to favor students with an intention of majoring in English or the humanities.  </p>
<p>Read the fine print on things like this; my award was continued even after I changed my major from English to History, but some awards may be major-dependent.</p>
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		<title>By: Nicole</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-866322</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Mon, 18 Oct 2010 17:58:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-866322</guid>
		<description>I wanted to second @6 frugalscholar

There&#039;s a big difference between what a well-endowed private school can offer a kid whose parents are of moderate income compared to a less-well-endowed school.  Some of those ivies and top small liberal arts colleges will be free or cheaper than a state school.  The difficulty is, as she said, getting in.

Finding out financial aid stats before applying can be a good thing.  Some places even have calculators you can use online.</description>
		<content:encoded><![CDATA[<p>I wanted to second @6 frugalscholar</p>
<p>There&#8217;s a big difference between what a well-endowed private school can offer a kid whose parents are of moderate income compared to a less-well-endowed school.  Some of those ivies and top small liberal arts colleges will be free or cheaper than a state school.  The difficulty is, as she said, getting in.</p>
<p>Finding out financial aid stats before applying can be a good thing.  Some places even have calculators you can use online.</p>
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		<title>By: quinsy</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-866312</link>
		<dc:creator>quinsy</dc:creator>
		<pubDate>Mon, 18 Oct 2010 17:58:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-866312</guid>
		<description>nice article, and it&#039;s really true. During college I had a merit scholarship and didn&#039;t have to worry about the rest, but when I went to med school and realized the loans were all on me, I got busy applying to any scholarship I could find. I can&#039;t make your impressive claim that I won all the ones I applied for, but I won more than half of them, and never had to take a private loan  in 4 years of med school (Stafford loans can cover tuition and fees for out of state medical students, but no living expenses in most cases. Private loan interest rates can be double or more than Stafford rates.)

go students, apply for those scholarships!</description>
		<content:encoded><![CDATA[<p>nice article, and it&#8217;s really true. During college I had a merit scholarship and didn&#8217;t have to worry about the rest, but when I went to med school and realized the loans were all on me, I got busy applying to any scholarship I could find. I can&#8217;t make your impressive claim that I won all the ones I applied for, but I won more than half of them, and never had to take a private loan  in 4 years of med school (Stafford loans can cover tuition and fees for out of state medical students, but no living expenses in most cases. Private loan interest rates can be double or more than Stafford rates.)</p>
<p>go students, apply for those scholarships!</p>
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		<title>By: Elise</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-865772</link>
		<dc:creator>Elise</dc:creator>
		<pubDate>Mon, 18 Oct 2010 15:26:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-865772</guid>
		<description>Thank you for this informative article!  My oldest is a junior in high school, so this couldn&#039;t have come at a better time.  It really got me to start thinking outside the box to find college money for her!</description>
		<content:encoded><![CDATA[<p>Thank you for this informative article!  My oldest is a junior in high school, so this couldn&#8217;t have come at a better time.  It really got me to start thinking outside the box to find college money for her!</p>
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		<title>By: ami</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-865602</link>
		<dc:creator>ami</dc:creator>
		<pubDate>Mon, 18 Oct 2010 14:18:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-865602</guid>
		<description>This is valuable information.  For me, the best advice is to keep searching for scholarships once in college and not to assume anything based on financial position.  (We didn&#039;t do that when I was in college, hopefully we&#039;ll remember this when time comes to send ours to college).  thanks</description>
		<content:encoded><![CDATA[<p>This is valuable information.  For me, the best advice is to keep searching for scholarships once in college and not to assume anything based on financial position.  (We didn&#8217;t do that when I was in college, hopefully we&#8217;ll remember this when time comes to send ours to college).  thanks</p>
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		<title>By: Des</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-864792</link>
		<dc:creator>Des</dc:creator>
		<pubDate>Mon, 18 Oct 2010 06:08:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-864792</guid>
		<description>@frugalscholar #6 - That must only be true for dependent students without income of their own. I lost all my needs based college funding at age 20 when I got married, even though we had a combined income of less than $30k. I went to community college first, then a private university and neither qualified me for needs based aid.</description>
		<content:encoded><![CDATA[<p>@frugalscholar #6 &#8211; That must only be true for dependent students without income of their own. I lost all my needs based college funding at age 20 when I got married, even though we had a combined income of less than $30k. I went to community college first, then a private university and neither qualified me for needs based aid.</p>
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		<title>By: Valerie</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-864732</link>
		<dc:creator>Valerie</dc:creator>
		<pubDate>Mon, 18 Oct 2010 05:46:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-864732</guid>
		<description>Fantastic, Alison!! This is great advice and I hope many are inspired to look at education costs and be creative about staying out from under the crushing load of student debt. So many more opportunities open up for a satisfying career when the dollar isn&#039;t the bottom line.</description>
		<content:encoded><![CDATA[<p>Fantastic, Alison!! This is great advice and I hope many are inspired to look at education costs and be creative about staying out from under the crushing load of student debt. So many more opportunities open up for a satisfying career when the dollar isn&#8217;t the bottom line.</p>
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		<title>By: Rebecca</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-864422</link>
		<dc:creator>Rebecca</dc:creator>
		<pubDate>Mon, 18 Oct 2010 03:02:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-864422</guid>
		<description>WONDERFUL advice. Starting out life with college debt sets you so far behind...this is a great reminder that it is possible to get a great education and not let it set you back. Thank you, Alison!</description>
		<content:encoded><![CDATA[<p>WONDERFUL advice. Starting out life with college debt sets you so far behind&#8230;this is a great reminder that it is possible to get a great education and not let it set you back. Thank you, Alison!</p>
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		<title>By: Carla</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863892</link>
		<dc:creator>Carla</dc:creator>
		<pubDate>Sun, 17 Oct 2010 22:50:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863892</guid>
		<description>I loved your post! I wonder if any of these tips could apply for an adult (31), or has that ship sailed once you&#039;re out of the &quot;normal college age&quot;.</description>
		<content:encoded><![CDATA[<p>I loved your post! I wonder if any of these tips could apply for an adult (31), or has that ship sailed once you&#8217;re out of the &#8220;normal college age&#8221;.</p>
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		<title>By: KarenJ</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863812</link>
		<dc:creator>KarenJ</dc:creator>
		<pubDate>Sun, 17 Oct 2010 22:47:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863812</guid>
		<description>I went back to school when my youngest went to kindergarten. I graduated with my MA in counseling with $2,000 in student loans.  I was able to get a position as a grad assistant in the technology education department which paid my entire tuition plus a $3,500 per semester stipend for 15 hours a week of work.  Not only did I pay for my master&#039;s degree, but I also gained valuable additional work experience.</description>
		<content:encoded><![CDATA[<p>I went back to school when my youngest went to kindergarten. I graduated with my MA in counseling with $2,000 in student loans.  I was able to get a position as a grad assistant in the technology education department which paid my entire tuition plus a $3,500 per semester stipend for 15 hours a week of work.  Not only did I pay for my master&#8217;s degree, but I also gained valuable additional work experience.</p>
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		<title>By: Techbud</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863752</link>
		<dc:creator>Techbud</dc:creator>
		<pubDate>Sun, 17 Oct 2010 22:08:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863752</guid>
		<description>This is a great article. Forwarding off to a niece and nephew who just started college.</description>
		<content:encoded><![CDATA[<p>This is a great article. Forwarding off to a niece and nephew who just started college.</p>
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		<title>By: Roo</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863692</link>
		<dc:creator>Roo</dc:creator>
		<pubDate>Sun, 17 Oct 2010 21:40:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863692</guid>
		<description>I&#039;m hoping to pay for my first year&#039;s uni fees by becoming a human guinea-pig. There&#039;s a clinical trial running for a drug that&#039;s already passed in over 90 countries and they&#039;re running one more trial to make it available in Japan.

Over £3000 ($5000) for 42 days on hormonal medication is a bargain.</description>
		<content:encoded><![CDATA[<p>I&#8217;m hoping to pay for my first year&#8217;s uni fees by becoming a human guinea-pig. There&#8217;s a clinical trial running for a drug that&#8217;s already passed in over 90 countries and they&#8217;re running one more trial to make it available in Japan.</p>
<p>Over £3000 ($5000) for 42 days on hormonal medication is a bargain.</p>
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		<title>By: Susan</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863402</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Sun, 17 Oct 2010 19:47:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863402</guid>
		<description>Good article, and I&#039;m honestly happy for Alison that she managed to get through college with all those scholarships.  However, in reading through the article, I&#039;m no closer to understanding how some people manage to get them and some don&#039;t.  

My experience: Since I started back to school in 2008 for a career change, I have applied for every scholarship I&#039;m qualified for, every single time the application periods have come around.  The first two semesters I had a 4.0 GPA, and subsequent semesters my GPA has never gone below a 3.7.  I have stellar recommendation letters from faculty, former co-workers/employers and people I know in the industry.  I have volunteer experience in my field. I&#039;ve read up on scholarship essays and even taken the free classes offered by the college on writing the essay.  I have never, not once, been awarded a scholarship.

I should mention a couple of things:  The field I&#039;m getting my degree in graduates between about 60-70 students (in this state) each year. The businesses that are in our field are numerous, and there is a lot of financial support of students from industry organizations.  So in addition to general scholarships, I&#039;m also competing for a number of field-specific scholarships, many of which are only available to residents of my state.

I&#039;m open to the possibility that I&#039;ve missed something huge in all my attempts at getting a scholarship.  But when I hear about who has gotten the last batch of scholarships (see above - we&#039;re a pretty small group, so word gets around) I can&#039;t help but wonder if I&#039;m out of the running before I even start.  I already have a B.A. (which I&#039;m still paying off, 13 years later - so I&#039;m not interested in taking out additional student loans).  I&#039;m married, and my husband has a better-than-average job.  We&#039;re scraping by on just his income (and my occasional income during summer and semester breaks), but I&#039;m fully aware that we are doing better than some in this economy.  We don&#039;t have kids, so don&#039;t have any childcare expense.  (And I notice that childcare expenses are mentioned specifically.  But nowhere do they ask if my husband and I are financially contributing to the support of both sets of elderly parents.)

Anyway, I&#039;m sorry if I come off sounding like a whiner.  I am glad that there are so many people who are able to fund their way through school with scholarships.  I know that some of my fellow students would never be able to even consider getting a degree without some of their scholarships and grants. It&#039;s just frustrating to always hear about all these wonderful scholarships that are out there, (&quot;free for the application&quot; as I heard one financial aid rep put it once), do my best to earn one, and then be continually denied despite my best efforts.</description>
		<content:encoded><![CDATA[<p>Good article, and I&#8217;m honestly happy for Alison that she managed to get through college with all those scholarships.  However, in reading through the article, I&#8217;m no closer to understanding how some people manage to get them and some don&#8217;t.  </p>
<p>My experience: Since I started back to school in 2008 for a career change, I have applied for every scholarship I&#8217;m qualified for, every single time the application periods have come around.  The first two semesters I had a 4.0 GPA, and subsequent semesters my GPA has never gone below a 3.7.  I have stellar recommendation letters from faculty, former co-workers/employers and people I know in the industry.  I have volunteer experience in my field. I&#8217;ve read up on scholarship essays and even taken the free classes offered by the college on writing the essay.  I have never, not once, been awarded a scholarship.</p>
<p>I should mention a couple of things:  The field I&#8217;m getting my degree in graduates between about 60-70 students (in this state) each year. The businesses that are in our field are numerous, and there is a lot of financial support of students from industry organizations.  So in addition to general scholarships, I&#8217;m also competing for a number of field-specific scholarships, many of which are only available to residents of my state.</p>
<p>I&#8217;m open to the possibility that I&#8217;ve missed something huge in all my attempts at getting a scholarship.  But when I hear about who has gotten the last batch of scholarships (see above &#8211; we&#8217;re a pretty small group, so word gets around) I can&#8217;t help but wonder if I&#8217;m out of the running before I even start.  I already have a B.A. (which I&#8217;m still paying off, 13 years later &#8211; so I&#8217;m not interested in taking out additional student loans).  I&#8217;m married, and my husband has a better-than-average job.  We&#8217;re scraping by on just his income (and my occasional income during summer and semester breaks), but I&#8217;m fully aware that we are doing better than some in this economy.  We don&#8217;t have kids, so don&#8217;t have any childcare expense.  (And I notice that childcare expenses are mentioned specifically.  But nowhere do they ask if my husband and I are financially contributing to the support of both sets of elderly parents.)</p>
<p>Anyway, I&#8217;m sorry if I come off sounding like a whiner.  I am glad that there are so many people who are able to fund their way through school with scholarships.  I know that some of my fellow students would never be able to even consider getting a degree without some of their scholarships and grants. It&#8217;s just frustrating to always hear about all these wonderful scholarships that are out there, (&#8220;free for the application&#8221; as I heard one financial aid rep put it once), do my best to earn one, and then be continually denied despite my best efforts.</p>
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		<title>By: KS</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863172</link>
		<dc:creator>KS</dc:creator>
		<pubDate>Sun, 17 Oct 2010 18:37:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863172</guid>
		<description>ABSOLUTELY AWESOME POST!!!!  I worked as a grad student at our scholarship center and met many students who applied for and got the oddest scholarships - for bowlers, for descendants of Huguenots, you name it.  I would add that you need to look EARLY - these scholarships are often a year out in terms of deadlines.

Also, don&#039;t scammed.  You don&#039;t have to pay for these services; finaid.org is an excellent resource, for example. 

I actually used my boss&#039;s editing services to get an internal scholarship - which got me out of that office the next year :) .</description>
		<content:encoded><![CDATA[<p>ABSOLUTELY AWESOME POST!!!!  I worked as a grad student at our scholarship center and met many students who applied for and got the oddest scholarships &#8211; for bowlers, for descendants of Huguenots, you name it.  I would add that you need to look EARLY &#8211; these scholarships are often a year out in terms of deadlines.</p>
<p>Also, don&#8217;t scammed.  You don&#8217;t have to pay for these services; finaid.org is an excellent resource, for example. </p>
<p>I actually used my boss&#8217;s editing services to get an internal scholarship &#8211; which got me out of that office the next year <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  .</p>
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		<title>By: Claudia M.</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863072</link>
		<dc:creator>Claudia M.</dc:creator>
		<pubDate>Sun, 17 Oct 2010 17:53:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863072</guid>
		<description>Thanks for writing this article.  I can really realte to your experience.  Last winter, I applied to graduate school not knowing how I was going to pay for it. I work full-time, so I was expecting to finance my education by living as a pauper.  Luckily, I was blessed with a substantial professional scholarship, and my graduate program matched these funds.  So far, a third of my education is currently paid for.

However, winning these scholarships does not mean that I won&#039;t apply for anymore.  For the next six months, my part-time job will be to search and apply for scholarships.  My goal has always been to graduate with my master&#039;s degree debt free, even if that means my bank account registers a balance of zero dollars when I finish school.  With scholarship money though, I&#039;ll have a couple bucks left over to start my career.

My advice to anyone searching for scholarship money is not to focus on the small pool of prestigious national scholarships, but on local scholarships, scholarships given away by professional organizations in your related field, and scholarships given away by your undergraduate or graduate schools.  In my experience, they give the most money, but in smaller chunks.</description>
		<content:encoded><![CDATA[<p>Thanks for writing this article.  I can really realte to your experience.  Last winter, I applied to graduate school not knowing how I was going to pay for it. I work full-time, so I was expecting to finance my education by living as a pauper.  Luckily, I was blessed with a substantial professional scholarship, and my graduate program matched these funds.  So far, a third of my education is currently paid for.</p>
<p>However, winning these scholarships does not mean that I won&#8217;t apply for anymore.  For the next six months, my part-time job will be to search and apply for scholarships.  My goal has always been to graduate with my master&#8217;s degree debt free, even if that means my bank account registers a balance of zero dollars when I finish school.  With scholarship money though, I&#8217;ll have a couple bucks left over to start my career.</p>
<p>My advice to anyone searching for scholarship money is not to focus on the small pool of prestigious national scholarships, but on local scholarships, scholarships given away by professional organizations in your related field, and scholarships given away by your undergraduate or graduate schools.  In my experience, they give the most money, but in smaller chunks.</p>
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		<title>By: Alison</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863022</link>
		<dc:creator>Alison</dc:creator>
		<pubDate>Sun, 17 Oct 2010 17:34:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863022</guid>
		<description>Thanks so much for the kind words, everyone!

Joe M is right in that some scholarships, depending on how they stack up, can be taxable.  I certainly ended up paying taxes on some of my awards, especially on overages.  Still, most scholarships aren&#039;t taxable, depending on how you use them.  It&#039;s certainly worth talking to a professional to make sure that you&#039;re paying what you should in taxes.

It&#039;s also true that some awards will be reduced once you hit full tuition plus room and board.  I had a few that were reduced monetarily my senior year once all of my expenses were covered.  But between previously guaranteed awards (different scholarships have all kinds on rules) and tuition reductions from working for the university.  I was very, very surprised when they handed me that check and very, very lucky.</description>
		<content:encoded><![CDATA[<p>Thanks so much for the kind words, everyone!</p>
<p>Joe M is right in that some scholarships, depending on how they stack up, can be taxable.  I certainly ended up paying taxes on some of my awards, especially on overages.  Still, most scholarships aren&#8217;t taxable, depending on how you use them.  It&#8217;s certainly worth talking to a professional to make sure that you&#8217;re paying what you should in taxes.</p>
<p>It&#8217;s also true that some awards will be reduced once you hit full tuition plus room and board.  I had a few that were reduced monetarily my senior year once all of my expenses were covered.  But between previously guaranteed awards (different scholarships have all kinds on rules) and tuition reductions from working for the university.  I was very, very surprised when they handed me that check and very, very lucky.</p>
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		<title>By: Sean</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-863002</link>
		<dc:creator>Sean</dc:creator>
		<pubDate>Sun, 17 Oct 2010 17:30:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-863002</guid>
		<description>Joe- &quot;for fun and profit!&quot; is a cliched phrase that Alison is riffing off here.  Not meant to be taken literally.  ;)</description>
		<content:encoded><![CDATA[<p>Joe- &#8220;for fun and profit!&#8221; is a cliched phrase that Alison is riffing off here.  Not meant to be taken literally.  <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Kristy</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-862922</link>
		<dc:creator>Kristy</dc:creator>
		<pubDate>Sun, 17 Oct 2010 17:02:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-862922</guid>
		<description>Thank you so much for this post! I&#039;m a freshman in college right now and I got really discouraged after I only won one (local) scholarship in high school. This was just the motivation I needed to push through and look for more scholarships :)</description>
		<content:encoded><![CDATA[<p>Thank you so much for this post! I&#8217;m a freshman in college right now and I got really discouraged after I only won one (local) scholarship in high school. This was just the motivation I needed to push through and look for more scholarships <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Joe M</title>
		<link>http://www.getrichslowly.org/blog/2010/10/17/reader-story-scholarships-for-fun-and-profit/comment-page-1/#comment-862882</link>
		<dc:creator>Joe M</dc:creator>
		<pubDate>Sun, 17 Oct 2010 16:56:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48422#comment-862882</guid>
		<description>&quot;For profit&quot; huh?  Depending on the type of scholarship, grant, loan, it&#039;s standard practice to award you less than the full amount if it&#039;s determined you have paid your current tuition in full.  Furthermore, if the award is not a loan, it is taxable as soon as it is no longer in your tuition account at your school.  Yikes!</description>
		<content:encoded><![CDATA[<p>&#8220;For profit&#8221; huh?  Depending on the type of scholarship, grant, loan, it&#8217;s standard practice to award you less than the full amount if it&#8217;s determined you have paid your current tuition in full.  Furthermore, if the award is not a loan, it is taxable as soon as it is no longer in your tuition account at your school.  Yikes!</p>
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